Author Topic: Race from 250 to 500k!  (Read 980851 times)

YarnBudget

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Re: Race from 250 to 500k!
« Reply #3600 on: August 02, 2024, 05:06:34 AM »
70% and 50% savings rates are fantastic!

Thank you and @JAYSLOL for reminding me of this--I think I look at everyone's giant numbers around here and get discouraged sometimes!

eav

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Re: Race from 250 to 500k!
« Reply #3601 on: August 02, 2024, 09:19:05 AM »
December 2023: $263,244
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $$350,534 - missed July as I was abroad spending lotsa $$$

(I am tracking liquid assets here only.)

zygote

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Re: Race from 250 to 500k!
« Reply #3602 on: August 02, 2024, 04:03:00 PM »
For context: I'm 35 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)

CanadianTeacher

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Re: Race from 250 to 500k!
« Reply #3603 on: August 03, 2024, 10:47:15 AM »
Markets weren't so great this month, and no employment income as I'm offer for the summer as a teacher. Online income keeping me afloat.

I’m also sitting at almost exactly what I had this time last month, almost glad to have a pause, could use a discount on investing after that crazy run the market went on.

While in theory correct, this last week was very painful. Planning on buying a house soon but letting the markets time my exact entry date rather than following the conventional wisdom and keeping it cash. Houses in my area are appreciating fast and I can't keep up without being invested heavily, just have to compromise on the timing of my purchase.

JAYSLOL

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Re: Race from 250 to 500k!
« Reply #3604 on: August 03, 2024, 06:02:20 PM »
Markets weren't so great this month, and no employment income as I'm offer for the summer as a teacher. Online income keeping me afloat.

I’m also sitting at almost exactly what I had this time last month, almost glad to have a pause, could use a discount on investing after that crazy run the market went on.

While in theory correct, this last week was very painful. Planning on buying a house soon but letting the markets time my exact entry date rather than following the conventional wisdom and keeping it cash. Houses in my area are appreciating fast and I can't keep up without being invested heavily, just have to compromise on the timing of my purchase.

That’s actually the exact same position I’m in lol.  We have our TFSAs and FHSAs 100% invested, and are very interested in buying a home, but we don’t know if it’ll be this year or three years from now, just letting everything ride the market while we look because I don’t earn enough to not be invested and sit in cash, we will continue to be priced out of the market if we wait in cash.

shrimpwd

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Re: Race from 250 to 500k!
« Reply #3605 on: August 04, 2024, 11:56:22 AM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625$107,916$304,101-
February--$14,991$36,257$83,384$114,364$306,897-
March--$14,632$38,256$85,694$112,955$315,627-
April-$10,960$13,884$47,021$93,539$118,460$322,177-
May--$17,011$52,533$86,952$118,924$317,035-
June--$19,255$54,094$89,131$226,232$323,570-
July--$20,358$55,927$83,281$234,961$327,385-
August--$21,993$58,821$101,031$290,312$315,526-
September--$23,312$67,274$100,303$288,681--
October--$24,777$67,897$93,821$283,917--
November-$13,466$26,407$72,781$104,050$283,091--
December$9,518-$30,697$73,730$109,646$295,542--

I closed out one of my investments, so the NW only dropped 2k this month. Even still, this slump is not a worry. Been busy living my life instead of watching the numbers do their thing.

VodkaWater

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Re: Race from 250 to 500k!
« Reply #3606 on: August 05, 2024, 09:25:13 AM »
2024 NW/Investments

Jan:  $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 /  $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763

Today was not the day to pull numbers for July but overall still trending in the right direction.

mgardner88

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Re: Race from 250 to 500k!
« Reply #3607 on: August 08, 2024, 11:29:47 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)

1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)

1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)

1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)

1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)

