Race from 10 to 100k!!

[ItsALongStory]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30

9/14/2018: $28,138.60

$16k in 6 months is pretty awesome, I know how slow it goes in the beginning.

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30

9/14/2018: $28,138.60

$16k in 6 months is pretty awesome, I know how slow it goes in the beginning.

Thanks! I just secured a 10k bonus with a lateral transfer so hopefully it goes faster soon!

[11ducks]

You guys are so impressive! This is me (Excluding superannuation and house)

Dec 17 - $16500
Jan 18 - $19000
Feb 18 - $20100
Mar 18 - $21120
Apr 18 - $22090
May 18 - $23700
Jun 18 - $26400
July 18 - $28400
Aug 18 - $29400

I've picked up a second job - goal is $40k by end of 2018!

[QuillScroll]

Update for this month -

30-Apr-18         37941
24-May-18     40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683

[zeli2033]

Mid-month NW update

8/31/18: $12,784
9/17/18: $14,547

[PassMMM]

Update: Looking like I'll be about 1 month away, so should hit my goal of 100k before 2019 with room to spare! See you all on the 100-250 thread!

April - 41k
May - 48k
June - 55k
July - 66k
Aug-  74k
Sept - 83k
End Sept/NOW (should be same 10/1) - 94k

[ASW]

@PassMMM Geez those are huge chunks.  Congrats!

[adamsputnik]

1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00

One big credit card balance paid off, even if it was at 0%. Those promo periods don't last forever...

Now one more to go. She'll be done in a couple of months.

[Hirondelle]

Jan 2018 €16.000
Feb 2018 €17.050 (+1050)
Mar 2018 €17.300 (+250)
Apr 2018 €18.600 (+1300)
May 2018 €21.200 (+2600)
June 2018 €23.300 (+2100)
July 2018 €24.400 (+1100)
Aug 2018 €25.700 (+1300)
Sept 2018 €26.100 (+400)

Slow month as I went on a 3 week vacation. Still going upwards though :)

[LittleWanderer]

November 2017 - $10,267
December 2017 - $11,208
January 2018 - $10,713
February 2018 - $11,869
March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246

September 2018 - $20,031

[Serendip]

Dec 18/17    18,146
Jan 19/18     23,607
Feb 20/18     27,000
Mar 31/18     29,008
Apr 19/18     30,100
May 29/18    35,030
June28/18    36,700
July 25/18    39,000
Aug 26/18    40,150
Sept 27/18   42,500

Unavoidable large expenses coming up this month, as well as going to visit family and I just had over two weeks off which will now catch up with me. Am trying to add a few shifts here & there to account for part of it but might have a dip into savings unless I can really pick it up a couple of notches!

[zeli2033]

End of September update

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $$22,476

A couple positive things gave us a bump this month (and going into next month). DH got a bonus and will be getting a raise that takes effect starting in the next month. I will likely get a small bonus as well next month. So progress!

[Spruit]

Hello, there! I just graduated out of the 0 to 10k group, so thought I'd join here. With current income and spending I'm guessing it'll take me 10 years to reach 100k. Let's try to speed it up a bit.

I take home around 1800 euros a month (income's a bit variable: sometimes 1700, sometimes 2100 euros)
My spending hovers around 1000 euros a month, which leaves me 800 to save up and invest. Currently saving up for a house, but also investing for long term gains.

Me and my partner share some expenses and save up for those together on a seperate bank account. I'll just track my private assets in this thread.

Current NW: 12,056 k

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60

9/28/2018: $30,242.60

Broke 30k!

[jasert39]

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853

[Hirondelle]

Welcome Spruit; congrats on the graduation!

Lexde; well done on crossing 30k! You're jumping forward so fast!

