Race from 10 to 100k!!

[Pooperman]

Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!

And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45

 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

I transferred from Schwab to Vanguard via ACH so it is electronic for certain firm but not for all, I guess.

[druth]

Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Actually at about 88k.  Didn't work for a couple months so I could do some traveling, but now back on track.  Should hit 100k in ~4 months.

[ingrownstudentloans]

Woke up the other day to mint saying I had gotten up to 114k, but it turns out they doubled one of my vanguard accounts.  :D

Bank error in your favor. Collect $200.

[Hirondelle]

New to the thread. Found MMM about two months ago, turned out I've been quite mustachian all my life. Starting my first 'real' job next week and aiming to save 1000 EUR monthly.

Current net worth approx EUR 13400,-

[Shelfside27]

Only just signed up to post but been following this thread for a while and it is a huge help to keep me on track.

Since I started tracking:

07/17: £18,831
08/17: £20,396
09/17: £23,363
10/17: £24,599


Quarter of the way there. :-)

[anadyne]

Dec-16: $32,870.70
Mar-17: $42,371.10

I can't wait to get over 50K!

And then life got so busy, I didn't even register when it happened..!

Aug-17: $49,222.48
Sep-17: $51,435.45

 

Great job! Hope that happens to me with my next milestone!

.
.

I'm currently frustrated that half my net worth is in transit between TIAA and Vanguard for a rollover and I almost choked when I opened Personal Capital and saw the net worth bottoming out. I can't believe in this day and age the rollover can't be totally electronic! They tell me it could take up to 2 weeks to arrive in my rollover account...

I transferred from Schwab to Vanguard via ACH so it is electronic for certain firm but not for all, I guess.

 

Well mine ended up only taking a week, so not that bad - but my Personal Capital profile now looks like I tanked it for a week followed by the most epic day ever haha.

[martyconlonontherun]

I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
Hopefully graduate this thread by March.

10/27/2017: $72k Investments/$70.5k Net Worth

[dreadmoose]

Jul 2016	-$19,048.00
Aug 2016	-$18,739.00
Sep 2016	$9,463.00
Oct 2016	-$25,832.00
Nov 2016	-$25,621.00
Dec 2016	-$25,405.00
Jan 2017	-$25,189.00
Feb 2017	-$24,977.00
Mar 2017	-$21,759.00
Apr 2017	-$15,838.00
May 2017	$7,477.00
Jun 2017	$16,623.25
Jul 2017	$27,638.49
Aug 2017	$39,025.21
Sep 2017	$49,626.13
Oct 2017	$59,438.41
Nov 2017	$71,949.94	(+12,511)

Happy with this month, closing in on the plan to save 100K in 2017 (tracked in another thread). Will be helped by a RRSP contribution of all overtime for the last 3 months at the end of December (held in case of miscalculated corporate taxes).

[Milkm4n]

October Update

01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639
10-01-2017 : 92,834
11-01-2017 : 100,090 (GRADUATION)

Wow my investments were on fire this month. I expect them to drop back a little next month, but my new contributions should keep me above the 100k mark :).

[L2]

I am in! The goal is to get to 100k net worth by the end of 2018. Currently at ~21k. I have been pretty good at my goals so far. Starting out after college in Dec. 2013, I believe I had about a negative net worth of 65k. My first financial goal was to get a net worth of zero by the time I received my tax refund this year and I hit it at the end of January. My second goal was to have my private student loan (6.6%) paid off by the end of July. I made it at the end of June. Next I am hoping to have the car paid off by the end of the year. Currently have a 10k balance left on that loan.

My soft goal for the end of 2017 is 35k in net worth, only because I think I'll need it to be close to that to meet the 100k goal at the end of 2018. I have not done any hard calcs at this point, but in the mean time, I should be getting annual raises of approx. 5k beginning 11/1 for 2017 and 2018. I will also be maxing out my 401k in 2018 and hopefully the ROTH IRA as well.

