Author Topic: International Stock Index Fund - Taxable or Retirement Account?  (Read 1690 times)

ZP

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International Stock Index Fund - Taxable or Retirement Account?
« on: February 14, 2017, 11:01:01 PM »
Hi,

I am new to investing outside of my retirement accounts, and am wondering whether to put 10K into the Vanguard International Stock Index Fund in my taxable account or in my retirement account. 

Any advice would be much appreciated. 

MDM

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johnny847

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Re: International Stock Index Fund - Taxable or Retirement Account?
« Reply #2 on: February 15, 2017, 08:13:48 AM »
See Tax-efficient fund placement - Bogleheads
Quote
Whether or not the foreign tax credit is sufficient depends on such factors as the the percentage of the fund's foreign source income component, the foreign tax rate, the percentage of the foreign dividends that are qualified, and the the US marginal tax bracket of the fundholder.

I delve into that here
http://forum.mrmoneymustache.com/taxes/the-mustache-tax-guide-(u-s-version)/msg721598/#msg721598

MDM

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Re: International Stock Index Fund - Taxable or Retirement Account?
« Reply #3 on: February 15, 2017, 09:32:18 AM »
See Tax-efficient fund placement - Bogleheads
Quote
Whether or not the foreign tax credit is sufficient depends on such factors as the the percentage of the fund's foreign source income component, the foreign tax rate, the percentage of the foreign dividends that are qualified, and the the US marginal tax bracket of the fundholder.

I delve into that here
http://forum.mrmoneymustache.com/taxes/the-mustache-tax-guide-(u-s-version)/msg721598/#msg721598
All good points.

See also 2016 Relative Tax Efficiency - Bogleheads.org and links therein.

ZP

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Re: International Stock Index Fund - Taxable or Retirement Account?
« Reply #4 on: February 15, 2017, 02:56:14 PM »
Thanks so much!  This was all very helpful, and I appreciate it.