Race from $1M to $2M

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157
July 2023 = $1,182
August 2023 = $1,210
September 2023 = $1,200
October 2023 = $1,179

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400

Not too shabby, all things considered.

[ToughMother]

End of Q3 2023 update

date         NW        Investments
4/3/14     $430k         $225k
9/19/14    $500k         $275k
11/6/14    $550k         $300K
5/9/15     $600k         $341k
4/13/16    $650k         $375k
9/7/16     $700k         $410k
5/6/17     $750k         $674k (*I think I lost history on one of our accounts prior to this)
9/9/17     $800k         $717k
11/22/17   Assets hit $1M
12/15/17   $850k         $770K
3/10/18    $900k         $770k (refinanced house, put $ in and moved from 30 to 15 yrs)
6/16/18    $950k         $818k
12/26/18   $900k         $750k
1/10/19    $950k         $803k
2/19/19    $1M !!!       $856k
6/12/19    $1.05M        $900k
10/9/19    $1.08M        $895k (downpayment on house and market misery)
12/31/19   $1.16M        $974k
2/12/20    $1.19M        $1M !!! 
 bad, scary, viral things happened, house stuff, then back at it 
8/13/21    $1.46M        $1.27M
12/31/21   $1.54M        $1.34M (refinanced house)
12/29/22   $1.48M        $1.26M (big house repairs and construction happening; invested ~$95K this year not including pension contributions)
3/31/23    $1.50M        $1.33M (big house repairs/construction)
6/30/23    $1.53M        $1.40M (just finished house work)
9/30/23    $1.53M        $1.39M

[SEAK]

Been tracking somewhat sideways for 1.75 years now-------> Head down and still putting ~$6k into investments per month + more service time (20.5 years now) into a state pension.

LNW
2015- $482k
2016- $627k
2017- $811k
2018- $813k
2019- $1.08M
2020- $1.35M
2021- $1.68M
2022- $1.46M
Apr 1, 2023- $1.55M
July 1, 2023- $1.67M
Oct 1, 2023- $1.63M

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

Down a bit, but not too bad!

[clarkfan1979]

I left grad school in August 2011 and my wife and i had a combined net worth of zero.

2011: $0
2012: $40K
2013: $100K
2014: $192K
2015: $312K
2016: $400K
2017: $486K
2018: $564K
2019: $672K
2020: $785K
2021: $1033K
2022: $1303K
2023: $1423K

Mint says 1623K, but I am deducting 7% for transaction costs if I sold all the rental property.

[RWD]

10/1/2020 - 0.96m
1/1/2021 - 1.08m
4/1/2021 - 1.17m
7/1/2021 - 1.25m
10/1/2021 - 1.26m
1/1/2022 - 1.34m
4/1/2022 - 1.31m
7/1/2022 - 1.18m
10/1/2022 - 1.13m
1/1/2023 - 1.25m
4/1/2023 - 1.39m
7/1/2023 - 1.48m
10/1/2023 - 1.40m

At the whims of the market... (a bunch of new house expenses didn't help either)

[Turtle]

401K/IRA/HSA and Stock/Bond Investments only

Solo numbers for historical data
End of 2011 - $119,519
End of 2012 - $182,941
Didn't track for a few years
End of 2018 - $373,648
End of 2019 - $516,500
End of 2020 - $613,300
End of 2021 - $771,504

Table is combined inherited and earned myself

	2022	2023
January	-	$1,682,771
February	-	$1,651,301
March	-	$1,695,258
April	$1,616,393	$1,709,287
May	$1,620,128	$1,685,455
June	$1,502,733	$1,769,299
July	$1,609,981	$1,833,052
August	$1,553,391	$1,801,133
September	$1,429,000	$1,726,665
October	$1,534,000	-
November	$1,637,342	-
December	$1,567,591	-

Up from this month last year, but even further off this year's highs. 