So I am currently at ~30,900 net worth. I've been averaging about a 2k increase per month and I've got an extra paycheck coming in for December as there will be 3 pay periods. I should be between 37-38k net worth by the end of the year. I've got a raise coming effective 11/1, but I have not been communicated the amount yet.

I've cut almost 3k in annual expenses in the past few months. Moved to a nicer, more convenient, and cheaper apartment (farther away from city center, which I don't need anymore) that will save me $87 a month. In moving there and an acquisition by my firm, I will be driving approximately 10 miles round trip a day rather than 60. Rough estimates have that at about $100 a month in gas savings. My firm is also adding a HDHP plan, which I do not know the exact details yet, but I'm guessing this will be about 1/2 the cost of the low deductible plan (estimated savings of 50/month).

I have not ran the hard numbers yet as exact figures aren't determined, but my goal of 100k NW by the end of 2018 is going to come really close. I'd guess I'm looking at being more towards 10-15k short without any gains/raise coming next year/potential promotion. Here is a question for my fellow cohorts - I have about a 5k vested pension at my previous employer. I'm going to check to see if there is any way I can roll that over into a 401k/IRA this coming week. Either way, would you include that in your net worth calc? I'm younger so pensions are not a familiar topic for me. I've read being vested means that its guaranteed to me no matter what, but I've heard of plenty of people losing their pensions (albeit not knowing specific circumstances).

[Trifle]

October Update

01-01-2017 : 45,241
02-01-2017 : 55,143
03-01-2017 : 58,240
04-01-2017 : 69,145
05-01-2017 : 74,332
06-01-2017 : 77,877
07-01-2017 : 82,443
08-01-2017 : 85,688
09-01-2017 - 89,639
10-01-2017 : 92,834
11-01-2017 : 100,090 (GRADUATION)

Wow my investments were on fire this month. I expect them to drop back a little next month, but my new contributions should keep me above the 100k mark :).

Congratulations, Deek!!  Well done!

[AcftW]

$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017
$67,981 - Jun 2017
$64,425 - Jul 2017
$66,975 - Aug 2017
$73,801 - Sep 2017
$94,487 - Oct 2017

$103,372 - Nov 2017

Made it! Took 2 years and some ups and downs but I made it.  Keep it up everyone, hope to see you in the next thread!

[Trifle]

$40,061 - Dec 2015
$43,153 - Jan 2016
$47,634 - Feb 2016
$50,404 - Mar 2016
$53,733 - Apr 2016
$54,717 - May 2016
$55,014 - Jun 2016
$59,924 - Jul 2016
$55,527 - Aug 2016
$61,117 - Sep 2016
$64,384 - Oct 2016
$56,780 - Nov 2016
$58,510 - Dec 2016
$67,328 - Jan 2017
$73,827 - Feb 2017
$79,021 - Mar 2017
$81,435 - Apr 2017
$83,652 - May 2017
$67,981 - Jun 2017
$64,425 - Jul 2017
$66,975 - Aug 2017
$73,801 - Sep 2017
$94,487 - Oct 2017

$103,372 - Nov 2017

Made it! Took 2 years and some ups and downs but I made it.  Keep it up everyone, hope to see you in the next thread!

Wooo Hoooo!!!!  Big congratulations! 

[mustache you a question]

01/17 - 9,926
02/17 - 15,869
03/17 - 21,618
04/17 - 22,738
05/17 - 29,255
06/17 - 30,880
07/17 - 40,255
08/17 - 44,722
09/17 - 48,025
10/17 - 62,340
11/17 - 67,770

Good month again...November will be a little tougher.  Doing some work on the house and have to pay for Christmas presents (8 nieces and nephews makes it a little more expensive). 

[SarkastikNinja]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)
17-09-30   :            89,862.67   (+4,882.12)

17-10-31   :            115,300.79   (+25,438.12)

Graduation day! I received a much larger year end bonus than expected which sent me flying into the next thread! See everyone there!

