Apologies if you answered this already, but how did you manage to live on ~150 euros in March?
As you probably imagine, I didn't. Although it would be cool ;)
I think I explained this in my very first post a bit but did not give much detail. The third column is "Invested" by which I mean the money that I did in fact shovel into my investment account. The previous months I had been saving up a bit for an expense that I was expecting but which I was ultimately spared. So I invested the saved up money in march (and I had found MMM in february and realized that I should invest right away and not save up for things that might come up).
If you add up Income and Investments from Jan-Mar, you find average monthly spending of a bit over 800€ which is in fact pretty exactly my baseline expenses.
I realize that it would be more precise to actually track my spending and just use "Income-Spending" instead of "Invested", but this is much easier and in the long run it should average out. Especially since I don't do this saving up any more.
However: Thanks for the reality check because I went back and checked my other numbers and the one for May is in fact wrong. My income was higher than I had put in the table. Here is the corrected version:
Month | Income | Invested | Ratio |
Jan | 2906€ | 1702€ | 59% |
Feb | 4798€ | 3702€ | 77% |
Mar | 2862€ | 2702€ | 94% |
Apr | 3968€ | 3030€ | 76% |
May | 3412€ | 2550€ | 75% |
Jun | 3692€ | 2772€ | 75% |
Jul | 2925€ | 1934€ | 66% |
Aug | 2966€ | 2082€ | 70% |
Sep | 2782€ | 1802€ | 65% |
Total | 30310 | 22278€ | 74% |