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022	2023
January	-	$226,942	$401,746	$603,129	$905,792	$860,957
February	-	$249,796	$414,430	$610,412	$867,164	$930,363
March	-	$270,351	$412,631	$630,438	$856,028	$938,053
April	-	$285,770	$393,815	$679,078	$900,389	$957,750
May	-	$295,838	$414,524	$719,534	$837,895	$973,337
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786
November	$238,881	$352,430	$528,082	$851,714	$844,902	--
December	$244,687	$370,715	$585,310	$880,980	$899,305	--

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M
2/1/23:   $1.884M / 2.193M
3/1/23:   $1.846M / 2.150M
4/1/23:   $1.863M / 2.166M
5/1/23:   $1.875M / 2.203M
6/1/23:   $1.854M / 2.184M
7/1/23:   $1.936M / 2.279M
8/1/23:   $2.010M / 2.363M
9/1/23:   $1.971M / 2.312M
10/1/23: $1.908M / 2.258M

Crappy crappiness.

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	-

Pretty much where I was two years ago numbers wise. Not the most fun...

[BiggerFishToFI]

Moving in the wrong direction this quarter… Had some large expenses associated with moving and trying to sell a house. We are under contract for the 2nd time so if it goes through we should see a ~70k bump to the networth listed. 1st buyer backed out because of inspection, but I believe the real reason is they couldn't sell their existing house and were staring down a large monthly payment and got scared. Other than that life is peachy!

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
10/31/21   $1,000,117   $1,191,167   <---- 1M Invested
11/30/21   $992,058   $1,164,338   
12/31/21   $1,080,047   $1,267,082   
03/31/22   $1,079,907   $1,261,231   
06/30/22   $951,010   $1,133,332   
09/30/22   $932,215   $1,116,375   
12/31/22   $1,037,594   $1,264,764   
03/31/23   $1,169,701   $1,363,914   
06/30/23   $1,259,219   $1,465,265   
09/30/23   $1,253,710   $1,439,186   

[Turtle]

Investments only

	2018	2019	2020	2021	2022	2023
January	-	$226,942	$401,746	$603,129	$905,792	$860,957
February	-	$249,796	$414,430	$610,412	$867,164	$930,363
March	-	$270,351	$412,631	$630,438	$856,028	$938,053
April	-	$285,770	$393,815	$679,078	$900,389	$957,750
May	-	$295,838	$414,524	$719,534	$837,895	$973,337
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786
November	$238,881	$352,430	$528,082	$851,714	$844,902	--
December	$244,687	$370,715	$585,310	$880,980	$899,305	--

Your double commas are holding at least!  Here's hoping for a market turnaround for the last quarter. 

[TempusFugit]

                 LNW    /  TNW
EOY 2018 -  877K  / 1.02M
EOY 2019 - 1.12M / 1.275M
EOY 2020 - 1.33M / 1.5M
EQ1 2021 - 1.39M / 1.59M
EQ2 2021 - 1.50M / 1.70M
EQ3 2021 - 1.53M / 1.73M
EOY 2021 - 1.65M / 1.85M
EQ1 2022 - 1.58M / 1.79M   
EQ2 2022 - 1.42M / 1.68M
EQ3 2022 - 1.37M / 1.63M
EOY 2022 - 1.46M / 1.72M
EQ1 2023 - 1.55M / 1.81M
EQ2 2023 - 1.64M / 1.91M
EQ3 2023 - 1.61M / 1.88M


Treading water past couple of years it seems.  I'm not liking this economic horizon. Survived a round of layoffs last month. 

[weebs]

            LNW    /  TNW

EOY 2020 - 1.52M / 2.19M
EOY 2021 - 1.77M / 2.58M
EQ1 2022 - 1.93M / 2.83M  <-- the top was in
EOY 2022 - 1.71M / 2.51M
EQ2 2023 - 1.92M / 2.76M
EQ3 2023 - 1.91M / 2.75M

Like many others, we've been treading water.  The above doesn't look too bad, but it's a bit demoralizing considering:

• we're maxing out our current plan contributions
• we're getting a 5% employer contribution on top of that
• I'm plowing ~70% of my take home pay into savings

Deep breaths.

