I know that money in a ESA or 529 can be used to pay college off-campus housing assuming the student is a full time student and only if the costs don’t exceed what the school charges for room and board. I am curios if anyone has done this and what documentation they needed to support the expenses. So if kid attends college and lives off-campus how much documentation for expenses do you need? Rent is easy to document, but "room & board" includes more then rent. Assuming, say, the college says "room & board" is $5K per semester, do I need receipts for all expenses occurred? Rent, utilities, food, etc.? Does it matter if the receipt is in my name (the person mostly paying the bills) or my kids name?
