We have taken a big step today by paying off our mortgage. It is such a great feeling to not owe anything to the Bank and be completely debt free. We feel blessed to own a house outright at our age (~40), that is worth about $1M. It now lowers the monthly cash flow needs significantly, which further reduces any stress or uncertainties about jobs. We are planning to aggressively save and invest with the extra cash flow until we have sufficient funds to be financially independent. This blog and forum has been a huge inspiration to us. Thank you.