A little late as we were on vacation. Oof. Could be worse and vacation was great. Now back to school time.
« Last Edit: August 08, 2024, 11:32:04 AM by mgardner88 »

poetdereves

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Re: Race from 250 to 500k!
« Reply #3608 on: August 09, 2024, 06:35:30 AM »
7/1/2022   $104,281.96
8/1/2022   $130,183.28
9/1/2022   $127,931.79
10/1/2022   $128,898.99
11/1/2022   MISSED
12/1/2022   $141,418.82
1/1/2023   $121,714.98
2/1/2023   $142,417.22
3/1/2023   $134,691.79
4/1/2023   $142,945.07
5/1/2023   $149,890.62
6/1/2023   $162,561.19
7/1/2023  $174,911.20
8/1/2023  $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79 (-$3,794.07)

Avolonte

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Re: Race from 250 to 500k!
« Reply #3609 on: August 09, 2024, 08:17:35 AM »
12/31/18    $30,983
12/31/19    $32,929
12/31/20    $78,996
12/31/21    $135,973
12/31/22    $166,864
12/31/23    $259,121

1/31/24    $271,968
2/29/24    $286,709
3/31/24    $301,464
4/30/24    $301,477
5/31/24    $314,846
6/30/24    $327,160
7/31/24    $337,004

I take a snapshot on the last day of every month which is what I'm posting here. When I looked yesterday, though, they are down to maybe $330k. DH is always bothered more by that than I am! Like many others, we would also like to buy a house and are thinking about the timing of it all.

I also am in talks about a job that would almost double my salary which would really supercharge this thing! Of course, it comes with more stress, some politics, some travel. Not sure that it's worth it, but man I'd love that paycheck! :)

CanadianTeacher

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Re: Race from 250 to 500k!
« Reply #3610 on: August 24, 2024, 11:04:14 AM »
Doing my update a bit early this month as I'm back o teaching next week and things will be too busy to do the calculation. Beginning of the month was painful with the market downturn but I kept buying into the dip with my spare cash reserves. Things have mostly recovered now and then some more due to the discounted buying I was able to do. But what really picked up this month was side gig income... hoping this continues into the future and I can reach my goals faster.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64

January 2024:  $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024:  $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
« Last Edit: August 25, 2024, 03:43:09 PM by CanadianTeacher »

ontheheel

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Re: Race from 250 to 500k!
« Reply #3611 on: August 24, 2024, 11:13:55 AM »
In the middle of a cross country move right now, but graduated last month. Onward and upward!

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, one car loan (will be PIF 24 months from date of issue) and what’s left of my wife’s student loans.


             2019                2020                2021                2022                2023                2024               
January$87,000$153,000$241,000$347,000$408,000$426,000
February$95,000$159,000$246,000$354,000$418,000$450,000
March$95,000$152,000$255,000$372,000$429,000$473,000
April$98,000$172,000$267,000$381,000$445,000$472,000
May$95,000$157,000$290,000$381,000$453,000$496,000
June$104,000$187,000$303,000$383,000$474,000$504,000
July$106,000$202,000$325,000$396,000$483,000***$527,000***
August$115,000$206,000$333,000$387,000$468,000 -
September$118,000$207,000$328,000$378,000$455,000 -
October$134,000$215,000$342,000$394,000$450,000 -
November$136,000$233,000$346,000$403,000$404,000 -
December$143,000$234,000$359,000$404,000$421,000 -
Annual gain$56,000$89,000$125,000$45,000$17,000-


mgardner88

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Re: Race from 250 to 500k!
« Reply #3612 on: August 28, 2024, 02:00:00 PM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)

1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)

1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)

1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)

1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)

Early payday because of the holiday weekend. What a crazy month, a $19k increase, the most ive ever had. I'm just along for the ride. Expensive month with my middle child's birthday and the return to school. But we are now settling in for a (hopefully) less expensive fall.

windytrail

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Re: Race from 250 to 500k!
« Reply #3613 on: August 29, 2024, 10:10:07 AM »
Haven't posted an update in awhile. The 'stache has been hovering near $300k since Jan 1. Stocks on sale this year!

