2016 new years resolutions/ goals

[chweezzy]

Just curious about everyone's goals for 2016. I've seen finacial goals but also curious to see what else everyone wants to do. Mine are
1. Save 50 percent income
2. Change eating habits to healthy ones
3. Complete sobriety (for many reasons)
4.begin and follow through with workout plan
5. Read as many books as possible
6.limit tv time to an hour a day
7. Get raise/ promotion at work.... do as well as I can
8. Figure out my investment/stratagey(still a noob)
9. Be the best parent I can be and always improve.
10.declutter house/minimize unneccesary shit.
11. Constant optimization.
12. Homemake food as much as possible.(bread, jam, canning stuff etc.)

Not in any particular order. All in all be the best I can be. What are your goals? Not just finacial.

[alleykat]

1. Learn about investing
2. Create an investment strategy - still a noob myself.
3. Limit tv - an hour a day sounds good.  This is really important for me. TV just paralyzes me and I watch way too much.
4. Learn a language- starting with Spanish but really want to learn Greek as well.
5. Read more books. 
6. Find volunteer work that I really like and can get into too.
7. Listen to motivational speakers, make it part of my morning.
8. Go to church
9. Really minimize my junk food. Lose 15lbs. Get in shape.
10. Keep decluttering.
11. Really stop all unnecessary spending.  I have a bit of an addiction here but I am working on it.
12. Limit my internet time.  Limiting tv isn't useful if I am increasing my internet time. 
13.  Find a home. I am in a apartment now.
14.  Stop procrastinating on all things.  If I only accomplished this, I would be so happy. Procrastinating just kills me.

I will stop here. I haven't made resolutions in many years, but if I accomplish just three of these things, I will be happy.

Happy new year.  May it be a fantastic year.

[paulkemp]

my goals are:

1. continue adding EUR 1000 to our net worth every month.
2. improve physical condition and shedding some weight. 75kg would be ideal, 82kg now.
(I still find December a tough month for working out but will bounce back before spring).

the rest would be continuing the mustache mindset, but by now, it doesn't require a lot of effort. I'm already struggling to come up for any shopping appetite, and cycling to work still trumps all other transport options.

[syednaeemul]

My goals have a theme of 5:

• Save 50% of post-tax income
• Save $50,000 post-tax
• Release 5 courses on Udemy
• Do not spend on Thursdays - probably the toughest one  since Melbourne (AUS) has extended shopping hours on Thursday and Friday. I should change this to no spend Fridays to keep with the 5 theme :)
• Stick to a grocery budget of $50/week

[dreams_and_discoveries]

My goals have a theme of 5:

• Save 50% of post-tax income
• Save $50,000 post-tax
• Release 5 courses on Udemy
• Do not spend on Thursdays - probably the toughest one  since Melbourne (AUS) has extended shopping hours on Thursday and Friday. I should change this to no spend Fridays to keep with the 5 theme :)
• Stick to a grocery budget of $50/week

Wow  - I love the theme of 5's. I have unashamedly gone for a similar idea.

In 2016 I aim to:

• Spend under £75 each month on groceries
• Achieve a 65% savings rate
• Spend under £55 each month on drinking/eating out
• Complete a marathon in under 4.5 hours
• Improve upper body strength - bench 35kg
• Read an average of 2.5 books a week
• Go on 15 dates throughout the year

[arebelspy]

1) Learn how to change a diaper.
2) Learn how to carry a baby.
3) Visit at least 7 new countries.
4) Continue progress* on my self-improvement list.

*Need to define this better

That's off the top of my head.  I should probably make something better though.

Bookworm had a great goals list in her journal.  I especially liked goals F2, F6, P2, P5, P6, P9.

[ArcadeStache]

1) keep saving as much as I can while continuing to cut expenses

2) get back on the nutrition wagon...less meat and bread, more veggies

3) start teaching myself to play guitar

4) continue to declutter and sell/donate crap or unwanted gifts around the house

[NinetyFour]

1.  Be mindful of my health.  Continue to walk/bike instead of drive. Most of the time, eat nothing but veggies, beans, and fruit.  Do regular stretches/exercises for my back and my core.  Try to avoid breaking any bones.

