Race from 10 to 100k!!

[arob54600]

Checking in my IRAs for December

November- 41195
December- 42526

It’s a good start.

[MoneyMouse]

Oh, I can join this!

I've not yet started investing, but I've begun moving things around to start up my RRSP and an investing TFSA. I'll look forward to updating this as I grow my 'stache.

	RRSP	TFSA
Dec '17	5,500	5,500

Total: $11,000

[Trifle]

Welcome Kaders and MoneyMouse!!

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832
Jul 17	$72,166
Aug 17	$73,360
Sep 17	$76,497
Oct 17	$77,675
Nov 17	$80,642

[snoot]

Welcome Kaders and MoneyMouse!!

Thanks!

[littlelykke]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think.

I also can save about €850 in a good month, but I have to admit I'm pretty happy with that. Maybe because I'm a newbie :-)
More seriously though, since discovering MMM I have been trying to figure out what a typical Dutch family would save and how much in debt they are, just to get my bearings on where I stand. It's not easy to find the numbers but from what I read and hear from colleagues, we (SO and I) are doing extremely well. So yes, saving like crazy to obtain 100k includes a long wait but we are still So Much Better Off than most people. I truly feel privileged and I'm trying to figure out a way of giving some of my luck back to our community. If any of you has tips or ideas I would love to hear!

For all of the super-savers, but a bit more for the smaller-savers like us: You can do it! :-)

Another Dutchie here :) We, as well, are certainly not able to save thousands and thousands of euros each month. But we'll do our best and are doing (like you said) extremely well, when compared to the 'average' Dutchie.

On another note. Just found out, that our net worth is 22.000 euros :) Yeay! Time to slowly climb towards that 100,000.
At this rate we'll be there in July 2024.

[adamsputnik]

First time poster. Reckon I fit in this thread pretty well.

Savings/investments: $30,442

Cc debt (0% apr) - $3,411
Student loans (7.9% apr) - $8,856

Total - $18,175

Currently looking to build up a 3-6 month emergency fund and then kill the remaining debt.

[Trifle]

Welcome aboard AdamSputnik! Way to focus on killing the debt. 

Interesting that this thread (and the "Save to $10k" thread) have a lot of first time posters.  Excellent place to start out.  Building that first $100k is the hardest part.  It's a tough slog for many, but that journey -- however long that may take -- forms the foundation for all that follows.  Self accountability and companionship definitely help!  Onward, friends.  :)

[JuicyCrab]

How hard is the first $100k compared to say the first $250k, and then the first $500k, etc?

I'm finding it pretty hard to be honest but hoping it gets easier hitting the bigger numbers with time and compounding...

[repman]

Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !

Next Milestone 100.000€ in 02 2019

[Trifle]

How hard is the first $100k compared to say the first $250k, and then the first $500k, etc?

I'm finding it pretty hard to be honest but hoping it gets easier hitting the bigger numbers with time and compounding...

The first $100k was by far the hardest part for me.  If you can get through that first heavy lift, it goes faster and easier after that.  You just have to have faith and keep going.  This stuff is real, and you've got this, JuicyCrab.  You can do it!

[Svoboda]

Might as well join the race :) 100k seems so far away.

Savings/investments:

Jan 17: 14,616 (found MMM)
Dec 17: 37,449
.
.
.

[Trifle]

Welcome Svoboda!  It won't be that long.  You're doing great, and life happens in the meantime.  :)

[Nederstash]

Welcome Svoboda!  It won't be that long.  You're doing great, and life happens in the meantime.  :)

Trifele, it's great to see you being so welcoming and supportive to everyone on this thread! I'd like to join you in saying to everyone: well done and keep going!!

[NevermindScrooge]

Below my numbers, savings and investments only:

July 2017:            € 7.208 <--- Discovered MMM
August 2017:        € 8.918
September 2017:  € 9.480
October 2017:     € 10.225
November 2017:  € 10.906
December 2017: €16.738 /$19,728 (+ €5.832) - frugal month and a generous gift!

[ardrum]

Great progress being demonstrated in here!  I just love the "race" threads (I look at all of them, big and small).  It's just motivating to see so many people continuously tracking and progressing through different challenges.  I'm hoping to graduate from this one before spring hits.  I'll officially update at the start of the month, but there's a small chance I could hit an even $90k NW by new years, which I'd be thrilled to see. 

