Worked on my November budget today so I already know:
NO unnecessary or unplanned purchases in November.
If I make it through November unscathed I'll be fine for Christmas and ready for the holidays.
I'm in:)
So far - so good. There is a lot going on right now, all of it affecting the budget,
but I already have a set budget for
garden expenses,
holiday expenses,
gifts and toys for tots and other donations,
a holiday outfit and a couple new t-shirts.
We will have company from Germany this month - also planned and budgeted for.
I also planned the purchase of a painting for my study - which is turning out to be way over budget, so I am holding off on that for now - may need to wait until next year and call it a birthday present to myself:) It is a particular art piece and I'd like it on canvas, perhaps even a framed canvas.
Debating whether I should purchase a cheap print and transfer it to canvas with modge-podge, but with everything going on right now, company coming, gardening and outdoor projects and preparations for the holidays, not to mention de-cluttering projects - I honestly don't think I have the time and certainly not the inclination at present.
The trick will be to stay within the budget parameters set for each area of my budget. I will make some Christmas gifts and have already scored with my gift purchases, so that part should be fine.
The clothing - I just need to be firm in my resolve and stick to my budget - which is entirely possible, considering that I still have a couple of gc's as well. Found some sparkly flip flops (with a heel) for the holidays, love that - now all I need is a pedicure -
after I'm done with all that gardening.
That will be part of a fun ladies day out when my company arrives.