Date   Amount
1/2016   -$41,000
1/2017   -$19,000
1/2018   $9,000
1/2019   $29,500
1/2020   $70,500
6/1/2020   $111,116
7/1/2020   $128,000
8/1/2020   $136,000
8/31/2020   $144,858
9/30/2020   $147,009
10/31/2020   $150,073
11/30/2020   $174,474
1/1/2021   $190,979
2/1/2021   $198,243
3/1/2021   $208,142
4/1/2021   $220,468
5/1/2021   $238,094
6/1/2021   $246,170
7/1/2021   $254,478
8/1/2021   $261,982
9/1/2021   $273,962
10/1/21   $269,166
11/1/21   $288,797
12/1/21   $283,871
1/1/22   $297,329
2/1/22   $293,022
3/1/22   $294,395
4/1/22   $304,943
5/1/22   $287,000
6/1/22   $300,369

Apologies, all, for not being active here in over two years! I am now at $600,222. Pretty crazy that it doubled during that time. Off to the next thread.

JAYSLOL

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Re: Race from 250 to 500k!
« Reply #3614 on: August 29, 2024, 03:55:51 PM »
Haven't posted an update in awhile. The 'stache has been hovering near $300k since Jan 1. Stocks on sale this year!

Date   Amount
1/2016   -$41,000
1/2017   -$19,000
1/2018   $9,000
1/2019   $29,500
1/2020   $70,500
6/1/2020   $111,116
7/1/2020   $128,000
8/1/2020   $136,000
8/31/2020   $144,858
9/30/2020   $147,009
10/31/2020   $150,073
11/30/2020   $174,474
1/1/2021   $190,979
2/1/2021   $198,243
3/1/2021   $208,142
4/1/2021   $220,468
5/1/2021   $238,094
6/1/2021   $246,170
7/1/2021   $254,478
8/1/2021   $261,982
9/1/2021   $273,962
10/1/21   $269,166
11/1/21   $288,797
12/1/21   $283,871
1/1/22   $297,329
2/1/22   $293,022
3/1/22   $294,395
4/1/22   $304,943
5/1/22   $287,000
6/1/22   $300,369

Apologies, all, for not being active here in over two years! I am now at $600,222. Pretty crazy that it doubled during that time. Off to the next thread.

Now that’s a good couple years, nice progress

JAYSLOL

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Re: Race from 250 to 500k!
« Reply #3615 on: August 30, 2024, 08:11:32 AM »
2024
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)

Hmm, first month I’ve been down this year. Was a bit of a spendy month, so we didn’t save enough to offset the market fluctuations I guess. 

VodkaWater

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Re: Race from 250 to 500k!
« Reply #3616 on: August 30, 2024, 10:24:35 AM »
2024 NW/Investments

Jan:  $359,594 / $375,193
Feb: $379,828 / $391,888
March: $391,463 /  $403,023
April: $ 371,935 / $385,760
May: $396,566 / $401,526
June: $409,887 / $414,536
July: $414,393 / $418,763
August: $431,296 / $433,376

I'm glad to see this jump this month although I think most of it had to do with market timing and when I pull my numbers.

Vindicated

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Re: Race from 250 to 500k!
« Reply #3617 on: August 30, 2024, 01:41:19 PM »
At least it's moving in the right direction...

Almost $200k in investments!

Net Worth / Investments
                        2024                2025                2026                2027                2028               
January$229,361 / $154,659----
February$244,573 / $163,859----
March$268,588 / $171,474----
April$261,445 / $168,856----
May$273,526 / $175,739----
June$259,296 / $181,603----
July$271,886 / $191,002----
August$283,359 / $196,453----
September-----
October-----
November-----
December-----

shrimpwd

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Re: Race from 250 to 500k!
« Reply #3618 on: September 01, 2024, 05:03:35 PM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625$107,916$304,101-
February--$14,991$36,257$83,384$114,364$306,897-
March--$14,632$38,256$85,694$112,955$315,627-
April-$10,960$13,884$47,021$93,539$118,460$322,177-
May--$17,011$52,533$86,952$118,924$317,035-
June--$19,255$54,094$89,131$226,232$323,570-
July--$20,358$55,927$83,281$234,961$327,385-
August--$21,993$58,821$101,031$290,312$315,526-
September--$23,312$67,274$100,303$288,681$326,296-
October--$24,777$67,897$93,821$283,917--
November-$13,466$26,407$72,781$104,050$283,091--
December$9,518-$30,697$73,730$109,646$295,542--

Slowly moving in the right direction.