[pasadenafr]

I feel like I'm starting a new journey, and it's so exciting. This month also marked a new ATH for me. Hopefully Baby Million is here to stay this time, but hey, who knows?

Invested assets, long term savings and debts:

12/31/14       $51,962
12/31/15       $92,762
12/31/16      $163,900
12/31/17      $251,415
12/31/18      $330,093 - new job, nice retention bonus from previous job
12/31/19      $519,878 - pension lump sum after leaving old job (rolled into 401k)
12/31/20      $714,958
12/31/21      $993,847 - reached $1M on 11/03 and then, well... yeah.
12/31/22      $855,784

---

01/31/23      $930,327
02/28/23      $939,370
03/31/23      $977,364 - maxed out 401(k), started Mega Backdoor Roth
04/30/23      $991,877
05/31/23    $1,010,433 - YAY! COOKIES!
06/30/23    $1,056,937
07/31/23    $1,097,939
08/31/23    $1,082,361
09/30/23    $1,048,207


Meh. At least Baby Million has been holding up so far!

[MayDay]

I haven't opened this thread in a while because it's been so demoralizing..... We are also treading water right around 1.5. Feels like 2 years we have been right around that despite continuing to put money in. To be fair we aren't trying to save large amounts above and beyond "standard" retirement contributions and we spend plenty at this point, but still! And I'm afraid it will be worse next year.

Long story short it's nice to see it's not just me.

[Dicey]

Suggestion to all who feel "demoralized". Start paying attention to the number of shares you own and not the total $. Think of this as a springboard, because it actually is. When the markets get bouncy again, you're going to have a lot more spring. That's how it works. You're buying at a discount right now. Enjoy it.

[JupiterGreen]

I haven't opened this thread in a while because it's been so demoralizing..... We are also treading water right around 1.5. Feels like 2 years we have been right around that despite continuing to put money in. To be fair we aren't trying to save large amounts above and beyond "standard" retirement contributions and we spend plenty at this point, but still! And I'm afraid it will be worse next year.

Long story short it's nice to see it's not just me.

Same we've been at 1.3m for like 2 years so I haven't felt like posting here. Thanks for the perspective @Dicey

[fuzzy math]

Back down to one comma :-/

[weebs]

Suggestion to all who feel "demoralized". Start paying attention to the number of shares you own and not the total $. Think of this as a springboard, because it actually is. When the markets get bouncy again, you're going to have a lot more spring. That's how it works. You're buying at a discount right now. Enjoy it.

Thanks.  That's a great way to look at it and I appreciate the perspective.  Advice like that is why I spend so much time here.  :-)  I've spent way too much time thinking about our numbers lately, so I'm refocusing my energy on the things that I love to do.  It's been beautiful week here, so I took a PTO day on Monday and went for a 22 mile mountain bike ride on my favorite trails.  Today a family member and myself took our dogs hiking.   Later on, I took the long way home while running errands in my Miata with the top down.  I wrapped up my time outside by clearing the scrub oak and other junk from a part of our property that's been bugging me for years.  To cap it all off, my dog and I are heading over to my Dad's place for a family dinner.

Despite the lack of progress in our investments, life is still pretty damn good.

[alcon835]

Suggestion to all who feel "demoralized". Start paying attention to the number of shares you own and not the total $. Think of this as a springboard, because it actually is. When the markets get bouncy again, you're going to have a lot more spring. That's how it works. You're buying at a discount right now. Enjoy it.

