Author Topic: Race from $1M to $2M  (Read 533999 times)

terran

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Re: Race from $1M to $2M
« Reply #900 on: July 26, 2019, 02:38:04 PM »


I seem to be stuck somewhere around $35k short of the goal now.

On the upside, I'm enjoying early retirement!

i'd take 1.97MM short & an awesome ER over 2MM!!

It'd be hard to have an awesome ER if you're 1.97MM short of your 2MM goal. 

;)


It'd be hard to have an awesome ER if you're 1.97MM short of your 2MM goal. 

;)
It would also be impossible to enjoy retirement if you only had 1.97 million dollars. You would spend the rest of your life as a failure and a loser because you never reached the arbitrary and meaningless goal of 2 million. How could you possibly live on $6566 a month if you were hoping for $6666?

I believe @arebelspy's point was that being 1.97MM short of 2MM means you have 30k. :-)

Bateaux

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Re: Race from $1M to $2M
« Reply #901 on: July 26, 2019, 08:08:40 PM »

It'd be hard to have an awesome ER if you're 1.97MM short of your 2MM goal. 

;)
It would also be impossible to enjoy retirement if you only had 1.97 million dollars. You would spend the rest of your life as a failure and a loser because you never reached the arbitrary and meaningless goal of 2 million. How could you possibly live on $6566 a month if you were hoping for $6666?

We've all done it.  We've all calculated 2,000,000 x 0.04 ÷ 12 = 6666.6666666
We're like ouch!   That's a crazy number.  I've since reset to a 2,500,000 goal. So that's 8333.333333 a month.  Doesn't mean squat however,  I'm planning a 60K annual draw down to qualify for the ACA subsidies.   That's a nice even 5,000 a month and an old FIRE we passed at 1,500,000.   Happy calculating, math was never this fun in school.

jengod

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Race from $1M to $2M
« Reply #902 on: July 29, 2019, 04:28:32 AM »
Just wanted to say hey and that I’ll be lurking here. I’ve been in the $2-3m thread bc that’s our TNW, but I’m pretty sure our LNW is still below $2m so we probably rightfully belong here. (I haven’t looked at all the accounts together since January TBH but a little below $2m is the ballpark.) The market has been kind this year but nothing lasts forever.

We are probably going for a fatFIRE number since we live in a HCOL area, we have four kids, and DH seems to enjoy working.
« Last Edit: July 29, 2019, 07:52:25 PM by jengod »

Bateaux

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Re: Race from $1M to $2M
« Reply #903 on: July 29, 2019, 05:22:50 AM »
Just wanted to say hey and that I’ll be lurking here. I’ve been in the $2-3m thread bc that’s our TNW, but I’m pretty sure our LNW is still below $2m so we probably rightfully belong here. (I haven’t looked at all the accounts together since January TBH but a little below $2m the ballpark.) The market has been kind this year but nothing lasts forever.

We are probably going for a fatFIRE number since we live in a HCOL, we have four kids, and DH seems to enjoy working.

Pretty sure you're qualified to post in either thread. 

Bateaux

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Re: Race from $1M to $2M
« Reply #904 on: August 02, 2019, 12:08:49 AM »
I seem to be stuck somewhere around $35k short of the goal now.

On the upside, I'm enjoying early retirement!

Read your blog the other day.  Left a comment.  You are killing it!  I didn't buy a beach house but we're close to the gulf and a short drive to the Atlantic.  Citrus County Florida was our choice.  Good luck.

MoneyTree

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Re: Race from $1M to $2M
« Reply #905 on: August 05, 2019, 11:16:58 PM »
Looks like I didn't give myself enough buffer. I got knocked out of this race today.

I'll be back. Hopefully sooner than later

talltexan

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Re: Race from $1M to $2M
« Reply #906 on: August 08, 2019, 06:36:43 AM »
Just mark some asset to a moving average instead of some market, and you can stay with us. That's how the banks do it.

TempusFugit

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Re: Race from $1M to $2M
« Reply #907 on: August 08, 2019, 11:20:48 AM »
Or don't look at your balances when you know it will be depressing : )

Unless you plan to take some action (rebalancing for example) it's just a demotivator to keep too close an eye on your paper losses during down markets.  Or worse, it can be a temptation to do something really dumb like trying to time the market.   

