Author Topic: Race from 10 to 100k!!  (Read 1329478 times)

BestCoast

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Re: Race from 10 to 100k!!
« Reply #1800 on: July 18, 2018, 03:25:58 PM »
New to the thread and the forum as a whole, but long-time reader. Great thread! I'm around $42k, aiming for ~$55k by the end of this year and $100k by the end of 2019.

Roughly $3k/month available to save/invest, so it's little bit of a stretch, but discipline plus modest S&P returns should do the trick!

Trifle

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Re: Race from 10 to 100k!!
« Reply #1801 on: July 19, 2018, 04:57:47 AM »
Welcome to the forum @BestCoast!  You picked a great place to land.  Good goal -- looks doable, but enough of a stretch to feel challenging! 

And welcome to the thread @PassMMM!  You're doing great.  The end of the year will be here before we know it.   

QuillScroll

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Re: Race from 10 to 100k!!
« Reply #1802 on: July 19, 2018, 01:15:23 PM »
I was posting on Race to 50k thread, thought will post here as well as am now nearing 50K.

19-Jul-18      $46413

MoneyMouse

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Re: Race from 10 to 100k!!
« Reply #1803 on: July 19, 2018, 04:00:02 PM »
Updating this with January numbers!

RRSPTFSA
Dec '175,5005,500
Jan '185,6365,808

Total: $11,441 (+441)

It's been several months and a rough go of things. Between a (totally worth it and now 20/20 vision) eye surgery, a breakup, therapy and moving into my own place, my net worth has gone down. That said, the gains I've made in mental health and fortitude have been well worth it. Plus, I think my last figures didn't take into account that I'd be spending $4k on the surgery. I did have to pull from my TFSA a bit because I failed to plan adequately for the sheer deluge of eye drops I would need after the surgery. And I also totally just spent more money overall.

RRSPTFSA
Dec '175,5005,500
Jan '185,6365,808
July '186,1864,039

Total: $10,225 (-1,216)

lexde

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Re: Race from 10 to 100k!!
« Reply #1804 on: July 21, 2018, 07:32:41 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96

7/21/2018: $22,666.63 - went on vacation so I updated this late; but steady climb back to pre-surgery number. :-)

song gnos

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Re: Race from 10 to 100k!!
« Reply #1805 on: July 21, 2018, 10:36:45 PM »
May 2016 $ -11,982.00
June 2016 $ -7,244.00
July 2016 $ -4,158.00
August 2016 $

As of writing this I'm currently at $59.98
First time reaching a positive NW.

Well, haven't posted in about 2 years.

July 2018 $81,402.18

Couldn't have done it without the support from MMM and you all.
Hopefully hit the 100k mark by the end of this year.

Trifle

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Re: Race from 10 to 100k!!
« Reply #1806 on: July 22, 2018, 05:15:34 AM »
May 2016 $ -11,982.00
June 2016 $ -7,244.00
July 2016 $ -4,158.00
August 2016 $

As of writing this I'm currently at $59.98
First time reaching a positive NW.


Well, haven't posted in about 2 years.

July 2018 $81,402.18

Couldn't have done it without the support from MMM and you all.
Hopefully hit the 100k mark by the end of this year.

That is fantastic @song gnos !  You are almost there!

QuillScroll

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Re: Race from 10 to 100k!!
« Reply #1807 on: July 23, 2018, 06:00:25 AM »
WOW @song gnos!! What a progress, Gr8 job!!

Serendip

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Re: Race from 10 to 100k!!
« Reply #1808 on: July 25, 2018, 09:24:47 PM »
Dec 18/17    18,146
Jan 19/18     23,607
Feb 20/18     27,000
Mar 31/18     29,008
Apr 19/18     30,100
May 29/18    35,030
June 28/18   36,700
July 25/18    39,000

Pretty happy with current progress.
Over the next month, I will have to save seperately for an upcoming trip and the time off always throws me a bit of a curve-ball..will see if I can still manage to grow this section, even a small amount..

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1809 on: July 26, 2018, 05:50:27 AM »
It's payday, so time for an update:

Jan 2018 €16.000
Feb 2018 €17.050 (+1050)
Mar 2018 €17.300 (+250)
Apr 2018 €18.600 (+1300)
May 2018 €21.200 (+2600)
June 2018 €23.300 (+2100)
July 2018 €24.400 (+1100)

That's after spending €600+ on a flight ticket. I guess stocks must be up this month? Goal for the end of the year is to hit €30k.

arob54600

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Re: Race from 10 to 100k!!
« Reply #1810 on: July 26, 2018, 02:18:47 PM »
I forgot for a couple of months, but I really want to stick with this Race to the end!
I have two great news moments-
ONE I got a promotion which results in about a $10,000 a year raise and husband has decided to work an additional part time job. Yay! We're going fast now!
TWO I'm knocked up with our first child.  Most of that new found money will be for health insurance for our new kiddo, but I'm gonna try my damnedest to fill my 401k now, and both our roths.

