Author Topic: I will NEVER do this (insert it here)  (Read 9811 times)

iris lily

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I will NEVER do this (insert it here)
« on: October 23, 2014, 09:58:43 PM »
I'm pretty sure that now, at my advanced age, I know myself well enough to know that I will NEVER do these house related things:

--I will NEVER live in a house bigger than the one I've got now which is 1,957 sq feet. The houses I look at on Realtor.com are 1,500 sq feet or less. Our house is not huge and we can stay here through many of our retirement years, but I would still like a smaller house. 

--I will NEVER buy a condo. There are too many negatives to this, but I would rent an apartment, no problem.

There is danger in saying that "I will NEVER do..." because I've ended up doing those things I said that I'd never do! But the "bigger house" thing has been true for me for decades. I do love some of the condos around town here, though, so I could slip up on one of those someday. :)

What about you all, are there any " I will nevers..." for you?
« Last Edit: October 24, 2014, 08:32:50 AM by iris lily »

Astatine

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Re: I will NEVER do this (insert it here)
« Reply #1 on: October 23, 2014, 10:18:04 PM »
Mine would be, I will never live in a place bigger than 80 sq metres (or 850 square feet), unless I was living with more than just hubby.

I will never live in an apartment or a place without a garden, unless it was super-temporary or I had no other option.

I will never buy a brand new car.

iris lily

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Re: I will NEVER do this (insert it here)
« Reply #2 on: October 23, 2014, 10:33:09 PM »
Mine would be, I will never live in a place bigger than 80 sq metres (or 850 square feet), unless I was living with more than just hubby.

I will never live in an apartment or a place without a garden, unless it was super-temporary or I had no other option.

I will never buy a brand new car.
850 sq feet is a nice sized unit. We have several tiny houses, all around 500 - 600 sq ft. The most livable one has 4 rooms all on 1 floor, and it is 600 sq feet. It's perfect and even roomy for 1 person.

My dreams of a tiny house always include a large garden.

shitzmagee

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Re: I will NEVER do this (insert it here)
« Reply #3 on: October 24, 2014, 06:00:22 AM »
1. I will never buy a brand new car...again. Instead I will always buy used.
2. I will never buy a car based on "coolness factor"...again. Instead I will always buy cars based on functionality and cost of ownership.
3. I will never buy the biggest house I can afford...again. Instead I will always buy the cheapest house that meets a specific list of requirements.
4. I will never not pay myself first...again. Instead I will treat retirement savings a monthly bill that must be paid before all others.

These are the main axioms I have picked up since joining the MMM community. Thanks MMM!

KBlynx

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Re: I will NEVER do this (insert it here)
« Reply #4 on: October 24, 2014, 08:32:09 AM »
I will never live in a Condo again (the HOA defaulted on loans and was failing, they were charging $520 a month in dues for a 1 bdrm)
I will never stop putting money towards my 401k again
I will never just take a cost of living raise without asking for more because I'm a woman and women don't ask for raises
I will never be a doormat for the sake of pleasing everyone but me


GardenFun

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Re: I will NEVER do this (insert it here)
« Reply #5 on: October 25, 2014, 06:55:53 PM »
I will never cut wine, coffee or tea out of my grocery budget.
I will never buy a foreign luxury vehicle.
I will never own a TV where a smurf is taller than 3 feet. 
I will no longer make fun of my parents for having a rotary phone, turn dial TV, or other "embarrassing" items growing up because I now know better.  :-)
« Last Edit: July 09, 2015, 04:24:46 PM by GardenFun »

VirginiaBob

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Re: I will NEVER do this (insert it here)
« Reply #6 on: October 25, 2014, 07:23:20 PM »
I will never lose sleep over anything work related.  It used to be like clockwork, every Friday right before quitting time, someone would call me about some major stressful issue, and I'd worry about it all weekend.

auntie_betty

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Re: I will NEVER do this (insert it here)
« Reply #7 on: October 27, 2014, 04:07:21 AM »
I will never lose sleep over anything work related.  It used to be like clockwork, every Friday right before quitting time, someone would call me about some major stressful issue, and I'd worry about it all weekend.