Blissful Biker

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Re: Race from $1M to $2M
« Reply #908 on: August 12, 2019, 02:05:12 PM »
I'd like to join this race too for a bit of extra inspiration and motivation.



We are now at $1.3M CDN in investment assets, with a goal to reach $2M and FIRE by the end of 2024.  Based on a 4% SWR that should allow an income of $80K or about $67K CDN after tax.  The house is paid off and we have a healthy RESP for the kids, so that should support a grand retirement full of skiing, biking and outdoor fun.

My rough plan to close the $700K gap is $100K from downsizing in a few years, $50K per year of new contributions and $60K per year of growth. 

desk_jockey

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Re: Race from $1M to $2M
« Reply #909 on: August 14, 2019, 07:42:03 PM »
Hi folks, nice to see you again.  :-(

Watchmaker

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Re: Race from $1M to $2M
« Reply #910 on: August 15, 2019, 08:39:14 AM »
I'll join this thread, and by doing so perhaps start the next recession.

First a couple of historical data points:
6/05 -0.02 MM
8/13 0.15 MM
9/16 0.50 MM

Now:
7/19 1.02 MM

I was right. Well, we'll see if I was right about the recession, but I have dropped back below 1 MM for the time being.

iluvzbeach

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Re: Race from $1M to $2M
« Reply #911 on: August 15, 2019, 07:51:35 PM »
I'll join this thread, and by doing so perhaps start the next recession.

First a couple of historical data points:
6/05 -0.02 MM
8/13 0.15 MM
9/16 0.50 MM

Now:
7/19 1.02 MM

I was right. Well, we'll see if I was right about the recession, but I have dropped back below 1 MM for the time being.

Damn you, @Watchmaker! I knew someone was to blame and now I’m certain it’s you! I can see the headlines now “Watchmaker from the MMM Forums Responsible for Stock Market Crash of 2019!” It’s only right that you’ve dropped below $1 Million. 😜

Watchmaker

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Re: Race from $1M to $2M
« Reply #912 on: August 16, 2019, 07:59:44 AM »
Damn you, @Watchmaker! I knew someone was to blame and now I’m certain it’s you! I can see the headlines now “Watchmaker from the MMM Forums Responsible for Stock Market Crash of 2019!”

That's about as sensible as the average financial news headline.

It’s only right that you’ve dropped below $1 Million. 😜

I'll try to take my punishment with dignity.

thriftyc

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Re: Race from $1M to $2M
« Reply #913 on: August 24, 2019, 09:11:59 PM »
I just hit 1 million Canadian + plus a paid off house worth 500k.  But I am out of steam, and FIREing this fall.  So don't know if I will ever hit 2million.  My wife who is working part-time at a hospital and loving it with no desire to pack it in might help lower the drawdown, we will see.

FireHiker

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Re: Race from $1M to $2M
« Reply #914 on: August 28, 2019, 11:21:46 AM »
Hi, I am new to this race finally!

We sold our clown house, paid off our 401k loans, put a large downpayment on a much more modest home, and this is our new net worth picture:

cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032

new home equity: $534,941

Total NW: $1,589,973

For the purposes of the "race" I only consider the liquid NW and not the home equity, but either way we are finally in the 1M to 2M race, woohoo!

jengod

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Re: Race from $1M to $2M
« Reply #915 on: August 28, 2019, 01:49:18 PM »
Hi, I am new to this race finally!

We sold our clown house, paid off our 401k loans, put a large downpayment on a much more modest home, and this is our new net worth picture:

cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032

new home equity: $534,941

Total NW: $1,589,973

For the purposes of the "race" I only consider the liquid NW and not the home equity, but either way we are finally in the 1M to 2M race, woohoo!

Yay! Welcome!

guelphinvestor

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Re: Race from $1M to $2M
« Reply #916 on: August 28, 2019, 02:19:21 PM »
Hi, I am new to this race finally!

We sold our clown house, paid off our 401k loans, put a large downpayment on a much more modest home, and this is our new net worth picture:

cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032

new home equity: $534,941

Total NW: $1,589,973

For the purposes of the "race" I only consider the liquid NW and not the home equity, but either way we are finally in the 1M to 2M race, woohoo!

