Race from $1M to $2M

[MrsSpendyPants]

TNW 1,985,000
TNW - house equity 1,310,000

Maybe the market will be good this week

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155

It's going the right direction, up 100 grand in six months.  Also, just like the James Bond song from the early 80s, "It's an All Time High . . ."

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M
2/1/23:   $1.884M / 2.193M
3/1/23:   $1.846M / 2.150M
4/1/23:   $1.863M / 2.166M
5/1/23:   $1.875M / 2.203M

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

Sooo close! I don't count home equity or anything in my partner and my joint accounts, so if you include that I'm back over $1m, right??

[on the road]

Liquid net worth

      2020       2021       2022       2023
Jan              $1,428K    $1,979K    $1,867K
Feb     $984K    $1,463K    $1,967K    $2,005K
Mar     $883K    $1,501K    $1,991K    $1,961K
Apr     $721K    $1,720K    $2,111K    $2,076K
May   $1,092K    $1,793K    $1,906K    $2,075K
Jun              $1,828K    $1,918K
Jul              $1,841K    $1,833K
Aug   $1,217K    $1,860K    $1,916K
Sep   $1,260K    $1,906K    $1,892K
Oct   $1,265K    $1,866K    $1,745K
Nov   $1,253K    $1,951K    $1,822K
Dec   $1,375K    $1,911K    $1,933K

[Arbitrage]

Sooo close! I don't count home equity or anything in my partner and my joint accounts, so if you include that I'm back over $1m, right??

No.  Get out of this thread, you fraud.

[Turtle]

Combined personal and inherited investment/retirement accounts

April 2022   1,616
May 2022   1,620
June 2022   1,503
July 2022   1,610
August 2022   1,553
Sept 2022   1,429
Oct 2022   1,534
November 2022     1,630
Year End Dec 22 1,566

January 2022   1,682
February 2023   1,651
March 2023   1,695
April 2023           1,709

[rebel_quietude]

Liquid net worth

      2020       2021       2022       2023
Jan              $1,428K    $1,979K    $1,867K
Feb     $984K    $1,463K    $1,967K    $2,005K
Mar     $883K    $1,501K    $1,991K    $1,961K
Apr     $721K    $1,720K    $2,111K    $2,076K
May   $1,092K    $1,793K    $1,906K    $2,075K
Jun              $1,828K    $1,918K
Jul              $1,841K    $1,833K
Aug   $1,217K    $1,860K    $1,916K
Sep   $1,260K    $1,906K    $1,892K
Oct   $1,265K    $1,866K    $1,745K
Nov   $1,253K    $1,951K    $1,822K
Dec   $1,375K    $1,911K    $1,933K

CONGRATULATIONS, on the road! It's awesome to see another graduation on this thread!!!

I'm sure the market will swing you back and forth a bit, but I hope you're taking a deep breath and celebrating your accomplishment.

[couponvan]

@Arbitrage that is impressive! The past year has been a real flatline for a bunch of us, but third time across let’s plan on it sticking!

[farmecologist]

Does liquid net worth include retirement accounts (401k)?  If it does, do you take into account a 10% penalty if you had to liquidate the account? Or tracking the total account balance. And assuming you can access all the LNW at 59.5 yrs, etc?

And total NW always includes primary residence?  TNW is sell "everything" and that is what you get in cash?  Does it account for capital gains taxes on sale of real estate etc?

Unless you're trying to answer the question, "How much cash could I have in hand next month, with all taxes/penalties accounted for," I don't see the point in accounting for all of that.  There are many ways to avoid penalties, as well as to minimize tax liability.  However, as noted, it's up to you how you want to count your own NW.  Despite the 'race' moniker, this is by no means a contest. 

I personally don't debit any potential taxes from my stash.  I do account for selling costs in my estimated house equity, since that's largely unavoidable.

I calculate my net worth monthly and discount my 401k and tIRA by 25% to take into account future taxes although I'd likely owe less than 25% of the amount when I do take the money. The vast majority of my net worth is in taxable accounts so it doesn't amount to much.

I also include known future expenses in my "liabilities" section like a home remodel we're planning. I know that's not technically good accounting for a balance sheet (which is what net worth is) but it helps me see if my spending:net worth ratio would be OK if I took all of these actions.