[JLee]

15-01-31   :           -12,050.05
15-02-28   :             -9,013.04   (+3,037.01)
15-03-31   :             -8,373.63   (+   639.41)
15-04-30   :              3,957.65   (+4,415.98)
15-05-31   :              6,155.15   (+2,197.50)
15-06-30   :              4,161.27   (- 1,993.88)
15-07-31   :              9,940.39   (+5,779.12)
15-08-31   :            11,086.93   (+1,146.54)
15-09-30   :            13,411.39   (+2,324.46)
15-10-31   :            21,753.13   (+8,341.74)
15-11-30   :            23,540.19   (+1,787.06)
15-12-31   :            25,039.14   (+1,498.95)
               
16-01-31   :            31,418.13   (+6,378.99)
16-02-29   :            33,247.02   (+1,828.89)
16-03-31   :            37,241.82   (+3,994.80)
16-04-30   :            47,305.81   (+10,063.99)
16-05-31   :            47,145.83   (-    159.98)
16-06-30   :            46,076.20   (-    838.38)
16-07-31   :            47,098.02   (+1,021.82)
16-08-31   :            46,307.45   (-    709.57)
16-09-30   :            48,762.90   (+2,455.45)
16-10-31   :            50,601.65   (+1,838.75)
16-11-30   :            52,677.91   (+2,076.26)
16-12-31   :            57,227.20   (+4,549.29)
               
17-01-31   :            58,540.40   (+1,313.20)
17-02-28   :            64,183.38   (+5,642.98)
17-03-31   :            75,197.12   (+11,013.74)
17-04-30   :            75,589.36   (+   392.24)
17-05-31   :            83,478.46   (+7,889.10)
17-06-30   :            83,208.21   (-    270.25)
17-07-31   :            84,647.77   (+1,466.56)
17-08-31   :            84,980.55   (+  332.78)
17-09-30   :            89,862.67   (+4,882.12)

17-10-31   :            115,300.79   (+25,438.12)

Graduation day! I received a much larger year end bonus than expected which sent me flying into the next thread! See everyone there!

That's an awesome jump - congrats!

[AcftW]

Wooo Hoooo!!!!  Big congratulations!

Thank you!  Never would have believed it was possible a few years ago.  But at 25 and single, there’s no better time to start building the foundation.

[LurkerStache]

Sep 2016: 51598.42
Oct 2016: 54210.76
Nov 2016: 57821.07
Dec 2016: 59471.44
Jan 2017: 63,813.13
Feb 2017: 66,722.32
Mar 2017: 70,782.46
Apr 2017: 73,027.41
May 2017: 76,803.28
Jun 2017: 78,061.77
Jul 2017: 81,104.24
Aug 2017: 84,125.91
Sep 2017: 88,561.32
Oct 2017: 92,457.44

Lots of graduates this month. Congrats everyone!

[vertkurt]

10/10/17
Roth VTSMX currently $8995.
TSP $0.

11/1/17
rIRA= $10,095
TSP= $121

Waiting for payroll to wake up so I can start making max contributions. Hopefully next pay period it will be deducted.

[ardrum]

Cruising along in 2017.  My goal is to graduate in 2018 no matter whether the market has a downturn or not.  Save that hard!

1/1/17   $31,938
2/1/17   $36,861
3/1/17   $43,690
4/1/17   $46,035
5/1/17   $49,860
6/1/17   $53,551
7/1/17   $59,289
8/1/17   $64,996
9/1/17   $68,439
10/1/17   $73,881
11/1/17   $79,385

[ingrownstudentloans]

Rejoining with new numbers - I started out tracking NW, but it did not feel right as it includes home equity/rental home equity/student loans, etc....  I am now only including our tax-advantaged retirement accounts as that is what feels right for me on this thread.  I expect to graduate April 2019.

6/1/2017   $44,119
7/1/2017   $46,553
8/1/2017   $48,477
9/1/2017   $51,618
10/1/2017 $55,740
11/1/2017  $60,079 (will slow down through EOY as 401K is now maxed)

[iTellStories]

Aug 1, 2017: $31,378
Sep 1, 2017: $33,723
Oct 1, 2017: $37,296
Nov 1, 2017 $42,930

October was a good month for me.  My roommate got a new job in Chicago, and is taking the majority of the furniture with him.  November is going to be a little tighter for me with furniture and Christmas purchases on the horizon.  At least I've found a new roommate coming in on December 1!