2.  Drink 64 ounces of water each day.  This shouldn't be as difficult as it is for me.

3.  Get weight below 130 pounds.

4.  Continue to declutter my house and my office.

5.  Play more piano and guitar.

I might come back and add more.

[BPA]

1.  lose 50 pounds
2.  learn French

[votu]

Not in any particular order

1. Lose the remaining 30 lbs
2. Get to green band in parkour
3. Save at least 30% of gross
4. Be less stingy with my words
5. Run a 5k nonstop
6. Weekly goal of 1 new recipe, 1 new book, 1 activity
7. Get deeply involved with a worthwhile cause
8. Get that CPA license
9. Spend more time helping my parents out

There are more, but with all my current commitments,  they might be more than I could realistically handle.

[Nangirl17]

Here is my list of goals:
-Meet fitness goals (strict pullup, 10 strict pushups, 10 double unders, lose the mummy tummy)
- Do 10 min/day of 'schoolwork' with my preschooler.           
- vacuum once a week
- 2 meals a month to share with others (either take a meal to someone who needs it or have guests in.
- work goal: speak up more in meetings when I have an opinion
- learn the ukulele

[link_417]

I listed (most of) my financial goals in another thread so here are my non-financial resolutions:

• Exercise and eat well!
• Start writing
• Keep up my foreign language studies (Spanish and German)
• Be more positive
• Increase self-esteem

[HPstache]

1. Save 20%
2. Wake up every morning at 6:30am
3. Ride bike to work at least 100 days
4. Pass professional engineering exam (april)
5. Continual learning on finance, investing, and taxes
6. Stretch 10-15 minutes every morning
7. Donate $2000 to charity

[11ducks]

2015 marks my first full year of really consistently tracking all spending, so I'm excited to add up my totals and create lovely graphs and pie charts for yearly expenses, which I'll then use to direct financial goals for 2016.

 This year I contributed just over 40% of my income (about $20k) to increasing my net worth, next year I'm aiming for $25k, and to crack a 50% savings rate as often as possible. 

Because, of course, New Years resolutions are trite and pointless and all that, but still, I love the idealism of it all.
What are your financial resolutions for 2016?

MOD NOTE: Merged duplicate threads.

[Mr_Eric]

In 2015, I successfully avoided buying any clothes, while the wife and I averaged only $30 per month in dining out expenses.

I'm doing a really fun New Year's resolution for 2016...

Make at least $1,000 from my credit cards in the form of cash back or gift cards.

[rae]

Only one New Years Resolution. I want to batch cook every Sunday so that we bring our lunches to work every day. (This will also help boost our savings.)

[soccerluvof4]

2016 Goals

Stay the course so I can remain FIRE'd

Stick to my fitness program I started about a month ago so I lose some weight and gain more energy.

Continue to work on things in the house we just moved in inexpensively to keep making it our own

Continue to educate myself on the things I need to learn to feel more secure about some of the decisions I have made

Continue to try my best to be a good family man

[horsepoor]

• Max TSP
• Pay off credit cards before 0% expires (October)
• Train my new horse (as opposed to paying a trainer)
• Grow eat and preserve lots and lots of garden veggies
• Minimize clothes/"stuff" shopping
• Reverse the recent slide in my fitness level
• Continue to streamline my life wherever possible

[Marus]

Great topic!  I feel like this community will actually accomplish many of its goals, which is pretty darn cool.