Psyche

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Re: Race from 250 to 500k!
« Reply #3619 on: September 01, 2024, 05:25:15 PM »
Haven't checked in here in more than a year!  Congrats to everyone on the progress.  In August I finally crossed the finish line—for this race, at least ; P

I remember at the beginning I thought it would take forever.  But (despite the 2022 bobble) the markets have been incredible.  This table shows only my progress in this race, but 10 years ago I had less than 50K to my name.  I've never had a six-figure salary, so to have 10-xed that in 10 years feels like a real accomplishment.  Now I continue to pour money in (as much as I can!) but my stash is doing the heavy lifting for me...

Keep up your spirits, everyone!  Good luck and see you in the next race!

                  2021              2022              2023              2024         
Jan $223,873 $309,293 $323,419 $413,024
Feb $239,134 $302,262 $315,914 $433,266
Mar $264,278 $311,749 $324,586 $451,476
Apr $283,849 $285,760 $328,088 $444,447
May $293,311 $287,425 $328,581 $455,289
Jun $304,208 $271,762 $349,649 $470,084
Jul $308,247 $298,857 $362,346 $477,106
Aug $317,756 $291,265 $355,090 $507,016
Sep $302,747 $269,919 $345,503
Oct $319,147 $293,999 $341,423
Nov $313,668 $313,894 $375,282
Dec $327,813 $299,457 $400,617

FrugalFukuoka

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Re: Race from 250 to 500k!
« Reply #3620 on: September 01, 2024, 07:42:09 PM »
@Psyche congrats!! That's amazing progress.



|          | 2020     | 2021     | 2022     | 2023     | 2024     |
|----------|----------|----------|----------|----------|----------|
| January  | $35,800  | $72,268  | $113,961 | $168,896 | $224,320 |
| February | $37,608  | $73,771  | $120,440 | $189,374 | $226,758 |
| March    | $41,735  | $80,126  | $118,341 | $176,853 | $253,784 |
| April    | $41,673  | $81,821  | $125,182 | $149,615 | $244,643 |
| May      | $45,178  | $87,008  | $115,157 | $158,254 | $256,830 |
| June     | $51,127  | $89,574  | $114,029 | $158,977 | $264,607 |
| July     | $53,320  | $92,983  | $104,767 | $163,445 | $264,188 |
| August   | $56,781  | $95,877  | $115,084 | $165,270 | $268,847 |
| September| $61,376  | $101,957 | $163,661 | $179,853 |  |
| October  | $61,503  | $98,956  | $155,795 | $173,014 |  |
| November | $60,956  | $106,875 | $159,137 | $208,899 |  |
| December | $66,804  | $112,890 | $167,896 | $219,415 |  |

Holy cow.. We graduated the thread!
Despite a big unexpected expense back in February things have been going quite well. Market gains have definitely pushed this way beyond expectations. I'll give it another 2 months before I move on to the next thread, never know where the market will take us next.

Graduated the prior thread back in March, first post here. We had some big expenses including the birth of our second son! Still pending my employers contribution this year to my 401k equivalent here later in November which should get us closer to 300k.


Ensheneer

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Re: Race from 250 to 500k!
« Reply #3621 on: September 01, 2024, 11:30:49 PM »


01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 February, 2024: 262,979 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR

With all the ups and downs this past month in the market, the balance stayed the same

eav

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Re: Race from 250 to 500k!
« Reply #3622 on: September 02, 2024, 09:45:23 AM »
December 2023: $263,244
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235

(I am tracking liquid assets here only.)