[arob54600]

I'm in!
I've been needing a little motivation in my mustachian life.
I will be doing this separately from my husband because it's easier for me to track on MINT.
100k here I come!

NOV-2017- $41,195 in arobs IRA's

[junga]

My progress since April 2014.

April, 2014             : -$9,000
October, 2014        : $1500
December, 2015     : $20,000
December, 2016     : $48,000
September 1, 2017 : $82,000
October 1, 2017      : $87,996
November 1, 2017  : $90,085

[Epor]

First: Congrats: deek16, AcftW and SarkastikNinja! I hopefully will join you on the next race in few months!


Date       Total      Savings   Market G/L
04/01/17   68457.00   1190.50   103.50
05/01/17   70223.00    921.10   844.90
06/01/17   73782.00   2941.60   617.40
07/01/17   76009.00   1559.60   667.40
08/01/17   78615.00   1271.20   1334.80
09/01/17   79916.00   1271.20   29.80
10/01/17   85194.00   3271.20   2006.80
11/01/17   87497.00   1271.20   1031.80

[dutty]

Wow everyone is smashing it, definitely feels like a race!

05/17 | £1020
06/17 | £470      (-£550 ~    -50%)
07/17 |  £1,590   (+£1120 ~ +340%)
08/17 |  £2,080   (+£490   ~ +30%)
09/17 |  £7,250   (+£5170 ~ +350%)
10/17 |£12,000 (+£4750 ~ +65%)

[Slow&Steady]

I only really track my 401k balance and only for the last couple years. 

In my 20s I put something like 10% in and thought I was doing great (better than average), we also tackled 1 student loan, 2 car loans, credit card debt, and bought our 1st home (now a rental).  For the last several years I have only been putting 6% (plus a company match) into the 401k, while we saved for a wedding, down payment on a house, started a family, went to 1 steady income and 1 self employed income, and are continuing the last student loan.  We are still working on paying off my last student loan and building the self employed income but I am really hoping to hit $100k in the 401k sometime in 2018, if the self employed income starts taking off and we can contribute more to an IRA I will add that into the calculations too.

I did do a quick back of the envelope net worth calculation that included debt, primary and rental home value, and vehicle value and that put net worth around $150k, but since I don't regularly track that stuff I don't want to join the next group until the retirement accounts are above $100k.

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375
11/03/17:    $91,994     $1124      $93,118

I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA. 

It would be really cool to graduate from this before baby #2 comes in March!

[Wanttobehome]

Nov 2016 18595+1,296            = 19,891
Dec 2016 19,091+1,425            = 20,516
Jan 2017 19,586+1590             =  21,176
Feb 2017 20,081+1,673            = 21,754
Mar 2017 20,576+1,828            = 22,404
Apr 2017  21,071+1,890+2300  =25,261
May 2017                                   =25,779
June 2017                                  =£26,319
July 2017                                    =£27,023
August 2017                               =£27,618
September 2017                        =£28,243
October 2017.                             =£28,868
November 2017.                         =£29,486

Planning on increasing saving rate in December

[TheLonelySaver]

Hi all

After checking out this thread from time to time I thought it is time to start for me as well. I'm only counting investment money which is either in stocks, ETFs or crowdlending (something I will not invest more in future). So wish everyone a good race :)

Date              Total                   Savings
01.11.2016    CHF 10'900.00     CHF -   
01.12.2016    CHF 12'570.00     CHF 1'670.00
01.01.2017    CHF 14'381.50     CHF 1'811.50
01.02.2017    CHF 16'237.36     CHF 1'855.86
01.03.2017    CHF 19'749.23     CHF 3'511.87
01.04.2017    CHF 20'917.28     CHF 1'168.05
01.05.2017    CHF 21'547.08     CHF 629.80
01.06.2017    CHF 22'027.74     CHF 480.66
01.07.2017    CHF 28'622.42     CHF 6'594.68
01.08.2017    CHF 32'055.63     CHF 3'433.21
01.09.2017    CHF 33'500.02     CHF 1'444.39
01.10.2017    CHF 35'570.74     CHF 2'070.72
01.11.2017    CHF 41'688.57     CHF 6'117.83