Mine:

-Read 25 books (hit 300 total read books in my lifetime)
-Visit two new states
-Reach $50,000 investment portfolio
-Reach $75,000 net worth
-Complete a half marathon in under 2:30:00
-Run a mile in under 7:30
-Complete French DuoLingo Course
-Donate 10% of Net Income
-Move to next tier of Dog Walking (getting trained to work with more difficult/antisocial dogs)
-Reach 10 days of local Habitat for Humanity volunteering
-Reach 10 experiences in a float tank
-Complete a Moleskine journal, maintain a daily journaling practice, and carry a journal with me almost everywhere I go
-Improve a couple family relationships

I've still got a couple days to think of some more, but if I do all these it's gonna be a good year already!

[DagobertDuck]

-Focus
-Continue decluttering / downsizing / streamlining / optimizing my material possessions
-Help my parents to do the same
-Eat less meat
-Only make really deliberate purchases
-Reduce useless time online. Deliberately watching interesting documentary's, TEDs etc is ok, but I want to reduce time randomly browsing/checking fb/checking news/F5'ing/clicking/wwilfing etc
-Read novels and more scientific articles
-Sleep more
-Volunteer more
-Ride my bike at least 6500 miles in 2016
-Improve my (mountain) bike handling skills
-Set goals and compete in events to stay focused and experience the thrill and satisfaction of competing and achieving
-Get better at my job and rediscover my passing for my work, or quit and find something else
-Be a better teacher, lecturer and coach
-Be a better listener
-Socialize more
-Spend more quality time with my parents
-Date

I think this list can be summarized as: live deliberately

[Travis]

1) Learn how to change a diaper.
2) Learn how to carry a baby.
3) Visit at least 7 new countries.
4) Continue progress* on my self-improvement list.

*Need to define this better

That's off the top of my head.  I should probably make something better though.

Bookworm had a great goals list in her journal.  I especially liked goals F2, F6, P2, P5, P6, P9.

Regarding #1 and #2, are you going to practice on your own or do you have one on the way?

[arebelspy]

1) Learn how to change a diaper.
2) Learn how to carry a baby.
3) Visit at least 7 new countries.
4) Continue progress* on my self-improvement list.

*Need to define this better

That's off the top of my head.  I should probably make something better though.

Bookworm had a great goals list in her journal.  I especially liked goals F2, F6, P2, P5, P6, P9.

Regarding #1 and #2, are you going to practice on your own or do you have one on the way?

One on the way.  Time to start YouTubing how to take care of an infant!

/millenial

[ketchup]

[Travis]

1) Learn how to change a diaper.
2) Learn how to carry a baby.
3) Visit at least 7 new countries.
4) Continue progress* on my self-improvement list.

*Need to define this better

That's off the top of my head.  I should probably make something better though.

Bookworm had a great goals list in her journal.  I especially liked goals F2, F6, P2, P5, P6, P9.

Regarding #1 and #2, are you going to practice on your own or do you have one on the way?

One on the way.  Time to start YouTubing how to take care of an infant!

/millenial

Congrats and good luck!

[arebelspy]

Thanks!

[gaja]

I'm with Dagobert; I'm quite good at getting uncomfortable stuff done, but don't focus enough on the stuff that give pleasure/enjoyment. In 2016 I want to:

-drink more good wine
-only eat cook and eat food I really enjoy, instead of empty calories because I'm hungry and the kids are screaming (husband has agreed to feed them the boring food when needed)
-watch more good films and documentaries, and read good books,  instead of brain dead internet surfing or Netflix binging. Take time to listen to podcasts.
-walk to work in good weather (90% of the days), because it makes me feel good
-spend more time in libraries and tea shops; people watching and writing my books
-stop procrastinating the boring parts of my job, so I get more time to do the fun parts
-fully enjoy a seven week camping vacation with the kids, probably in Åland, Finland and Sapmi.
-get rid of the annoying student loans, even though it doesn't make financial sense.
-buy kitchen appliances and wood stove that work.
-only keep clothes I love, and only buy clothes if I find something I really love. Stock up on panty hose so I don't have to spend time in clothing stores
-have monthly budget and electricity use meetings; because it is fun (excel!! Statistics! Numbers!)
-support DH in his ambitions to make art.
-take the children fishing
-keep family visits to a minimum. Limit contact with stressful people, and try to say no.

