Author Topic: July 2019 Goals!  (Read 1780 times)

philli14

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July 2019 Goals!
« on: July 01, 2019, 01:28:52 PM »
Ok I rocked months Jan-April, last two months have been rough. Ready to make up for it with a great July!!

1. Save $2,000 after-tax
2. Achieve a >80% SR
3. Essentials-only spend month (no eating out, no shopping)
4. Read "The Subtle Art of Not Giving a F*ck"
5. Read "Guide to the Good Life: The Ancient Art of Stoic Joy"
6. Donate/sell unnecessary things before the move
7. Accept job offer in Arlington
8. Find a place to live in Arlington

I will be moving cross country in August, so the majority of my spending this month will be pre-paying for a UBox to be shipped. Plan on an otherwise tight-ship as far as expenses, trying to eat up all food in the pantry/freezer/fridge and offload some extra items that I don't want to make the trip. Exciting times!

Good luck, hope you all have a great July!

MMM123

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Re: July 2019 Goals!
« Reply #1 on: July 02, 2019, 03:47:43 AM »
1. Don't quit day job
2. Get back in shape
3. Make first 1$ in side hustle
4. Get on top of personal finances

Raenia

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Re: July 2019 Goals!
« Reply #2 on: July 02, 2019, 05:42:44 AM »
Alright, I'm coming back in!

1. Set up living room (this has been the dumping room after our move)
2. Do a plank every day
3. Drink water
4. Read 2 books

MonkeyJenga

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Re: July 2019 Goals!
« Reply #3 on: July 02, 2019, 05:56:47 AM »
1. Do Plastic-Free July

Options:
* Avoid single-use plastic packaging
* Target takeaway items (the Big 4 of Bags, Bottles, Straws and Coffee cups)
* Go completely Plastic Free

I'm shooting for completely plastic-free in all new purchases

2. Declutter a whole bunch of gifted stuff

3. Lead three events

tnrunner

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Re: July 2019 Goals!
« Reply #4 on: July 02, 2019, 06:12:25 AM »

1. $1,000 principal to car loan
2. $500 to savings
3. two dates with my husband
4. read eight books
5. twenty run days

kaposzta

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Re: July 2019 Goals!
« Reply #5 on: July 02, 2019, 11:57:54 AM »
1. Reach 65% savings rate ($900)
2. Eliminate 90% of spending on non-essential stuff, like books, magazines, expensive drinks with friends, clothes, diet coke after lunch.
3. Spend significantly less on essential stuff, like groceries ($180 in June*, WTF), lunch at work ($90 in June).
4. Read at least 1000 pages
5. Run at least 3 times a week
6. Continue diet and lose 2.5 kilograms (87.0 --> 84.5)
7. Get rid of some trash and some unused equipment.

*We're living in Hungary, so that's a high amount (and this does not include my wife's spending).

EDIT:

First week:
1. on track, 2. on track, 3. fail, but not epic fail, 4. on track, 5. check, 6. on track, 7. oh yeah, I did it and it felt really good :)
Second week:
1. on track, 2. on track, 3. on track, 4. on track (~250 pages), 5. fail (only 2 training last week), 6. on track, 7. didn't do it last week
3rd-4th week:
1. going great!, 2. on track, 3. on track, 4. on track (~400 pages), 5. week1: 2 trainings, week2: zero training, 6. fail (one week at my parents' house, +1.5 kg), 7. didn't do it in last 2 weeks


At the end of the month:
1. Savings rate: 69% - due to higher costs (e.g. quarterly bank fees) and bad timing with buying groceries, buying some vitamin, using a barber's services and having 3 Spanish class in July instead of 2 - SR would have been over 75% without these spending
2. I decreased the non-essential spending by 30%.
3. July groceries: $100 (great), lunch at work: $73 (not a huge drop, and we were on vacation for 1.5 weeks)
4. I think I read less than 1000 pages, but I was close.
5. It was rather 2 runs instead of 3, but I'll focus on this more in August.
6. 87 --> 85.5, not bad, but I hope I can reach 83 by the end of August.
7. Not much happened since week one, I also need to focus on this next month.
« Last Edit: August 05, 2019, 05:44:38 AM by kaposzta »

soccerluvof4

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Re: July 2019 Goals!
« Reply #6 on: July 08, 2019, 02:23:56 AM »
1) Beat monthly budget
2) get closer to 200 currently 205.4
3) Work at least one cash job
4) Eat cleaner (will help with 3)
5) average 15k steps a day

philli14

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Re: July 2019 Goals!
« Reply #7 on: July 10, 2019, 09:34:31 AM »
UPDATE:

1. Save $2,000 after-tax

2. Achieve a >80% SR

3. Essentials-only spend month (no eating out, no shopping)
Lost this one pretty quick. Traveled out of town, had a couple of meals as I wasn't able to cook

4. Read "The Subtle Art of Not Giving a F*ck"
Pretty good book. Better than I thought it would be

5. Read "Guide to the Good Life: The Ancient Art of Stoic Joy"

6. Donate/sell unnecessary things before the move

7. Accept job offer in Arlington

8. Find a place to live in Arlington
Success!

tnrunner

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Re: July 2019 Goals!
« Reply #8 on: July 11, 2019, 08:15:52 AM »
1. $1,000 principal to car loan  $500/1,000
2. $500 to savings
3. two dates with my husband first one planned for this weekend
4. read eight books 3/8
5. twenty run days 4/20 slightly behind but I still feel good about completing this goal by months end

Raenia

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Re: July 2019 Goals!
« Reply #9 on: July 11, 2019, 09:08:18 AM »
1. Set up living room (this has been the dumping room after our move)
 - Some progress, but I don't know if it'll be done this month
2. Do a plank every day
 - Nope, not happening so far
3. Drink water
 - Doing ok, but still had a few nights of dehydration headaches
4. Read 2 books
 - None yet, but I'm nearly done the first one

Gin1984

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Re: July 2019 Goals!
« Reply #10 on: July 11, 2019, 09:12:01 AM »
1. Find a job
2. Move on July 29th.

