Race from 10 to 100k!!

[Slanhirn]

Tracking full net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
EOY 12.2019 - £62,523
EOY 12.2020 - £82,420
01.2021 - £84,647 (+2,227)
02.2021 - £86,456 (+1,809)

Assets = £87,805
Student loans = (£1,349)

[triple7stash]

12/28/2020 - $62,783
1/28/2021 - $67,335.21

[Stubblestache]

July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565 absolute hammering in the markets this month!!!
Dec 2020 : £62,368
Jan 2021 £64,542

Feb 2021 £66,616 Markets fell out a bit this week and I had a dabble in the Gamestop mania (came out unscathed but slightly up to entry).

[regenaeb]

11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32

01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70

Five more months to go and the student loan should be gone!!! Then we will see how much I can really get my net worth increased for the rest of the year. Plan to put the $1000 student loan payment in my Roth for the second half of the year to max it out.

[Imma]

April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59
November: €11227,46
December: €11991,27
January: €12576,72
February: €11904,39
March: €10425,32
April: €11830,70
May: €12154,67
June: €14634,19
July: €15345,09
August: €16444,46
September: €17108,60
October: €16687,93
November: €17762,62
December: €19386,94
January: €20649.69

Goals for 2021:
Savings: €10.000
Investments: €25.000

Crossed the 20k mark! I used to have a small business on the side and I had one outstanding invoice, I decided to forgive that one. The business is struggling and it's a 3-figure amount that I won't even notice.

@Rosy you're doing fantastic!

[shrimpwd]

	2018	2019	2020	2021	2022
January	$6,455	-	$14,460	$34,473	-
February	-	-	$14,991	$36,257	-
March	-	-	$14,632	-	-
April	-	$10,960	$13,884	-	-
May	-	-	$17,011	-	-
June	-	-	$19,255	-	-
July	-	-	$20,358	-	-
August	-	-	$21,993	-	-
September	-	-	$23,312	-	-
October	-	-	$24,777	-	-
November	-	$13,466	$26,407	-	-
December	$9,518	-	$30,697	-	-

[GatorNation]

Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11   
Jan 1, 2021-  $26,005.07   
Feb 1, 2021-  $38,479.28

[Serendip]

@Serendip - give yourself credit, you are saving in spite of everything from kitchen renovations to helping out family, that's just life trying to interfere with your goals:).
You are almost 70% percent there.

Thanks for the encouragement @Rosy --it's easy to look upwards rather than behind and be grateful for how far I've come... I'm re-reading a new book by William Irvine about stoicism which encourages looking at 'setbacks' as creative challenges and to welcome them as a good way to strengthen ones' grit and character :)
almost 70% there!

[Rosy]

SNIP
December: €19386,94
January: €20649.69

Goals for 2021:
Savings: €10.000
Investments: €25.000

Crossed the 20k mark! I used to have a small business on the side and I had one outstanding invoice, I decided to forgive that one. The business is struggling and it's a 3-figure amount that I won't even notice.

@Rosy you're doing fantastic!

@Imma - actually I benefitted from unexpected circumstances due to covid which helped me get ahead.

I do plan on spending a bit once I hit this $100K and stop saving for a month or two, to puff up my slush fund to live it up a little.   
Then it is on to a new investing/savings strategy with slightly lower contributions, 10-15% less.

I was seriously considering buying a small bungalow in the neighborhood last October.
The owner passed away and some guy bought it for $100K and flipped it. I'm guessing he put $35K max into the renovation. 
Sold for $210K three months later.

Crossed the 20k mark!

- CONGRATS, IMMA! -
It is always a high for me to hit another $10K - sometimes it seems like forever and other times I'm surprised I reached the next level.

@Serendip
I totally get that, sometimes you need to take a step back and appreciate all your accomplishments and you certainly have tons of them:).

Now that I am getting closer to that coveted $100K I am chomping at the bit to be done with it already:).
I am neither patient nor pragmatic and certainly not at all stoic.
My one saving grace in that dept is Mr. R. - he is Mr. Pragmatic himself. A conversation with him always soothes my frantic nerves and calms my financial fears. I tend to go into destructive overdrive when things don't progress in my favor.

I can see the sense in pragmatism at times, but stoicism remains a foreign, mystic conception that is way too far from who I am at my core.
I crave control.
In fact, stoicism brings out the rebel in me:), I can endure temporarily if I know there is an end to it but accepting stoicism is too much to ask of me.