Seconded. I'm hopefully handing in notice shortly and was SO chilled last night.

I will never take a taxi or drive when it's as easy to take the Metro (in preparation for my new life :) ).

riverffashion

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Re: I will NEVER do this (insert it here)
« Reply #8 on: July 09, 2015, 03:21:55 PM »
I will never buy a brand new car.
I will never hav kids.
I will never install carpets ( I hate carpet ).
I will never wear a fur coat .
Maybe think of more later?? I'm only 31 so don't feel too sure of other nevers .

gReed Smith

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Re: I will NEVER do this (insert it here)
« Reply #9 on: July 09, 2015, 03:29:05 PM »
I will never fist fight a grizzly.
I will never sing a Frank Sinatra song at a Mexican wedding, unless requested to do so by the bride.
I will never swim a castle moat with the intent of usurping a throne.

It feels so good to get those off of my chest and let everyone know where my convictions lie. ;)

riverffashion

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Re: I will NEVER do this (insert it here)
« Reply #10 on: July 09, 2015, 08:12:21 PM »
I will never fist fight a grizzly.
I will never sing a Frank Sinatra song at a Mexican wedding, unless requested to do so by the bride.
I will never swim a castle moat with the intent of usurping a throne.

It feels so good to get those off of my chest and let everyone know where my convictions lie. ;)

Well, if you put it like that.... :)

Gretamom

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Re: I will NEVER do this (insert it here)
« Reply #11 on: July 09, 2015, 10:45:51 PM »
Never buy a new car
Never lease a car
Never take "vacations" out of the budget
Never stop learning
Never have a personal home loan

Those are the first things that came to mind!

EllieStan

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Re: I will NEVER do this (insert it here)
« Reply #12 on: July 10, 2015, 10:24:20 AM »

1. I will never buy a new car.
2. I will never again compromise on my quality of life (and sleep) for cheaper rent/mortgage. Living in a quiet environment is worth spending the extra money.
3. I will never have kids.

Challenges and goals for the future (and this is why I can't say ''never'') :
- I will not buy a house with a 10% downpayment or less.
- I will not buy a property that's not half (or less) of the amount we were pre-approved for
- I will stop being a people-pleaser because I'm worried about what others might think about me. (I used to be bullied for a significant part of my life. Learning to not give a sh*t about what others think is an everyday challenge for me.)
- I will not be cheap when it comes to my personal health (ergonomy at work, visual and dental care, psychological health, etc.).

Letj

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Re: I will NEVER do this (insert it here)
« Reply #13 on: July 10, 2015, 06:53:28 PM »
I will never say never😀

Jeremy E.

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Re: I will NEVER do this (insert it here)
« Reply #14 on: July 10, 2015, 07:37:05 PM »
Pretty hard for me to think of any,
I might buy an Elio or similar car someday that is brand new, I might lease an EV car or similar if there is enough subsidization that it makes sense.
I didn't realize so many people didn't want kids...
I guess I better try one... No promises, But I plan to never live more than an hour commute away from a job(unless it's only temporary).

Jeremy E.

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Re: I will NEVER do this (insert it here)
« Reply #15 on: July 10, 2015, 07:37:38 PM »
I will never weigh more than 210lbs

Gretamom

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Re: I will NEVER do this (insert it here)
« Reply #16 on: July 10, 2015, 09:01:33 PM »
Pretty hard for me to think of any,
I might buy an Elio or similar car someday that is brand new, I might lease an EV car or similar if there is enough subsidization that it makes sense.
I didn't realize so many people didn't want kids...
I guess I better try one... No promises, But I plan to never live more than an hour commute away from a job(unless it's only temporary).