Hmm...of course you would include retirement accounts...lol.  And there ARE ways of tapping a 401K early without penalty.  Read up folks!

[MrsSpendyPants]

Just hit 2,008,000 TNW!  Still have a ways to go to be 2MM LNW but I'm taking the win.

[RWD]

Just hit 2,008,000 TNW!  Still have a ways to go to be 2MM LNW but I'm taking the win.

Congrats!

[PassMMM]

Update: The progress certainly feels slower when the stock market goes horizontal. Better than the expected direction moving forward I suppose...

Jan 16:   -35k
Jan 17:   30k
Jan 18:   125k
Jan 19:   245k
Jan 20:   367k
Dec 20:   489k
Apr 21:   605k - large bonus + home appreciation of nearly 100k in under a year.
Oct 21:   745k
Nov 21:   778
Dec 21:   811
Jan 22:    824
Feb 22:   890 (EOY Bonus)
Mar 22:   941 (house appreciation boom)
Apr 22:    970
Aug 22:   1,011
Oct 22:    991
Nov 22:   1,026
Dec 22:   1,031
Jan 23:    1,024
May 23:   1,131 (includes EOY bonus paid in early '23)

[WesternAugust]

Update: The progress certainly feels slower when the stock market goes horizontal. Better than the expected direction moving forward I suppose...

Jan 16:   -35k
Jan 17:   30k
Jan 18:   125k
Jan 19:   245k
Jan 20:   367k
Dec 20:   489k
Apr 21:   605k - large bonus + home appreciation of nearly 100k in under a year.
Oct 21:   745k
Nov 21:   778
Dec 21:   811
Jan 22:    824
Feb 22:   890 (EOY Bonus)
Mar 22:   941 (house appreciation boom)
Apr 22:    970
Aug 22:   1,011
Oct 22:    991
Nov 22:   1,026
Dec 22:   1,031
Jan 23:    1,024
May 23:   1,131 (includes EOY bonus paid in early '23)

We are on a similar trajectory. It’s been frustrating going backwards, then sideways for so long, but good to get back to all time high NW’s. Now we just need a deal on the debt ceiling.

[WesternAugust]

07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
05/22/23 Cash & Investments: $1,156,053

I have a decent pension coming too. If I calculate the present value of it using immediateannuties.com we’re over the $2m mark. But I need liquid to get over $2m to pull the ripcord as pension is 13-15 years away.

[PassMMM]

We are on a similar trajectory. It’s been frustrating going backwards, then sideways for so long, but good to get back to all time high NW’s. Now we just need a deal on the debt ceiling.

Frustrating indeed. Looks like you are ahead though as this is my TNW. Liquid is only approx. 700k. Seems like it's the first time in a while it feels like the odds of the market going up down or sideways all feel somewhat equally likely to me. Still practicing my set it and forget it with a little more going to high yield CDs, etc. If you're waiting on that pension 10+ years down the line to pull the plug, the near term doesn't really matter anyway. I similarly have 10-13 years left before pulling the plug (around $2.5M liquid + retirement accts goal) is very likely so who knows what the market will be then!

[WesternAugust]

We are on a similar trajectory. It’s been frustrating going backwards, then sideways for so long, but good to get back to all time high NW’s. Now we just need a deal on the debt ceiling.

Frustrating indeed. Looks like you are ahead though as this is my TNW. Liquid is only approx. 700k. Seems like it's the first time in a while it feels like the odds of the market going up down or sideways all feel somewhat equally likely to me. Still practicing my set it and forget it with a little more going to high yield CDs, etc. If you're waiting on that pension 10+ years down the line to pull the plug, the near term doesn't really matter anyway. I similarly have 10-13 years left before pulling the plug (around $2.5M liquid + retirement accts goal) is very likely so who knows what the market will be then!

I'm really hoping to jump before I'm eligible to draw the pension. I'm in a bit of an odd spot, as I currently have 23 years in my pension and it's a pretty good amount, so we'll be in good shape when I'm eligible. But we don't want to wait that long so we're going be in a spot that we'll probably "lean fire" for a few years until the pension kicks in and that will move us closer "chubby fire" territory. At least that's the plan. Fire Calc seems to think we can be in that spot in 4-5 years, but it could be as much as 7 years out. We'll see what the market gods give us.

