Thank you everyone for the responses.
We began our HDHP on June 1, 2016, after my wife quit her job (she had the health insurance). We are currently enrolled for the entirety of 2017. Since we had the plan on Dec. 1, and plan to continue to have it the entirety of 2017, I able able to fully contribute for 2016 without penalty, assuming we set up the account and contribute before April 15, correct?
Any mustachian tips on the lowest fee HSA custodian?