Awesome!
I have no idea what mine is. It would take a bit of time to figure out, even though i use Mint and Personal Capital- I need a fancy spreadsheet i think.
Funnily enough, it wasn't until I stopped using the fancy spreadsheets and software packages that I could believe my own savings rate. I've been using Quicken for over 20 years and I think the level of detail that I kept led to too much detail and not enough of a "big picture" outlook. I was so focused on making sure everything balanced out (T-Account thinking), that I couldn't see the forest for the trees. I still use Quicken so I can track individual purchases and pay bills, etc, but for the big picture stuff, I started a new spreadsheet where I just add in my income each month. When I move money from my checking account to one of my savings categories, that counts as saving and goes into the "saving" column. No need to balance accounts. No need to identify where the money came from and decrement that account. Anything that remains in my checking is assumed that it will be spent. So then just divide saving/income and you're there. Simplify, simplify, simplify. My previous methods were much too complicated and I kept arguing with myself about what constituted spending vs. savings.
