Race from 10 to 100k!!

[Trifle]

My net worth finally crossed $100,000! Here's my progression according to Personal Capital:

January 1	$45,372
March 1	$65,063	+$19,691	(company bonus in February)
June 1	$78,821	+$13,758
August 1	$76,010	–$2,811	(the end of an extremely spendy summer and some investment dips, I think)
October 1	$92,860	+$16,850	(got a 20% raise in September)
December 1	$104,856	+$11,996

I saved $47,250 in total…so it looks like I might just be able to hit another gauntlet goal to save $50k in 2017.

I'm excited to move on to the next gauntlet thread!

Congrats!!!!  Well done! 

[without_a_map]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month! My take home salary is quite low (~£20k/year), but I'm living rent free with family at the moment so living expenses are low too, meaning my savings rate is around 50% of my take home pay.

I'm not counting my pension in my networth as it is a superannuation scheme so too complicated to include, plus who knows what the UK retirement age will be for me, currently have to be 68 years old to claim!

No assets to include in that number (no house, car), so just cash/investments in index funds.

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

[mustache you a question]

01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340
11/17 - 67,770
12/17 - 83,785

Interesting month...received an inheritance of a few thousand dollars that was put into savings and then our home value jumped another 5k according to the mortgage company.  Assets of 261,948 and liabilities of 178,163.

A question for all of you, how do you track your home value (if you include it in NW)?  The most accurate way I know how to is just to follow what the value is according to Quiken Loans, it's consistent but might not be the most accurate.  Does anyone have any advice there?

[Epor]

Code: [Select]


                Total           Saved           Market G/L
04/01/17 68457.00 1190.50 103.50
05/01/17 70223.00 921.10  844.90
06/01/17 73782.00 2941.60 617.40
07/01/17 76009.00 1559.60 667.40
08/01/17 78615.00 1271.20 1334.80
09/01/17 79916.00 1271.20 29.80
10/01/17 85194.00 3271.20 2006.80
11/01/17 87497.00 1271.20 1031.80
12/01/17 90639.00 1271.20 1870.80


So close...

[vertkurt]

10/10/17
Roth VTSMX currently $8995.
TSP $0.

11/1/17
rIRA= $10,095
TSP= $121

12/1
rIRA= 10,300
TSP= 1,483

[LittleWanderer]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think. 

[anadyne]

I'm also in the lower end of the savings camp here! I'm creeping my savings up now but have had some super big medical bills lately so they've eaten in to the maxing of retirement funds I'd been doing. My goal is to just slowly inch up the % contribution from my paycheck to my 403b again until it hurts. Every % will help!

I'm categorizing my net worth differently than I was before, so I'm going to abandon what I posted before on this thread and now since joining, my numbers look thusly...


Oct 2017   $54,722.60
Nov 2017  $56,146.72 [+1424.12]
Dec 2017  $59,041.97 [+2895.25]

I keep reading that the first $100K is the hardest, the second goes faster. Here's hoping!

[ingrownstudentloans]

6/1/2017   $44,119
7/1/2017   $46,553
8/1/2017   $48,477
9/1/2017   $51,618
10/1/2017 $55,740
11/1/2017  $60,079 (will slow down through EOY as 401K is now maxed)

12/1/2017 $62,686.85

[LurkerStache]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32
Oct 2017: 92,457.44
Nov 2017: 98,335.44

Looks like I may be able to graduate next month! Fingers crossed!!

[vertkurt]

Looks like I may be able to graduate next month! Fingers crossed!!

Yeah i agree, your average save per month is 3,338. I think you made it for new years. Congrats!

[dreadmoose]

Jul 1, 2016	-$19,048.00
Aug 1, 2016	-$18,739.00
Sep 1, 2016	$9,463.00
Oct 1, 2016	-$25,832.00
Nov 1, 2016	-$25,621.00
Dec 1, 2016	-$25,405.00
Jan 1, 2017	-$25,189.00
Feb 1, 2017	-$24,977.00
Mar 1, 2017	-$21,759.00
Apr 1, 2017	-$15,838.00
May 1, 2017	$7,477.00
Jun 1, 2017	$16,623.25
Jul 1, 2017	$27,638.49
Aug 1, 2017	$39,025.21
Sep 1, 2017	$49,626.13
Oct 1, 2017	$59,438.41
Nov 1, 2017	$71,949.94
Dec 1, 2017	$82,267.23	(+10,317)

A good month for gains, next month I will slide a ton of unpaid overtime into my account after I confirm business taxes so I should graduate on Dec 29 with a decent margin for lost gains.