[JAYSLOL]

I started tracking spending a few years ago, but only started tracking net worth 5 months ago.  So far I've averaged $637 gain/week over the last 19 weeks taking me from $50.5k to $62.6k in that time.  I'm joining the race! And setting myself a goal to hit $100k by the end of 2018 which means I need to bring that average up to $720/week which is going to be tough but anyway that's the point

[seventytimes7]

I fell behind in updating with work and a new house, which also means a dip in invested assets. So now I'll shall use LNW (liquid net worth) to exclude equity? Which means dip in invested assets, but means a house that I love.

2/1/2017   - ($6,832)
3/1/2017   -   $66
4/1/2017   - $ 6,298
5/1/2017   - $12,179
6/1/2017   - $17,418
7/1/2017   - $21,303
8/1/2017   - $28,136
9/1/2017   - $29,233
10/1/2017 - $35,076
11/1/2017 - $40,626
12/1/2017 - $44,564 NW - $20,282 LNW

[Slow&Steady]

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Feb-17 $74,784 $700 $75,484 $200,000 $135,000 $281,000 $129,484
Apr-17 $78,946 $1,026 $79,972 $200,000 $135,000 $281,000 $133,972
May-17 $80,007 $1,040 $81,047 $240,000 $135,000 $281,000 $175,047
Jun-17 $82,048 $1,057 $83,105 $240,000 $135,000 $306,000 $152,105
Jul-17 $84,508 $1,075 $85,583 $240,000 $135,000 $306,000 $154,583
Aug-17 $85,737 $1,075 $86,812 $240,000 $135,000 $306,000 $155,812
Sep-17 $86,830 $1,079 $87,909 $240,000 $135,000 $319,000 $143,909
Oct-17 $89,275 $1,100 $90,375 $240,000 $135,000 $319,000 $146,375
Nov-17 $91,994 $1,124 $93,118 $240,000 $135,000 $317,000 $151,118
Dec-17 $94,085 $1,124 $95,209 $240,000 $135,000 $317,000 $153,209
I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA I might even hit $95k in the 401k alone before the end of year.  It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't count true NW it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

I know I really shouldn't be looking at the balances this often but as of this morning (who knows if it will last) the 401k is just above $95k.  Once the Dec contribution and any dividends are added (assuming this growth doesn't take a nose dive before the end of the year) we should be really close to graduating this race. I think Jan I am going to be really tempted to add enough to the IRA to get us over that $100k mark, must remind myself that savings should be left alone until after baby arrives.

[arob54600]

About half of my Christmas bonus went in to my 401k. I am happy and bummed all at once. Can't wait to see where I fall at the end of this month.

[frugalfanny]

November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!

December 23, 2017: $99,060

I will get my third paycheck of the month (~$1600) on Dec. 29.  :) :)  Graduation to the next level imminent. See you on the other side! Many many thanks to you all for being so dang inspiring.

Keep on keeping on!

[JAYSLOL]

November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!

December 23, 2017: $99,060

I will get my third paycheck of the month (~$1600) on Dec. 29.  :) :)  Graduation to the next level imminent. See you on the other side! Many many thanks to you all for being so dang inspiring.

Keep on keeping on!

Congrats!  See you at the next level this time next year I hope

[dreadmoose]

Jul 1, 2016	-$19,048.00
Aug 1, 2016	-$18,739.00
Sep 1, 2016	$9,463.00
Oct 1, 2016	-$25,832.00
Nov 1, 2016	-$25,621.00
Dec 1, 2016	-$25,405.00
Jan 1, 2017	-$25,189.00
Feb 1, 2017	-$24,977.00
Mar 1, 2017	-$21,759.00
Apr 1, 2017	-$15,838.00
May 1, 2017	$7,477.00
Jun 1, 2017	$16,623.25
Jul 1, 2017	$27,638.49
Aug 1, 2017	$39,025.21
Sep 1, 2017	$49,626.13
Oct 1, 2017	$59,438.41
Nov 1, 2017	$71,949.94
Dec 1, 2017	$82,267.23
Dec 29, 2017	$110,473.03	(+38,523)

Blew past it this month, posting a few days early as I won't be around a computer through New Years. Cashed out a lot of overtime as an RRSP bonus straight into my Questrade account along with the normal $8K a month.

Super happy and grateful to be graduating this thread, can't wait to see everyone in the next one!

[Edit was to fix the last date on the table, used to read Dec 1, 2017]

[Trifle]

Dreadmoose that is fantastic!!!  Huge congratulations, and best of luck on the rest of your journey!

