The journey of 1000 miles begins with a single step. We've all gotta start somewhere right? And I forgot to add:
8. Put back $500 for wisdom teeth surgery in May
I'm about to get my wisdom teeth out and it's gonna cost me ~$900.
I'll join the challenge. Now that I look at it, I have been kicking butt financially in 2016 so far.
Goals Accomplished since January:
Pay off Mercedes. We used some money from online savings to pay off our loan, sold the car for 23K once we had the title in hand, and then bought a used '07 Toyota Highlander off craigslist. Saved 13K
Lower cell phone bill (switched from ATT to Project Fi)-Saving $70/month
Max out Roth IRA for 2015. Used some money from selling the Merc.
Rebalance 401k asset allocation
Goals for the remainder of the year:
Help husband find a job (laid of 1/25/16). He's a Mechanical Engineer in Houston so if y'all know of anything... ;)
Spend less than 40K in 2016.
Increase online savings from 50K to 63K (max down payment we could need)
Max out Roth IRA for 2016.
Save 4K in HSA for Lasik (self). My hubby will have to wait till 2017 for Lasik.
Save 5K for a trip to Madrid in the Fall.
Increase NW to 200K (currently ~125K)