I'm maxing out all tax-deferred options like 401k, HSA, so I'm not eligible for pre-tax contribution to IRA.
Starting this year, I'm putting $6K in my IRA from my taxable investment account. My reasoning is, I'd like to rebalance portfolio without incurring CG, so I'd be better off getting funds out of taxable account and into IRA.
But now I'm wondering...
Should I be putting that $6K/year in a Roth IRA instead, since it's coming from my taxable investment account (I've already paid tax on that $6K).
TIA!