A natural consequence of this lifestyle is that we should be saving at least 40% of our income, and loose weight.

[Jesstache]

I actually am very good at keeping my New Year's Resolutions so here's mine for this year.  I like to be very specific.

1. Lose 10 lbs by April 1st, 15 total by June 1st (those last 5 can be really stubborn!). 
2. Rollover all old 401k's into IRA by June 1st.
3. Set up an estate plan/will and trust by August 1st
4. Limit children to 1 hour of television per day (or one show each) I will set a timer for this.  This is a maximum.
5. Require 30 minutes of reading each day by children (they are 2 and 4 so this is going to be mostly us reading to them).
6. Limit my husband and I to 1 hour of television per day after children are in bed (total combined).  This is a maximum and we by no means have to watch any at all.
7. Read 1 hour per day (me).
8. Be in bed by 9:30 pm for 5 out of 7 nights of the week.
9. Quit drinking (diet) soda once and for all! 

Last year I made a commitment to go through every drawer, closet and storage area of our house and clean it out of all junk we do not need/use anymore.  I made a check list of one thing to clean out per day (one drawer, one cabinet, one garage shelf, etc) and it took about 3.5 months.  I'm thinking of doing that again this year as it should take much less effort than last time and it was awesome when I finished.

[jorjor]

Financial:

1. Pay off HELOC
2. Pay off remainder of car loan
3. Contribute $60k in invested assets between 401k, IRA, matches, and taxable accounts

Non-financial:

1. Bike more miles than I ride in 2016
2. Plant a garden
3. Cut down on alcohol
4. Get back into cycling race shape, and actually race again this fall

[CabinetGuy]

RESOLUTIONS 2016

More time with family.  They're all on the west cost, and haven't seen my bro in 14 years...and his son said he didn't know he had an uncle when I was on the phone with my brother.  Broke my heart.

Max out IRA and 401k

Give more to those in need.  You have it pretty good.  Time to help

Get web site up and running.  Business is all word of mouth, and been scared of taking on more.

Follow through with ALL leads (I tend to get bogged down in busy work when I'm "on the tools"

[Nudelkopf]

Financial:
1. Increase my savings/investments from $68,000 to $100,000.
2. Save the cash from my side hustle to fund my two New Zealand trips in 2016.
3. Buy less shit.

Lifestyle:
1. Adopt healthier eating habits - limit snacking!!
2. Lift weights to get stronger arms for netball & basketball.
3. Fucking kill it at in the netball & basketball seasons.
4. Drop weight from 69kg (hehe) to 64kg.

[purple monkey]

Thanks!

Best advice:
Sleep when baby sleeps and you will not get sleep deprived.

[YogiKitti]

- save 60%
- do yoga 2x a week
- lose the poochy belly
- be consistent in learning the ukulele

[Mongoose]

1. Lose 20 pounds; 40 would be better but I want to start small. I need to get some weight off my joints.
2. Restart exercise program of any kind and stick with it (need more defined goal). Current fitness = fat blob.
3. Improve diet...more veggies, less processed junk. Would love to try paleo but current finances may not allow that. Don't eat when not hungry. Quit sugar (sweets/desserts) and caffeinated coffee for good.
4. Declutter house. I like the checklist of something to clean out every day so I'm borrowing that!
5. Finish fixing up our handyman-special (electrical outlets, eliminate drafts, yard + finish work).
6. Read/play with kids every day possible.
7. Read 5 adult level books (non-fiction).
8. Get income above expenses (need extra income, current is $1200/ month).
9. Pay off the last of the non-mortgage debt (~$13k).
10. Get business to the point of paying me a decent salary.

[3Mer]

1) Learn how to change a diaper.
2) Learn how to carry a baby.
3) Visit at least 7 new countries.
4) Continue progress* on my self-improvement list.