[JAYSLOL]

Jan1 - 63.8k
Feb1 - 64.0k
Mar1 - 65.0k
Apr1 - 65.4k
May1 - 67.5k
June1 - 69.5k
July1 - 72.3k
Aug1 - 74.0k
Sept1 - 76.7k
Oct1 - 79.6k

Updating this slightly early.  Decent month, looking like I could pass 90k by the end of the year without too much work, or get darn close to graduating if I really put in the effort. 

[snoot]

January              67,602
February             72,789
March                 75,413
April                    75,770   
May                    73,933   
June                   77,260
July                    77,632   
August               79,049
September         83,381 
October.             88,081

Well done, everyone!

Sent from my moto g(6) using Tapatalk

[ASW]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806

This month I focused on asset allocation, and I think I've got something that I'm comfortable going forward with.  Next month my goal is to finalize my investment policy statement.  I did some analysis and realized that I'm paying very little in taxes, and so I'm going to make all my retirement contributions Roth from here on out.  Also, I liquidated the 529s I had with USAA and moved that money into VTSAX at Vanguard, so now all my investments are in low-cost index funds. 

Welcome to all the newcomers!

[ItsALongStory]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806

This month I focused on asset allocation, and I think I've got something that I'm comfortable going forward with.  Next month my goal is to finalize my investment policy statement.  I did some analysis and realized that I'm paying very little in taxes, and so I'm going to make all my retirement contributions Roth from here on out.  Also, I liquidated the 529s I had with USAA and moved that money into VTSAX at Vanguard, so now all my investments are in low-cost index funds. 

Welcome to all the newcomers!

What a difference a year makes, you have basically already tripled your investments since January.

[Steeze]

Count us in!

May 2018: $55,766

June 1 2018 - $60,028

July 1 2018 - $66,306

Aug 1 2018 - $74,667

Sept 1 2018 - $83,868

Oct 1 2018 - $93,108

Had a spendy month with too much eating out than is warranted - luckily DW had a Guzheng gig at a wedding that made up for it !

On track for graduation next month, 2 months ahead of schedule !

[ASW]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806

This month I focused on asset allocation, and I think I've got something that I'm comfortable going forward with.  Next month my goal is to finalize my investment policy statement.  I did some analysis and realized that I'm paying very little in taxes, and so I'm going to make all my retirement contributions Roth from here on out.  Also, I liquidated the 529s I had with USAA and moved that money into VTSAX at Vanguard, so now all my investments are in low-cost index funds. 

Welcome to all the newcomers!

What a difference a year makes, you have basically already tripled your investments since January.

Haha yeah...that's what discovering the FIRE concept will do.  Pre MMM, 10 years of working = $38k of savings.  Post MMM, 10 months of working = $55k of savings.

[zeli2033]

1/1/2018:   $38,800
2/1/2018:   $49,800
3/1/2018:   $55,707
4/1/2018:   $64,352
5/1/2018:   $68,097
6/1/2018:   $72,976
7/1/2018:   $80,555
8/1/2018:   $85,858
9/1/2018:   $90,137
10/1/2018: $93,806

This month I focused on asset allocation, and I think I've got something that I'm comfortable going forward with.  Next month my goal is to finalize my investment policy statement.  I did some analysis and realized that I'm paying very little in taxes, and so I'm going to make all my retirement contributions Roth from here on out.  Also, I liquidated the 529s I had with USAA and moved that money into VTSAX at Vanguard, so now all my investments are in low-cost index funds. 

Welcome to all the newcomers!

What a difference a year makes, you have basically already tripled your investments since January.

Haha yeah...that's what discovering the FIRE concept will do.  Pre MMM, 10 years of working = $38k of savings.  Post MMM, 10 months of working = $55k of savings.

THIS. December 2017, our net worth was -$48k. As of today, our net worth is +$25k. What a difference MMM makes.

Nice job getting yourself to this point!!!

[jasert39]

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234

[LittleWanderer]

Haha yeah...that's what discovering the FIRE concept will do.  Pre MMM, 10 years of working = $38k of savings.  Post MMM, 10 months of working = $55k of savings.