[L2]

First time poster. Reckon I fit in this thread pretty well.

Savings/investments: $30,442

Cc debt (0% apr) - $3,411
Student loans (7.9% apr) - $8,856

Total - $18,175

Currently looking to build up a 3-6 month emergency fund and then kill the remaining debt.

You should be able to refinance that student loan debt in the meantime and save anywhere from 3-4%. When I did mine I searched around Earnest seemed like the best. If you decide to do it and go with them, I can provide a referral code for a free $200 for ya.

[LittleWanderer]

Wow, Dreadmoose, that's pretty amazing to do in a year and a half!  Congrats!!

[LittleWanderer]

November 2017 - $10,267
December 2017 - $11,208

Hard to believe those numbers are mine!  I started out the year with about a grand, so I'm happy with how far I've come on a $40K salary.  This is the richest I've ever been!  (And I hope to say that every month going forward.)

[martyconlonontherun]

I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
Original Goal: graduate this thread by March with NW.

12/29/2017: $79.1k Investments/$84.8k Net Worth

[clarkai]

I'm jumping into this, because I was going to join the save to 10,000 thread, but then realized I actually already had $10,000 in my retirement.

I'm still not sure of everything, so there might be mistakes. I'm going to focus on building investments first, before paying off my debts, because they are all less than 5% over the treasury rate. After I get an emergency fund established, I intend to max out my DCP 547 plan, then max out my 403b plan, and then tackle my school loans (higher interest than the mortgage), then tackle my mortgage, then start investing in Vangaurd or something. That last part is a ways down the road, which is why it's vague.

29 yrs old couple
Combined income: ~60k
West coast mid-sized town

Debts:
School loans: $32,000
Mortgage: $167,000 (the house was $~170 when we bought it, and it's value has since gone up. Redfin tells me I could sell it for $230 at this point, but that seems crazy)

Savings:
401a: 10,000
Emergency fund: $200

Networth: -188,800/Savings: 12,000

Networth if I include the worth of the house at purchase: -18,800

[Hirondelle]

Oct 2017 EUR 13400,-
Nov 2017 EUR 13900,- (+500)

Oct 2017 EUR 13400,-
Nov 2017 EUR 13900,- (+500)
Dec 2017 EUR 14300,- (+400)

Not bad considering I paid my health insurance for the whole year this month. From next month savings should increase to >1000/month.

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

I'm looking forward to following everyone's progress. Good luck to us all!

Missed a month, but my net worth as of Nov 30th is $18,617.

As the year comes to a close, my next worth is up to $23,350.

[L2]

I am in! The goal is to get to 100k net worth by the end of 2018. Currently at ~21k. I have been pretty good at my goals so far. Starting out after college in Dec. 2013, I believe I had about a negative net worth of 65k. My first financial goal was to get a net worth of zero by the time I received my tax refund this year and I hit it at the end of January. My second goal was to have my private student loan (6.6%) paid off by the end of July. I made it at the end of June. Next I am hoping to have the car paid off by the end of the year. Currently have a 10k balance left on that loan.

My soft goal for the end of 2017 is 35k in net worth, only because I think I'll need it to be close to that to meet the 100k goal at the end of 2018. I have not done any hard calcs at this point, but in the mean time, I should be getting annual raises of approx. 5k beginning 11/1 for 2017 and 2018. I will also be maxing out my 401k in 2018 and hopefully the ROTH IRA as well.

So I am currently at ~30,900 net worth. I've been averaging about a 2k increase per month and I've got an extra paycheck coming in for December as there will be 3 pay periods. I should be between 37-38k net worth by the end of the year. I've got a raise coming effective 11/1, but I have not been communicated the amount yet.

I've cut almost 3k in annual expenses in the past few months. Moved to a nicer, more convenient, and cheaper apartment (farther away from city center, which I don't need anymore) that will save me $87 a month. In moving there and an acquisition by my firm, I will be driving approximately 10 miles round trip a day rather than 60. Rough estimates have that at about $100 a month in gas savings. My firm is also adding a HDHP plan, which I do not know the exact details yet, but I'm guessing this will be about 1/2 the cost of the low deductible plan (estimated savings of 50/month).