*Need to define this better

That's off the top of my head.  I should probably make something better though.

Bookworm had a great goals list in her journal.  I especially liked goals F2, F6, P2, P5, P6, P9.

Regarding #1 and #2, are you going to practice on your own or do you have one on the way?

One on the way.  Time to start YouTubing how to take care of an infant!

/millenial

That's wonderful! Congrats!!!

[MrsDinero]

2) Learn how to carry a baby.

This should help with #2

https://www.youtube.com/watch?v=F-kHBU28CTQ

[arebelspy]

2) Learn how to carry a baby.

This should help with #2

https://www.youtube.com/watch?v=F-kHBU28CTQ

haha, nice! Thanks. :)

[Rural]

Let's see:


1. Continue the no processed sugar diet I've maintained since June
2. Get some form of exercise - at this point, anything would do, but my back particularly needs me to have stomach muscles again
3. Continue making our bread (with a bread machine) when the semester starts back
4. Max out HSA and at least get close with 457
5. Limit eating out - I have hopes that the Instantpot will help with this
6. Continue tracking spending and budgeting to help enable #4
7. Say no to more than one overload class a semester - not enough money for the stress, and I let everything else slip (see #5 and #2)

[icemodeled]

1. Start contributing to and max out Roth IRA.
2. Continue learning about financial independence and investing
3. Increase income to increase savings rate
4. Pay off house (become debt free at that point!)
5. Eat less processed food - think fresh!
6. Create a real budget tracking system
7. Put more focus on small business, make at least 30% more then last year.
8. Find a new CPA, ours is not helpful
9. Save at least 20k for the year
10. Switch to vangaurd (in the process now) and invest in index funds
11. Get more exercise this winter! This is always tough. We are very active in summer.
12. Question our insurance costs and try to get them lowered
13. Move into smaller house closer to family
14. Sell off unnecessary clutter

[Captain Mars]

It's interesting how wildly different people's goals are, yet all with similar themes!

As a total newb at this, these are my aims for 2016:

1) Get out of debt. I have about £4000 to clear, which I used to blame on not earning enough before but now I'm realising is all down to me making poor financial decisions in my 20s.
  -- Adapt the Mr Money Mustache principles of debt being an emergency, not a 'normal' state of being.
  -- Treat all debt the same. A 24 month phone contract for the latest iPhone is just as much a debt as the loan I'm clearing. And I even get a choice with that one! I don't need that, or a new tablet, or any of that stuff I thought I needed.
  -- Sell sell sell. I have so much stuff I don't need or use. It's all got to go.
  -- Don't take out any more debt, no matter what is being dangled.

2) Learn to say no.
  -- All of my friends are considerably better off and further forward in life. I need to stop trying to keep up.
  -- I am constantly buying pricey gifts for people who never reciprocate, or buy the cheapest possible thing. No more buying affection.
  -- I ceased enjoying social drinking and smoking a long time ago, mainly due to the extreme costs involved in London. I'm only doing it to be social. So, boom - teetotal and smoke free for a more financially rewarding year.
  -- Have a daily food costs cap and stick to it religiously.
  -- I don't need steelbook blu rays or the latest gaming console. I don't need more clothes or shoes when I currently rotate about 3 or 4 outfits anyway. No more impulse buys! No more waste!

3) Learn to say yes...
  -- To living completely for myself, not for my job or my friends.
  -- To being healthier in mind, more positive about my future prospects, and thus healthier in body too.
  -- To putting effort into learning about money and financial management. Ignorance is bliss but it's also a fast ticket to being a wage slave forever. If I'm not prepared to learn, I have only myself to blame for falling into debt and letting it roll on for so long.

It's a hard path and I'm a long way behind, well, everyone it seems! But it's been good to articulate this stuff and really try to commit to working on it.

[Cookie78]

My non-financial goals are all continuations of last year's goals

Declutter (focusing mostly on paperwork, photos, and email/computer)
Spanish
Build stronger relationships with family (both immediate and extended) and friends
Dog training
Fitness (unsuccessful this year)

They aren't very specific and I should work on that. They are things to focus on more than 'goals'.