You have saved more this year than I make in a year!  (By a good amount!)  That's amazing!  You should be super proud of yourself.

[Mattrim]

6/30: 5828.16$
8/1:   15412.83$ (+9586.67$)
8/31: 19351.65$ (+3938.82$)
9/31: 25450$ (+6099$)

Goal 12/31: 37500$ 40000$ (requires about 4500 4850$ each month)

Amazing to see the progress everyone is doing! Remember to update the spreadsheet: https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[Svoboda]

Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572

September Notes

Halfway there! Wish my progress could be this good every month! I get paid once per month on the 1st, however my October check was deposited into my account yesterday so I wound up with a two paycheck month.

[ASW]

Haha yeah...that's what discovering the FIRE concept will do.  Pre MMM, 10 years of working = $38k of savings.  Post MMM, 10 months of working = $55k of savings.

You have saved more this year than I make in a year!  (By a good amount!)  That's amazing!  You should be super proud of yourself.

Thanks! I’m fortunate to have a good income, low taxes, and a SO who is on board, which begs the question of where all that money has gone in the years prior to this one.  Oh well, here’s to a prosperous future for all of us!

[Tasse]

Welcome @Spruit! And congrats @LittleWanderer and @lexde for hitting new 10k markers!

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k

Sept 18: $22.2k

And that's including paying a new housing deposit before (hopefully) getting the old one back! Shooting for $25k by the end of the year, and hoping the international trip in December doesn't impede that goal too much.

On the subject of the difference MMM makes... I started grad school in August 2015. First year, I saved $1,600. Second year, I saved $5,800, which I thought was pretty impressively frugal. Third year, I discovered MMM, got a $3k raise, and saved almost $14,000, representing 42% of my income. It's weird how much of this seems obvious now that wasn't obvious such a short time ago.

P.S. Upon entering my info into the spreadsheet, it appears that this month represents exactly double my NW at the start of 2018. (In the record above I've tracked the ends of months, so the Dec 17 number is also the January 1st 2018 number.) I was hoping to double it within the year and I'm blowing that goal out of the water. Onward!

[vertkurt]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18=41,426

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71

Our credit card debt is now down to about $7,000. We are rocking those things. Once those are paid off, we will be able to really start piling money into are retirement accounts. Probably will be able to make it to $100k by about March.

[L2]

End of July NW: 84,495
End of Year projected NW: 104,324

End of August NW: 88,430.58
End of Year projected NW: 105,233.73

End of September NW: 90,725.77
End of Year Projected NW: 105,847.91

Definitely a rougher month for me expense wise. Had $700 of work expenses that I covered up front, $750 in car repairs, weekend trips to Chicago and Toronto, and the girlfriend's birthday dinner/night out.

October should set up to be a nice month - very little out of the ordinary expenses, work expense reimbursement, and ~$1200 in net bonuses.
November should also be a nice month. Raise will go into effect beginning 11/1 and its a 3 paycheck month. Goal is now to hit 100k effective 11/30.

[Nederstash]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029

Bit slower, but for a good reason. I've been pressuring my parents to let me repay a loan to them. I borrowed some money when I was doing 2 Master degrees at the same time and not working. My parents wrote it down and told me to forget about it until they both passed and it'd be subtracted from the inheritance. Very nice, of course, but it's been niggling in the back of my mind for years. Now that my parents are retired, they're careful with money because they don't know if/when it will run out (it won't, I'm sure! Try telling them that). So after months of bartering, they're letting me pay it back. Poor souls feel bad about it too. Sometime's they're too good for this world.

I'm paying it back a couple hundred euro a month, so progress will be a bit slower. On the other hand, my house value flew up, I could easily add 50k networth, but I'm careful, the bubble might burst! And the value is completely intangible right now, so no use to me to inflate my numbers.