Thanks.  That's a great way to look at it and I appreciate the perspective.  Advice like that is why I spend so much time here.  :-)  I've spent way too much time thinking about our numbers lately, so I'm refocusing my energy on the things that I love to do.  It's been beautiful week here, so I took a PTO day on Monday and went for a 22 mile mountain bike ride on my favorite trails.  Today a family member and myself took our dogs hiking.   Later on, I took the long way home while running errands in my Miata with the top down.  I wrapped up my time outside by clearing the scrub oak and other junk from a part of our property that's been bugging me for years.  To cap it all off, my dog and I are heading over to my Dad's place for a family dinner.

Despite the lack of progress in our investments, life is still pretty damn good.

It doesn't feel great in the moment, but this is what keeps me contributing month-over-month. Staying stagnant, watching how much I own of these shares going up while my net worth stays pretty stagnant. Its rough, but also a reminder that, in every moment in human history since the stock market began, if we keep going we'll reap the reward. Even if next year is bad, it's unlikely that the next 10 years are bad, and so on. And when it comes raging back, we'll be in a very strong position.

Still, sucks to watch that number stay flat or drop month-over-month.

[Dicey]

I know this is an MPP, but if you want to get into a contest, what really sucks is no longer contributing to retirement savings because you're...retired. DH and I see this market as a huge buying opportunity...except we're FIRE and no longer contributing to retirement accounts. Except for Roths, of course, but that's small potatoes.

As in all things, it's matter of perspective.

I remember reviewing my parent's finances with my Mom, who wielded the checkbook with an iron fist. They had a federal pension with great health insurance, both drew SS, and their home and car were paid for. When I realized how much they had coming in, I said, "Mom, do you realize you have children who work full time to make the same amount of income?" Her immediate response was, "Yes, but they can always earn more money; we can't." Classic scarcity mindset.

[Bateaux]

Dicey is right. Don't be dismayed with your accounts rather dormant. 2021 was a stellar year. 2022 and 2023 have been mostly sideways. If you've been working and buying al.ong the way your rewards are yet to come.
I'm pretty much at the same level as January 2022. It's around 3.2M so if I cry about it I don't expect sympathy.
Keep investing.

[Turtle]

Suggestion to all who feel "demoralized". Start paying attention to the number of shares you own and not the total $. Think of this as a springboard, because it actually is. When the markets get bouncy again, you're going to have a lot more spring. That's how it works. You're buying at a discount right now. Enjoy it.

I had done a shares comparison about this time last year for that very reason.  Revisited that this month and the difference in percentage between the shares increased vs the dollar amount increased is pretty staggering.

Current employer 401k switched providers in 2020, so I'm comparing between my Year End 2020 numbers and now.  Shares owned for the index funds are up between 43% and 69% in that time,  Those are the outliers - it's between 55-65% for the bulk of them, average of 57%. 

Total 401k value when the amounts contributed have been removed is up less than 10% total over nearly 3 years.  Leaving the contributions in, it's up 52%

[Dicey]

Suggestion to all who feel "demoralized". Start paying attention to the number of shares you own and not the total $. Think of this as a springboard, because it actually is. When the markets get bouncy again, you're going to have a lot more spring. That's how it works. You're buying at a discount right now. Enjoy it.

I had done a shares comparison about this time last year for that very reason.  Revisited that this month and the difference in percentage between the shares increased vs the dollar amount increased is pretty staggering.

Current employer 401k switched providers in 2020, so I'm comparing between my Year End 2020 numbers and now.  Shares owned for the index funds are up between 43% and 69% in that time,  Those are the outliers - it's between 55-65% for the bulk of them, average of 57%. 

Total 401k value when the amounts contributed have been removed is up less than 10% total over nearly 3 years.  Leaving the contributions in, it's up 52%

Excellent demonstration of advanced mustachian thinking. Steady on, Turtle!

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157
July 2023 = $1,182
August 2023 = $1,210
September 2023 = $1,200
October 2023 = $1,179
November 2023 = $1,165

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	-

Third down month in a row and we are barely hanging on to our second comma. We have put >$100K in the market over the last two years so at least own more shares now!