[andy85]

Jan 16	$39,550
Feb 16	$41,468
Mar 16	$47,974
Apr 16	$51,484
May 16	$52,730
Jun 16	$53,694
Jul 16	$55,669
Aug 16	$56,725
Sep 16	$58,793
Oct 16	$58,748
Nov 16	$60,551
Dec 16	$61,253
Jan 17	$64,001
Feb 17	$66,905
Mar 17	$71,221
Apr 17	$73,018
May 17	$71,772
Jun 17	$69,832
Jul 17	$72,166
Aug 17	$73,360
Sep 17	$76,497
Oct 17	$77,675

[Trifle]

We've got some folks brand new to the forums here -- Welcome aboard Arob54600 and LonelySaver! 

[anadyne]

October 2017: $55,138

November 2017: $57,080

Not a good month for me, just the minimums as all my spare cash and then some went to my dentist. Blah. Will be the same next month.

[twistedfirestarter]

April '17 £1,250
May '17 £2,515
June '17 £3,841
July '17 £6,774 / $8,705
August '17 £8,916 / $11,597 !
September '17 £10,812
October '17 £14,169

November '17 £16,320 / $21,449 !

Whoop whoop, another milestone, I like converting to dollars as it makes me feel like I'm making better progress.

In other news, we now have a lodger, only short term but will boost savings and provide company to Mrs T when I'm away with work.

[Nederstash]

Aug 15: 5327 (found MMM)
Sep 15: 5775
Oct 15: 6964
Nov 15: 8551
Dec 15: 12085
Jan 16: 12700
Feb 16: 13691
Mar 16: 14818
Apr 16: 16220
May 16: 17510
Jun 16: 21149
Jul 16: 22024
Aug 16: 23325
Sep 16: 24285
Oct 16: 25400
Nov 16: 26932
Dec 16: 31121
Jan 17: 31444
Feb 17: 42849
Mar 17: 43989
Apr 17: 45143
May 17: 46766
Jun 17: 49646
Jul 17: 52567
Aug 17: 54267
Sep 17: 54565
Oct 17: 68832
Nov 17: 70574

[repman]

Hello Everybody,

I'm new to the Forum but i will start my journey to FI here

Nov\2017     65000€


Next Milestone 100000€ in 12\2019

[Trifle]

Hello Everybody,

I'm new to the Forum but i will start my journey to FI here

Nov\2017     65000€


Next Milestone 100000€ in 12\2019

Welcome Repman!  You'll find lots of support among the folks here. 

[katthjul]

EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
Jan 2017: €42,037
Feb 2017: €45,956
Mar 2017: €48,399
Apr 2017: €48,580
May 2017: €48,527
Jun 2017: €47,553
Jul 2017:  €46,952
Aug 2017: €51,030
Sep 2017: €55,257
Okt 2017: €60,679

Forgot to post last month's result. Feels strange that it took 8 months for 40k to 50k, but only 2 months for 50k to 60k.

[Slow&Steady]

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375
11/03/17:    $91,994     $1124      $93,118

I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA. 

It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't do true NW but it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

