Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig

[MoseyingAlong]

I'm at 23 at USAA, much more spread out, 2017 to now. 
Been waiting for that call since @secondcor521 mentioned it.

I sold a couple USAA spots a few years ago.  I remember I had to add them over the phone and it took a long time and was pretty grueling.  Is it still the same process?

Still a pain to add them. Have to call in and get them added. I'd estimate it's a max of 10 minutes per AU. Couple hundred bucks makes it worthwhile to me.
Can now remove them thru the USAA app.

[ss17]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

[secondcor521]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Bummer.  Did you use one of the companies recommended in this thread?

[ss17]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Bummer.  Did you use one of the companies recommended in this thread?

Yes, I did.

[secondcor521]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Bummer.  Did you use one of the companies recommended in this thread?

Yes, I did.

Hmm.  If I were in your shoes, I'd probably just wait a while and see if they'll unfreeze the account after a while.

[Rusted Rose]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Mind letting us know which CC company this is?

Every company acts differently, and some are higher risk than others for adverse actions.

[Mr. Metal Mustache]

If the AU purchased spot from one of the companies listed in the thread their information was given to you as part of the service that they purchased. Provided you added them to the correct account and nothing else which again we assume.. There should be no recourse for any legal action? Right? You did nothing wrong. Worst case scenario you lose the CC account?

[ss17]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Mind letting us know which CC company this is?

Every company acts differently, and some are higher risk than others for adverse actions.

The company has initials: CCP.  Erica at CCP did respond that they are looking into how I should respond to my CC company.  At this point I expect I'll loose this card/tradeline.

[Rusted Rose]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Mind letting us know which CC company this is?

Every company acts differently, and some are higher risk than others for adverse actions.

The company has initials: CCP.  Erica at CCP did respond that they are looking into how I should respond to my CC company.  At this point I expect I'll loose this card/tradeline.

Thanks--I was asking about the card, not the TL company.

All best that you don't lose your card.

[TheAgileCamel]

I stopped selling tradelines a couple years ago, but recently received a letter from my CC company (Addressed to the AU) stating that this AU from 3 years ago submitted a claim that the account was fraudulently opened.  The CC company's letter wants the AU to fill out all their info, & the details of who they think opened the account so they can pursue criminal action.  My account is currently frozen (removed online access).  Not sure how I should proceed? 
I guess this is another CC company I'll be blacklisted because of tradelines.  This is the main reason I stopped selling tradelines a couple years ago.

Bummer.  Did you use one of the companies recommended in this thread?

Curious to see how this plays out. Keep us posted.

Yes, I did.

[Pizzabrewer]

Did anyone else not get paid today by the good company for a tradeline sale in early August?  I usually add the client the first week of the month, my closing date is the 12th, and I always get paid at the end of the next month.

I’m wondering if it has to do with Barclays reducing my credit limit from $21,500 to $5019, which I informed the good company as soon as I noticed it 2 weeks ago. Yet they said nothing about that impacting my payment for the current client.

[secondcor521]

Did anyone else not get paid today by the good company for a tradeline sale in early August?  I usually add the client the first week of the month, my closing date is the 12th, and I always get paid at the end of the next month.

I’m wondering if it has to do with Barclays reducing my credit limit from $21,500 to $5019, which I informed the good company as soon as I noticed it 2 weeks ago. Yet they said nothing about that impacting my payment for the current client.

Nope.  I was paid the expected amount on Friday 9/27 by direct deposit from Good Company for an AU added 8/12, but it was not a Barclays CC.

I keep track, and I have had a few times where the amount paid by Good Company did not match what I expected.  Sometimes it was more, sometimes it was less.  But I have always been able to send an email to Good Company with a polite query and they've quickly sent back a satisfactory explanation within a day or two.

[Pizzabrewer]

Thanks. Yes I did send an email but haven’t heard back yet. I was just wondering if anyone else had the same experience.

[Michael in ABQ]

My CL got reduced just before the statement posted and when I check the website for the good company there's no record of that order. So, I assume they cancelled and got a refund.