Psyche

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Re: Race from 250 to 500k!
« Reply #3623 on: September 02, 2024, 10:45:05 AM »
Thanks @FrugalFukuoka!  Congrats on your graduation and good luck on this leg of the race!

And congratulations @ontheheel !

clynn

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Re: Race from 250 to 500k!
« Reply #3624 on: September 03, 2024, 09:42:52 AM »
Update- ended August with $500,833! See you in the race to $1m!

 
January 2024: $396,646
June 2024: $446,040

could i be graduating by the end of the year?! a lot has changed in 3 years... 2 kids, scaling my business, leaving my 9-5. sometimes it feels like we're going nowhere, but then i look back and realize how fast our savings are growing, even as our contributions slow to almost nothing (thanks daycare).

July 2022: $323,423

making progress ☺️

Just arrived from the 100-250 group! Exciting to be here!

April 2021: $255,117

FICurious

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Re: Race from 250 to 500k!
« Reply #3625 on: September 03, 2024, 10:19:30 AM »
                        2024                2025                2026                2027                2028               
January$260,470----
February$260,200----
March$269,213----
April$277,837----
May$268,052----
June$278,669----
July$281,323----
August$294,760----
September$308,676----
October-----
November-----
December-----

Epor

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Re: Race from 250 to 500k!
« Reply #3626 on: September 03, 2024, 03:30:36 PM »
Graduation for me too!

Took me almost 4years. Dec/2020 - Sept/2024 - 508220.

See you at the next race.

poetdereves

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Re: Race from 250 to 500k!
« Reply #3627 on: September 03, 2024, 03:30:47 PM »
7/1/2022   $104,281.96
8/1/2022   $130,183.28
9/1/2022   $127,931.79
10/1/2022   $128,898.99
11/1/2022   MISSED
12/1/2022   $141,418.82
1/1/2023   $121,714.98
2/1/2023   $142,417.22
3/1/2023   $134,691.79
4/1/2023   $142,945.07
5/1/2023   $149,890.62
6/1/2023   $162,561.19
7/1/2023  $174,911.20
8/1/2023  $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10 (+$18,272.31)

zygote

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Re: Race from 250 to 500k!
« Reply #3628 on: September 05, 2024, 10:07:06 AM »
For context: I'm 35 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)

Chugging along. Kind of crazy that I'm at the point where my investments grow more than my salary every month if the market is at all on an upswing.

CanadianTeacher

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Re: Race from 250 to 500k!
« Reply #3629 on: September 27, 2024, 07:05:25 PM »
Good month with investments and side income, and I'm back to receiving a regular paycheque now that summer is over. The value of my pension also went up considerably with lowering interest rates.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64

January 2024:  $326,332.48
February 2024: $343,716.22
March 2024: $377,322.95
April 2024:  $379,449.35
May 2024: 384,253.59
June 2024: $402,112.14
July 2024: $406,992.58
August 2024: $406,314.90
September 2024: $420,903.27
October 2024: $448,234.61

JAYSLOL

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Re: Race from 250 to 500k!
« Reply #3630 on: September 28, 2024, 04:17:59 PM »
Jan 1st - $254,600 (+$3,600)
Feb 1st - $260,400 (+$5,800)
Mar 1st - $275,000 (+$14,600)
Apr 1st - $286,600 (+$11,600)
May 1st - $288,700 (+$2,100)
June 1st - $306,200 (+$17,500)
July 1st - $316,400 (+$10,200)
Aug 1st - $324,300 (+$7,900)
Sept 1st - $322,900 (-$1,400)
Oct 1st - $336,700 (+$13,800)

mgardner88

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Re: Race from 250 to 500k!
« Reply #3631 on: September 30, 2024, 08:30:52 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)

1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)

1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)

1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)

1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)

Baguettestache

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Re: Race from 250 to 500k!
« Reply #3632 on: September 30, 2024, 12:18:35 PM »
2022:
January: 191k€
April: 209k€
May: 168k€
June: 175k€
July: 147k€
September: 172k€
October: 160k€
December: 172k€

