My 2018 Financial Goals
1. Save every penny of my SS every month - to reach my goal of $50K by Dec 2019.
2. Save $200 from Jan to July to boost my travel fund - for a combination bucket list trip to Europe and seeing my Mom on her 90th birthday.
I must become a badass MMMer for at least the next seven months to meet all my goals. May start a new journal to help me stay on track.
3. Find a way to bring in at least an extra $300 a month for nine months, Jan-July and Sep to Oct 2018.
4. Keep paying off the credit cards each month - no credit card debt allowed.
5. Challenge - full throttle STOP buying jewelry. Period! - I cannot afford to buy a thing all year unless it is on the approved budget list or a planned expense!
PROGRESS REPORT:
Goal #1 - yes - I am saving every penny of my SS. ON TRACK!
Goal #2 - travel fund - bucket list trip - funding almost complete - leaving late July:) YAY!
3. $300 avg extra income a month: Yes, but funded differently, $300 bank bonus, $246 tax return, $597 tax return - pending,
$1200 payback received on a loan.
4. YES - credit cards are paid off in full each month.
5. Challenge - no jewelry buying: Caved once in April - hoping to make it through the rest of May, June and July.
After that, I may set new/different criteria.
Wow, I surprised myself to see that I'm really sticking to my goals, but with a lot more whining and heavy sighing than I've ever done before, which is not good. These are all rather ambitious goals to embark on all at the same time.
When I return from my trip at the end of Sep - I'll re-evaluate, but for now, I simply must stick to the plan.
I already know that next year I will take on only one goal - which hopefully will go a long way toward avoiding the level of financial anxiety that I am putting myself through at the moment - I can't see the trees for the forest.