[ardrum]

1/1/17   $31,938
2/1/17   $36,861
3/1/17   $43,690
4/1/17   $46,035
5/1/17   $49,860
6/1/17   $53,551
7/1/17   $59,289
8/1/17   $64,996
9/1/17   $68,439
10/1/17   $73,881
11/1/17   $79,385
12/1/17   $84,711

The theme for this year has been steady progress.  I can only hope to match  the focus and consistency I've managed grinding out this year.  I'm feeling more and more motivation to get to that 6 figures.  Right now I want to see that $90,000 extremely badly!

[JuicyCrab]

Jun-16    $ 2,906
Jul-16    $ 14,768
Aug-16    $ 15,777
Sep-16    $ 20,413
Oct-16    $ 17,007
Nov-16    $ 18,000
Dec-16    $ 21,231
Jan-17    $ 24,364
Feb-17    $ 26,984
Mar-17    $ 39,100
Apr-17    $ 45,000
May-17    $ 51,839
Jun-17    $ 57,905
Jul-17    $ 62,258
Aug-17    $ 72,784
Sep-17    $ 76,429
Oct-17    $ 82,650
Nov-17    $ 79,200 Had to liquidate and loan 10k cash to business, bit of a setback but still on target!

[katthjul]

EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
Jan 2017: €42,037
Feb 2017: €45,956
Mar 2017: €48,399
Apr 2017: €48,580
May 2017: €48,527
Jun 2017: €47,553
Jul 2017:  €46,952
Aug 2017: €51,030
Sep 2017: €55,257
Oct 2017: €60,679
Nov 2017: €62,449

My savings made up most of the increase this month. Found out that the Ireland-based Vanguard ETFs are available on XETRA (German stock exchange) as of last month. Which means I can once again buy my favorite ETF, although on a different stock exchange.

[junga]

My progress since April 2014.

April, 2014             : -$9,000
October, 2014        : $1500
December, 2015     : $20,000
December, 2016     : $48,000
September 1, 2017 : $82,000
October 1, 2017      : $87,996
November 1, 2017  : $90,085
December 1, 2017   :$94,182

[LurkerStache]

Looks like I may be able to graduate next month! Fingers crossed!!

Yeah i agree, your average save per month is 3,338. I think you made it for new years. Congrats!

Thanks! I will be going on a vacation closer to new years. Hopefully it set me back too much.

[anadyne]

So many people teetering on the edge, super inspirational!

[NevermindScrooge]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think.

I also can save about €850 in a good month, but I have to admit I'm pretty happy with that. Maybe because I'm a newbie :-)
More seriously though, since discovering MMM I have been trying to figure out what a typical Dutch family would save and how much in debt they are, just to get my bearings on where I stand. It's not easy to find the numbers but from what I read and hear from colleagues, we (SO and I) are doing extremely well. So yes, saving like crazy to obtain 100k includes a long wait but we are still So Much Better Off than most people. I truly feel privileged and I'm trying to figure out a way of giving some of my luck back to our community. If any of you has tips or ideas I would love to hear!

For all of the super-savers, but a bit more for the smaller-savers like us: You can do it! :-)

[without_a_map]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think.

Thanks! I hope you are right, good luck to you, we'll get there eventually!

[without_a_map]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think.

I also can save about €850 in a good month, but I have to admit I'm pretty happy with that. Maybe because I'm a newbie :-)
More seriously though, since discovering MMM I have been trying to figure out what a typical Dutch family would save and how much in debt they are, just to get my bearings on where I stand. It's not easy to find the numbers but from what I read and hear from colleagues, we (SO and I) are doing extremely well. So yes, saving like crazy to obtain 100k includes a long wait but we are still So Much Better Off than most people. I truly feel privileged and I'm trying to figure out a way of giving some of my luck back to our community. If any of you has tips or ideas I would love to hear!