November 17- 41195
December 17- 42526
January 18- 47966
February 18-47104
May 18 - 48521
(End of July) -53000ish
This is just my investments, doesn't include my husbands. It's hard to track his stuff, he doesn't do anything online!
« Last Edit: July 26, 2018, 02:21:45 PM by arob54600 »

paulkots

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Re: Race from 10 to 100k!!
« Reply #1811 on: July 27, 2018, 05:18:42 AM »
Beginning of the year was a disaster but parting out a project car and selling another fun car helped.

11/26/17: $47,707.48
06/22/18: $72,953.75

07/27/18: $71,676.31

Another month of major expenses. Built a deck, planned and paid for future vacation. Hoping all the major expenses are done for this year.(except tires that I will need by middle of October)

Steeze

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Re: Race from 10 to 100k!!
« Reply #1812 on: July 28, 2018, 08:22:57 AM »
Count us in!

May 2018: $55,766
June 1 2018 - $60,028
July 1 2018 - $66,306

Aug 1 2018 - $74,667

Went on vacation for 9 days this month. Nice long road trip with DW, spent about $1,000.
Thought it was going to be a bad month, ended up being a great one anyways!

peppermint

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Re: Race from 10 to 100k!!
« Reply #1813 on: July 28, 2018, 06:06:36 PM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63

This month took a big hit, but not as big as I was expecting considering. I don't get paid this month (I'm an academic and don't get paid for the summers) or next month, so it will go down a bit again next month, but I'm prepared for it. Just have to ride it out.

I also got into an accident and have had some medical bills. Unfortunately, there will be some more out of pocket costs I'll have to sustain related to this over the next couple months. So I probably won't see any NW growth for awhile.

Reminding myself, this is what the emergency fund is for...

lexde

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Re: Race from 10 to 100k!!
« Reply #1814 on: July 31, 2018, 07:32:53 AM »

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63

7/31/2018: $24,667.50 - almost a quarter of the way there now!

vertkurt

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Re: Race from 10 to 100k!!
« Reply #1815 on: July 31, 2018, 08:01:23 AM »
1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642

All packed up and ready for the new job and move across the country. I'm burning all my unused PTO in Spain for 3 weeks. New job starts Aug 20 at x2 my current salary. Looking forward to doubling my savings rate.

snoot

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Re: Race from 10 to 100k!!
« Reply #1816 on: July 31, 2018, 08:11:33 AM »
December 2017       65,258
January    2018       67,602       (+2344)
February  2018       72,789       (+5187)
March      2018       75,413       (+2623)
April        2018       75,770       (+357)
May         2018       73,933       (-1837)
June        2018       77,260       (+3327)
July         2018       77,632       (+372)
August     2018       79,049       (+1417)

Broke 80k for the first time earlier this month! Will hopefully be back there soon :)

Congrats to everyone on their progress. It's great to see all of the forward momentum in this group!

zeli2033

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Re: Race from 10 to 100k!!
« Reply #1817 on: July 31, 2018, 08:37:48 AM »
End of July Update

10/31/17: $7,686
11/30/17: $18,654
12/31/17: $24,407
1/31/18: $35,314
2/28/18: $42,150
3/30/18: $45,528
4/30/18: $48,294
5/31/18: $51,805
6/30/18: $56,630
7/31/18: $61,577

adamb

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Re: Race from 10 to 100k!!
« Reply #1818 on: July 31, 2018, 12:53:07 PM »
I'm at 67k today! Started saving/investing seriously exactly 2 years ago, when I had about 5-10k. I expect I will hit 100k right before my next birthday at 28 (about 11 months) if I sell my car.

I've driven my car a total of 5 times the past year, so that's looking more and more likely, especially since my next apartment is right by the subway and doesn't have parking. I just really need to convince myself it's okay to do, I've never not had a car since I was 16 :O.

kickel

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Re: Race from 10 to 100k!!
« Reply #1819 on: July 31, 2018, 05:59:20 PM »
I'm at 67k today! Started saving/investing seriously exactly 2 years ago, when I had about 5-10k. I expect I will hit 100k right before my next birthday at 28 (about 11 months) if I sell my car.