[dlawson]

Seeing a few comments referencing "Good Company" in the singular. Did one of the two originally-recommended companies go "bad"? I've used both of them over the years.

[Reddart67]

Old company is good company. New company is bad company. I can’t deny, but I have not used them.

[dlawson]

I don't remember which one is OldCo and which one is NewCo... 😅

If someone wants to DM and enlighten me about what happened w/ BadCo, I'd appreciate it!

[arebelspy]

The short version is they're super annoying about payments. It's not automated at all, and often you have to email multiple times to get paid.

I still keep some cards enrolled with them that the other company doesn't take, and deal with the hassle, but one company is definitely preferred. Their issue is they rarely open enrollment for new cards.

Feel free to PM me if that's too vague.

I would love to find another good company, but it's slim pickings. I did try a new one this year, and it was a clear pass after trying it (and talking to the owner and head programmer on a conference call) for a number of reasons.

[dlawson]

Ahh okay, that's very helpful! I have noticed the slow payments issue so I know which one is which now; many thanks!

[solon]

Yesterday I got notice that Citi had lowered the CL on one of my cards, but the notice said I could call to request reinstatement of the limit. Today I called and they reinstated it.

I wonder if they could be lowering a bunch of CLs and see who accepts it? Or if they're checking if we're paying attention?

[secondcor521]

Yesterday I got notice that Citi had lowered the CL on one of my cards, but the notice said I could call to request reinstatement of the limit. Today I called and they reinstated it.

I wonder if they could be lowering a bunch of CLs and see who accepts it? Or if they're checking if we're paying attention?

Where there might be the risk of an economic slowdown, lenders worry about people being able to pay back debt because people might lose their jobs or have their hours cut back or whatever.  So lenders reduce their risk by reducing their exposure by lowering, freezing, or canceling credit.

A similar thing happened in Idaho for all USAA customers with HELOCs back in the 2008 time frame.  They froze everyone's HELOC because of the GFC / housing crisis we were going through at the time.

Are we actually going to have a slowdown?  I dunno, but I can see CC companies thinking we might.

[Mr. Metal Mustache]

Did anyone else not get paid today by the good company for a tradeline sale in early August?  I usually add the client the first week of the month, my closing date is the 12th, and I always get paid at the end of the next month.

I’m wondering if it has to do with Barclays reducing my credit limit from $21,500 to $5019, which I informed the good company as soon as I noticed it 2 weeks ago. Yet they said nothing about that impacting my payment for the current client.

Nope.  I was paid the expected amount on Friday 9/27 by direct deposit from Good Company for an AU added 8/12, but it was not a Barclays CC.

I was paid for my other cards except for my barclays card. I did not have my credit limit lowered on it either.

**EDITED TO ADD: One of my Barclays came through and will be paid but the other has not yet. Good company is going to pull another credit request. They are very responsive and helpful.

[Archipelago]

Got a letter in the mail saying Barclay lowered my credit limit from $25k to $5k. Has this been happening to anyone else?

[arebelspy]

Got a letter in the mail saying Barclay lowered my credit limit from $25k to $5k. Has this been happening to anyone else?

A bunch of us. It was mentioned a page or two ago by multiple people. It happened to me as well, and I called and got it restored. I've basically heard of everyone asking for it to be restored that it was (it's technically an increase back to the old limit, but they seem to be auto-approving it).

[Michael in ABQ]

Just went to remove an AU from an Elan card via chat and the rep told me that I can't remove the AU as my account has been closed. Looks like it just happened today. I was a bit slow in removing my last couple of AUs so there were 3 on there at one time. The customer service rep gave me a number to call. Hopefully it's just a security check vs. telling me my card is shut down forever due to tradeline sales.

[tj]

Just went to remove an AU from an Elan card via chat and the rep told me that I can't remove the AU as my account has been closed. Looks like it just happened today. I was a bit slow in removing my last couple of AUs so there were 3 on there at one time. The customer service rep gave me a number to call. Hopefully it's just a security check vs. telling me my card is shut down forever due to tradeline sales.