              401K             IRA         Invested Total      Home Value    Rental Value   Debt              Total NW
Dec-13      $43,660       $0               $43,660       $120,000       $120,000       $232,000       $51,660
Dec-14      $52,943       $0               $52,943       $125,000       $125,000       $227,000       $75,943
Dec-15      $55,622       $0               $55,622       $130,000       $130,000       $227,000       $88,622
Dec-16      $68,870       $700       $69,570       $200,000       $130,000       $281,000       $118,570
Feb-17      $74,784       $700       $75,484       $200,000       $135,000       $281,000       $129,484
Apr-17      $78,946       $1,026       $79,972       $200,000       $135,000       $281,000       $133,972
May-17      $80,007       $1,040       $81,047       $240,000       $135,000       $281,000       $175,047
Jun-17      $82,048       $1,057       $83,105       $240,000       $135,000       $306,000       $152,105
Jul-17      $84,508       $1,075       $85,583       $240,000       $135,000       $306,000       $154,583
Aug-17      $85,737       $1,075       $86,812       $240,000       $135,000       $306,000       $155,812
Sep-17      $86,830       $1,079       $87,909       $240,000       $135,000       $319,000       $143,909
Oct-17      $89,275       $1,100       $90,375       $240,000       $135,000       $319,000       $146,375
Nov-17      $91,994       $1,124       $93,118       $240,000       $135,000       $317,000       $151,118

ETA: Those all looked like the would line up awesome when I put them in, somebody might have to show me how to paste a table in here.

[JLee]

                    401K          IRA          Total
Dec 2013:   $43,660     $0           $43,660
Dec 2014:   $52,943     $0           $52,943
Dec 2015:   $55,622     $0           $55,622
Dec 2016:   $68,870     $700       $69,570
 Feb 2017:   $74,784      $700       $75,484
   4/11/17:   $76,834     $1002      $77,836
 Apr 2017:   $78,946      $1026     $79,972
  5/24/17:    $80,007     $1040      $81,047
  6/05/17:    $82,048     $1057      $83,105
  7/21/17:    $84,508     $1075      $85,583
  8/02/17:    $85,737     $1075      $86,812
  9/01/17:    $86,830     $1079      $87,909
10/02/17:    $89,275     $1100      $90,375
11/03/17:    $91,994     $1124      $93,118

I had a goal of $90k in the 401k by the end of the year, I made it!!  There should be a pretty decent dividends increase in Dec, not sure if I will be able to hit $95k in the 401k alone before the end of the year but it seems pretty likely in the combination of the 401k and IRA. 

It would be really cool to graduate from this before baby #2 comes in March!

I was reading some of the other "Race from" threads and decided that although I don't do true NW but it would be nice to look back and see it so I figured I would add it!  I am staying in this thread because the "Invested Total" is the column that I am tracking.

              401K             IRA         Invested Total      Home Value    Rental Value   Debt              Total NW
Dec-13      $43,660       $0               $43,660       $120,000       $120,000       $232,000       $51,660
Dec-14      $52,943       $0               $52,943       $125,000       $125,000       $227,000       $75,943
Dec-15      $55,622       $0               $55,622       $130,000       $130,000       $227,000       $88,622
Dec-16      $68,870       $700       $69,570       $200,000       $130,000       $281,000       $118,570
Feb-17      $74,784       $700       $75,484       $200,000       $135,000       $281,000       $129,484
Apr-17      $78,946       $1,026       $79,972       $200,000       $135,000       $281,000       $133,972
May-17      $80,007       $1,040       $81,047       $240,000       $135,000       $281,000       $175,047
Jun-17      $82,048       $1,057       $83,105       $240,000       $135,000       $306,000       $152,105
Jul-17      $84,508       $1,075       $85,583       $240,000       $135,000       $306,000       $154,583
Aug-17      $85,737       $1,075       $86,812       $240,000       $135,000       $306,000       $155,812
Sep-17      $86,830       $1,079       $87,909       $240,000       $135,000       $319,000       $143,909
Oct-17      $89,275       $1,100       $90,375       $240,000       $135,000       $319,000       $146,375
Nov-17      $91,994       $1,124       $93,118       $240,000       $135,000       $317,000       $151,118

ETA: Those all looked like the would line up awesome when I put them in, somebody might have to show me how to paste a table in here.