For all of the super-savers, but a bit more for the smaller-savers like us: You can do it! :-)

Good point, I know I am doing a lot better than my work colleagues that can barely make it payday to payday! I do feel lucky that I discovered MMM before I started earning big, because it will be easier to just avoid lifestyle inflation than it must be having to cut back if you have already had several years of spending all or most of a big salary.

[Slow&Steady]

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Feb-17 $74,784 $700 $75,484 $200,000 $135,000 $281,000 $129,484
Apr-17 $78,946 $1,026 $79,972 $200,000 $135,000 $281,000 $133,972
May-17 $80,007 $1,040 $81,047 $240,000 $135,000 $281,000 $175,047
Jun-17 $82,048 $1,057 $83,105 $240,000 $135,000 $306,000 $152,105
Jul-17 $84,508 $1,075 $85,583 $240,000 $135,000 $306,000 $154,583
Aug-17 $85,737 $1,075 $86,812 $240,000 $135,000 $306,000 $155,812
Sep-17 $86,830 $1,079 $87,909 $240,000 $135,000 $319,000 $143,909
Oct-17 $89,275 $1,100 $90,375 $240,000 $135,000 $319,000 $146,375
Nov-17 $91,994 $1,124 $93,118 $240,000 $135,000 $317,000 $151,118
Dec-17 $94,085 $1,124 $95,209 $240,000 $135,000 $317,000 $153,209
I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA I might even hit $95k in the 401k alone before the end of year.  It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't count true NW it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

[martyconlonontherun]

I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
Original Goal: graduate this thread by March.

12/4/2017: $76.5k Investments/$81.9k Net Worth

[dutty]

Low earnings and high spending (vacation) means I am way off my monthly target. But, it's just another bump along the road maan.

05/17 | £1020
06/17 | £470      (-£550 ~    -50%)
07/17 |  £1,590   (+£1120 ~ +340%)
08/17 |  £2,080   (+£490   ~ +30%)
09/17 |  £7,250   (+£5170 ~ +350%)
10/17 |£12,000   (+£4750 ~ +65%)
11/17 |£12,360 (+£360 ~ +3%)

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

I'm looking forward to following everyone's progress. Good luck to us all!

Missed a month, but my net worth as of Nov 30th is $18,617.

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646
Jul 17: 52567
Aug 17: 54267
Sep 17: 54565
Oct 17: 68832
Nov 17: 70574

Dec 17: 72864

[snoot]

Hi everyone!

I've been reading MMM and the forums for awhile, but have never posted. I've really enjoyed following everyone's progress on this thread and I'd like to join to keep me motivated and track my progress. I'll be tracking invested money, which for right now is in a 403b and Roth.
 
                            403b             Roth             Total
December 2017     21,066.48     44,192.03     62,258.51

[arob54600]

Checking in my IRAs for December

November- 41195
December- 42526

It’s a good start.

[MoneyMouse]

Oh, I can join this!

I've not yet started investing, but I've begun moving things around to start up my RRSP and an investing TFSA. I'll look forward to updating this as I grow my 'stache.

	RRSP	TFSA
Dec '17	5,500	5,500

Total: $11,000

[Trifle]

Welcome Kaders and MoneyMouse!!

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832
Jul 17	$72,166
Aug 17	$73,360
Sep 17	$76,497
Oct 17	$77,675
Nov 17	$80,642

[snoot]

Welcome Kaders and MoneyMouse!!

Thanks!

[littlelykke]

I'm in! I was waiting for the month end to get my numbers together. I'm in the UK so working towards £100k.

1 Dec 2017 - £16,900

Currently adding approximately £800 per month to the stash, I'm very jealous of everyone that can add thousands each month!

Ok I just depressed myself and worked out it will take about 8.5 years to get to 100k at my current rate of saving :(

Don't feel too badly, I'm in about your same situation!  I can only save about $850/month too right now.  But your life (and my life!) won't be the same in 8.5 years.  I have hopes that we'll both be able to save more in the future!  100k will come sooner than we think.