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300

[weebs]

01/01/2022 - $1,025,500
...
06/01/2023 - $1,505,300 - Officially FIRE'd
...
11/01/2023 - $1,509,000

Congrats on being officially FIRE'd.  A 50% increase over the last couple of years is impressive.  Nicely done.

[2Birds1Stone]

01/01/2022 - $1,025,500
...
06/01/2023 - $1,505,300 - Officially FIRE'd
...
11/01/2023 - $1,509,000

Congrats on being officially FIRE'd.  A 50% increase over the last couple of years is impressive.  Nicely done.

Thanks, 2022 was highest yr of income for us. Pulled the plug ASAP. 0 Regrets.

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53	$1,022,278.77
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06

Not a great month but still hanging on to that second comma, for now...

[Arbitrage]

Liquid NW / Total NW

1/1/16:   $455k / 675k
1/1/17:   $555k / 822k
1/1/18:   $735k / 1.071M
1/1/19:   $765k / 1.152M
1/1/20:   $1.049M / 1.531M
1/1/21:   $1.370M / 1.883M
1/1/22:   $1.972M / 2.252M
2/1/22:   $1.916M / 2.207M
3/1/22:   $1.900M / 2.189M
4/1/22:   $1.915M / 2.220M
5/1/22:   $1.806M / 2.134M
6/1/22:   $1.827M / 2.164M
7/1/22:   $1.695M / 2.066M
8/1/22:   $1.809M / 2.180M
9/1/22:   $1.766M / 2.149M
10/1/22: $1.614M / 1.997M
11/1/22: $1.702M / 2.048M
12/1/22: $1.822M / 2.163M
1/1/23:   $1.772M / 2.059M
2/1/23:   $1.884M / 2.193M
3/1/23:   $1.846M / 2.150M
4/1/23:   $1.863M / 2.166M
5/1/23:   $1.875M / 2.203M
6/1/23:   $1.854M / 2.184M
7/1/23:   $1.936M / 2.279M
8/1/23:   $2.010M / 2.363M
9/1/23:   $1.971M / 2.312M
10/1/23: $1.908M / 2.258M
11/1/23: $1.854M / 2.202M

2 years of this crap.  I know well enough it it could go on for much longer.  The "more shares" argument doesn't resonate too much with me, since this 2 year period has coincided with my shift to coast-FIRE and far lower investment rate. 

Still, one silver lining for me is that interest rates are at a much healthier level than 2 years ago, so fixed income is attractive.  The other silver lining is that my coast-FIRE life is awesome.

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022	2023
January	-	$226,942	$401,746	$603,129	$905,792	$860,957
February	-	$249,796	$414,430	$610,412	$867,164	$930,363
March	-	$270,351	$412,631	$630,438	$856,028	$938,053
April	-	$285,770	$393,815	$679,078	$900,389	$957,750
May	-	$295,838	$414,524	$719,534	$837,895	$973,337
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634
December	$244,687	$370,715	$585,310	$880,980	$899,305	--

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)
January	-	496,255	674,413	898,547	902,687
February	-	472,573	700,728	880,646	903,228
March	-	444,067	732,652	901,213	928,990
April	-	495,051	762,029	848.393	982,455
May	-	524,063	759,955	843,438	990,932
June	-	524,530	796,116	789,251	1,032,315
July	330,406	552,296	826,664	856,647	1,070,543
August	437,870	632,115	866,404	848,320	1,080,553
September	443,081	617,959	827,075	813,668	1,033,191
October	452,295	604,646	873,651	865,508	1,045,192
November	483,711	664,577	898,767	905,357	-
December	484,963	674,843	925,511	860,954	-

[Imustacheyouaquestion]

I declared myself "graduated" from the $500k to $1M thread in September, only to slip backwards the last couple months! It feels overly dramatic to go back and hit $1M again in that thread, so hi everyone!