I use the [ code ] tags:

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Feb-17 $74,784 $700 $75,484 $200,000 $135,000 $281,000 $129,484
Apr-17 $78,946 $1,026 $79,972 $200,000 $135,000 $281,000 $133,972
May-17 $80,007 $1,040 $81,047 $240,000 $135,000 $281,000 $175,047
Jun-17 $82,048 $1,057 $83,105 $240,000 $135,000 $306,000 $152,105
Jul-17 $84,508 $1,075 $85,583 $240,000 $135,000 $306,000 $154,583
Aug-17 $85,737 $1,075 $86,812 $240,000 $135,000 $306,000 $155,812
Sep-17 $86,830 $1,079 $87,909 $240,000 $135,000 $319,000 $143,909
Oct-17 $89,275 $1,100 $90,375 $240,000 $135,000 $319,000 $146,375
Nov-17 $91,994 $1,124 $93,118 $240,000 $135,000 $317,000 $151,118
With proper tab usage, it works great.

[NevermindScrooge]

Hi Everyone!

I just passed the 10k mark and I could use some motivation to keep going :)

About me: I'm 33 years old, have a stable but stressful job and discovered MMM this summer. By now I have reduced spending and increased savings, which was quite exciting. Now that I'm set up for the long wait, I'm looking around blinking in the bright mustachian light "...and now?". I'm not very patient ^^

No kids, no pets, and we're renting but we are looking to buy a house in the next year. So next year I will leave you guys for the x to 10K race I guess! Below my numbers, savings and investments only:

July 2017:            € 7.208 <--- Discovered MMM (and many other great bloggers!)
August 2017:        € 8.918
September 2017:  € 9.480
October 2017:     € 10.225
November 2017:  € 10.906/ $ 12.855

[edit: forgot to mention the currency and added conversion to dollars]

[MEJG]

unexpected windfall and an unexpected inheritance:

1/31/17: -14,738  (-1,790)
2/29/17: -8,482  (+6,256)
3/31/17: -3,510 (+4,972)
4/30/17: 7,386 (+10,896)
5/31/17: 12,338.55 (+4,953)
6/30/17: 16,864 (+4,526)
7/31/17: 28,092.96 (+11229.14)
8/31/17: 11927.63 (-16,102.33)
9/30/17: 10,855.00 (-1072.63)
10/31/17:  115,192.30 (+104,337.30)
11/30/17:
12/31/17:
2017 calculated YOY: +128,140.53 on 10/31/2017

[paulkots]

Joining so I can track myself. Amount will jump around because of quarterly tax prepayments.

11/26/17: $47,707.48

[Hirondelle]

Oct 2017 EUR 13400,-
Nov 2017 EUR 13900,- (+500)

[Trifle]

unexpected windfall and an unexpected inheritance:

1/31/17: -14,738  (-1,790)
2/29/17: -8,482  (+6,256)
3/31/17: -3,510 (+4,972)
4/30/17: 7,386 (+10,896)
5/31/17: 12,338.55 (+4,953)
6/30/17: 16,864 (+4,526)
7/31/17: 28,092.96 (+11229.14)
8/31/17: 11927.63 (-16,102.33)
9/30/17: 10,855.00 (-1072.63)
10/31/17:  115,192.30 (+104,337.30)
11/30/17:
12/31/17:
2017 calculated YOY: +128,140.53 on 10/31/2017

Wow, MEJG, congratulations on the huge leap forward!  Though it sounds like you had a death in your family, and I am sorry for your loss.  I've not gotten one, but these posthumous gifts from loved ones are huge.  They can push us forward years on the FIRE pathway, giving us the gift of time and peace of mind.       

[MEJG]

Wow, MEJG, congratulations on the huge leap forward!  Though it sounds like you had a death in your family, and I am sorry for your loss.  I've not gotten one, but these posthumous gifts from loved ones are huge.  They can push us forward years on the FIRE pathway, giving us the gift of time and peace of mind.     

Thanks!
One death, and one very generous “pre-inheritance” structured in such a way as to wipe out all but $16,000 of my student loans.  It effectively frees up 800/month. And puts us squarely into the stache builing rather than debt paying territory.
It’s pretty amazing to look at the numbers! But also doesn’t change much day to day.  Five years ago my student loans being gone was so insurmountable and in creating a plan and following it now the steady climb was made inevitable (barring disaster of course). We’re deeply greatful for the gifts! It’s interesting how perspective has changed along this road.