Sure, a challenge or an obstacle 'might' build character but they can break you too. I am speaking from experience...
It can slow your progress to a skidding halt at a time when it is crucial that you meet your goals or reach a certain plateau.
Sometimes it takes decades to recover and we all have only one life to live.
Sure, overcoming challenges shapes your character, but sometimes it is a bitter victory or too high a price to pay.

Sometimes it is better to erupt and rebel and move heaven and earth than to practice stoic acceptance.

There is only a fine line between giving up and acceptance as in stoicism. That is a scary proposition.
To me being stoic is almost like shutting down all your other emotions, perhaps even the oomph you need to triumph over difficult circumstances. 
Of course, I might be totally missing the point:).

To me pragmatism is more helpful because whether we like it or not things do not always go our way so the better solution is to make the best out of any situation and remember to change yourself, a change in perspective, a change in plan or an AHA moment is way better than stoic acceptance.

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-    137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)

01/02/2021: 39.128,65 € (+1.592,29 €)

Savings were not that great this month due to a larger scheduled expense. Next month will be the same. Crypto gains again made up for the shortfall in savings. I can't wait for summer so I can sell off part of the crypto position without incuring capital gains taxes.

[hal]

Month		Invested		TNW
Aug 2020		$7,009.45		$44,173.61
Sep 2020		$11,791.74		$44,286.81
Oct 2020		$31,492.96		$64,282.56
Nov 2020		$41,576.98		$73,480.24
Dec 2020		$50,880.91		$81,261.12
Jan 2021		$57,339.00		$89,777.45

Overall, feeling pretty good about 2021. Positions took a little dip due to drop in the market right at the end of January, but I'm okay with it since I have $4000 auto invested at the beginning of Feb. This month's savings rate was 65% (I count only money invested in the market).

Also, somehow this month was ridiculously cheap compared to normal.. .my wife and I spent only $1.9k, compared to a more typical $2.8k. We did buy a lot of meat in December that made that month expensive but allowed us to eat out of the freezer in January, but still... our cutting down on convenience food, alcohol, and discretionary spending really made quite a big difference.

[Tasse]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k
Jan 19	$24.7k
Feb 19	$27.2k
Mar 19	$29.3k
Apr 19	$31.3k
May 19	$31.5k
Jun 19	$33.3k
Jul 19	$35.1k
Aug 19	$36.7k
Sep 19	$38.6k
Oct 19	$40.2k
Nov 19	$42.6k
Dec 19	$44.6k
Jan 20	$49.0k
Feb 20	$46.5k
Mar 20	$42.7k
Apr 20	$47.5k
May 20	$50.6k
Jun 20	$53.5k
Jul 20	$58.5k
Aug 20	$63.0k
Sept 20	$63.2k
Sept 20	$62.9k
Nov 20	$69.9k
Dec 20	$75.0k

Jan 21: $76.2k

Can't believe I'm in my fourth year of membership of this forum.

[Dutch Comfort]

Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
(2021 goal: EUR 35K)

Will start tracking at end of month from now.
@Imma : crossing the 20K is huge. Now up to 30 (I'm working towards the same). Baby steps..... baby steps......

We're first fattening our combined emergency fund (not included in this amount). So 2nd half of the year will hopefully be more in investments, since I'm expecting a few refunds (tax refund, government refund and healthcare refund) around that time.

On to February, with only small expenses. DD's birthday will be celebrated with only a few friends, so no big party here. And she wants to have sports gear as a present (which we would have bought anyway, but now she gets to choose a little more expensive brand....).

[Lomonossov]

Hey all!

I find motivating to see how great is in general people doing, I think I'll start reporting as well. I started tracking my NW Jul'20. I bought a property on Jan'20, when fires in Australia were the worst thing that had happened in a very long time.

Anyway, here go the numbers: the column in the right does not consider my house - as asset, mortgage also excluded -, the left does include both. I do have accounts in several currencies but everything is consolidated in EUR:

              NW   Liquid NW
Jul-20   47,328 €   19,245 €
Aug-20   49,579 €   21,248 €
Sep-20   52,077 €   23,491 €
Oct-20   55,935 €   27,097 €
Nov-20   58,368 €   29,322 €
Dec-20   60,712 €   31,332 €
Jan-21   63,592 €   33,828 €

Goal for 2021: take the right column to 50k!

