We're debt free!
I posted a while ago about receiving a little bit of inheritance and was deciding what to do with it. We initially put 6 months of expenses into savings, paid off the one remaining vehicle loan, a medical bill, and one of my fairly large student loans. The more I thought about it, the more I wanted to pay off the other large student loan. The interest rate was about 6%. My husband and I talked it over and he said go for it. It was hilarious calling them up, asking what the pay off was (~$20K ish), and then saying I wanted to pay it off. The surprise from the woman on the other end was so funny! "Oh, uh, ok" LOL.
So, we've been debt free for a few months now, and it's fantastic! We did dip into that 6 month fund a little, but we still have several months of savings (and now no debt) and adding to it each paycheck. I have a bunch of dental work that we're going to cash flow over the next couple of years (fillings, wisdom teeth out, pre-molars out, and then braces) which sucks financially, but I'm very excited to finally get started on having straight teeth.
Now, it's onto the next steps...funding IRA's and saving for a house down payment.