[YellowCat]

May 2023: $1,900,474

Inching closer every day!

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	-

It took me a year and 2 months but I'm finally back in this race.  Hopefully this time it will stick :)

[bigote2032]

1/31/2023    $1,086,347.19
2/28/2023    $1,462,233.84
3/31/2023    $1,492,865.46
4/30/2023    $1,516,786.80
5/31/2023    $1,543,270.83


Progress there is.

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd

[JGS1980]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd

Congrats! In that case, you have to fix your signature line.

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

Arrrghh apparently I'm doomed to asymptotically approach $1mil so we'll see if I ever actually get back over it!

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M
2/1/23:   $1.884M / 2.193M
3/1/23:   $1.846M / 2.150M
4/1/23:   $1.863M / 2.166M
5/1/23:   $1.875M / 2.203M
6/1/23:   $1.854M / 2.184M

[pasadenafr]

*opens door slightly and whispers*

i was told there are cookies and millionaire bars here.....

If these gains stick through the end of the month I'll be making the jump from the $500k->$1M thread on 12/1, how is it in here?  Is the water warm?

I'm in for the cookies! I just passed the entry exam yesterday, so I'll be jumping in with you next month if it holds!

*waves* ... hmmm ... guys? ... hi?

Funny to find that post again, posted right on the cusp of one big roll downhill... but a year and a half later, here I am again. Yesterday was the first time ever that I closed a month as a millionaire! Baby Million came and went a few times between Nov 21 and Jan 22, not to be seen again until a couple of weeks ago. And yesterday I finally got to write it down somewhere official (my Excel sheet)!

So I decided it's (finally) time to graduate and get those cookies and millionaire bars :)

Invested assets, long term savings and debts:

12/31/14       $51,962
12/31/15       $92,762
12/31/16      $163,900
12/31/17      $251,415
12/31/18      $330,093 - new job, nice retention bonus from previous job
12/31/19      $519,878 - pension lump sum after leaving old job (rolled into 401k)
12/31/20      $714,958 - got up to $1M on 11/03 and then, well... yeah.
12/31/21      $993,847
12/31/22      $855,784

---

01/31/23      $930,327
02/28/23      $939,370
03/31/23      $977,364 - maxed out 401(k), started Mega Backdoor Roth
04/30/23      $991,877
05/31/23    $1,010,433 - YAY! COOKIES!

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd

Congrats! In that case, you have to fix your signature line.

Done :)

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M
Feb 01 2023 - 1.142M    1.105M
Mar 01 2023 - 1.115M    1.074M
Apr 01 2023 - 1.130M    1.086M
Jun 01 2023 - 1.132M    1.089M

Stache Highwater mark: November 9 2021 - 1.282M Total, 1.261M Stache

Skipped updating in May because we were in Japan for our 10th 11th anniversary trip. Amazing trip. Was in no mood to add up accounts. So in 2 months essentially flat on the net worth figures. I'm ramping work from about 60% time to 75% time in hopes of hastening this whole FIRE process a little bit now that I feel less burned out than I did 2 years ago when I downshifted, plus there's a project with a challenging but possible deadline for once, so I guess I feel a little more motivated than usual. We've actually had a good spending month since returning from our trip, and the 3 weeks we were out we actually didn't spend that much - a lot of the trip was prepaid well before it actually happened, so hopefully the trend continues on that front as well.

[WesternAugust]

07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
06/02/23 Cash & Investments: $1,175,438

New all time high. 1.2m has been elusive, but getting closer!

[WesternAugust]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd

Nice. Congrats! Probably even a bit more FIRE’d after yesterday’s market rally.

[TempusFugit]

Welcome aboard, @pasadenafr ! 

Patience @turketron - you're probably back in good standing with the club since yesterday's rally !   
 

[TheAnonOne]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m

Nice. Now to go squander it all on a bigger house...

I did that in 2019, I am probably 100k poorer today because of it, but, my life is much improved with spaces to work on cars. I've been more into HPDEs.

I got a large enough roof for solar, put that up in late 2019, and finally got the Tesla Model Y Performance to match with it last week.

Life is good, even if it isn't as focused on FIRE anymore. You're about to pass me too! 1.43 right now. I hope you do! Good Luck!

