Race from 10 to 100k!!

[J.P. MoreGains]

I'm actually close enough that just another good market day will tip me over the edge, so if I can't help myself I might be back with a mid-week update in between paychecks.

I checked earlier than normal when the big market gains happened a short time ago... I saw that and I knew it put me over a milestone.

I think it's worth checking if you are going to hit a milestone. Congrats when you pass 100k!

[Log]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉 (14 weeks to gain $10k)

I'm just short of $30k now, I'll cross the line when I get paid on Thursday! (13 weeks)

>$40k NW as of today. I will not be able to sustain this pace of growth, but it's good to be able to pad the stash while the money is flowing! (6 weeks)

Past $50k now! (7 weeks)

Crossed the $60k threshold! (8 weeks)

>$70k today! (9 weeks)

Over $80k today! (Only 5 weeks! Crazy!)

Past $90k today! (Only 3 weeks!!)

And I crossed the finish line! (5 weeks)

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098
01/09-2024: € 66,362  Investments: € 1,334
01/10/2024: € 66,805  Investments: € 1,514
01/11/2024: € 67,519  Investments: € 1,919
01/12/2024: € 69,166  Investments: € 3,318

01/01/2025: € 69,846  Investments: € 3,833
01/02/2025: € 70,265  Investments: € 4,157
01/03/2025: € 71,768  Investments: € 5,331
01/04/2025: € 72,288  Investments: € 5,756
01/05/2025: € 73,538  Investments: € 6,616
01/06/2025: € 76,122  Investments: € 8,798

01/07/2025: € 77,212 + € 1,090 Investments: € 9,561 + € 763

This month everything was going peachy. Had a fun holiday and Investment are going up.

Except I got an enormous heating bill, that I'll have to pay next month. It is going to eat into my emergency savings, so, I will have to work to get those back up, before I can invest again. This will take a few months. In the meantime I am overwhelming myself with all the insulation work/ repairs that I need to do, to make sure I don't get this same bill next year.

[comicguy]

June update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68
10/31/24 Round Up 6256.27  Investment   68445.30  Total 74701.57
11/30/24 Round Up 6641.29  Investment   73553.08  Total 80194.37
12/31/24 Round Up 6694.26  Investment   69205.10  Total 75899.36

01/31/25 Round Up 7113.88  Investment   72383.19   Total 79497.07
02/28/25 Round Up 7249.12  Investment   75787.51   Total 83036.63
03/31/25 Round Up 7171.08  Investment   74519.68   Total 81609.76
04/30/25 Round Uo 7454.09  Investment   72759.42   Total  80213.51
05/31/25 Round Up 7971.05  Investment   76155.38   Total  84126.43
06/30/25 Round Up 8463.35 Investment    79372.62   Total  87835.97

June had a nice little bounce!

[41_swish]

Month		2024		2025
January		$11,382.36		$37,432.31
February		$12,646.66		$40,023.00
March		$14,575.00		$43,686.49
April		$15,099.00		$51,557.74
May		$16,608.00		$57,232.78
June		$24,400.00		$62,984.68
July		$26,132.80
August		$28,431.00
September		$30,842.79
October		$28,788.40^
November		$31,978.50
December		$33,565.50

Note ^ = Start of MMM account
Note: only tracking retirement/investment accounts

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366
December 2024: EUR 54,691

January 2025: EUR 55,337
February 2025: EUR 55,858
March 2025: EUR 51,556
April 2025: EUR 52,787
May 2025: EUR 66,404
June 2025: EUR 63,057

Goal for 2025: EUR 65K EUR 70K

Driving lessons were paid and we did a large repayment on our mortgage for which we used a small amount of our EF (and the rest from the tax refund).
July will be holiday month, so I'm expecting a decrease in July. After that it will go up again (so my budget spreadsheet says.....), all depending on which school our DD will attend in fall (which is depending on her test results of this week...... keeping my fingers crossed). Happy summer...... keep it cool!

[J.P. MoreGains]

Month		2024		2025
January		$11,382.36		$37,432.31
February		$12,646.66		$40,023.00
March		$14,575.00		$43,686.49
April		$15,099.00		$51,557.74
May		$16,608.00		$57,232.78
June		$24,400.00		$62,984.68
July		$26,132.80
August		$28,431.00
September		$30,842.79
October		$28,788.40^
November		$31,978.50
December		$33,565.50

Note ^ = Start of MMM account
Note: only tracking retirement/investment accounts

Nice progress! Up ~38k since last June. That is way more than most people in general. Given your age you are so far ahead of your peers.