I also can save about €850 in a good month, but I have to admit I'm pretty happy with that. Maybe because I'm a newbie :-)
More seriously though, since discovering MMM I have been trying to figure out what a typical Dutch family would save and how much in debt they are, just to get my bearings on where I stand. It's not easy to find the numbers but from what I read and hear from colleagues, we (SO and I) are doing extremely well. So yes, saving like crazy to obtain 100k includes a long wait but we are still So Much Better Off than most people. I truly feel privileged and I'm trying to figure out a way of giving some of my luck back to our community. If any of you has tips or ideas I would love to hear!

For all of the super-savers, but a bit more for the smaller-savers like us: You can do it! :-)

Another Dutchie here :) We, as well, are certainly not able to save thousands and thousands of euros each month. But we'll do our best and are doing (like you said) extremely well, when compared to the 'average' Dutchie.

On another note. Just found out, that our net worth is 22.000 euros :) Yeay! Time to slowly climb towards that 100,000.
At this rate we'll be there in July 2024.

[adamsputnik]

First time poster. Reckon I fit in this thread pretty well.

Savings/investments: $30,442

Cc debt (0% apr) - $3,411
Student loans (7.9% apr) - $8,856

Total - $18,175

Currently looking to build up a 3-6 month emergency fund and then kill the remaining debt.

[Trifle]

Welcome aboard AdamSputnik! Way to focus on killing the debt. 

Interesting that this thread (and the "Save to $10k" thread) have a lot of first time posters.  Excellent place to start out.  Building that first $100k is the hardest part.  It's a tough slog for many, but that journey -- however long that may take -- forms the foundation for all that follows.  Self accountability and companionship definitely help!  Onward, friends.  :)

[JuicyCrab]

How hard is the first $100k compared to say the first $250k, and then the first $500k, etc?

I'm finding it pretty hard to be honest but hoping it gets easier hitting the bigger numbers with time and compounding...

[repman]

Nov 2017     65.000€
Dez 2017     69.000€  a frugal month and a christmas paycheck !

Next Milestone 100.000€ in 02 2019

[Trifle]

How hard is the first $100k compared to say the first $250k, and then the first $500k, etc?

I'm finding it pretty hard to be honest but hoping it gets easier hitting the bigger numbers with time and compounding...

The first $100k was by far the hardest part for me.  If you can get through that first heavy lift, it goes faster and easier after that.  You just have to have faith and keep going.  This stuff is real, and you've got this, JuicyCrab.  You can do it!

[Svoboda]

Might as well join the race :) 100k seems so far away.

Savings/investments:

Jan 17: 14,616 (found MMM)
Dec 17: 37,449
.
.
.

[Trifle]

Welcome Svoboda!  It won't be that long.  You're doing great, and life happens in the meantime.  :)

[Nederstash]

Welcome Svoboda!  It won't be that long.  You're doing great, and life happens in the meantime.  :)

Trifele, it's great to see you being so welcoming and supportive to everyone on this thread! I'd like to join you in saying to everyone: well done and keep going!!

[NevermindScrooge]

Below my numbers, savings and investments only:

July 2017:            € 7.208 <--- Discovered MMM
August 2017:        € 8.918
September 2017:  € 9.480
October 2017:     € 10.225
November 2017:  € 10.906
December 2017: €16.738 /$19,728 (+ €5.832) - frugal month and a generous gift!

[ardrum]

Great progress being demonstrated in here!  I just love the "race" threads (I look at all of them, big and small).  It's just motivating to see so many people continuously tracking and progressing through different challenges.  I'm hoping to graduate from this one before spring hits.  I'll officially update at the start of the month, but there's a small chance I could hit an even $90k NW by new years, which I'd be thrilled to see. 

[JAYSLOL]

I started tracking spending a few years ago, but only started tracking net worth 5 months ago.  So far I've averaged $637 gain/week over the last 19 weeks taking me from $50.5k to $62.6k in that time.  I'm joining the race! And setting myself a goal to hit $100k by the end of 2018 which means I need to bring that average up to $720/week which is going to be tough but anyway that's the point

[seventytimes7]

I fell behind in updating with work and a new house, which also means a dip in invested assets. So now I'll shall use LNW (liquid net worth) to exclude equity? Which means dip in invested assets, but means a house that I love.