[RWD]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m

Nice. Now to go squander it all on a bigger house...

I did that in 2019, I am probably 100k poorer today because of it, but, my life is much improved with spaces to work on cars. I've been more into HPDEs.

I got a large enough roof for solar, put that up in late 2019, and finally got the Tesla Model Y Performance to match with it last week.

Life is good, even if it isn't as focused on FIRE anymore. You're about to pass me too! 1.43 right now. I hope you do! Good Luck!

It should be a big quality of life upgrade. Mostly due to location, but the 1,000 sq ft insulated/air conditioned garage doesn't hurt either, haha. Tell me more about the HPDEs! And are you going to track the Tesla?

Solar is going to be a priority for us as well. We already have a Polestar 2 and the house has two A/C units so the more power we can generate ourselves the better.

I think we just did pass you! Currently the numbers say $1.45M (assuming the house we just purchased is worth what we paid).

[AnxietyFly]

Turn 44 this year and it's been about two and half years since we hit the famous 1M mark. Weird how critical I have become even while pyling a lot of $$$ like never before.  A couple days ago we reached 1.5M mark again like we did at the beginning of 2022 before the big down turn.

[Weisass]

We seem to be treading water here but that’s actually not bad given the market, methinks. Just keep shoving in whatever I can.

Date	|Net Worth	|  Investments
	| -----------	|  -----------
01/01/20	|  $760,565	| $456,284
05/01/20	|  $728,683	| $406,811
09/01/20	|  $ 735,846	| $503,064
12/28/20	|  $813,604	| $564,111
06/05/21	|  $947,322	| $688,955
08/04/21	|  $975,000	| $709,657
10/28/21	| $1,007,900	| $746,053
04/08/22	|  $1,165,299	|  $714,316
07/30/22	|  $1,161,498	|  $577,813
06/06/23	|  $1,158,936	|  $634,122

[/quote]

[rebel_quietude]

2019         $826,413
2020         $1,019,917

2021         $1,270,062

*clears throat*

It's been 534 and days and $104,900 in contributions since the last time my NW hit a high water mark. Today is literally the first day it went back over the last record.

(Not that I'm counting)

JUN 2023 $1,285,992

[Arbitrage]

2019         $826,413
2020         $1,019,917

2021         $1,270,062

*clears throat*

It's been 534 and days and $104,900 in contributions since the last time my NW hit a high water mark. Today is literally the first day it went back over the last record.

(Not that I'm counting)

JUN 2023 $1,285,992

Congrats!  I've been similarly waiting for that day, and the recent market movement has me checking the numbers more frequently in anticipation.  Not contributing as much as we used to in comparison to our NW, since we went coast-FIRE and have been working part-time, so we still have a bit to go.

[achvfi]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd

Half a million dollar increase in mostly down market year and half, that is amazing. Congrats @2Birds1Stone! How did you all do that?

[2Birds1Stone]

Half a million dollar increase in mostly down market year and half, that is amazing. Congrats @2Birds1Stone! How did you all do that?

We had a record household earnings (DW switched jobs after our pandemic sabbatical, I had a gangbusters year in tech sales).

Hope for a market tailwind over the next 18 months that brings us closer to the $2M mark despite no longer earning.

[achvfi]

Half a million dollar increase in mostly down market year and half, that is amazing. Congrats @2Birds1Stone! How did you all do that?

We had a record household earnings (DW switched jobs after our pandemic sabbatical, I had a gangbusters year in tech sales).

Hope for a market tailwind over the next 18 months that brings us closer to the $2M mark despite no longer earning.

Cheers to that!

[WesternAugust]

I’ve been checking net worth too much in anticipation for crossing the 1.2m mark. Finally hit it today.

07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
06/02/23 Cash & Investments: $1,175,438
06/14/23 Cash & Investments: $1,200,739

[TheAnonOne]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m

Nice. Now to go squander it all on a bigger house...

I did that in 2019, I am probably 100k poorer today because of it, but, my life is much improved with spaces to work on cars. I've been more into HPDEs.

I got a large enough roof for solar, put that up in late 2019, and finally got the Tesla Model Y Performance to match with it last week.

Life is good, even if it isn't as focused on FIRE anymore. You're about to pass me too! 1.43 right now. I hope you do! Good Luck!