I have not ran the hard numbers yet as exact figures aren't determined, but my goal of 100k NW by the end of 2018 is going to come really close. I'd guess I'm looking at being more towards 10-15k short without any gains/raise coming next year/potential promotion. Here is a question for my fellow cohorts - I have about a 5k vested pension at my previous employer. I'm going to check to see if there is any way I can roll that over into a 401k/IRA this coming week. Either way, would you include that in your net worth calc? I'm younger so pensions are not a familiar topic for me. I've read being vested means that its guaranteed to me no matter what, but I've heard of plenty of people losing their pensions (albeit not knowing specific circumstances).

Now that year end is basically here I took some time to run my numbers.

Current NW: 46,289.93
2018:
Student loan payments decreasing principal: 1,933.56
ROTH IRA Contribution on 1/1 (with 7% return estimated: 5,885
401k Contributions (with estimated DCA of 3.5% return): 19,147.50
Deferred 2017 401k employer match: 458
401k employer match (with estimated DCA of 3.5% return): 2,000
2017 tax refund estimate (with 1% Ally interest): 2,020
Addition to savings (for house downpayment):18,379.42
Estimated previous employer retirement plan increase: 500
Estimated increase in paychecks due to lower w/h from tax reform: 1,500.
Estimated increase to 2017 YE 401k balance (assuming 7%): 1273.09
Estimated increase to 2017 YE Roth balance (assuming 7%): 424.41

12/31 2018 NW estimate: $99,780.91. So it's going to be VERY close. There will certainly be some unexpected costs that creep up such as smaller medical/dental costs, registrations, licenses, car maintenance/repairs, etc. Getting there is going to heavily count on the stock market getting at least average returns. I'm working hard towards a promotion that would go into effect 11/1/18, which would hopefully net me about another 1k before 2018 YE. I also have multiple ways to get bonuses at work, albeit normally in smaller increments. I believe I already have close to 1k gross coming my way. Let's get it!

[vertkurt]

10/10/17
Roth VTSMX currently $8995.
TSP $0.

11/1/17
rIRA= $10,095
TSP= $121

12/1
rIRA= 10,300
TSP= 1,483

1/1
rIRA=11,301
TSP=3,404
Total = 14,705

[Svoboda]

Dec 17: 37,449
Jan 18: 40,439

[Tasse]

Joining for the new year, and I'll probably be here for a while.

Jul 17:  $ 6.2k
Aug 17: $ 6.8k
Sep 17: $ 8.2k
Oct 17: $ 9.0k
Nov 17: $ 9.9k
Dec 17: $11.1k

As of this month I am debt-free and I'm narrowly on-track to max out my ROTH by April. My spreadsheet says I won't hit 100k until 2024, but frankly my circumstances are likely to change significantly before then, so this is primarily for record-keeping and accountability.

[Trifle]

Welcome aboard Clarkai and Tass!  Nothing wrong with the "slow boat" to wealth, Tass -- at least you're on the boat, and the company is good.  :)  You kicked ass in 2017 and I'm sure you will this year too. 

Happy New Year everyone! 

[ardrum]

Since we're officially starting a new year, I'll give my full progress since I began tracking.  I think I will break $100k in 2018 even if the market drops ~27-28% this year. 

1/1/16   $2,000
2/1/16   $4,793
3/1/16   $10,108
4/1/16   $14,574
5/1/16   $16,150
6/1/16   $19,879
7/1/16   $23,001
8/1/16   $28,667
9/1/16   $33,134
10/1/16   $35,682
11/1/16   $37,758
12/1/16   $42,243
1/1/17   $31,938
2/1/17   $36,861
3/1/17   $43,690
4/1/17   $46,035
5/1/17   $49,860
6/1/17   $53,551
7/1/17   $59,289
8/1/17   $64,996
9/1/17   $68,439
10/1/17   $73,881
11/1/17   $79,385
12/1/17   $84,711
1/1/18   $92,724

[intirb]

Well, I joined this race 3.5 years ago, but I have finally made it.  My partner and I went from a net worth of ~-8k to our current six figure net worth. 

We've come a long way.  In 2014 we earned a combined $52.5k and we had almost $24k in debt (student loans).  We paid off the student loans completely in April 2016, and last year we earned $84k (our average income in the last 4 years is $66k). 

I know we've been very slow in this race compared to many, but I'm super proud of what we've accomplished on such low income.  I'm hopeful that I'll finally finish my advanced degree program in 2018 and begin to earn a real salary, which should accelerate our progress a lot. 

Right now almost half of our net worth is in a savings account for a down payment on a house.  I might wait until we have $100k in invested assets before I join the next challenge.  Best of luck to all of you!