Looking forward to MORE tax advantaged investments than debt repayment in 2019!

[LittleWanderer]

Hi everyone!  I'm so excited to be able to post in this thread after graduating from the race to $10k.  That said, I'm settling in here for the long haul because I know reaching $100k is going to take me a looonngggg time.  So I'll get a pot of coffee going and make myself at home.  Right now I'm still building up my emergency fund, while putting 10% into my 401k.  Hoping to have the e-fund done by the end of 2018, then start saving for a house while bumping up the 401k too.   I have a paid off car not included in my net worth (2012 Honda Civic that I hope to drive f-o-r-e-v-e-r), student loans are gone (paid in full in late 2016), and zero debt.  I'm 34 and feeling very behind at this adult thing, but I'm doing my best to catch up now. 

November 2017 - $10,267

[dreadmoose]

Hi everyone!  I'm so excited to be able to post in this thread after graduating from the race to $10k.  That said, I'm settling in here for the long haul because I know reaching $100k is going to take me a looonngggg time.  So I'll get a pot of coffee going and make myself at home.  Right now I'm still building up my emergency fund, while putting 10% into my 401k.  Hoping to have the e-fund done by the end of 2018, then start saving for a house while bumping up the 401k too.   I have a paid off car not included in my net worth (2012 Honda Civic that I hope to drive f-o-r-e-v-e-r), student loans are gone (paid in full in late 2016), and zero debt.  I'm 34 and feeling very behind at this adult thing, but I'm doing my best to catch up now. 

November 2017 - $10,267

Welcome! Behind on this forum is still way ahead in real life, congrats!

[Trifle]

Hi everyone!  I'm so excited to be able to post in this thread after graduating from the race to $10k.  That said, I'm settling in here for the long haul because I know reaching $100k is going to take me a looonngggg time.  So I'll get a pot of coffee going and make myself at home.  Right now I'm still building up my emergency fund, while putting 10% into my 401k.  Hoping to have the e-fund done by the end of 2018, then start saving for a house while bumping up the 401k too.   I have a paid off car not included in my net worth (2012 Honda Civic that I hope to drive f-o-r-e-v-e-r), student loans are gone (paid in full in late 2016), and zero debt.  I'm 34 and feeling very behind at this adult thing, but I'm doing my best to catch up now. 

November 2017 - $10,267

Hey MSquared
Nice to see you, and welcome aboard!

[akzidenz]

My net worth finally crossed $100,000! Here's my progression according to Personal Capital:

January 1	$45,372
March 1	$65,063	+$19,691	(company bonus in February)
June 1	$78,821	+$13,758
August 1	$76,010	–$2,811	(the end of an extremely spendy summer and some investment dips, I think)
October 1	$92,860	+$16,850	(got a 20% raise in September)
December 1	$104,856	+$11,996

I saved $47,250 in total…so it looks like I might just be able to hit another gauntlet goal to save $50k in 2017.

I'm excited to move on to the next gauntlet thread!

[twistedfirestarter]

April '17 £1,250
May '17 £2,515
June '17 £3,841
July '17 £6,774 / $8,705
August '17 £8,916 / $11,597 !
September '17 £10,812
October '17 £14,169
November '17 £16,320 / $21,449 !

I've decided to make some changes to my strategy after reading the 4 pot saving method http://the7circles.uk/savings-rate-four-pot-solution/
from 7 Circles (UK centric) which focuses on staggering your investments to fill gaps before you can access personal pension, company pension and state pension.

Now I'm putting much more into my pension and less into my ISA (accessible savings), this is much more tax efficient but also reduces my national insurance and student loan contributions. Salary sacrifice pension up by £1170 but take home pay only reduced by £600 :-)

This means I am now going to report my accessable (ISA) and pension pot (SIPP) here which will provide a boost to my numbers.

ISA £17,576 - $23,650
SIPP £29,162 -$39,242

Total £46,738 - $62,892