Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 1680351 times)

Reddart67

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Is this the message you get from Barclays when your card is maxed out on AUs (35 lifetime limit)?

"Authorized User not added.  The information you entered is not correct."

I think the consensus is “yes”, but…I have been able to add 2 more AUs since receiving this message. I am nearing my AU limit though.

I just tried on the next AU, a week or two later.

What resulted in your adding 2 more after getting the message? Did you just keep trying to submit the same AU repeatedly?  or did you just wait for the next AU?

Hmm, didn’t post last time.
I just waited for the next AU, and I was able to successfully add them. As well as one more. We’ll see if the streak continues.
« Last Edit: July 27, 2022, 03:59:00 PM by Reddart67 »

TheAgileCamel

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Is this the message you get from Barclays when your card is maxed out on AUs (35 lifetime limit)?

"Authorized User not added.  The information you entered is not correct."

Yep, that tradeline is done. Sorry man.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5652 on: August 04, 2022, 12:22:59 PM »
How is the "new company" these days? Have they cleaned up their act regarding non-payments? Do you have to chase them to get paid for every TL?

I am looking to increase my TL volume and considering registering some of my cards with them. I used to work with them but stopped a few years ago because some people mentioned payment problems. I don't recall ever having those problems myself but back then I didn't have a payment tracking spreadsheet so may have missed something.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5653 on: August 04, 2022, 01:11:30 PM »
How is the "new company" these days? Have they cleaned up their act regarding non-payments? Do you have to chase them to get paid for every TL?

I am looking to increase my TL volume and considering registering some of my cards with them. I used to work with them but stopped a few years ago because some people mentioned payment problems. I don't recall ever having those problems myself but back then I didn't have a payment tracking spreadsheet so may have missed something.

Yeah, basically the same. If you have cards that old company won't take, and it's worth the extra hassle to get paid, it's an okay second option. But I'd put any cards eligible with old company first.
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monarda

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5654 on: August 05, 2022, 08:35:14 AM »
I just wanted to add that I get a warm and fuzzy feeling when a previous TL 'client' gets a new credit card offer sent to this address. Good on her! Glad to have helped. Must say that only one of my clients is doing great by this indicator.  (knowing that lacking one doesn't really mean anything). As I toss the junk into recycling, I say to myself, "Go <insert name>!!"

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5655 on: August 05, 2022, 08:52:41 AM »
After 3 or 4 messages and emails, Cliff responded that indeed, I haven't been paid in over a year and they owe me $xxx and I'll be paid at the next pay period, which I have no idea when that will be.  Been several weeks already.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5656 on: August 05, 2022, 09:08:49 AM »
I just wanted to add that I get a warm and fuzzy feeling when a previous TL 'client' gets a new credit card offer sent to this address. Good on her! Glad to have helped. Must say that only one of my clients is doing great by this indicator.  (knowing that lacking one doesn't really mean anything). As I toss the junk into recycling, I say to myself, "Go <insert name>!!"

I had one AU that was getting new CC offers what seemed like every other day. Capital One REALLY wanted to extend her credit.

I might start writing "return to sender, not at this address" and sticking them back in the outgoing mail.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5657 on: August 05, 2022, 09:12:58 AM »
I might start writing "return to sender, not at this address" and sticking them back in the outgoing mail.

From what I've read, that will only work if it is First Class mail.  If not, I just recycle.

BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5658 on: August 05, 2022, 09:26:30 AM »
I have found I have to put a stamp on the return mail or it comes right back to my address.
I do burn anything that comes to keep all private AU info confidential.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5659 on: August 05, 2022, 09:53:26 AM »
I have found I have to put a stamp on the return mail or it comes right back to my address.
I do burn anything that comes to keep all private AU info confidential.

Interesting, the postal carrier delivers it back again even with "Return to Sender" written on the envelope? I've never seen that before. Maybe they just toss it in the trash at the Post Office if it comes back like that.



My tradeline notifications go to a Google Voice number so whenever I see a text from Google Voice it's a little dopamine hit as I know it's probably a tradelines sale that's going to net me $125-175.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5660 on: August 06, 2022, 11:29:44 AM »
Well, holy moly. I just tried to increase the credit limit on one of my Barclay Cards. They have an online process for this, but it came back with "An error occurred while processing your request. We apologize for any inconvenience." Then it said I could call a phone number for customer service and gave the same number on the back of my credit card.

This is where things get super sketch.

The customer service rep who answered asked me the normal questions (last four digits of card, last for digits of social, birthdate.) Then, though, he said he would not be able to assist with a credit line increase request himself, and that I needed to call another number for that. Ok, fine, I was half expecting that, and it was an 800 number. I wrote the number down and repeated it back to him to make sure I had recorded it correctly so I could call after hanging up.