[bcbaseballman]

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343
11/30/2019: $35,249
12/31/2019: $39,079

2020
1/31/2020: $44,514
2/29/2020: $48,891
3/31/2020: $46,104
4/30/2020: $52,720
5/31/2020: $55,177
6/30/2020: $59,720
7/31/2020: $65,792
8/31/2020: $71,970
9/30/2020: $72,466
10/31/2020: $72,288
11/30/2020: $80,093
12/31/2020: $84,002

[/2021b]
1/31/2021: $85,576

Excel Sheet has been updated and new year added.
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing

[LittleWanderer]

January 2020 - $36,392
February 2020 - $35,701
March 2020 - $32,466
April 2020 - $36,157
May 2020 - $38,540
June 2020 - $39,514
July 2020 - $42,207
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356

January 2021 - $53,423

Just chuggin' along over here!

[Serendip]

@Serendip ..

There is only a fine line between giving up and acceptance as in stoicism. That is a scary proposition.
To me being stoic is almost like shutting down all your other emotions, perhaps even the oomph you need to triumph over difficult circumstances. 
Of course, I might be totally missing the point:).

To me pragmatism is more helpful because whether we like it or not things do not always go our way so the better solution is to make the best out of any situation and remember to change yourself, a change in perspective, a change in plan or an AHA moment is way better than stoic acceptance.

Thanks for offering this reflection of yours @Rosy - it was interesting to mull upon.
I don't interpret stoicism as encouraging a shut-down of emotions but that might be because the contemporary view of the philosophy seems quite different than the roots. The exercises which encourage growth and practicing hardiness have been guiding lights for me these past years..

 I actually see your definition of pragmatism as quite close to my interpreted definition of stoicism!
ha..funny how that works :)

[DieHard_772]

Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429 +$6,534

Yee haw, we are making great progress.  In fact, the total has already grown to over $81k.  We have benefitted from a lot of income coming into me, some of it pre-payments from students, which goes directly into my savings for monthly use throughout the year (Admittedly, this isn't the same as long-term savings, but very often I'm able to divert this money into other savings buckets).

In addition to a windfall from my teaching studio, our higher 30% savings rate is awesome!

Feeling great, enjoying the progress.

Side note: The money I am tracking here is our investments and savings.  It doesn't include checking accounts or money set aside for taxes.  When you add that in, we are over $90k.  Our grand total should be reaching six figures soon!!

Yee haw!

[Rosy]

Wow @DieHard_772 - you're hitting it hard - Yee haw:)

@LittleWanderer - way to go!!! Keep chuggin':)

[haypug16]

January 2021 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
3/31/2020 $22,896.16 - 3 years in
4/30/2020 $32,841.74
5/31/2020 $41,382.08
6/30/2020 $49,125.78
7/31/2020 $54,499.66
8/31/2020 $61,881.00
9/30/2020 $60,837.47
10/31/2020 $60,621.36
11/30/2020 $69,864.27
12/31/2020 $78,754.14
1/31/2021 $84,269.08 - Increase of $5,514.94

Getting closer and closer to the end of this race. I hope to finish by spring/summer this year :)

[TyGuy]

Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
12/05/20: $21,456
01/02/21: $21,456
02/03/21: $21,456


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)


Very happy to see my net worth increase at all in January, due to some high expenses this past month. I refinanced my home in January with 15 yr at 1.75% and installed an electric pedal assist motor onto my bike so that I can now perform all errands in town without a car and not have to worry about an increase in time due to biking. I do not see any foreseeable expenses and expect a healthy savings rate in the coming months! Also, I am not tracking equity in my house which would be approximately 40-45k. Great to see everyone progressing!

[shinn497]

March 19 10450
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000

:)

[mountain mustache]

10/02/2020- $14835.83
11/13/2020- $16110.56
12/11/2020- $16675.72
01/08/2021- $19310.15
01/22/2021- $20533.24
02/05/2021- $21534.62

[Kazyan]

My stash has reached $79,000 (assuming a 20% loss on whatever gets pulled out of my 401k), which is larger than my remaining mortgage and student loan balances combined. Feels good.

[mgardner88]

7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)

[jdhansen]

6/14/2020  $50,099
7/1/2020    $51,768
8/1/2020    $56,146
9/5/2020    $59,010
10/2/2020  $62,038
10/30/2020 $61,623
12/3/2020  $70,606.90
1/1/2021    $72,663
2/6/2021    $110,058

Well, the goal has been achieved much quicker than expected after losing my job.  Turns out the pension that was offered at the previous employer cashes you out if you haven't vested, so we were able to roll $30K into our IRA.  Not the way I expected to achieve the goal, but nice to have reached this milestone.  6 years ago when DW and I agreed to get out of debt and start saving didn't think we would ever get to this point.

