January 93%
February 87%
------------------
Average 90%
Wow!
Glad I found this thread. I have been thinking about savings rates for a while.
I'm currently at a 71% savings rate, but I am not counting my employer's contribution to my pension. For the purpose of calculating my savings rate I'll include it, but I don't include it in my net worth calculation.
I have a few ways to increase my rate:
Switch to a high deductible health plan--savings of $60 per month. Walk to work, save $40 in gas (guessing). I'm a mile or so away from work. Those two items might save me close to $100 per month. I have already switched cell plans (from ATT to Google Fi), and am planning on quitting my health club at the end of the year. That will net me another $65.
I generally have $300 left over each month after I pay for everything--providing I stick to budget. I can sweep that into my brokerage account and put it toward next years ROTH contribution. MY 403(b) and 457(b) contributions are at the max right now.
Off to do some calculations . . .