2/1/2017   - ($6,832)
3/1/2017   -   $66
4/1/2017   - $ 6,298
5/1/2017   - $12,179
6/1/2017   - $17,418
7/1/2017   - $21,303
8/1/2017   - $28,136
9/1/2017   - $29,233
10/1/2017 - $35,076
11/1/2017 - $40,626
12/1/2017 - $44,564 NW - $20,282 LNW

[Slow&Steady]

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Feb-17 $74,784 $700 $75,484 $200,000 $135,000 $281,000 $129,484
Apr-17 $78,946 $1,026 $79,972 $200,000 $135,000 $281,000 $133,972
May-17 $80,007 $1,040 $81,047 $240,000 $135,000 $281,000 $175,047
Jun-17 $82,048 $1,057 $83,105 $240,000 $135,000 $306,000 $152,105
Jul-17 $84,508 $1,075 $85,583 $240,000 $135,000 $306,000 $154,583
Aug-17 $85,737 $1,075 $86,812 $240,000 $135,000 $306,000 $155,812
Sep-17 $86,830 $1,079 $87,909 $240,000 $135,000 $319,000 $143,909
Oct-17 $89,275 $1,100 $90,375 $240,000 $135,000 $319,000 $146,375
Nov-17 $91,994 $1,124 $93,118 $240,000 $135,000 $317,000 $151,118
Dec-17 $94,085 $1,124 $95,209 $240,000 $135,000 $317,000 $153,209
I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA I might even hit $95k in the 401k alone before the end of year.  It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't count true NW it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

I know I really shouldn't be looking at the balances this often but as of this morning (who knows if it will last) the 401k is just above $95k.  Once the Dec contribution and any dividends are added (assuming this growth doesn't take a nose dive before the end of the year) we should be really close to graduating this race. I think Jan I am going to be really tempted to add enough to the IRA to get us over that $100k mark, must remind myself that savings should be left alone until after baby arrives.

[arob54600]

About half of my Christmas bonus went in to my 401k. I am happy and bummed all at once. Can't wait to see where I fall at the end of this month.

[frugalfanny]

November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!

December 23, 2017: $99,060

I will get my third paycheck of the month (~$1600) on Dec. 29.  :) :)  Graduation to the next level imminent. See you on the other side! Many many thanks to you all for being so dang inspiring.

Keep on keeping on!

[JAYSLOL]

November 2009: Graduated from grad school with $52k student loans and 5k in the bank.
November 2010: -$41,165
November 2011: -$26,332
November 2012: -$7,560
November 2013: $8,748
November 2014: $21,464
November 2015: $27,355
November 2016: $50,207

February 14 2017: $60,724

October 4, 2017: $88,757

Will certainly cross $90k, maybe $95 this year... three paychecks in December will give me a boost! So close!

December 23, 2017: $99,060

I will get my third paycheck of the month (~$1600) on Dec. 29.  :) :)  Graduation to the next level imminent. See you on the other side! Many many thanks to you all for being so dang inspiring.

Keep on keeping on!

Congrats!  See you at the next level this time next year I hope

[dreadmoose]

Jul 1, 2016	-$19,048.00
Aug 1, 2016	-$18,739.00
Sep 1, 2016	$9,463.00
Oct 1, 2016	-$25,832.00
Nov 1, 2016	-$25,621.00
Dec 1, 2016	-$25,405.00
Jan 1, 2017	-$25,189.00
Feb 1, 2017	-$24,977.00
Mar 1, 2017	-$21,759.00
Apr 1, 2017	-$15,838.00
May 1, 2017	$7,477.00
Jun 1, 2017	$16,623.25
Jul 1, 2017	$27,638.49
Aug 1, 2017	$39,025.21
Sep 1, 2017	$49,626.13
Oct 1, 2017	$59,438.41
Nov 1, 2017	$71,949.94
Dec 1, 2017	$82,267.23
Dec 29, 2017	$110,473.03	(+38,523)

Blew past it this month, posting a few days early as I won't be around a computer through New Years. Cashed out a lot of overtime as an RRSP bonus straight into my Questrade account along with the normal $8K a month.

Super happy and grateful to be graduating this thread, can't wait to see everyone in the next one!

[Edit was to fix the last date on the table, used to read Dec 1, 2017]

[Trifle]

Dreadmoose that is fantastic!!!  Huge congratulations, and best of luck on the rest of your journey!