Net worth as of:
EOY 2017: $2,523,000.
EOY 2018: $2,553,000.
Current : $2,625,000.
That includes real estate investments and our house less its mortgage in addition to stocks and bonds. I see no reason to consider real estate investments as second class citizens and count them as worth nothing for this thread.
Assuming the market remains static, we'll jump another $30,000 or so once we finish some renovations on a property in the next 2 weeks.
If we just have historical average market returns for the next 3 years we'll make $3,000,000 easy peasy.
We have some heavy investment expenses requiring cash outlays over the next 2 years. Once those are done we'll focus on how to share the wealth rather than hoard even more of it.
For example, I'm looking at setting up a house to rent rooms to students at a university. They'll be able to decide whether they want to share a bedroom with another student or not, so a 4 bedroom house could house up to 8 students (assuming the local codes allow that). (If not, then I'll use a smaller house.)
Let's pretend it takes $10,000 to keep the house operational, including vacancy, repair set asides, taxes, property management, insurance, etc. In addition, let's assume that the house receives $20,000 in rental income. After subtracting all the money it takes to keep the place running, we also subtract out anything the students broke by being stupid about it (as opposed to it just wearing out). For example, they have a big party and some drunken frat boys break the deck railing because they think hitting it with hammers is cool. Let's assume it costs $1,000 to fix that. That leaves $9,000 income left over. We would distribute it back to the students on a pro-rated basis. If they recruit enough students to fill the place up and don't trash the place, then they'll get about 1/2 their rent back in time for next year's tuition payments. I'm still researching that market and keeping an eye out for a great deal so I can't be more exact on the numbers. My guess is I'm a year or three away from being able to pull his off, assuming the right property is available.
Plus, if I want to attend that university for fun, my own costs will be lower too. No reason I can't help myself out while helping others! If I run the numbers correctly, the house would be self-sustaining even after we're dead and gone.