*busts through the wall like Kool-aid man*

Month	2023	2024	2025
January	-	-	-
February	-	-	-
March	-	-	-	-
April	-	-	-
May	-	-	-
June	-	-	-
July	-	-	-
August	-	-	-
September	$1,000,003	-	-
October	$990,000	-	-
November	$975,000	-	-
December	-	-	-

[Freedomin5]

I declared myself "graduated" from the $500k to $1M thread in September, only to slip backwards the last couple months! It feels overly dramatic to go back and hit $1M again in that thread, so hi everyone!

*busts through the wall like Kool-aid man*

No worries. Many of us go back and forth over that $1M line a few times on our journey to FIRE. Welcome and congratulations on leveling up!

[Dicey]

2 years of this crap.  I know well enough it it could go on for much longer.  The "more shares" argument doesn't resonate too much with me, since this 2 year period has coincided with my shift to coast-FIRE and far lower investment rate. 

Still, one silver lining for me is that interest rates are at a much healthier level than 2 years ago, so fixed income is attractive.  The other silver lining is that my coast-FIRE life is awesome.

Haha, we're in the same boat. Worse, we paid cash for a condo for our kid* in April of 2022, then spent $25k getting it not to be a shithole. His job was about to become permanent (after six years as non-permanent, but mostly FT, with the same employer), so the plan was for him to get as large a mortgage as he could qualify for. First thing we did was gut the place. Rates rose before we could complete the project, so we've done...nothing about getting the mortgage and at least some of our investable cash back. Sigh. Happily, it's an MPP, but damn, we still feel like we're missing opportunities now that DH has retired and there's no income to invest.

*Kid is not neurotypical. A steady job and a place he can walk/bike/e-scoot to work from give us a lot of peace of mind. Now that those boxes are checked, we are free to move about the country, and the world. Whew.

Sorry for the semi-hijack. Congrats to all for keeping the faith. It might take a while, but the bounce will be bigger when it happens. And it will, eventually. Stay strong.

[OurTown]

I have been dutifully reporting on this thread as my numbers bounced around in the same range the last couple of years.  It looks like I am not doing a goddam thing but that's not true!  We are still contributing to the tax advantaged accounts, building a stronger cash position, and paying on the mortgage (not paying early, it sunsets in 2030).  And cash flowing daughter's college.  So that is something.  Plus, when the markets finally break out, I am hoping to see some results!

[Freedomin5]

Our net worth finally broke 1.9 - a new high. After last year’s lackluster performance, it’s nice to see some solid progress.

[Bateaux]

Hopefully the Santa Claus rally kicks some of you to the next thread up. Once you've reached 2 million in investments, you've won the game. Just continue playing it smart. You'll be amazed how little bothers you outside of the health and safety of those you love going forward.

[PassMMM]

Due for an update, I don't check my numbers all that often these days. Back to a new all time high which is fun. As others have noted, the market no longer providing a tailwind makes the progress feel so much slower than we've all grown accustomed. This can happen though - after the decline started in '07 there wasn't another market all time high again for like 6 years. My FIRE goal is a LNW in the $2.5-3M range so still a ways to go. Happy staching!

Jan 16:   -35k
Jan 17:   30k
Jan 18:   125k
Jan 19:   245k
Jan 20:   367k
Dec 20:   489k
Apr 21:   605k - large bonus + home appreciation of nearly 100k in under a year.
Oct 21:   745k
Nov 21:   778
Dec 21:   811
Jan 22:    824
Feb 22:   890 (EOY Bonus)
Mar 22:   941 (house appreciation boom)
Apr 22:    970
Aug 22:   1,011
Oct 22:    991
Nov 22:   1,026
Dec 22:   1,031
Jan 23:   1,024
May 23:  1,131 (TNW - includes EOY bonus paid in early '23); 745 (LNW)
Jul  23:   1,235 (TNW); 833 (LNW)
Aug 23:   1,196
Sep 23:   1,210
Oct 23:    1,206
Nov 23:   1,255 (TNW); 877 (LNW)