Yay! Welcome!
I just hit 1 million Canadian + plus a paid off house worth 500k.  But I am out of steam, and FIREing this fall.  So don't know if I will ever hit 2million.  My wife who is working part-time at a hospital and loving it with no desire to pack it in might help lower the drawdown, we will see.
I am a Canadian with similar numbers.   Congratulations on FIREing this fall.  I am planning to wait a few more years particularly with the way the market is going

Sent from my Nexus 5 using Tapatalk


thriftyc

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Re: Race from $1M to $2M
« Reply #917 on: September 02, 2019, 02:34:52 PM »
Hi, I am new to this race finally!

We sold our clown house, paid off our 401k loans, put a large downpayment on a much more modest home, and this is our new net worth picture:

cash savings: $55,459 (haven't decided what to do with all of this yet, just sold the house so it's sitting in savings temporarily)
401k savings: $999,573
Total liquid NW: $1,055,032

new home equity: $534,941

Total NW: $1,589,973

For the purposes of the "race" I only consider the liquid NW and not the home equity, but either way we are finally in the 1M to 2M race, woohoo!

Yay! Welcome!
I just hit 1 million Canadian + plus a paid off house worth 500k.  But I am out of steam, and FIREing this fall.  So don't know if I will ever hit 2million.  My wife who is working part-time at a hospital and loving it with no desire to pack it in might help lower the drawdown, we will see.
I am a Canadian with similar numbers.   Congratulations on FIREing this fall.  I am planning to wait a few more years particularly with the way the market is going

Sent from my Nexus 5 using Tapatalk

In my case my numbers work, I am at a 3.33% withdrawal rate, with a 100k buffer.  Wife's part-time income + CCB factor in.  My time is worth more to me than putting in more work for money I will likely never see (because I die before I spend it all).  Likely still grow our net worth, and eventually hit 2 million, just will take longer once FIRED.

cloudsail

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Re: Race from $1M to $2M
« Reply #918 on: September 02, 2019, 03:05:43 PM »
Sadly our net worth went down a little in August, so not graduating from this group yet. Guess I'll have to hang out with you tiresome folks a little longer *sighs dramatically*.

couponvan

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Re: Race from $1M to $2M
« Reply #919 on: September 02, 2019, 03:16:09 PM »
We are treading water at $1.75MM and will be for quite some time with kids in college and me not working anymore.  Pretty much every month we are blowing cash setting up our new house the way we want it and finishing out the YOLO year.  I "think" we're almost done with that phase, but it's been a spendy year.  I thank my prior self for saving as well as I did so that I could enjoy this year.  If the cancer comes back, at least I did the main bucket list items and wouldn't have regrets!

Bird In Hand

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Re: Race from $1M to $2M
« Reply #920 on: September 03, 2019, 08:48:25 AM »
We are treading water at $1.75MM and will be for quite some time...

Same here, but $1.5MM.  We don't have any extra to throw at investments right now, just regular pre-tax retirement contributions.  I have the feeling we're going to be in the $1M to $2M group for 2-3 more years, or maybe 2x that long with a recession.

Bateaux

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Re: Race from $1M to $2M
« Reply #921 on: September 03, 2019, 03:32:38 PM »
With the looming recession, a lot of us a thread up may be thread down soon.

TempusFugit

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Re: Race from $1M to $2M
« Reply #922 on: September 03, 2019, 04:53:39 PM »
With the looming recession, a lot of us a thread up may be thread down soon.

I'm going to use my home equity as a buffer for thread purposes. A sort of category hysteresis, if you will, to prevent moving back and forth at the boundary.  Once my liquid NW got me across the threshold, I grabbed firm hold of the (very nice) tablecloth on the caviar table and plan to hang on as long as my total NW lets me rationalize :)

oldtoyota

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Re: Race from $1M to $2M
« Reply #923 on: September 04, 2019, 01:14:06 PM »
With the looming recession, a lot of us a thread up may be thread down soon.

I'm going to use my home equity as a buffer for thread purposes. A sort of category hysteresis, if you will, to prevent moving back and forth at the boundary.  Once my liquid NW got me across the threshold, I grabbed firm hold of the (very nice) tablecloth on the caviar table and plan to hang on as long as my total NW lets me rationalize :)

Thank you for the smile here. =-D

PathtoFIRE

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Re: Race from $1M to $2M
« Reply #924 on: September 04, 2019, 01:41:27 PM »

FIKris

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Re: Race from $1M to $2M
« Reply #925 on: September 04, 2019, 05:07:49 PM »
Woo-hoo!  What the heck, I'm in.  36 years old and at just over 1 million (not including primary residence) now, despite "retiring" a few years ago. Never thought I'd maybe be a multi-millionaire someday...still weird to think about.

