We have a few house problems that I discovered and that need to be addresses. This will involve work that goes way beyond my skill level. If I did the work, it could cause problems so I'll need to hire someone.
The challenge is whether I want to dip into my emergency fund to pay for this work or take out some kind of a loan?
I can't believe I just said the word "loan." The only reason I would even consider it because I think the work will be expensive (in the process of getting a quote) and because we just paid to have some other needed work done on the house.
My thinking is NOT to get the loan and to dip into the emergency fund. We have no debt beyond our house, and one of our jobs is very secure and the other is pretty secure.
I realize I probably need to get the quotes before I can really make this decision...
Advice?