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48

Feeling good about the gain! I have some big medical bills coming up this month, which will slow things, but hopefully it will continue being a net positive.

[zygote]

Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)

[JCGreen]

Joining now but I do have some historical data. This seems like a fun competition!

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month. Money in retirement accounts that is not vested is also not included. Part of the big jump in between April and August is that part of my 401K vested 20%. My investments generally go up by over $1200 a month, so to get to 100k should take me about 5 years if it does not appreciate. My savings rate will probably be higher next year, as I am looking for a new job in a lower cost of living area, or if I keep my current job, the 401k match goes up to 6% for 4.5%.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800

Best of Luck Everyone!

Sep2018: $23,645
Part of me was really excited to show this number, as I am proud. The other part was disappointed I didn't save more.

This month I saved nothing for my replacement car goals, as I spent about $500 (not completely unexpected) on the car. Seeing as October 1st started with me in the ER by 2 a.m. (I am fine, don't need any sympathy), I don't think October will see much for gains either, as my HSA might lose some money.

That being said, all my bills are paid, I am in relatively good health with great friends, and because most of my savings are automated, I still picked up $800 worth of net-worth.  I am doing better than my former self, and probably most of the US adult population.

[arob54600]

Hey ya'll just checking in for End of Last month.

November 17-  41195
December 17-  42526
January 18-     47966
February 18-   47104
May 18 -         48521
July 18 -         53000
August 18-     55866
End of September - 57315

I'm just plugging right along, see ya on Halloween :)

[philli14]

Popping in here! Added some numbers to the document.

Didn't really track my NW before graduating from grad school, but have data from when I started my first job.

Sitting at ~53k currently.

Goal is 100k NW by end of 2019, stretch goal is 100k NW by my 26th birthday at the end of June.

Looking forward to be inspired by others and work hard towards this goal!

[TheLonelySaver]

Date              Investment          Change
01.12.2016    CHF 12'570.00     CHF -   
01.12.2017    CHF 46'206.35     CHF 33'636.35
01.01.2018    CHF 48'263.15     CHF 2'056.80
01.02.2018    CHF 48'614.85     CHF 351.70
01.03.2018    CHF 47'185.76     CHF -1'429.09
01.04.2018    CHF 49'788.61     CHF 2'602.85
01.05.2018    CHF 52'135.13     CHF 2'346.52
01.06.2018    CHF 62'352.52     CHF 10'217.39
01.07.2018    CHF 66'512.37     CHF 4'159.85
01.08.2018    CHF 70'736.49     CHF 4'224.12
01.09.2018    CHF 79'519.64     CHF 8'783.15
01.10.2018    CHF 84'451.87     CHF 4'932.23


I think I am on the right track - goal is to reach 100k by end of this year!

[MommyCake]

Investments only:

9/4/18     73,600
10/4/18   75,950

Goal is 100k by June 2019.  Going to have to increase deposits to reach this.   

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83

Bleeding money because of the deck I am building, finish work is taking more than I expected. Also bought those tires that I need and had the suspension rebuilt on the car. Suspension rebuild could have wait..

10/04/17: $63,306.87

And it continues, 2 two week roadtrip vacations will never help. Out of days off and no major expense on the horizon so I am hoping to start turning this boat around.

[daveed]

Dang. Wish I would have found this thread sooner. 'bout to graduate to the next tier in either October or November!!! Small back of my mind wonders if market will crash and we'll become 100,000endaires more than once.

Includes all assets minus debts.
Don't have a mortgage - we're renters.
Paid of student loans in April 2017 January of 2018 and been racing up to 100k since.
Dates are last business day of the month.
We're DINKs in Michigan.

Assets include everything -> 401k, 2 IRAs, Taxable Investment Accounts, Cash, KBB value of car, etc...