I've driven my car a total of 5 times the past year, so that's looking more and more likely, especially since my next apartment is right by the subway and doesn't have parking. I just really need to convince myself it's okay to do, I've never not had a car since I was 16 :O.

Congrats! I just turned 28 too. I'm in the same dilemma I put a total of 500 miles (most of which were people borrowing it) on my car last year. Living in a city with car2go's everywhere it makes less and less sense to hold on to it.

Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #1820 on: July 31, 2018, 08:45:10 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53

Great month for the market and our retirement accounts. Trying to kill off some debt over the next few months, so hopefully that will make our number continue to climb!

Svoboda

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Re: Race from 10 to 100k!!
« Reply #1821 on: August 01, 2018, 12:16:50 AM »
Dec 17: 37,449
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
June 18: 49,516
July 18: 53,589
Aug 18: 57,668

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #1822 on: August 01, 2018, 01:36:59 AM »
Tracking net worth.

07.2017 - (£2,877)
08.2017 - (£1,852) = + £1,025
09.2017 - (£650) = + £1,202
10.2017 - £1,238 = + £1,888
11.2017 - £3,066 = + £1,178
12.2017 - £4,360 = + £1,294
01.2018 - £6,895 = + £2,535
02.2018 - £7,943 = + £1,048
03.2018 - £8,754 = + £811
04.2018 - £10,331 = + £1,577
05.2018 - £31,777 = + £21,446 (received an inheritance)
06.2018 - £33,386 = + £1,609
07.2018 - £35,086 = + £1,700
08.2018 - £36,571 = +£1,485

Assets = £47,770
Student loans = (£11,199)

repman

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Re: Race from 10 to 100k!!
« Reply #1823 on: August 01, 2018, 04:08:14 AM »
Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !
Jan  2018     73100€
Feb  2018     74100€
Mar  2018     57300€  some expanses and bad investment decisions
Apr 2018      58800€
May 2018      62285€
June 2018     65500€
July 2018      71538€
Aug 2018      76500€

Goal: 100.000€ in April 2019

Don't forget to enter data into the column on the right side of the speadsheet!
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0
« Last Edit: August 14, 2018, 01:18:51 AM by repman »

ASW

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Re: Race from 10 to 100k!!
« Reply #1824 on: August 01, 2018, 04:20:49 AM »
1/1/2018: $38,800
2/1/2018: $49,800
3/1/2018: $55,707
4/1/2018: $64,352
5/1/2018: $68,097
6/1/2018: $72,976
7/1/2018: $80,555
8/1/2018: $85,858

Saved about $3200, and the rest came from market gains.  Currently on pace to reach $100k in December. 

L2

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Re: Race from 10 to 100k!!
« Reply #1825 on: August 01, 2018, 06:39:26 AM »
End of July NW: 84,495
End of Year projected NW: 104,324

zygote

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Re: Race from 10 to 100k!!
« Reply #1826 on: August 01, 2018, 11:25:23 AM »
Hello! I am new to MMM. I'm 28, recently married, and we maintain separate finances. The goal is to be in a strong financial position to maintain flexibility in the future, not necessarily RE. I have a job that I love with amazing benefits, so I am not in a hurry to retire. But as you all know, that could always change.

I have always lived below my means in that I have never held any debt, but I've never really saved. I was a grad student living on a lean stipend in a HCOL city until a year and a half ago. I'm still in the same HCOL city, but now I have a real salary, a defined contribution retirement plan, and access to 403b and 457 accounts.

Current net worth: $48,533.91
Breakdown below...
Cash: $17,747.04
Retirement plan: $18,702.39
403b: $679.16 (Just opened this 1/1/18)
Roth IRA: $11,736.04 (Did not open this until 2016 tax year)
Credit card: -$330.72 (Use this for normal expenses, pay off in full every month)

I was over $50k a week ago, but of course the stock market is going down at the moment. Shares on sale!

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)

Thought I would spend a ton this month because I was on vacation, but I actually spent the least I have all year. I'm not even sure why, despite having all the data in YNAB. I guess I better do some soul searching about my normal life. Cutting back should be easier than I thought....