2023:
January: 195k€
March: 202k€
May: 224k€
July: 244 k€
August: 249k€
October: 253k€
November: 282k€
December: 288k€

2024:
February: 311k€
March: 400k€
May: 478k€
September:  366k€

zygote

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Re: Race from 250 to 500k!
« Reply #3633 on: October 01, 2024, 11:01:21 AM »
For context: I'm 35 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
3/24: $381,059.81 (6 years tracking)
4/24: $396,130.57 (+$15,070.76, +3.95%)
5/24: $376,749.65 (-$19,380.92, -4.89%)
6/24: $398,060.42 (+$21,310.77, +5.66%)
7/24: $410,497.26 (+$12,436.84, 3.12%)
8/24: $424,298.49 (+$13,801.23, 3.36%)
9/24: $433,805.98 (+$9,507.49, 2.24%)
10/24: $441,550.73 ($7,744.75, 1.79%)

Another big leap even though it was a high spending month. May the markets continue the trend...

Tyson

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Re: Race from 250 to 500k!
« Reply #3634 on: October 01, 2024, 12:06:28 PM »
Sept 2015 - $125k
Sept 2016 - $192k
Sept 2017 - $339k
Sept 2018 - $395k
--DIVORCE--
Nov 2018 - $95k
Nov 2019 - $126k
Nov 2020 - $164k
Nov 2021 - $214k
Nov 2022 - $205k
Dec 2023 - $283k

Today - $351k

Hard to believe I'm almost back to the same level I was at, pre-divorce. 


eav

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Re: Race from 250 to 500k!
« Reply #3635 on: October 01, 2024, 02:18:07 PM »
December 2023: $263,244
January 2024: $278,601
February 2024: $297,409
March 2024: $308,077
April 2024: $317,802
May 2024: $322,448
June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528

(I am tracking liquid assets here only.)

FICurious

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Re: Race from 250 to 500k!
« Reply #3636 on: October 01, 2024, 08:36:31 PM »
                        2024                2025                2026                2027                2028               
January$260,470----
February$260,200----
March$269,213----
April$277,837----
May$268,052----
June$278,669----
July$281,323----
August$294,760----
September$308,676----
October$316,333----
November-----
December-----

poetdereves

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Re: Race from 250 to 500k!
« Reply #3637 on: October 03, 2024, 08:19:39 AM »
7/1/2022   $104,281.96
8/1/2022   $130,183.28
9/1/2022   $127,931.79
10/1/2022   $128,898.99
11/1/2022   MISSED
12/1/2022   $141,418.82
1/1/2023   $121,714.98
2/1/2023   $142,417.22
3/1/2023   $134,691.79
4/1/2023   $142,945.07
5/1/2023   $149,890.62
6/1/2023   $162,561.19
7/1/2023  $174,911.20
8/1/2023  $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62 (+$9,200.52)

This was the first month of DW and I moving from two incomes to only one. I quit my job as of August 1 to take a semi-retirement (highly likely it transitions to permanent) and stay home with the kids while they're small. Not going to be saving quite as much, but our lifestyle is very manageable at this point with me not working and DW working from home.

shrimpwd

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Re: Race from 250 to 500k!
« Reply #3638 on: October 03, 2024, 03:06:43 PM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625$107,916$304,101-
February--$14,991$36,257$83,384$114,364$306,897-
March--$14,632$38,256$85,694$112,955$315,627-
April-$10,960$13,884$47,021$93,539$118,460$322,177-
May--$17,011$52,533$86,952$118,924$317,035-
June--$19,255$54,094$89,131$226,232$323,570-
July--$20,358$55,927$83,281$234,961$327,385-
August--$21,993$58,821$101,031$290,312$315,526-
September--$23,312$67,274$100,303$288,681$326,296-
October--$24,777$67,897$93,821$283,917$327,739-
November-$13,466$26,407$72,781$104,050$283,091--
December$9,518-$30,697$73,730$109,646$295,542--

Back to July's numbers, before I cashed out about 10k. Not fast, but still moving up.