TartanTallulah

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Re: July 2019 Goals!
« Reply #11 on: July 11, 2019, 12:39:55 PM »
Only just found this thread, but I have had some month goals on the go since the start of the month.

1. Start to use up the contents of my very full freezer and store cupboards. I can buy fresh fruit and vegetables, milk, and canned soda, but that's all. (Doing very well with this one so far.)

2. At least three meatless main meals a week. (On track so far.)

3. No more than 50g of chocolate a day. (Doing quite well - I've only exceeded this once, and didn't exceed 100g that day, which is quite good for me.)

4. No zero-exercise days. (This maintains a streak that's been going since March, and I'm confident of maintaining it through the summer.)

MonkeyJenga

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Re: July 2019 Goals!
« Reply #12 on: July 11, 2019, 05:07:51 PM »
1. Do Plastic-Free July

Options:
* Avoid single-use plastic packaging
* Target takeaway items (the Big 4 of Bags, Bottles, Straws and Coffee cups)
* Go completely Plastic Free

I'm shooting for completely plastic-free in all new purchases

This has decreased my consumption of disposable packaging, with a big oopsie eating out yesterday. Overall a good trend.

2. Declutter a whole bunch of gifted stuff

In progress, I got rid of the bulkiest items

3. Lead three events

On track! Led one event and set up two more.

tnrunner

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Re: July 2019 Goals!
« Reply #13 on: July 18, 2019, 08:04:08 AM »
1. $1,000 principal to car loan
2. $500 to savings  800/500
3. two dates with my husband
4. read eight books  6/8
5. twenty run days  11/20

Making good progress. Hope to throw another 500 at the auto loan before the month is out
« Last Edit: July 22, 2019, 06:40:49 AM by tnrunner »

Gin1984

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Re: July 2019 Goals!
« Reply #14 on: July 18, 2019, 08:58:13 AM »
1. Find a job
2. Move on July 29th.
I have an interview and about 1/4 of my house is packed.

soccerluvof4

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Re: July 2019 Goals!
« Reply #15 on: July 23, 2019, 02:41:23 AM »
1) Beat monthly budget
2) get closer to 200 currently 205.4
3) Work at least one cash job
4) Eat cleaner (will help with 3)
5) average 15k steps a day



So far 1,3,4 and 5 look ok but #2 not so much. 8 days to go so let see if I can put a dent in that yet

Raenia

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Re: July 2019 Goals!
« Reply #16 on: July 23, 2019, 05:54:24 AM »
1. Set up living room (this has been the dumping room after our move)
 - Continued progress, but will probably roll over to next month
2. Do a plank every day
 - Dropped
3. Drink water
 - Last week was difficult, couldn't drink fast enough to counteract the heat.  Lots of headaches.  This week should be better.
4. Read 2 books
 - Done.  Currently at 4, might or might not finish one more for the month.

tnrunner

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Re: July 2019 Goals!
« Reply #17 on: July 31, 2019, 08:01:54 AM »
closing out July goals

1. $1,000 principal to car loan
2. $500 to savings 
3. two dates with my husband
4. read eight books
5. twenty run days  17/20

Raenia

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Re: July 2019 Goals!
« Reply #18 on: July 31, 2019, 08:07:36 AM »
Goodness, July went by fast!

1. Set up living room (this has been the dumping room after our move)
 - Almost there, but not quite
2. Do a plank every day
 - Dropped
3. Drink water
 - Still having trouble with the heat, lots of headaches, but I'm at least remembering to bring my water bottle most places.
4. Read 2 books
 - Successful, 6 total completed

philli14

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Re: July 2019 Goals!
« Reply #19 on: July 31, 2019, 11:32:27 AM »
UPDATE:

1. Save $2,000 after-tax - Barely succeeded

2. Achieve a >80% SR - Not really close

3. Essentials-only spend month (no eating out, no shopping) - Hard fail

4. Read "The Subtle Art of Not Giving a F*ck" - decent bok

5. Read "Guide to the Good Life: The Ancient Art of Stoic Joy" - great book

6. Donate/sell unnecessary things before the move - couple things but succeeded

7. Accept job offer in Arlington - it's all coming together!

8. Find a place to live in Arlington - yup!

Expenses really the only thing that killed me this month. Good work y'all!

MonkeyJenga

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Re: July 2019 Goals!
« Reply #20 on: August 09, 2019, 12:47:32 PM »
1. Do Plastic-Free July

Options:
* Avoid single-use plastic packaging
* Target takeaway items (the Big 4 of Bags, Bottles, Straws and Coffee cups)
* Go completely Plastic Free

I'm shooting for completely plastic-free in all new purchases

This has decreased my consumption of disposable packaging, but things went off the rails when I was either sick, very stressed, or traveling.

2. Declutter a whole bunch of gifted stuff

Didn't get rid of as much as I wanted. Will keep going.

3. Lead three events

Done! I've already arranged 3 for August, too.

MMM123

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Re: July 2019 Goals!
« Reply #21 on: August 11, 2019, 01:24:12 AM »
1. Don't quit day job
2. Get back in shape
3. Make first 1$ in side hustle
4. Get on top of personal finances

2/4...