Good job to everyone who is keeping on their path and I'll see you all in the next thread.

[kaposzta]

July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$1,621)
Jan 01, 2020: $74,276 (+1.56%, +$1,138)
Feb 06, 2020: $73,621 (-0.88%, -$655)
March 05, 2020: $74,517 (+1.22%, +$896)
No data for April, I lost my interest seeing the losses :)
May 05, 2020: $68,620 (-8.59%, -$5,897)
June 04, 2020: $70,345 (+2.51%, +$1,725)
July 02, 2020: $72,483 (+3.04%, +$2,138)
August 05, 2020: $74,655 (+3.00%, +$2,172)
Sept 03, 2020: $75,241 (+0.78%, +$586)
Oct 01, 2020: $77,551 (+3.07%, +$2,310)
Nov 05, 2020: $79,310 (+2.27%, +$1,759)
Dec 04, 2020: $81,241 (+2.43%, +$1,931)
Jan 04, 2021: $83,207 (+2.38%, +$1,931 <- same as in Nov :) )
Feb 05, 2021: $82,000 (-1.45%, -$1,207)

January is the most expensive month in the year, because this is when I send half of the yearly utility fees to my wife (who then pays utilities in each month to the service provider). Moreover, this is the time of the year when we transfer a small amount to our little daughter's investment account. And, I usually put the yearly total of my monthly child tax credit (~$400/year) into my child's envelope, which we use for buying stuff for her. And, my investments performed quite bad (-4%) in January.

On the bright side, since I had quite a lot of cash laying around after selling an ETF in December, I could buy more ETFs at this "cheap" price :)
In addition, this was my best month as a domainer, I sold 4 domains for a total of $1500. I'm reinvesting the profit to further improve my business. This was an exceptional month, and I do not expect anything similar this year.

I hope my ETFs go up this month, and hopefully I'll receive my long-awaited overtime payment ($120) and employee referral ($800) from my workplace. I also expect a strong SR (>65%), so I'm aiming $85,000 this month.

[DieHard_772]

Wow @DieHard_772 - you're hitting it hard - Yee haw:)

Thanks @Rosy .  I hope steady progress is occurring for you too

[DieHard_772]

Getting closer and closer to the end of this race. I hope to finish by spring/summer this year :)

Great job @haypug16.  Keep it up

[Rosy]

My stash has reached $79,000 (assuming a 20% loss on whatever gets pulled out of my 401k), which is larger than my remaining mortgage and student loan balances combined. Feels good.

Congrats @Kazyan  - a milestone like that is a true game-changer!

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2021 is to make it to $100K. - Aiming for June

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)
Aug2020:$68,102 (+$6,535)
Sep2020:$68,212(+$109)
Oct2020:$68,976 (+$763)
Nov2020:$76,790 (+$7,814)
Dec2020:$82,778 (+$5,987)

Jan2021:$89,090.47 (+$6,321.50) - Posting late due to some family stuff. I will say I am impressed how much faster this last 3rd is going. In the 40-50k region, I was gaining 1-2k/month. Now I am gaining 4k/month. I really haven't changed how much I contribute. Good job to everyone closing in on their goals! Even if you didn't meet your goals for the year, you are likely better off this year than last year! 

[TerrierTown]

01 Jun 2019 NW £44,112
01 Jul 2019 NW £46,737  (+£2,625)
02 Apr 2020 NW £61,865 (+£15,128)
15 Aug 2020 NW £73,912 (+£12,047)
15 Dec 2020 NW £80,781 (+£6,869)
17 Jan 2021 NW £83,923 (+£3,142)
17 Feb 2021 NW £86,418 (+£2,495)

[Rosy]

GOAL - $100K by Dec 2021

$  4,588 June 2017
$ 10,117 Dec 2017

$ 10,715 Jan 2018
$ 31,034 Dec 2018
       
$ 31,094 Jan 2019
$ 50,000 Dec 2019

$ 53,000 Jan 2020
$ 85,000 Dec 2020

$ 86,863 Jan 2021
$ 92,800 Feb 2021

PROJECTED - March $95,200 - we'll see:).

[bcbaseballman]

Spread sheet is updated and ready for March numbers! Excited to see how everyone is doing.

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing

[Tinker]

worse than i should be doing. As to whether or not my splurges are deserving of facepunches, we'll see in a couple of months...