FIKris

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Re: Race from $1M to $2M
« Reply #926 on: September 04, 2019, 05:15:33 PM »
Well, guys, I'm finally truly qualified to post in this thread!  Updated numbers below:

Month/YearLiquid AssetsTotal Net Worth
Jan-17
$604K
$883K
Feb-17$622K$905K
Mar-17$651K$930K
Apr-17$660K$939K
May-17$675K$954K
Jun-17$694K$967K
Jul-17$717K$991K
Aug-17$721K$1,000K
Sep-17$738K$1,007K
Oct-17$762K$1,033K
Nov-17$782K$1,055K
Dec-17$796K$1,058K
Jan-18$836K$1,095K
Feb-18$823K$1,083K
Mar-18$812K$1,081K
Apr-18$818K$1,094K
May-18$836K$1,115K
Jun-18$844K$1,131K
Jul-18$872K$1,165K
Aug-18$891K$1,175K
Sep-18$895K$1,177K
Oct-18$844K$1,127K
Nov-18$864K$1,148K
Dec-18$813K$1,099K
Jan-19$872K$1,158K
Feb-19$912K$1,201K
Mar-19$927K$1,220K
Apr-19$962K$1,257K
May-19$929K$1,229K
Jun-19$984K$1,288K
Jul-19$1001K$1,302K

Onward!


Congrats Zoot!  Do you by chance have an identical FI twin sister, Dingo?  ;)

Enigma

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Re: Race from $1M to $2M
« Reply #927 on: September 05, 2019, 09:46:09 AM »
I should have posted here a while back.
2017-Jan - NW $1.009MM
2018-Jan - NW $1.184MM
2019-Jan - NW $1.302MM
(MM for million)
Started the year 15% LNW, 27 rental units, 350k rental unit debt, 1.3M TNW
Kept rental units estimate near 2013 purchase price on paper (showed higher cap gains %).

Sold 4 units last month and selling 7 units in 3 weeks at current market value (almost double).
Projection: 30% LNW, 16 rental units, 0k debt, 500K LNW, 1.7M TNW

LeftA

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Re: Race from $1M to $2M
« Reply #928 on: September 06, 2019, 10:22:27 AM »
I joined this thread in late July, having just passed the $1M mark in TNW.

Don't typically calculate TNW that often, but some market fluctuations means we are likely only about 15K past the $1M mark now.

I think the 1M to 2M race will be a slow one for us, LOL.

Who else here is on the lower end of the $1-2M window?

talltexan

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Re: Race from $1M to $2M
« Reply #929 on: September 06, 2019, 12:10:19 PM »
Woo-hoo!  What the heck, I'm in.  36 years old and at just over 1 million (not including primary residence) now, despite "retiring" a few years ago. Never thought I'd maybe be a multi-millionaire someday...still weird to think about.

Indeed it starts to get weird when you listen to people on Dave Ramsey who are in the millionaire hour, and you realize you beat them (and at a younger age)

FireLane

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Re: Race from $1M to $2M
« Reply #930 on: September 12, 2019, 08:23:21 PM »
My LNW touched $1.5 million today for the first time ever! Counting the paid-off house, it's more like $1.75M.

Looking over my spreadsheets, I've consistently gained about $250,000 a year since 2016. So I guess I'm in this thread till fall 2021?

Bird In Hand

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Re: Race from $1M to $2M
« Reply #931 on: September 13, 2019, 07:15:36 AM »
My LNW touched $1.5 million today for the first time ever! Counting the paid-off house, it's more like $1.75M.

Looking over my spreadsheets, I've consistently gained about $250,000 a year since 2016. So I guess I'm in this thread till fall 2021?

Sounds like we're at about the same LNW and TNW.  But I don't know how you managed to consistently gain $250,000/yr for the last 3 years.  2016, 2017, and 2019 look pretty similar, but 2018 was a dud (at least for the S&P500).  If you're measuring year-over year through September, then the last 12 months were basically flat.