[caracarn]

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
January	$-	$292,190	$304,411	$437,806	$581,831	$615,789	$767,806	$941,921	$1,151,437	$1,113,597	-
February	$-	$332,002	$331,197	$162,424	$585,663	$662,207	$735,649	$961,753	$1,139,532	$1,106,684	-
March	$-	$332,209	$331,749	$481,340	$583,773	$683,014	$683,851	$992,700	$1,192,207	$1,111,276	-
April	$-	$336,743	$260,548	$483,994	$582,862	$719,849	$734,510	$1,031,674	$1,118,869	$1,151,995	-
May	$256,131	$338,884	$373,153	$483,982	$585,929	$701,938	$760,661	$1,040,313	$1,168,159	$1,151,995	-
June	$258,642	$321,529	$377,807	$490,951	$590,577	$731,170	$777,705	$1,059,685	$1,052,751	$1,193,527	-
July	$276,381	$320,767	$414,764	$503,706	$601,024	$721,753	$819,352	$1,080,029	$1,118,581	$1,213,501	-
August	$296,700	$313,896	$405,676	$513,111	$606,442	$686,503	$860,605	$1,140,206	$1,081,266	$1,205,134	-
September	$290,244	$301,079	$422,204	$525,158	$610,690	$698,968	$868,597	$1,106,086	$1,015,876	$1,179,956	-
October	$274,986	$308,291	$413,967	$533,760	$585,817	$577,615	$868,808	$1,182,536	$1,065,912	$1,165,476	-
November	$282,762	$308,558	$419,572	$549,074	$595,773	$620,036	$910,235	$1,155,707	$1,110,997	-	-
December	$292,942	$312,281	$431,458	$557,941	$575,877	$760,501	$940,128	$1,195,334	$1,077,252	-	-

[WesternAugust]

07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
06/02/23 Cash & Investments: $1,175,438
06/14/23 Cash & Investments: $1,200,739
07/28/23 Cash & Investments: $1,253,933
11/15/23 Cash & Investments: $1,260,711

Finally broke through my previous ceiling after the recent runup (although not by much, but I'll take it). 1.3M is getting closer.

[Turtle]

401K/IRA/HSA and Stock/Bond Investments only

Solo numbers for historical data
End of 2011 - $119,519
End of 2012 - $182,941
Didn't track for a few years
End of 2018 - $373,648
End of 2019 - $516,500
End of 2020 - $613,300
End of 2021 - $771,504

Table is combined inherited and earned myself

	2022	2023
January	-	$1,682,771
February	-	$1,651,301
March	-	$1,695,258
April	$1,616,393	$1,709,287
May	$1,620,128	$1,685,455
June	$1,502,733	$1,769,299
July	$1,609,981	$1,833,052
August	$1,553,391	$1,801,133
September	$1,429,000	$1,726,665
October	$1,534,000	$1,680,000*
November	$1,637,342	-
December	$1,567,591	-

Month end for October is partially estimated.  I could retroactively get exact amounts easily for some accounts but not others. 

Half month check in amount was $1,792,356 as of close of markets on the 15th.  All time high was still back in July, but hoping for a strong end to the year. 

[OurTown]

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157
July 2023 = $1,182
August 2023 = $1,210
September 2023 = $1,200
October 2023 = $1,179
November 2023 = $1,165
December 2023 = $1,231

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021	2022	2023
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	$1,105,904
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	-

Just riding the waves :)

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700

An interesting six months since quitting work.

[markbike528CBX]

Afuera, the animation would be better put with the water at a 45 degree slope. 
You’ve gone uphill so far in this short amount of time.  Well done.

[afuera]

Afuera, the animation would be better put with the water at a 45 degree slope. 
You’ve gone uphill so far in this short amount of time.  Well done.

Thats true!  Maybe a rollercoaster gif would be more fitting :)