Mattrim

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Re: Race from 10 to 100k!!
« Reply #1827 on: August 01, 2018, 02:04:23 PM »
June 30: 5828.16$
August 1: 15412.83$ (+9586.67$)

Crazy month in July! Got paid a lot extra from work and managed to save most of it :) I absolutely don't expect this to continue in this pace, especially this month as DW got paid only half of her normal pay. Anyway, super happy with the progress so far!

andy85

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Re: Race from 10 to 100k!!
« Reply #1828 on: August 01, 2018, 02:18:53 PM »
Jan 16   $39,550
Feb 16   $41,468
Mar 16   $47,974
Apr 16   $51,484
May 16   $52,730
Jun 16   $53,694
Jul 16   $55,669
Aug 16   $56,725
Sep 16   $58,793
Oct 16   $58,748
Nov 16   $60,551
Dec 16   $61,253
Jan 17   $64,001
Feb 17   $66,905
Mar 17   $71,221
Apr 17   $73,018
May 17   $71,772
Jun 17   $69,832
Jul 17   $72,166
Aug 17   $73,360
Sep 17   $76,497
Oct 17   $77,675
Nov 17   $80,642
Dec 17   $82,238
Jan 18   $86,553
Feb 18   $85,058
Mar 18   $92,587
Apr 18   $92,392
May 18   $93,023
Jun 18   $94,575
Jul 18   $98,373

ASW

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Re: Race from 10 to 100k!!
« Reply #1829 on: August 01, 2018, 05:08:20 PM »
Jan 16   $39,550
Feb 16   $41,468
Mar 16   $47,974
Apr 16   $51,484
May 16   $52,730
Jun 16   $53,694
Jul 16   $55,669
Aug 16   $56,725
Sep 16   $58,793
Oct 16   $58,748
Nov 16   $60,551
Dec 16   $61,253
Jan 17   $64,001
Feb 17   $66,905
Mar 17   $71,221
Apr 17   $73,018
May 17   $71,772
Jun 17   $69,832
Jul 17   $72,166
Aug 17   $73,360
Sep 17   $76,497
Oct 17   $77,675
Nov 17   $80,642
Dec 17   $82,238
Jan 18   $86,553
Feb 18   $85,058
Mar 18   $92,587
Apr 18   $92,392
May 18   $93,023
Jun 18   $94,575
Jul 18   $98,373

Congratulations, you are so close!!

drunkatthejug

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Re: Race from 10 to 100k!!
« Reply #1830 on: August 02, 2018, 02:38:35 PM »
Going to toss in here I guess. $65K currently. Changing up some strategies trying to save up for a house down payment in the next 1-2 years or so so I will be cutting my 401k contribution down from 27 to just 10%. Nice to finally join the forums I've learned so much from. Will be in the hello thread sometime this week.

grantmeaname

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Re: Race from 10 to 100k!!
« Reply #1831 on: August 02, 2018, 06:49:13 PM »
Excellent name, wish I could join you there.

Welcome!

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #1832 on: August 03, 2018, 06:31:35 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

I'm looking forward to following everyone's progress. Good luck to us all!

Missed a month, but my net worth as of Nov 30th is $18,617.

As the year comes to a close, my next worth is up to $23,350.

Just updated my spreadsheet to record my paycheck. January ends with my networth up to $27,921.

With February officially in the books my net worth is sitting at $30,289.72. A pretty weak month compared to previous. Market losses along with some medical bills are the primary culprits.

Medical bills made March my least productive month in quite awhile, with only an increase of $1,438, leaving the ending balance at $31,728. My employer's quarterly HSA match came in. which represents almost half of the month's gain. My wife and I are expecting our first child in June, so I anticipate similar performance over the next few months... On a positive note, we've met our insurance deductible for the year, so the upcoming bills will be significantly less than they would have been otherwise.

April ends with my net worth sitting at $32,373.

A slooooow-growth month. The biggest dings were income taxes and a myriad of costs resulting for the early birth of my daughter.

Hoping for May to be more productive. Now that my daughter is here we have settled into a routine. Also, the hospital has been kind enough to provide us with a parking pass for the duration that my daughter will be there (probably until her original due date at the end of June), so that takes care of a fairly significant expense. We won't be eating out much either, as we did a bit the first week or so while we got our legs back underneath us. Not sure when the medical bills will start to hit, though...

May ends with a decent amount of growth! Up to $34,659.

June ended around 36,000 (estimate, was too busy to exactly keep track). July ends with my NW up to $38,676.

Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

Trifle

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Re: Race from 10 to 100k!!
« Reply #1833 on: August 03, 2018, 06:37:59 AM »
Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

Those are some great positive changes @Jim Fiction! With the likely new time pressures of being a new dad you will especially appreciate that shorter commute.  It's been a great year for you -- congrats!

dutty

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Re: Race from 10 to 100k!!
« Reply #1834 on: August 03, 2018, 08:10:23 AM »
I have regained the forward momentum.