[catlady]

		2020	2021
25 Jan			$48 938 (+$26 476)
25 Feb			$50 686.73 (+$ 1748)
25 Sept		$11 699.98
25 Oct		$15 171.88 (+$3,471.9)
25 Nov		$17,631.78 (+$2,459.90)
25 Dec		$22,462.17 (+$4,830.39)

Spoiler: show

 Could be better, could be worse 🤷

[BobTheBuilder]

58,231 - First update in a while. Go :-)

[Trifle]

58,231 - First update in a while. Go :-)

Go Bob Go!  :)

[Imma]

April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59
November: €11227,46
December: €11991,27
January: €12576,72
February: €11904,39
March: €10425,32
April: €11830,70
May: €12154,67
June: €14634,19
July: €15345,09
August: €16444,46
September: €17108,60
October: €16687,93
November: €17762,62
December: €19386,94
January: €20649.69
February: €22021,64

Goals for 2021:
Savings: €10.000
Investments: €25.000

Ever since I started my new job last autumn I have been able to move up to the next big number every month, and I'm up two this month! From 20 to 22! It's exciting to see those big numbers change. A couple of years ago I was happy when I made a few hundred € of progress.

[Stubblestache]

July 2018: £20,385
October 2018: £24,504
January 2019: £25, 295
April 2019: £33,844
July 2019: £38,667
October 2019: £38,588
January 2020: £43,260
April  2020:  £38,094
July 2020: £49,062.35
August 2020: £50,172 just over halfway! :)
Sept 2020: £55,556
Oct 2020 : £56,42
Nov 2020: £57.565 absolute hammering in the markets this month!!!
Dec 2020 : £62,368
Jan 2021 £64,542
Feb 2021 £66,616 Markets fell out a bit this week and I had a dabble in the Gamestop mania (came out unscathed but slightly up to entry).

March 2021 £67,305 - I was over 70k earlier this month! Markets have completely shit the bed. Look forward to looking back at this in X number of years and it barely even registering as a dip in the market.

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2021 is to make it to $100K. - Aiming for June

Net worth:
2017:
Dec2017:$7800
2018
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
2019
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867 (+1776)
Dec2019: $43836 (+$3968)
2020
Jan2020:$45,839 (+$2003)
Feb2020:$43,345 (-$2494)
Mar2020:$39,081 (-$4264)
Apr2020:$47,551 (+$9470)
May2020:$51,613 (+$4,061)
Jun2020:$56,760 (+$5147)
Jul2020:$61,567 (+$4,807)
Aug2020:$68,102 (+$6,535)
Sep2020:$68,212(+$109)
Oct2020:$68,976 (+$763)
Nov2020:$76,790 (+$7,814)
Dec2020:$82,778 (+$5,987)
2021
Jan2021:$89,090 (+$6,321)

Feb2021:$86,608.20 (-$2482.27) The drop is entirely from the stock market dropping. It will probably go up next month, a little bit of extra money should get added to the stock market next month due to a bonus from work.

[GatorNation]

Jan 1, 2020- ($106,695.56)
Dec 1, 2020- $16,441.11   
Jan 1, 2021-  $26,005.07   
Feb 1, 2021-  $38,479.28
Mar 1, 2021-  $50,563.25

[Serendip]

Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20    62,900
Jan '21    65,400
Feb '21    67,600

(!!!)
Had to pay out $800 in dental work (with another $700 of work coming up).
So glad I have a little emergency fund exactly for things like this!
:)

[Ze Stash]

Net worth:
01/01/2019: -    109,47 €
01/02/2019:      269,41 € (+   378,88 €)
01/03/2019:      890,47 € (+   621,06 €)
01/04/2019:   1.767,70 € (+   877,23 €)
01/05/2019:   3.755,46 € (+1.987,76 €)
01/06/2019:   4.814,83 € (+1.059,37 €)
01/07/2019:   5.959,50 € (+1.144,67 €)
01/08/2019:   7.116,94 € (+1.157,44 €)
01/09/2019:   9.855,39 € (+2.738,45 €)
01/10/2019:   9.718,18 € (-    137,21 €)
01/11/2019: 10.726,98 € (+1.008,80 €)
01/12/2019: 11.773,70 € (+1.046,72 €)
01/01/2020: 12.979,27 € (+1.205,57 €)
01/02/2020: 14.363,54 € (+1.384,27 €)
01/03/2020: 15.039,09 € (+   675,56 €)
01/04/2020: 15.456,74 € (+   417,65 €)
01/05/2020: 16.903,74 € (+1.447,00 €)
01/06/2020: 17.847,51 € (+   943,77 €)
01/07/2020: 19.991,35 € (+2.143,84 €)
01/08/2020: 23.859,77 € (+3.868,42 €)
01/09/2020: 27.705,58 € (+3.845,81 €)
01/10/2020: 28.348,92 € (+   643,34 €)
01/11/2020: 29.975,77 € (+1.626,85 €)
01/12/2020: 32.157,81 € (+2.182,04 €)
01/01/2021: 37.536,36 € (+5.378,55 €)
01/02/2021: 39.128,65 € (+1.592,29 €)