[LurkerStache]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32
Oct 2017: 92,457.44
Nov 2017: 98,335.44
Dec 2017: 102,068.04

I made it! On to the next thread. Hope to see you everyone over there soon!

[ingrownstudentloans]

6/1/2017   $44,119
7/1/2017   $46,553
8/1/2017   $48,477
9/1/2017   $51,618
10/1/2017 $55,740
11/1/2017  $60,079 (will slow down through EOY as 401K is now maxed)
12/1/2017 $62,686.85
1/1/2018 $67,210.81 (excited to start 401K contributions back up)

[ardrum]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32
Oct 2017: 92,457.44
Nov 2017: 98,335.44
Dec 2017: 102,068.04

I made it! On to the next thread. Hope to see you everyone over there soon!

Well done!

[arob54600]

November- 41195
December- 42526

January 1, 2018 -44958

Making steady progress.

[Slow&Steady]

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Feb-17 $74,784 $700 $75,484 $200,000 $135,000 $281,000 $129,484
Apr-17 $78,946 $1,026 $79,972 $200,000 $135,000 $281,000 $133,972
May-17 $80,007 $1,040 $81,047 $240,000 $135,000 $281,000 $175,047
Jun-17 $82,048 $1,057 $83,105 $240,000 $135,000 $306,000 $152,105
Jul-17 $84,508 $1,075 $85,583 $240,000 $135,000 $306,000 $154,583
Aug-17 $85,737 $1,075 $86,812 $240,000 $135,000 $306,000 $155,812
Sep-17 $86,830 $1,079 $87,909 $240,000 $135,000 $319,000 $143,909
Oct-17 $89,275 $1,100 $90,375 $240,000 $135,000 $319,000 $146,375
Nov-17 $91,994 $1,124 $93,118 $240,000 $135,000 $317,000 $151,118
Dec-17 $94,085 $1,124 $95,209 $240,000 $135,000 $317,000 $153,209
I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA I might even hit $95k in the 401k alone before the end of year.  It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't count true NW it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

I know I really shouldn't be looking at the balances this often but as of this morning (who knows if it will last) the 401k is just above $95k.  Once the Dec contribution and any dividends are added (assuming this growth doesn't take a nose dive before the end of the year) we should be really close to graduating this race. I think Jan I am going to be really tempted to add enough to the IRA to get us over that $100k mark, must remind myself that savings should be left alone until after baby arrives.

Went to check my balance today so that I could do an end of the year/Jan 2018 post and the stupid site says they are temporarily down, grrrr!

Also found out that since our company was purchased we are moving to a different 401K provider and they will be automatically transferring our balances to the new provider.  The new provider is a large generally decent company but the current provider is largely preferred and I am whiny about the change.  Hopefully we will have options with similarly low  expenses ratios to choose from.

[mustache you a question]

01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340
11/17 - 67,770
12/17 - 83,785
01/18 - 87,942

I'll probably graduate from this thread sometime around March or April hopefully.  Good luck to all of you this year!

[Epor]

Congrats to the graduates, see you in the next race soon.

Code: [Select]

Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total      Saved        Market G/L
01/01/18 93684.00   2136.40 908.60


[snoot]

Happy New Year everyone! Congrats to those who recently graduated :)

                            403b             Roth             Total
December 2017     21,066.48     44,192.03     65,258.51
January    2018     21,279.96     46,322.92     67,602.61 (+2344.1)

[peppermint]

OK. I am in for the second time. Embarrassed I didn't graduate the first time, but it is what it is.

NW 01/2018: $40796.81

[jayzee]

Happy new year everyone. I'm close to 100K, but about to go into training and then self-employment in March-June, so I will have a few negative net worth months ahead of me. My goal is to graduate by the end of the year, depending on how my business goes.

Excited to be doing this and to keep myself on track despite any setbacks.

Cash and non-superannuation investments (Australian):

Jan 2018 - $93,613.31

[junga]

My progress since April 2014.

April, 2014               : -$9,000
October, 2014          : $1500
December, 2015       : $20,000
December, 2016       : $48,000
September 1, 2017   : $82,000
October 1, 2017       : $87,996
November 1, 2017    : $90,085
December 1, 2017    : $94,182
January 1, 2018       : $97,318

[gutts]

A newbie/wannabe mustachian is reporting in:

January 3 2018 - 16.189$

I started 3 months ago, so no long history yet but I'll check in to this thread every month