Quote
2015  -£2,610
2016   £5,250   (+£7,860 ~ +301%)
2017   £10,810 (+£5,560 ~ +106%)

01/18  £21,300  (+£10,490 ~ +97%)
02/18  £25,500  (+£4,200 ~ +20%)
03/18  £48,800  (+£23,300 ~ +91%)
04/18  £50,620   (+£1,820 ~ +4%)
05/18  £50,200   (-£420 ~ -1%)
06/18  £49,940   (-£260 ~ -0.5% )
07/18  £56,320 (+£6380 ~ +13% )
« Last Edit: August 03, 2018, 08:29:04 AM by dutty »

MoneyMouse

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Re: Race from 10 to 100k!!
« Reply #1835 on: August 03, 2018, 08:58:45 AM »
I've unfortunately stalled out at $10,000-$10,200 right now.

I may stay at this level for a while, depending on whether or not I get a new job or get support from my current employer to go back to school for a Business Analyst Certificate.

From there, though, I'm hoping to get some earning potential and increase my salary so I can actually save more. Right now, if I keep my current standard of living and increase my salary, I can almost double the amount I save. I could probably save even more than double since my savings rate right now assumes I put away money for school. So once I'm done it or if it gets covered, I can put that money into my savings instead.

iTellStories

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Re: Race from 10 to 100k!!
« Reply #1836 on: August 03, 2018, 01:37:48 PM »
Aug 1, 2017: $31,378
Sep 1, 2017: $33,723
Oct 1, 2017: $37,296
Nov 1, 2017 $42,930
Aug 3, 2018: $62,456

I kind of fell off the band wagon a little bit the last few months.  I still saved, but wasn't as mustachian as I should have been.  Promising myself to start making my monthly post here again, and keeping track of my gains.  Hoping for $100k mark by January 1, 2020!

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #1837 on: August 05, 2018, 06:49:44 PM »
Happy with my progress, though I've been spendier than I should.  On a plus side, it looks like I'll be taking a new job which should see a ~20% bump in pay, plus a nice sign on bonus. So my NW should begin to grow more quickly! Ohh and my commute will be dropping from 42 miles down to 2.5 miles! As a result I'll be saving a ton on gas and wear and tear on my car.

Those are some great positive changes @Jim Fiction! With the likely new time pressures of being a new dad you will especially appreciate that shorter commute.  It's been a great year for you -- congrats!

Thanks Trifele. 2018  has certainly been a whirlwind of a year, but its largely been good so i have to count my blessings! The shortsr commute will be great, it means more time with my daughter.  The new position, should it happen, will come with a better work life balance as well, so its a win, win, win.

Tasse

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Re: Race from 10 to 100k!!
« Reply #1838 on: August 05, 2018, 09:05:13 PM »
Slightly late update!

Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k

Jul 18: $20.2k

Made my goal!

Trifle

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Re: Race from 10 to 100k!!
« Reply #1839 on: August 06, 2018, 01:31:26 AM »
Congrats @Tass!  It is not easy to get financial traction in academia and you are doing it. Onward!

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #1840 on: August 06, 2018, 01:43:42 AM »
Wohooo amazing Tass! And with such ease (as in, you actually managed a .2 as well ;))!

politenessman

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Re: Race from 10 to 100k!!
« Reply #1841 on: August 08, 2018, 09:46:49 AM »
One of my goals is to get to $100K by the end of this year.
It is a stretch goal, especially that I am paying down a (small) car loan (I don't include this in the NW number), and that should be complete by October/November time.

My 2018 numbers:

Aug   $ 81,356    < --  took a big leap when I rolled over an old IRA*
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

*I have no historic data for the IRA so its only counted in August.
I guess that this is part of becoming moustachian, is tracking down all of your money and making it work!

FIRE_guy

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Re: Race from 10 to 100k!!
« Reply #1842 on: August 08, 2018, 10:55:07 AM »
Jumping in on this thread...although we aren't quite starting from 10K....but we did at one point!

Jan 18   58,329
Feb 18   57,535
Mar 18   56,984
Apr 18   57,914
May 18   53,370
Jun 18   53,211
Jul 18   55,038
Aug 18   56,124


The goal for this year was to hit 85k but it doesn't look like that will happen. I'd be happy with 65k now.

