Author Topic: Race from 100 to 250k  (Read 1192058 times)

poetdereves

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  • Posts: 219
  • Location: Dirty South
Re: Race from 100 to 250k
« Reply #4100 on: September 06, 2023, 09:17:58 AM »
7/1/2022   $104,281.96
8/1/2022   $130,183.28
9/1/2022   $127,931.79
10/1/2022   $128,898.99
11/1/2022   MISSED
12/1/2022   $141,418.82
1/1/2023   $121,714.98
2/1/2023   $142,417.22
3/1/2023   $134,691.79
4/1/2023   $142,945.07
5/1/2023   $149,890.62
6/1/2023   $162,561.19
7/1/2023  $174,911.20
8/1/2023  $187,499.33

9/1/2023 $192,180.06 (+$4680.73)

TerrierTown

  • 5 O'Clock Shadow
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  • Posts: 40
Re: Race from 100 to 250k
« Reply #4101 on: September 07, 2023, 05:37:32 AM »
01 Jun 2019 NW 44,112 - started MMM
17 Feb 2021 NW 86,418 (+2,495)
16 Feb 2022 NW 110,250 (+ 3,061)
07 Apr 2022 NW 115,151 (+ 4,901)
20 May 2022 NW 114,875 (- 276)
27 Jun 2022 NW 115,682 (+807)
17 Jul 2022 NW 118,831 (+ 3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW 122,949 (+ 4,118) - lots of sign up offers th07is month added a lot to net worth
25 Oct 2022 NW 126,121 (+ 3,172)
01 Dec 2022 NW 128,399 (+ 2,278)
01 Feb 2023 NW 125,445 (- 2,954) - wedding and visa applications costs
17 Feb 2023 NW 128,445 (+3,000)
07 Sep 2023 NW 150,941 (+22,496) - Thanks mostly to 20K increase in property value.

Avolonte

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  • Posts: 38
  • Location: Colorado
Re: Race from 100 to 250k
« Reply #4102 on: September 11, 2023, 07:04:14 AM »
12/31/18    $30,983
12/31/19    $32,929
12/31/20    $78,996
12/31/21    $135,973
12/31/22    $166,864
1/31/23    $187,531
2/28/23    $182,985
3/31/23    $192,219
4/30/23    $199,203
5/31/23    $207,673
6/30/23    $217,473
7/31/23    $228,522

8/31/23    $230,117 - Spendy month! Back at it.

jnw

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  • Posts: 1821
Re: Race from 100 to 250k
« Reply #4103 on: September 20, 2023, 06:10:30 AM »
As of this month I am now solvent.  i.e. if I were to liquidate all my investments (which are all currently short term fixed income), bank accounts, emergency fund & discretionary assets, I'd have enough to pay off my home.  i.e. currently the value  of my home + fixed assets is equal to my overall net worth.  It's a good feeling.  (This is taking into consideration 25% reduction in home value for any repairs, closing costs & realtor fees.)

I guess technically I am supposed to include value of home along with fixed assets as part of solvency? But to me it doesn't make sense to do so b/c I am never going to sell any of them.  I dunno maybe there is another term for where I am at now. Please feel free to educate me :) I could sell my discretionary assets and cash out all the bank accounts/investments, followed by paying off mortgage, and then be "debt free" -- that's where I am at.  But I'm making too much with the cash to pay off the home mortgage at the moment .. around 10-20% APR on average with bank/brokerage account bonuses.
« Last Edit: September 20, 2023, 06:33:06 AM by jnw »