A new one for this year is fixing up all the small things in my house that need repaired so I can sell it in 2017.

[chweezzy]

This thread has been awesome... probably going to adjust my list early in the year thanks to everyone.    Happy new year!!

[Jannie]

Work hard to learn the ropes of my new business, and have it earn at least as much as my current one (i.e. that will double my income).

Be kind.

Invite people over.

Read books.

Go to live musical events.

Grow food.

[serious_pete]

* Overpay/ save £10000. This doesn't include pension which is likely to be about 7k, including company match.
* Get judo brown belt and attend >100 classes.
* Make more effort to socialise and see someone outside of home/ work/ hobbies every week.
* Get a new job. I moved jobs in May and it hasn't really worked out. This could include going back to previous job.
* Have another baby. Started trying this month.

[monstermonster]

I love reading these! Mine are long, but I'm pretty good at resolutions so I enjoy putting them together

Projects
1. Complete my Duolingo Tree (currently 50% done)
2. Teach two personal finance classes (side hustle)
3. Have 4 personal hackathon weekends this year
5. Take 5 bike camping trips
6. Write 50 words a day mini-habit
7. Read 1 Economist article every day – This is another minihabit, helped by the fact that MY LIBRARY GOT THE ECONOMIST DIGITALLY FOR FREE! Yay!

Relationships
1. Host 3 porch happy hours/dinner parties – we moved into this pricey apartment because of the epic balcony, now it’s time to have some people over
2. Create automatic triggers for friend/family check-ins – I’ve let the “upkeep” of my friendships lapse in the past year (partially due to The Great Offspring Boom of 2015 which meant a lot of squirmy babies/tired new parent friends). I find it hilarious that my job involves managing a database to make sure that I check in regularly with donors and see how they are/have coffee with them, and yet I don’t do it with my own friends. For a long time this seemed “off-color” to have robots tell me to reach out to my friends, but it turns out that it’s mostly just nice to talk to my friends. If I use robots to manage everything else in my life (which I do), it’s just wrong to say that my friendships aren’t worth the same courtesy.

Fitness & Health
1. Take a staycation from work after Big Work Event – I did a bad job of managing work-life balance this year and planning ahead for downtime.
2. Be able to do the splits by year-end – This is the perennial new year’s resolution. Actively looking for suggestions to stick to this. Even Beeminder didn't work. Nothing has worked. I don't seem to have the discipline without natural consequences.
3. Run 365 miles – Last year was 221 miles, this year I have beeminded 365 miles.
4. Continue coffee only on weekends – It’s been working well to break the addiction
5. Continue 2 booze-free days each week – This has been a good awareness-builder as far as breaking the “open a beer after work” habit.

Financial
1. Save 50% of my income
2. Buy no new clothing- the one exception to this rule is shoes and gloves. I am allowed to get clothing for free, and to sew anything I would like (including purchases sewing notions as necessary.) I have plenty of clothing, and I have the skills and tools to sew clothing if I need more for some reason (except gloves, hence exception.)
3. Buy no more cheaply-made shoes – Contrary to the above resolution, if I am going to buy shoes, I am not allowed to buy cheap shoes anymore. I am sick and tired of my shoes self-destructing in 3 months- my goal is to be frugal, not cheap.
4. Max out my Roth IRA and 12% in my 401K
5. Max out my IDA Savings account
6. Complete a no-spend month – One month this year I would like to be a no-spend month, spending nothing except rent and utilities and groceries. I haven’t picked this month yet.
7. Have my podcasting habit break even – I currently spend ~$804 annually for the privilege of having a podcast and podcasting studio- by 2017 I would like to have made at least that much income from sponsorships
8. Continue meal planning/packing lunch – This is one of the best things I’ve done for both my stress level, my nutrition and budget, I’d like to continue it.