4//2017   -$2,713.29
5//2017   $4,467.35
6//2017   $7,677.51
7//2017   $14,094.98
8//2017   $16,123.51
9//2017   $23,571.20
10//2017   $29,074.90
11//2017   $34,568.05
12//2017   $39,806.77
1//2018   $48,241.04
2//2018   $49,996.65
3//2018   $56,085.81
4//2018   $63,255.00
5//2018   $66,697.10
6//2018   $76,679.78
7//2018   $80,208.54
8//2018   $90,223.82
9//2018   $94,688.74

[grantmeaname]

:O that's awesome - 100k in a year and half is super impressive.

[iTellStories]

Aug 1, 2017: $31,378
Sep 1, 2017: $33,723
Oct 1, 2017: $37,296
Nov 1, 2017 $42,930
Aug 3, 2018: $62,456
Sep 3, 2018: $66,859
Oct 3, 2018: $71,340

I've got most of October and November off from work and will travel Québec and France, so my gains will probably be slow for the next few months.  Hoping to break $80k by the end of 2018!

[Slanhirn]

Tracking net worth.

EOY 12.2017 - £4,360
01.2018 - £6,895 = + £2,535
02.2018 - £7,943 = + £1,048
03.2018 - £8,754 = + £811
04.2018 - £10,331 = + £1,577
05.2018 - £31,777 = + £21,446 (received an inheritance)
06.2018 - £33,386 = + £1,609
07.2018 - £35,086 = + £1,700
08.2018 - £36,571 = + £1,485
09.2018 - £38,818 = + £2,247
10.2018 - £40,083 = + £1,265

Assets = £50,500
Student loans = (£10,417)

[dutty]

12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)

01/18  £21,300  (+£10,490 ~ +97%)
02/18  £25,500  (+£4,200 ~ +20%)
03/18  £48,800  (+£23,300 ~ +91%)
04/18  £50,620   (+£1,820 ~ +4%)
05/18  £50,200   (-£420 ~ -1%)
06/18  £49,940   (-£260 ~ -0.5%
07/18  £56,320   (+£6,380 ~ +13%)
08/18  £60,400   (+£4,080 ~ +7%)

09/18  £63,370 (+£2,970 ~ +5% )


It's tempting for my ego to treat this thread as more of a competition than anything else, but I really want to try hard to treat it as a way to support each other with keeping consumption in check.

[repman]

Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !
Jan  2018     73100€
Feb  2018     74100€
Mar  2018     57300€  some expanses and bad investment decisions
Apr 2018      58800€
May 2018      62285€
June 2018     65500€
July 2018      71538€
Aug 2018      76500€
Sep 2018      78600€
Oct 2018      81500€

Goal: 100.000€ in April 2019

Retire:
plan:      3\1\2025     24 x Living Expanses(year)
is:          now            6,7 x Living Expanses(year)

Don't forget to enter data into the column on the right side of the speadsheet!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0

[UnexpectedExpenseExpector]

Here is my update:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
August: 63,139.77
September: 63,038.31 (Welcome Baby #3 medical bills)
...
2018 Dec: 68,000 (GOAL)
...
2019 Jul: 100,000 (GOAL)

Last of the medical bills for Baby #3 arrival taken care of.  Happy to have managed to keep the networth above 63k despite dropping $4800 on the medical bills.

December goal is looking like it will be knocked out early provided the market doesn't tank. 

Onward!

[Cezil]

Dec-16: $32,870.70
Dec-17: $58,271.55   (+ 25,400.85)
Jan-18: $65,122.37   (+ 6,850.82)
Feb-18: $67,352.98   (+ 2,230.61)
Mar-18: $66,410.59   (- 942.39)
Apr-18:  $65,337.11   (- 1,073.48)
May-18: $68,032.74   (+ 2,695.63)
Jun-18:  $68,405.97   (+ 373.23)
Jul-18:   $70,232.18   (+ 1,826.21)
Aug-18: $72,016.38   (+1,784.20)
Sep-18: $73,657.42   (+1,641.04)