I don't think they would tell you that your account is *closed* if it was a temporary security thing.

[alohaKane]

hmm... now i've been getting sales and I'm starting to get this.. what is this... anxiety.

Does anyone hold their points on the card they sell? I'm thinking if i'm getting sale this frequent and the risk of closure goes with it, would you guys recommend to cash out all my points?

[Nutty]

This has been discussed.  I believe I remember one person losing points and others saying they do keep the point balance low.  YMMV

Do what is needed to lower anxiety.  I cash my points but I also don't use them for travel on tradeline cards. 

[tj]

IIRC, the very first post in this thread recommended not enrolling cards that you aren't okay with losing.

[Padonak]

hmm... now i've been getting sales and I'm starting to get this.. what is this... anxiety.

Does anyone hold their points on the card they sell? I'm thinking if i'm getting sale this frequent and the risk of closure goes with it, would you guys recommend to cash out all my points?

You don't lose partner points (airline or hotel points) though you may lose the hotel/airline status and related benefits linked to the credit card if it's closed.

I think Chase gives you a month to redeem UR points if they close your accounts.

Amex isn't really used for TLs, at least not by the TL companies recommended here.

What other points are you concerned about?

[Michael in ABQ]

Just went to remove an AU from an Elan card via chat and the rep told me that I can't remove the AU as my account has been closed. Looks like it just happened today. I was a bit slow in removing my last couple of AUs so there were 3 on there at one time. The customer service rep gave me a number to call. Hopefully it's just a security check vs. telling me my card is shut down forever due to tradeline sales.

Finally got through to the card verification line at Elan. They said that they conducted a manual review and decided to close the card due to the authorized user activity. So that card is gone. They said there is an appeal process, but I doubt it would be successful as I've sold 6 tradelines on this card in the last 5 months.

I was using a different company, not the good/old company. I did have 3 or 4 AUs on the card at one time as I was a bit slow to remove some that had been on long enough before getting a next round of sales. So one or both of those factors may have been the issue that brought me to their attention.

This is my first card that's been shut down in a few years of selling tradelines. I lost my records of sales before mid 2023 but I'm sure I made at least $1,500 or so from this card.

[Padonak]

Which elan card was it @Michael in ABQ  ?

[Michael in ABQ]

Which elan card was it @Michael in ABQ  ?

Bank of Albuquerque (BOK Financial).

[Michael in ABQ]

The hits keep coming. Just got a call from the fraud verification department at Capital One. I just added a new AU two days ago. My card has been restricted and I need to upload copies of the front and back of a state-issued ID and front of a social security card for this recently added AU and another one I added a month or two ago. My wife is also an AU but she's been on there for years, so they didn't request additional information for her.


I guess this is a sign that the other TL company I had two cards with (one now) may not be checking things as thoroughly as the good/old company. This Capital One card has been a good earner over the years (and still provides decent cash back for regular purchases). I do have a Capital One business card that gets a lot of use so if they were to close my personal card, I hope it wouldn't affect the business card.

[Archipelago]

The hits keep coming. Just got a call from the fraud verification department at Capital One. I just added a new AU two days ago. My card has been restricted and I need to upload copies of the front and back of a state-issued ID and front of a social security card for this recently added AU and another one I added a month or two ago. My wife is also an AU but she's been on there for years, so they didn't request additional information for her.


I guess this is a sign that the other TL company I had two cards with (one now) may not be checking things as thoroughly as the good/old company. This Capital One card has been a good earner over the years (and still provides decent cash back for regular purchases). I do have a Capital One business card that gets a lot of use so if they were to close my personal card, I hope it wouldn't affect the business card.

Some time ago I had an Elan card closed on me. I wrote about it on this thread a few years back.

Consider yourself very lucky if they don't close your business card, too. I'd imagine lenders will close all accounts associated with you if they find piggybacking on just one card.