Disaster Preparedness
1. Build up 3 weeks of food storage – I usually operate on a week’s food storage or less. When the Big earthquake comes, I’m going to be screwed.
2. Store 28 gallons of water for myself & SO & cat for emergencies

[votu]

I called HR today to set my 401k contribution to 25% of base salary, plus 100% of bonuses.  If I add in mortgage principal, this would put me at over 40% saving for the year.  My cash reserve is sufficient to cover most unexpected expenses during the year so I think it’s safe to check off my saving goal.  Will try to see if I can save 30% of gross income without counting mortgage principal.

[JimLahey]

-Max Roth IRA. I actually just adjusted my bimonthly contribution so that I will max it out for 2016. I would not be able to max out both 2015 and 2016 so I figured I would get a head start on 2016.
-Pay off 2/3 of my student loans with the highest interest rates. The third one's rate is 3%. The biggest loan is around $4300 so I could potentially get rid of the third one too but I would also like to be in a house in the next year or so. So I plan on putting that money towards a down payment.
-Complete the Spanish Duolingo course. I started it earlier this year but did not stick with it.
-Complete my two prerequisites for nursing school and begin nursing classes.
-Attend at least one BJJ class a week. Hopefully i'll finally earn my third stripe on my white belt and possibly earn blue in the future.
-Eat healthier and be healthier in general.
-Continue to improve my mustachian ways.

[asauer]

1. Payoff mortgage in 2016
2. Lose 20 more lbs (15 lost in 2015)- lose 15 by May 30th
3. Start Organizational Leadership podcast (that I've been wanting to do forever)
4. Earn a promotion at my day job by end of year

[jopiquant]

• No Starbucks or Blenz, adding to no Tim Hortons from last year. I am allowed to indulge if others are buying (i.e. someone brings timbits to work. Admittedly, this one won't be difficult, but it will help with random snack attacks.
• Lose last 20 lb. Again. I haven't been my ideal weight since 2009 before grad school, but I can get there this year. 5'6" aiming for 130 lb.
• Continue running at least 2x per week after Sun Run in April.
• In February (days getting longer) back to cycling to work at least 2x per week.
• Outside of French class, spend at least 30 minutes per day reviewing, internalizing, etc.
• Work with big dog on obsessive barking so she can have a more fulfilling life and we can stop irritating the neighbours.
• Take time for myself to understand and make peace with my feelings, whatever they are - partner is transitioning to female and this can extract an emotional toll.
• Visit somewhere in the Maritimes for a week.

[syednaeemul]

Check in!

Save 50% of post-tax income - Struggle but I think on track
Save $50,000 post-tax - Struggle but I think on track
Release 5 courses on Udemy - Still just one released
Do not spend on Thursdays - Failed! Thursdays are 2nd lowest number of transactions (Wed lowest)

[monstermonster]

Check-in!

Done
Complete my Duolingo Tree (currently 50% done)
Teach two personal finance classes (side hustle)
Host 3 porch happy hours/dinner parties
Have my podcasting habit break even
Max out my IDA Savings account
Max out my Roth IRA

On track
Continue 2 booze-free days each week
Buy no new clothing
Have 4 personal hackathon weekends this year (2/4)
Write 50 words a day mini-habit
Create automatic triggers for friend/family check-ins (working on it)
Be able to do the splits by year-end
Save 50% of my income
Continue meal planning/packing lunch
Continue coffee only on weekends - kiiiiinnnnda fell off the wagon for a bit
Buy no more cheaply-made shoes

Looking bad
Take 5 bike camping trips
Run 365 miles - fell off the running wagon

Oh that? Yea I should do that still.
Store 28 gallons of water for myself & SO & cat for emergencies
Build up 3 weeks of food storage

Failed
Read 1 Economist article every day

Not applicable anymore
Take a staycation from work after Big Work Event - changed jobs, no longer applicable
12% in my 401K - put 20% in for 5 months, changed jobs and now have no 401K til December