Now that the year is closed out, here's the final tally:
2019
- Paid $5,997 in credit card annual fees
- Earned $3,000 in cash from bank account bonuses
- Earned $23,598 in cash from credit cards (signup bonuses and miscellaneous credits)
- Redeemed $4,319 worth of travel from credit card signup bonuses
Net profit for 2019 is $20,601 in cash plus $4,319 worth of travel expenses.
Current Balances
AA: 523,402, worth approximately $7,327 in travel expenses
Southwest: 190,299, worth approximately $2,854 in travel expenses
Alaska: 48,668, worth approximately $681 in travel expenses
Avios: 139,740, worth approximately $2,096 in travel expenses
Hilton: 567,592, worth approximately $2,270 in travel expenses, plus 3 Free Weekend Night certificates
Marriott: 209,836, worth approximately $1,678 in travel expenses, plus 3 Free Night certificates
Hyatt: 112,529, worth approximately $1,912 in travel expenses
Total points "value": $17,864. It's a bit of a B.S. number and if I could sell all my points, I totally would! Still, my travel expenses are essentially fully covered for the next several years, at a minimum.