It surprised me too that so many people didn't want kids!

riverffashion

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Re: I will NEVER do this (insert it here)
« Reply #17 on: July 10, 2015, 10:45:48 PM »
I will never weigh more than 210lbs

How specific .
I will never be fat again.

tofuchampion

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Re: I will NEVER do this (insert it here)
« Reply #18 on: July 11, 2015, 12:02:28 AM »
I will never buy a brand-new car.
I will never lease a car.
I will never live further than 10 miles from work (my definition of "biking distance").

Can't think of too many... I already have kids. ;)

LiveLean

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Re: I will NEVER do this (insert it here)
« Reply #19 on: July 11, 2015, 01:23:54 PM »
I will never smoke.
I will never drink coffee.
I will never take my kids to a Disney theme park.
I will never purchase bottle service.
I will never again live somewhere with a state income tax (17 years and counting).
I will never go more than two days without physical training.
I will never have children with more than one woman (vasectomy took care of that).




Jeremy E.

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Re: I will NEVER do this (insert it here)
« Reply #20 on: July 11, 2015, 02:50:15 PM »
I will never weigh more than 210lbs

How specific .
I will never be fat again.
Personally I don't think "fat" is specific enough for me. I would probably consider fat as men with more than 25% body fat and women with more than 30% body fat, however most people will have different definitions of "fat".

riverffashion

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Re: I will NEVER do this (insert it here)
« Reply #21 on: July 11, 2015, 03:14:17 PM »
I will never weigh more than 210lbs

How specific .
I will never be fat again.
Personally I don't think "fat" is specific enough for me. I would probably consider fat as men with more than 25% body fat and women with more than 30% body fat, however most people will have different definitions of "fat".

Well, I am 5'4 and hav weighed 110-125 for a several years . at my heaviest I was 175lbs .. Cannot realistically say I'll stay within this range forever , of course  . who knows . but I feel comfortable saying I'll never be over 140lbs.

MWOverlander

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Re: I will NEVER do this (insert it here)
« Reply #22 on: July 12, 2015, 06:56:56 AM »
I should start by saying ... I will NEVER do this AGAIN...

1. Buy a new vehicle
2. Lease a new vehicle

I bought my car in 2013 new and plan on driving it until it falls apart at this point. We leased my wife's suv in 2011 and bought it in 2013 at ththe end of its lease. Again, we will drive this for the unforeseeable future.

forummm

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Re: I will NEVER do this (insert it here)
« Reply #23 on: July 12, 2015, 09:13:18 AM »
Get a tattoo or piercing.
Use tobacco (except maybe a cigar to try it again out of curiosity).
Stop learning.

Insanity

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Re: I will NEVER do this (insert it here)
« Reply #24 on: July 12, 2015, 09:37:04 AM »
I will never be serious.
I will never be financially intelligent.
I will never go on vacation with my family.

ahoy

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Re: I will NEVER do this (insert it here)
« Reply #25 on: July 15, 2015, 03:02:27 AM »
I will never buy a new car.   

Moonwaves

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Re: I will NEVER do this (insert it here)
« Reply #26 on: July 15, 2015, 05:00:48 AM »
When I was about seven or eight my two-years-older sister got me to sign (quite willingly, in a kind of I'll show you kind of a way) a piece of paper saying:

I will never chew chewing gum
I will never wear make-up
I will never kiss boys


And the funny thing is, apart from a few years in my late teens/early twenties, I don't really do any of those things. Well, I do kiss men but I'm too old at this stage to be kissing boys without getting arrested. :)

HoosierGirl

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Re: I will NEVER do this (insert it here)
« Reply #27 on: July 15, 2015, 11:18:39 AM »
I will never put my totes umbrella on the dashboard of a vehicle ever again. I set it down so I could put my backpack on yesterday morning and I hear a sound like a gun shot. Turned my head and see that the darn thing had popped open, the handle hit my windshield and put a huge crack on the driver side window. This is going to be a $200 lesson.

wintersun

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Re: I will NEVER do this (insert it here)
« Reply #28 on: July 15, 2015, 01:30:42 PM »
I will never accumulate clutter again. Full stop. End of story.