I wouldn't bank on 2021 for graduating out of this group.  There's a recession coming, dontcha know?  :D  Regardless, whatever you're doing...keep it up because you're kicking butt!

PathtoFIRE

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Re: Race from $1M to $2M
« Reply #932 on: September 13, 2019, 10:42:41 AM »
Hey, similar numbers *high five*
I also get about 250k/yr if I average (2015 +200, 2016 +325, 2017 +350, 2018 +100, 2019 YTD +250 = 245/yr); we were pretty steadily saving 150/yr during those years

2015 felt like a bad year at the time, especially because we cashout refinanced that year and then watched the extra invested lose a little value over the year, but yeah, 2018 was definitely worse. I have a small allocation to DGEIX and follow it as a rough guide on how the total world stock market is doing, and that's been flat for even longer than the SP500, basically since 2/18. Almost gives me the itch to do another cashout refi...almost

Zoot

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Re: Race from $1M to $2M
« Reply #933 on: September 14, 2019, 06:24:45 AM »
Congrats Zoot!  Do you by chance have an identical FI twin sister, Dingo?  ;)

She always blames ME for setting light to the grail-shaped beacon, but it was her all along.  ;-)

FireLane

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Re: Race from $1M to $2M
« Reply #934 on: September 15, 2019, 02:16:57 PM »
Sounds like we're at about the same LNW and TNW.  But I don't know how you managed to consistently gain $250,000/yr for the last 3 years.  2016, 2017, and 2019 look pretty similar, but 2018 was a dud (at least for the S&P500).  If you're measuring year-over year through September, then the last 12 months were basically flat.

Well, as for the 2018 gains, about half of that was contributions. I'm a pretty high earner, and 2019 was my last year of working full-time. The other half was my market-timing skills, obviously.

OK, I kid, but I did rebalance my tax-deferred accounts into bonds in September 2018. In hindsight, that was basically the best possible time. I can't take any credit for calling the market, that was pure dumb luck. But it really pays off to have an asset allocation strategy and stick to it!

Quote
I wouldn't bank on 2021 for graduating out of this group.  There's a recession coming, dontcha know?  :D  Regardless, whatever you're doing...keep it up because you're kicking butt!

Thanks! I actually tend to agree that a 2020 recession is more likely than not, and I'm planning to retire before 2021 anyway. I'm sure my assets will accumulate much slower when I'm drawing them down.

LeftA

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Re: Race from $1M to $2M
« Reply #935 on: September 26, 2019, 05:53:44 PM »
I joined this race on July 19, 2019 at $1,004,259.

Calculated my net worth day for the first time since and I am happy with our progress; we are at $1,031,119.

As I mentioned previously, I think our progress will likely be slower than those who have been posting in this thread.



MrsSpendyPants

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Re: Race from $1M to $2M
« Reply #936 on: September 29, 2019, 07:39:15 AM »
Just joining this race, 1.04TNW.  We're focusing on paying off our house next year so expecting to be stagnant for a bit but then plowing all mortgage and extra payments into the market so hoping to make it to the next million in about five years assuming that the market doesn't take during that time.

winkleweizen

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Re: Race from $1M to $2M
« Reply #937 on: September 30, 2019, 04:55:43 AM »
Q3update

march 2019: 1.04m
july 2019:     1.18m
Oct 2019:     1.24m

chasesfish

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Re: Race from $1M to $2M
« Reply #938 on: September 30, 2019, 05:42:19 AM »
I've gotten as close as $6,000 to this number.

The goal is harder to cross once I'm only withdrawing from the portfolio instead of accumulating!

Fingers crossed October is the month

FireHiker

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Re: Race from $1M to $2M
« Reply #939 on: October 02, 2019, 02:28:32 PM »
2nd month in the 1M to 2M race!

Date             LNW           TNW
9/2019      $1.055M     $1.590M
10/2019     $1.113M    $1.653M


MishMash

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Re: Race from $1M to $2M
« Reply #940 on: October 03, 2019, 05:28:52 AM »
right before the market downturn of the last week we juuuust crossed the 2 million mark (including house equity of 70k), we just sold our other house and that put us over the mark, now we are 50k down in a week lol

zinnie

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Re: Race from $1M to $2M
« Reply #941 on: October 04, 2019, 06:22:30 AM »
Joining this race now! Been reading MMM since the beginning and started seriously saving 2012ish. Adjusted my FIRE number after taking a year off work and trying it out! Now I’m back in the game with a slightly lower salary and a higher COL but still a good savings rate. So here is my plan:

Current liquid: $1.18M
Current NW: $1.45M

Goal liquid:~1.6M
Goal NW: ~2M

I’d like to be done Aug 2021. I’ll walk if the numbers are even close.