This is where things get super sketch:
I called that new number, and the computer voice asked me if I was interested in a special offer to press one if I was over 50. Well, that's not normal. Huge red flag. So I pressed 1. And the new rep that answered went into this bizarre hard sell for a "medic alert bracelet."

Okay, well that's clearly fraud. I hanged up and dialed again to make sure I hadn't made a typo in dialing.

I hanged up again and called the number on my card to report it to their fraud department. Seems obvious that they have at least one corrupt customer service agent, if not an entire subcontract call center that is just a front for a scam call center.

Sheesh.

I had a similar thing happen recently. I called Alaska Airlines recently to try and change a flight reservation. The options were press 1 to book a new reservation or press 2 to change a reservation. When I selected 2 the automated message said "this line is for new reservations only" and then hung up. I called back again (just hit redial on my cell phone) planning to press 1 and see if I could talk to a real person. This time I got the over 50 question and when I pressed the number for no I was immediately transferred to a call center for a medic alart bracelet (I'm not totally sure, I hunt up after about 3 seconds).

When I checked the number again (I had written it down after getting it from a legitimate Alaska representative on another line), I saw that when I wrote down the final digit my 2 looked like a 7, so I had been dialing the wrong number. I guess this is probably pretty common that these scammers find legitimate 800 numbers and then buy up a bunch of similar numbers hoping to get misdials.



On an unrelated note, what's a good Barclay's card to start aging? My current card is doing great with the old company selling 3 slots every cycle but at this rate it will hit the max in another year or two. I'm looking at the UPromise card as I think I can link it to one of the 529 plans for my kids - and $0 annual fee ($100 cash back bonus). On the other hand, will that type of card be less likely to get a nice high credit limit compared to one with a ~$100 annual fee? The annual fee is a business expense, so I'm not too concerned about it. I don't have any need for a travel card as I almost never fly or stay at a hotel and that seems to be the majority of their other cards.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5661 on: August 06, 2022, 11:49:16 AM »
On an unrelated note, what's a good Barclay's card to start aging? My current card is doing great with the old company selling 3 slots every cycle but at this rate it will hit the max in another year or two. I'm looking at the UPromise card as I think I can link it to one of the 529 plans for my kids - and $0 annual fee ($100 cash back bonus). On the other hand, will that type of card be less likely to get a nice high credit limit compared to one with a ~$100 annual fee? The annual fee is a business expense, so I'm not too concerned about it. I don't have any need for a travel card as I almost never fly or stay at a hotel and that seems to be the majority of their other cards.

I'm sure people will have their preferences, but nowadays I just go to Doctor of Credit and find a card with the issuer I want (Barclays in your case) and look for the one with the sign up bonus I'm interested in.

Usually these are higher dollar, higher bonus offers because I have MS ways that work for me.  They often come with AFs, sometimes waived first year but lately not as much.  If it's waived the first year, I downgrade to a no-fee card at about the 12 month mark.  (Some will say wait for the AF to post then call to downgrade and get the AF refunded.  I understand why but I ignore that piece of advice myself.)

The AF seems to correlate with card benefits, and the CL seems to correlate with income and credit history.  Not really much interaction between the two I've seen.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5662 on: August 06, 2022, 01:26:02 PM »
Well, just applied and approved for the Barclay's Upromise card. $10k credit limit to start. Last time I tried to apply I think one of my credit reports was frozen, so I had to go to the reconsideration line. I never got around to sending copies of my driver's license and some other documents they requested so my application expired.

dantheman46

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5663 on: August 10, 2022, 06:42:42 PM »
Has anyone had a card go into dormant status? I have a Discover card that I solely use for TL sales and put a $10+ balance on each month. After the statement cuts, I pay the balance. I generally sell both spots regularly with the old company. Today I received notification that neither of my AU's posted. I physically have cards for them and confirmed they are still AU's on my Discover online account. I went on Credit Karma and noticed Discover hasn't reported this card to the credit bureaus for two months. This apparently is called dormant status. Trying to figure out next steps to get the card posting again but hoping someone else has experienced this and can guide me.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5664 on: August 10, 2022, 10:24:17 PM »
Has anyone had a card go into dormant status? I have a Discover card that I solely use for TL sales and put a $10+ balance on each month. After the statement cuts, I pay the balance. I generally sell both spots regularly with the old company. Today I received notification that neither of my AU's posted. I physically have cards for them and confirmed they are still AU's on my Discover online account. I went on Credit Karma and noticed Discover hasn't reported this card to the credit bureaus for two months. This apparently is called dormant status. Trying to figure out next steps to get the card posting again but hoping someone else has experienced this and can guide me.

Usually having a statement closing balance of at least a few dollars is enough to have a card not go dormant.

Do you have statements with a balance each month?  You sound pretty confident, so I'm disinclined to think that maybe you're paying it before the statement closes.  Doing that would be a zero statement balance and that might not report to the credit bureaus.

Maybe it's a Discover thing?  I've never had what you describe happen to me with any V/MC/AMEX.