CanIndian

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Re: I will NEVER do this (insert it here)
« Reply #29 on: July 15, 2015, 05:18:23 PM »
I will never take on debt again... apart from a mortgage..

I remember one of my worst financial mistakes, that too a few months after completing my masters in Finance and Strategy.
A credit card company offered me a loan (desperately short of cash for a face punch worthy Wedding) @ 10% while the going rate for personal loans in a developing country was 13%. I happily signed up with 3 year payback.
Its only after paying back a few months that I realized that things weren't adding up. After putting things in an excel and not getting the rates, I called up customer support. I told her that, While the offer was for 10% what I see based on the amortization schedule is just over 17%. You wouldn't believe what she said.

"It is 10% flat". On pressing what that meant she said "We add 10% flat for each year of loan schedule at the start and spread the pay back for the duration". So its 30% flat at the start for the 3 year loan I picked.

That's when I realized the levels companies go to to trick you. You can be as well educated as you want and feel that you are the smartest one around, but as JLCollins said-- you too can be conned.
http://jlcollinsnh.com/2012/03/09/you-too-can-be-conned/

It may sound paranoid,but it is not an understatement to say that pretty much every business out there is there to get your money.
« Last Edit: July 15, 2015, 05:42:40 PM by CanIndian »

Bob W

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Re: I will NEVER do this (insert it here)
« Reply #30 on: July 16, 2015, 11:01:21 AM »
I will never go to a time share presentation again.   I promise.  Cross my heart and hope to die. 

riverffashion

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Re: I will NEVER do this (insert it here)
« Reply #31 on: July 16, 2015, 11:49:45 AM »
I will never go to a time share presentation again.   I promise.  Cross my heart and hope to die.

Not worth the free tickets! A waste of my time ..
And the ppl who actually purchase the timeshare.. O my goodness . no thank you .
When they finally realized my sweetheart and I weren't married, they were upset about "wasting their time" .
I told the lady I like to vacation 12 weeks a year or so, BTW...they had nothing to offer me . except ridiculous idea of multiple timeshares!
« Last Edit: July 16, 2015, 08:45:44 PM by riverffashion »

mustachepungoeshere

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Re: I will NEVER do this (insert it here)
« Reply #32 on: July 21, 2015, 06:43:29 PM »
I will never smoke.

I will never (again) accept policy/contract renewals (e.g. insurance, power, etc) without renegotiating for a better rate.

I will never (again) have a car loan. Paying that off cured me for life.

arebelspy

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Re: I will NEVER do this (insert it here)
« Reply #33 on: July 31, 2015, 01:48:41 PM »
I will never, ever, ever, ever, ever make a song about the Sibbie.

ERE had a good thread years ago on this theme: http://forum.earlyretirementextreme.com/viewtopic.php?f=4&t=2941
« Last Edit: July 31, 2015, 02:02:55 PM by arebelspy »
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

DagobertDuck

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Re: I will NEVER do this (insert it here)
« Reply #34 on: July 31, 2015, 02:15:53 PM »
I will never buy a brand new car.
+1

I will no longer make fun of my parents for having a rotary phone, turn dial TV, or other "embarrassing" items growing up because I now know better.  :-)
+1. As a kid I hated some of the frugal things my parents did (used car, no cable tv, no crazy spending whatsoever) but I've come to appreciate the lessons I learnt from them.

I will never accumulate clutter again. Full stop. End of story.
+1. As a kid I used to be kind of a hoarder/collector, but I'm steadily downsizing.

Some more:
I will never own and wear suit and tie.
I will never drink soda on a daily basis.


And above all:
I will never grow up.
« Last Edit: August 03, 2015, 04:07:03 AM by DagobertDuck »