Thanks to this thread and Dr of Credit I started to try to maximize my credit card spending and then started going for bonuses.
US Bank Business Credit received 5/1/21 (spend $7500 receive 75,000 point bonus), completed spending requirements and cashed in a $850 statement credit 7/18/21.
I'm not really interested in traveling right now so I'm going for statement credits which is essentially cash.
It was a little bit rocky at first as US Bank only approved a $500 credit limit (!?), I asked for an increase and got one to $5000, but they did a "hard pull" I believe, and I'm not really sure what the ramifications of that are, but I missed out on $6500 worth of spending on a building permit, oh well.
Inspired by this first success, I read more about Chase and the 5/24 rule so I applied and got a Chase Preferred card (spend $4000 for 100,000 points, essentially spend $4k get $1k) this last weekend. This one does have a non-waiveable $95/ year fee. According to Chase my FICO is 832, so prime time for me .
Last night opened a checking account with Monifi for a deposit $2k and receive $250 bonus deal.
Fun so far, but I imagine the approvals will eventually dry up for me?
Any advice appreciated.