Two years ago, our income went from ~145k to 30k when we moved overseas. I've been in school doing a Master's while my wife works whatever she can pick up so it's been very hard to make progress. But we've managed to make our NW go up over these two years, so for that I am happy.

Will be starting a new full-time job in the fall -> should be able to make it to the 90k mark by end of 2019...possibly the 100k mark if we really push it!

Nederstash

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Re: Race from 10 to 100k!!
« Reply #1843 on: August 09, 2018, 11:40:58 AM »
Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665

Yikes, negative numbers! *ducks for tomatoes* I can explain! Revamped the balcony, car needed 4 new tires + new exhaust pipe + various little things and I took a holiday to Scotland (which was amazing!!). Ended up -160 in networth even though I tried to keep costs down. Still, all of these things needed to be done and I don't regret my spending.

martyconlonontherun

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Re: Race from 10 to 100k!!
« Reply #1844 on: August 12, 2018, 08:12:18 AM »


Background:
Age: 30
"Switched" Careers at 25.
Started taking personal finances 'seriously' around 27 (aka actually saving money, 401k, etc).
Started taking personal finances seriously around 29
Salary gradually up to 65k, 68k as of End of 2017, 75k at beginning of CY18
Married but don't include house (equity/mortgage) or joint savings in these calculations since she's the boss, it gets messy with house equity/sweat equity ($40k total on a $170k house in May 17), and it will just be cherry on the top.
-3.5 years left of student loan payments I'm aggressively paying off/refinanced in January '17
-15 year mortgage in May '17
-Not including 529 accounts-Only a few hundred now, but it will be going to Godchildren/my future children so not my money in my eyes.

January 2016-
($45k) Student Debt
($2k) Personal CC Debt
$8k 401k
NW: ($38k)

NW April 2016: ($34K)
July 2016: ($28.4k)
October 2016: ($22.6k)
January 2017: ($20.8k) (Refinanced loan and intransit payments not reflected)
April 2017: ($10.9k)
July 2017: ($5.7k)
August 2017: ($2.5k)
September 2017:(~$1.7k)
October 2017: $1.8k - $32k
November 2017: $4.5K - Investments ~$33.8k.
December 2017: $7.9K - Investments ~$37.8k.
January 2017: $11.4K - Investments ~$39.6k.
February 2018: $14.3K - Investments ~$43.9k.
March 2018: $16k - Investments ~$44.2k
April 2018: $17.1K - Investments ~$45.2k.
May 2018: $19.8k - Investments ~$47k
June 2018: $23.2k - Investments ~$50.1k
July 2018: $28.3k - Investments ~$54k
August 2018: $34.3k - Investments ~$58.9k
Goal: 50k at end of year.

Beginning September 2018: $34.4k - Investments ~$61.7k
« Last Edit: August 31, 2018, 09:27:35 AM by martyconlonontherun »

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #1845 on: August 13, 2018, 11:06:31 PM »
2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
...
2018 Dec: 68,000 (GOAL)
...
2019 Jul: 100,000 (GOAL)

I was pleasantly surprised to see the net worth still jump significantly even though we paid several of the bills for Baby #3's arrival in July.

repman

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Re: Race from 10 to 100k!!
« Reply #1846 on: August 14, 2018, 01:17:35 AM »
Excellent work everyone! I have added the median in the chart, it is steady uprising for 2018!

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?pref=2&pli=1#gid=0
« Last Edit: August 14, 2018, 03:35:38 PM by repman »

PassMMM

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Re: Race from 10 to 100k!!
« Reply #1847 on: August 14, 2018, 08:12:35 AM »
Update!

5/8/18 - 60k
6/8/18 - 68.5k
7/8/18 - 76k
8/8/18 - 84.5k

Looking to be well on track!

paulkots

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Re: Race from 10 to 100k!!
« Reply #1848 on: August 23, 2018, 05:53:54 AM »

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31

Another month of major expenses. Built a deck, planned and paid for future vacation. Hoping all the major expenses are done for this year.(except tires that I will need by middle of October)

08/23/18: $65,034.83

Bleeding money because of the deck I am building, finish work is taking more than I expected. Also bought those tires that I need and had the suspension rebuilt on the car. Suspension rebuild could have wait..

lexde

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Re: Race from 10 to 100k!!
« Reply #1849 on: August 23, 2018, 11:21:20 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
06/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50

8/23/2018: $25,400.62 — finally hit 25k! Late update and I paid some bills so the NW is a little lower than if I’d posted on payday but still progress!