01/03/2021: 43.488,25 € (+4.359,60 €)

Roughly 1,3k of that gain were savings. It was already at almost 48k, but then BTC came back down again. I started last summer with less than 5 % in crypto, now it's up to almost 30 % without any additional investments into crypto. It's crazy, but all additional investments still go into ETFs.

[hal]

Month		Invested		TNW
Aug 2020		$7,009.45		$44,173.61
Sep 2020		$11,791.74		$44,286.81
Oct 2020		$31,492.96		$64,282.56
Nov 2020		$41,576.98		$73,480.24
Dec 2020		$50,880.91		$81,261.12
Jan 2021		$57,339.00		$89,777.45
Feb 2021		$64,586.53		$97,514.01

Back to a more normal month, spending wise. These numbers were looking better until a dip late in the month. Oh well, time to keep chugging along. Savings rate for the month was 65%.

As an aside, I think I'll stay in this group until my invested amount is $100k, as that was my original intention. But for further races, I might consider using total net worth instead. That's because in February, my wife found out that she landed her dream job in the Bay Area... so we'll have to move out there. As a consequence, we're considering whether we should start aggressively saving for a down payment (or increase emergency fund) in cash. But that's for when we get past $100k invested... hopefully soon.

[Tasse]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k
Jan 19	$24.7k
Feb 19	$27.2k
Mar 19	$29.3k
Apr 19	$31.3k
May 19	$31.5k
Jun 19	$33.3k
Jul 19	$35.1k
Aug 19	$36.7k
Sep 19	$38.6k
Oct 19	$40.2k
Nov 19	$42.6k
Dec 19	$44.6k
Jan 20	$49.0k
Feb 20	$46.5k
Mar 20	$42.7k
Apr 20	$47.5k
May 20	$50.6k
Jun 20	$53.5k
Jul 20	$58.5k
Aug 20	$63.0k
Sept 20	$63.2k
Sept 20	$62.9k
Nov 20	$69.9k
Dec 20	$75.0k
Jan 21	$76.2k

Feb 21: $79.0k

Right now I'm predicting ~$90k by the end of this year. Given my plans to get a new job and move across the country, I could easily exceed that or fall well short. We'll see!

[Dutch Comfort]

Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
(2021 goal: EUR 35K)

YES!!!! Crossed the EUR 25K mark. And having the first two digits change upward every month is very motivating! I just hope I can keep up and have this change every month, so I will reach my 2021 goal.

[regenaeb]

11/30/20 - SEP Balance $ 15524.45 + Roth $ 1770.76 - Student loan balance $ 6897.45 = $ 10,397.76
12/30/20 - SEP Balance $ 16106.09 + Roth $ 1813.94 - Student loan balance $ 6306.71 = $ 11,613.32

01/29/21 - SEP + Roth $ 20,139.02 - Student loan balance $ 5,316.32 = $ 14,822.70
02/28/21 - SEP + Roth $ 21,680.41 - Student loan balance $ 4,000.15 = $ 17,680.26

[bcbaseballman]

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343
11/30/2019: $35,249
12/31/2019: $39,079

2020
1/31/2020: $44,514
2/29/2020: $48,891
3/31/2020: $46,104
4/30/2020: $52,720
5/31/2020: $55,177
6/30/2020: $59,720
7/31/2020: $65,792
8/31/2020: $71,970
9/30/2020: $72,466
10/31/2020: $72,288
11/30/2020: $80,093
12/31/2020: $84,002

[/2021b]
1/31/2021: $85,576

2/28/2021: $ 86,616

Not a great month for me. Currently in the process of completely renovating our new to us house and it has taken a good amount of my savings account. retirement accounts did amazing though this past month!

[Slanhirn]

Tracking full net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
EOY 12.2019 - £62,523
EOY 12.2020 - £82,420
01.2021 - £84,647 (+2,227)
02.2021 - £86,456 (+1,809)
03.2021 - £88,885 (+2,429)

Assets = £90,010
Student loans = (£1,125)