Roboturner

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Re: Race from $1M to $2M
« Reply #942 on: October 07, 2019, 12:24:11 PM »
Q2 2016:
LNW: 528k
TNW: 720k

Q3 2016:
LNW: 652k
TNW: 845k

YE 2016:
LNW: 685k
TNW: 893k

Q1 2017:
LNW: 800k
TNW: 1001k

Q2 2017:
LNW: 845k
TNW: 1060k

Q3 2017:
LNW: 921k
TNW: 1142k

YE 2017:
LNW: 1,012k
TNW: 1,230k

Q1 2018:
LNW: 1.09 MM
TNW: 1.33 MM

Q2 2018:
LNW: 1.16 MM
TNW: 1.45 MM

Q3 2018:
LNW: 1.28 MM
TNW: 1.57 MM

YE 2018:
LNW: 1.14 MM
TNW: 1.43 MM

Q1 2019:
LNW: 1.41 MM
TNW: 1.71 MM

Q2 2019:
LNW: 1.60 MM
TNW: 1.78 MM

Q3 2019:
LNW: 1.64 MM
TNW: 1.82 MM

slow going this Q, hoping for a pick me up in YE

freya

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Re: Race from $1M to $2M
« Reply #943 on: October 13, 2019, 09:29:51 AM »
Slow going for me, too:

I started the year at $939K (liquid).
4/1/2019:  $1.029M
7/1/2019:  $1.09M
10/1/2019: $1.13M

I was hoping to hit $1.2M by the end of the this year.  I've been diverting some savings to fund a kitchen remodel, though.

talltexan

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Re: Race from $1M to $2M
« Reply #944 on: October 24, 2019, 08:13:31 AM »
Mrs. talltexan and I closed on a new house on Friday: appraised at $478,000, but we're taking on basically that much debt in order to finance it while we sell our current house. Looking at a few months of expensive repairs and a massive balance sheet.

Blissful Biker

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Re: Race from $1M to $2M
« Reply #945 on: October 24, 2019, 12:47:16 PM »

                  LNW         TWN
2018 YE    $1.13M    $1.66M
1Q2019     $1.26M    $1.77M
2Q2019     $1.26M    $1.77M
3Q2019     $1.33M    $1.84M

These are little Canadian dollars.  We're pulling the FIRE PIN at $2M LNW, which will bump by at least $100K when we downsize the house.

guelphinvestor

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Re: Race from $1M to $2M
« Reply #946 on: October 24, 2019, 02:05:07 PM »
Regarding the 2M LNW, what are your annual expenses ?

Blissful Biker

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Re: Race from $1M to $2M
« Reply #947 on: October 24, 2019, 03:29:58 PM »
Regarding the 2M LNW, what are your annual expenses ?

$2M CDN at a 4% SWR will throw off $80K per year.  Assuming 15% tax we'll have $68K/year to spend.  That should be plenty as we have no mortgage and the kids will be off to their RESP funded university by the time we FIRE in 5ish years.  I do not include the education funds in either the LNW or TNW as it belongs to the kids.

SEAK

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Re: Race from $1M to $2M
« Reply #948 on: October 28, 2019, 04:33:49 PM »
Joining the thread. 45 years old, wife 43, and two kiddos aged 12 and 10 living in a HCOL area. We're sitting at just over a 1 million in investments now not including our home equity ($225k), value of pensions ($800k), and the kids college savings ($90k). Hoping the next million doesn't take even close to as long as the first!

BlueHouse

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Re: Race from $1M to $2M
« Reply #949 on: November 03, 2019, 04:57:50 PM »
This week my 401k crossed the $1M mark!  I've been at over $1M liquid net worth for a few years, so I've been trying to get this account over $1M as an interim goal to $2M NW. 

I'm giddy with excitement.  I feel so rich.  I don't know why this one account makes me feel any different and I know the value will float up and down over the next few months (No more contributions this year).  But for now....happy!

 

Wow, a phone plan for fifteen bucks!