It should be a big quality of life upgrade. Mostly due to location, but the 1,000 sq ft insulated/air conditioned garage doesn't hurt either, haha. Tell me more about the HPDEs! And are you going to track the Tesla?

Solar is going to be a priority for us as well. We already have a Polestar 2 and the house has two A/C units so the more power we can generate ourselves the better.

I think we just did pass you! Currently the numbers say $1.45M (assuming the house we just purchased is worth what we paid).

I am jealous of AC in the garage! haha

We bought this house in 2019 and immediately slapped solar on top, I had every intention of getting a Tesla at that point as well, but we kept our car due to the car market going insane. After the recent price drops though, they are back to being "reasonable" as far as new cars go at least.


For HPDEs I have a Corvette :), the more I type here, the more I fear being banned from the forums haha.

We're at 1.45 today, I assume you're closer to 1.5 now. Congratulations.


I am hoping to FIRE in my later 30s now. Maybe between 36 and 40. I really would like 2.5mm.

[RWD]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m

Nice. Now to go squander it all on a bigger house...

I did that in 2019, I am probably 100k poorer today because of it, but, my life is much improved with spaces to work on cars. I've been more into HPDEs.

I got a large enough roof for solar, put that up in late 2019, and finally got the Tesla Model Y Performance to match with it last week.

Life is good, even if it isn't as focused on FIRE anymore. You're about to pass me too! 1.43 right now. I hope you do! Good Luck!

It should be a big quality of life upgrade. Mostly due to location, but the 1,000 sq ft insulated/air conditioned garage doesn't hurt either, haha. Tell me more about the HPDEs! And are you going to track the Tesla?

Solar is going to be a priority for us as well. We already have a Polestar 2 and the house has two A/C units so the more power we can generate ourselves the better.

I think we just did pass you! Currently the numbers say $1.45M (assuming the house we just purchased is worth what we paid).

I am jealous of AC in the garage! haha

We bought this house in 2019 and immediately slapped solar on top, I had every intention of getting a Tesla at that point as well, but we kept our car due to the car market going insane. After the recent price drops though, they are back to being "reasonable" as far as new cars go at least.


For HPDEs I have a Corvette :), the more I type here, the more I fear being banned from the forums haha.

We're at 1.45 today, I assume you're closer to 1.5 now. Congratulations.


I am hoping to FIRE in my later 30s now. Maybe between 36 and 40. I really would like 2.5mm.

It's Arizona so A/C in the garage is a really big deal too. It would get unbearably hot in there otherwise.

There's at least one well regarded forum member that bought a brand new Porsche 911, so I don't think a Corvette will be getting you banned. That's a great choice for HPDE. Good performance but not expensive to work on.

1.46M as of last check. Some moving related expenses (like a new washer/dryer) are restraining the net worth growth. And since we haven't sold our current house yet that's ~$200k that isn't invested right now. Will be interesting to see where the dust settles by the end of the year, but I suspect even though we're so close that the $1.5M threshold is going to be an uphill battle. Especially if we install solar panels.

I'm already right in the middle of your 36-40 range, heh. I'm feeling pretty good about our finances, but we've yet to see how much the new house will beat us up, haha.

[MoneyTree]

I'm posting when we pass nice round numbers, rather than at set intervals. Today we just squeaked past a new milestone.

Mid 2019 - First passed $1M
March 2020 - dropped to $840K (covid)
April 2020 - reclaimed $1M
June 2020 - passed $1.1M
August 2020 - passed $1.2M
January 2021 - passed $1.3M
April 2021 - passed $1.4M
August 2021 - passed $1.5M

November 2021 - passed $1.6M

June 2023 - passed $1.7M


That last 100k took longer than expected!

[TheAnonOne]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m

Nice. Now to go squander it all on a bigger house...

I did that in 2019, I am probably 100k poorer today because of it, but, my life is much improved with spaces to work on cars. I've been more into HPDEs.

I got a large enough roof for solar, put that up in late 2019, and finally got the Tesla Model Y Performance to match with it last week.

Life is good, even if it isn't as focused on FIRE anymore. You're about to pass me too! 1.43 right now. I hope you do! Good Luck!