Ensheneer

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  • Age: 47
  • Location: Germany
  • Glad to be here!
Re: Race from 250 to 500k!
« Reply #3639 on: October 04, 2024, 07:10:26 AM »

01 January, 2020 : 0 EUR
01 January, 2021 : 9,499 EUR
01 January, 2022 : 217,370 EUR
01 January, 2023 : 176,482 EUR
01 January, 2024 : 251,449 EUR
01 February, 2024: 262,979 EUR
01 March, 2024: 282,313 EUR (+19,334!)
01 April, 2024: 293,801 EUR
01 May, 2024: 288,430 EUR
01 June, 2024: 293,346 EUR
01 July, 2024: 318,904 EUR (+25,558!)
01 August, 2024: 316,669 EUR
01 September, 2024: 316,677 EUR
01 October, 2024: 325,341 EUR

Slow and steady!

sportsportsports

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  • Age: 32
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    • The Algorithm for Adventure - Blog
Re: Race from 250 to 500k!
« Reply #3640 on: October 05, 2024, 11:19:44 AM »
Jan '23   $253,294.02
Feb '23   $246,954.80
March '23   $268,112.85
April '23   $271,853.41
May '23   $279,394.30
June '23   $294,638.61
July '23   $300,167.62
Aug '23   $311,433.48
Sep '23   $302,614.25
Oct '23   $317,431.74
Nov '23   $332,249.22
Dec '23   $347,638.14

Jan '24   $366,106.16
Feb '24   $383,685.59
March '24   $401,170.03
April '24   $425,557.07
May '24   $437,750.58
June '24   $443,847.34
July '24   $449,944.10
Aug '24   $460,115.34
Sep '24   $470,286.57

First time posting in this race, I haven't logged into my MMM forum account in a while. I'm getting close! I'm going to try my best to get there by the end of the year.

These amounts only include Roth IRA, 401k, HSA, HYSA, and general investment accounts. I personally don't count any car that I own as an asset (and let's be honest, my current car is from 2007 and definitely is worth almost nothing at this point), and doesn't include my portion of the duplex that my partner and I own. That's out of pure laziness on my part to get it into my spreadsheet, but now I feel like I want to close this year out without it and then figure out how to add it to start 2025 :)

Malum Prohibitum

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Re: Race from 250 to 500k!
« Reply #3641 on: October 06, 2024, 05:42:47 AM »
10/6/2024 $443,863

J.P. MoreGains

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  • Posts: 326
  • More gains please
Re: Race from 250 to 500k!
« Reply #3642 on: October 11, 2024, 09:29:00 AM »
Jan '23   $253,294.02
Feb '23   $246,954.80
March '23   $268,112.85
April '23   $271,853.41
May '23   $279,394.30
June '23   $294,638.61
July '23   $300,167.62
Aug '23   $311,433.48
Sep '23   $302,614.25
Oct '23   $317,431.74
Nov '23   $332,249.22
Dec '23   $347,638.14

Jan '24   $366,106.16
Feb '24   $383,685.59
March '24   $401,170.03
April '24   $425,557.07
May '24   $437,750.58
June '24   $443,847.34
July '24   $449,944.10
Aug '24   $460,115.34
Sep '24   $470,286.57

First time posting in this race, I haven't logged into my MMM forum account in a while. I'm getting close! I'm going to try my best to get there by the end of the year.

These amounts only include Roth IRA, 401k, HSA, HYSA, and general investment accounts. I personally don't count any car that I own as an asset (and let's be honest, my current car is from 2007 and definitely is worth almost nothing at this point), and doesn't include my portion of the duplex that my partner and I own. That's out of pure laziness on my part to get it into my spreadsheet, but now I feel like I want to close this year out without it and then figure out how to add it to start 2025 :)

Looks like you are going to go from 250k to 500k in 2 years from Jan 2023 to Jan 2025. Basically averaging jumps of over 10k a month. Pretty awesome!

 

Wow, a phone plan for fifteen bucks!