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$27,103 - Jan 2025
$30,478 - Feb 2025
$32,387 - Mar 2025
$32,522 - Apr 2025
$36,359 - May 2025
$37,915 - Jun 2025
$40,138 - Jul 2025

[41_swish]

I'm just doing my best, JP. I have started taking savings more seriously and we have also had an up year in the market. Alas, time to just keep saving.

[Trifle]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉 (14 weeks to gain $10k)

I'm just short of $30k now, I'll cross the line when I get paid on Thursday! (13 weeks)

>$40k NW as of today. I will not be able to sustain this pace of growth, but it's good to be able to pad the stash while the money is flowing! (6 weeks)

Past $50k now! (7 weeks)

Crossed the $60k threshold! (8 weeks)

>$70k today! (9 weeks)

Over $80k today! (Only 5 weeks! Crazy!)

Past $90k today! (Only 3 weeks!!)

And I crossed the finish line! (5 weeks)

Woohoo!  Great job @Log !

[Air]

And I crossed the finish line! (5 weeks)

Congratulations! I hope I'll be runner up :D

According to my broker I'm past the 100k, but not yet according to my administration. Probably last update next month in this topic after which I'll move on to the next challenge. Quite exciting!

Month		2023		2024		Aim		2025		SR
Jan				€ 3.6 K | € 28.4 K		€ 3.5 K		€ 3.3 K | € 87 K		62.1%
Feb				€ 2.5 K | € 32.8 K		€ 2.8 K		€ 2.9 K | € 88 K		68.1%
Mar				€ 2.5 K | € 39.4 K		€ 2.7 K		€ 2.8 K | € 84.1 K		66.7%
Apr		€ 0 K | € 0 K		€ 2.5 K | € 42.4 K		€ 2.9 K		€ 3.2 K | € 84.2 K		75.3%
May		€ 8 K | € 8 K		€ 2.1 K | € 44.5 K		€ 5.1 K		€ 5 K | € 94.5 K		80.5%
Jun		€ 7.4 K | € 15.4 K		€ 8.1 K | € 53 K		€ 3.1 K		€ 4.2 K | € 99.5 K		77.9%
Jul		€ 0.3 K | € 15.7 K		€ 2.2 K | € 57.4 K		€ 3.1 K
Aug		€ 4 K | € 19.7 K		€ 1.6 K | € 57.2 K		€ 3.1 K
Sep		€-0.1 K | € 19.6 K		€ 3.1 K | € 62.4 K		€ 3.1 K
Oct		€ 2.5 K | € 22.1 K		€ 3.4 K | € 67.1 K		€ 3.2 K
Nov		€ 1.9 K | € 24 K		€ 5.7 K | € 73.2 K		€ 3.2 K
Dec		€ 1.3 K | € 25.4 K		€ 3.1 K | € 80.7 K		€ 3.2 K

[getsorted]

Month	2023	2024	2025
January	----	$14,724	$23,775
February	----	$15,805	$24,321
March	----	$16,391	$24,016
April	----	----	$23,591
May	----	$16,329	$24,155
June	----	$16,979	$25,555
July	----	$17,652	$27,225
August	$10,171	$17,880
September	----	$18,792
October	----	$19,428
November	$12,224	$19,840
December	$13,048	$21,612

Edited so no longer in one long column. Not sure how I feel about this though. :)

[J.P. MoreGains]

@getsorted

I like the multi columns like this so you can see all the progress over the years. I really like seeing the progress of other MMM people to see what is possible. So I like your new chart!

This isn't my chart by the way... but I would like to have one like this!

[getsorted]

@getsorted

I like the multi columns like this so you can see all the progress over the years. I really like seeing the progress of other MMM people to see what is possible. So I like your new chart!

This isn't my chart by the way... but I would like to have one like this!

I would like to have one like that as well, especially with that ending number! I feel like my progress has been so, SO slow compared to so many people in this thread. I just keep chipping away at it. 2025 has been ROUGH so far, but it is always encouraging to see the number go up, even if it's not as much as I wish it were. 

[solon]

Month	2023	2024	2025
January	----	$14,724	$23,775
February	----	$15,805	$24,321
March	----	$16,391	$24,016
April	----	----	$23,591
May	----	$16,329	$24,155
June	----	$16,979	$25,555
July	----	$17,652	$27,225
August	$10,171	$17,880
September	----	$18,792
October	----	$19,428
November	$12,224	$19,840
December	$13,048	$21,612

Edited so no longer in one long column. Not sure how I feel about this though. :)

^^ This is the way.

The table makes the data so much easier to read. And after you have been at this a while you will have a LOT of data, and it will be fun to glance over your progress once in a while.

The only suggestion I would make is drop the dollar signs since they don't add any new information, and the extra symbol in each cell adds clutter.