It should be a big quality of life upgrade. Mostly due to location, but the 1,000 sq ft insulated/air conditioned garage doesn't hurt either, haha. Tell me more about the HPDEs! And are you going to track the Tesla?

Solar is going to be a priority for us as well. We already have a Polestar 2 and the house has two A/C units so the more power we can generate ourselves the better.

I think we just did pass you! Currently the numbers say $1.45M (assuming the house we just purchased is worth what we paid).

I am jealous of AC in the garage! haha

We bought this house in 2019 and immediately slapped solar on top, I had every intention of getting a Tesla at that point as well, but we kept our car due to the car market going insane. After the recent price drops though, they are back to being "reasonable" as far as new cars go at least.


For HPDEs I have a Corvette :), the more I type here, the more I fear being banned from the forums haha.

We're at 1.45 today, I assume you're closer to 1.5 now. Congratulations.


I am hoping to FIRE in my later 30s now. Maybe between 36 and 40. I really would like 2.5mm.

It's Arizona so A/C in the garage is a really big deal too. It would get unbearably hot in there otherwise.

There's at least one well regarded forum member that bought a brand new Porsche 911, so I don't think a Corvette will be getting you banned. That's a great choice for HPDE. Good performance but not expensive to work on.

1.46M as of last check. Some moving related expenses (like a new washer/dryer) are restraining the net worth growth. And since we haven't sold our current house yet that's ~$200k that isn't invested right now. Will be interesting to see where the dust settles by the end of the year, but I suspect even though we're so close that the $1.5M threshold is going to be an uphill battle. Especially if we install solar panels.

I'm already right in the middle of your 36-40 range, heh. I'm feeling pretty good about our finances, but we've yet to see how much the new house will beat us up, haha.

My actual invested NW is only 1.0->1.1m so, that's how you're going to pull ahead over time.

I actually owned a 2016 Z51 for... this entire time since 2015. It wasn't insanely priced at around 60k. I sold it in 2022 for 55k and bought a 2016 Z06, so I had to add maybe 10-15k to "upgrade"

Wouldn't change it for the world though, it's about the most fun you can have. HPDEs are just nonstop excitement.

Add the Tesla Model Y Performance to that though, and I am legitimately sitting on a lot of $$$ in cars, but, next to our reasonably high HHI of 250k-300k last year, it isn't really effecting us too much.


The goal would be to reign in a bit if/when we actually pulled the FIRE trigger.

------------------------------------

Two thumbs up on the solar investment though, we had ours slapped up in 2019 and it's almost paid for itself, add in the Tesla and it's an overall amazing feeling to drive for "Free*(TM)" (Ignoring nearly $100,000 in cars + panels heh)

[iluvzbeach]

@TheAnonOne you are officially banned!  ;)

...said by the wife of the man who has six motorcycles in the garage.  Not just cheapo ones either, we start with a 1939 Indian and work our way up from there.

[caracarn]

And this last thread of conversations is why many of the old timers are gone from these forums...  lol.

Our most extravagant vehicle is a 2015 Hyundai Sonata.  We have three vehicles but some days that's a challenge with four working adults, some of which WFH most of the time, but the 2007 Corolla is still humming along.  I could get a Tesla, but why?   Kind of the same reason I never got a Lamborghini. 

I suppose each of us has our own version of FIRE we are headed towards, but knowing human nature and habit forming, I'd just caution that "pulling back when we FIRE" may be a recipe for unpleasantness.  As I am getting closer, I see it being harder and harder to shed some of the spending habits that would be best to have not been there at all.

[arcturus]

This reminds me of a thread where folks where comparing what % of their Net Worth is wrapped up in things with a motor (cars, boats, etc.).   I'm hovering around 1% at the moment.  However, in the case of a 1939 Indian motorcycle, I'm not sure whether that qualifies, as it seems like that could actually be viewed as an investment (appreciating asset). 

[iluvzbeach]

Hey, I’m the one who commented about having the 1939 Indian. We previously had a 1940 Indian and it’s definitely an investment. DH is a lifelong mechanic (aircraft, motorbikes, etc.) While he does spend money & time on this hobby of his, we do make a profit when he sells one of the bikes and he’s not one to hang out in bars or blow all his money on beer or boats, etc. It works out for us and we are both FIRE, so it’s not been too extravagant in regard to our NW or overall spending.