[tj]

The hits keep coming. Just got a call from the fraud verification department at Capital One. I just added a new AU two days ago. My card has been restricted and I need to upload copies of the front and back of a state-issued ID and front of a social security card for this recently added AU and another one I added a month or two ago. My wife is also an AU but she's been on there for years, so they didn't request additional information for her.


I guess this is a sign that the other TL company I had two cards with (one now) may not be checking things as thoroughly as the good/old company. This Capital One card has been a good earner over the years (and still provides decent cash back for regular purchases). I do have a Capital One business card that gets a lot of use so if they were to close my personal card, I hope it wouldn't affect the business card.

I think there's a reason that there's only one recommendable good company.

[Padonak]

Capital One kind of sucks for TLs even if they don't close your account. In order to add AU's SSN, you need to give them online access. Even if you enter your own email for that "online access", there is a risk that AU calls and asks them to change it. Do you guys give online access or add Capital One AUs without SSN?

[Car Jack]

The bad news I talked about already, like lots of us, Barkley reduced CL from $20k to some strange number like $5019.  I think I called the day they did it and:

The good news.  When talking with them, they asked, why not increase it to $25k?  I said sure and they made it so.

The bad news:  Barkley seems not to be reporting as my sold spots aren't showing up as "posted" with the good company.

Here's a silver lining for the bad company.  Since it's Cliff's job to pay and he doesn't until you call him on it 6 times, you can delay the 1099 to a future year.  I'm letting my payments just build up for now.  I tend to bother Cliff once every year and a half.  I'm convinced that they now pay nobody who doesn't email a half dozen times.  I only have one card with them.  Meh.

[bangbang]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

I started with this company a few months ago because they have the highest payouts and are taking orders for Capital One, which old company paused.

My spider senses have been tingling since the beginning with this company. All 3 users I have added have Eastern European names, which seems unusual, not the standard down on their luck American-ish names. Googling the people with their information did not return results. I even used a background check service on the first two with no hits. The orders came in lightning fast, whereas with old company, I had absolutely no sales with this card at its current credit limit over a year.

When I questioned the company about their authenticity, I got a hostile response. The agent said she knew they were real people because she had their credit reports in her hands. She acknowledged the users were immigrants. The company paid out promptly though.

I think something fishy is going on, as I understand something called "synthetic identities" exists, but I don't know what. What would be happening here that is fishy?

[arebelspy]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

If there's only 1 other letter between those, yes. There was someone who came on these forums praising them, so I checked them out, talked to the owner and head programmer, and did a few sales. Ultimately pulled all my cards and couldn't recommend them--they don't verify AUs in a way I'm comfortable with (and there were other minor issues, such as length of time of AU on the card, some typographical stuff I helped them fix, a few process things, but that one is a deal breaker).

One person did post on these forums they tried them (based on the other user's recommendation) and had their card shut down immediately.

They did pay out immediately, and the process was mostly smooth.

I'm happy to check out other TL companies if people recommend them, but I still haven't been able to find other good ones, sadly.

[Padonak]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

I started with this company a few months ago because they have the highest payouts and are taking orders for Capital One, which old company paused.

My spider senses have been tingling since the beginning with this company. All 3 users I have added have Eastern European names, which seems unusual, not the standard down on their luck American-ish names. Googling the people with their information did not return results. I even used a background check service on the first two with no hits. The orders came in lightning fast, whereas with old company, I had absolutely no sales with this card at its current credit limit over a year.

When I questioned the company about their authenticity, I got a hostile response. The agent said she knew they were real people because she had their credit reports in her hands. She acknowledged the users were immigrants. The company paid out promptly though.

I think something fishy is going on, as I understand something called "synthetic identities" exists, but I don't know what. What would be happening here that is fishy?

Don't know which company you are referring to, but if someone i'm doing business with is hostile to me they can f right off. They aren't your boss and the money isn't even that good anyway, so just drop them. That's the difference between working for someone when your livelihood depends on it, and working for yourself while dealing with business partners.

Just the fact that the AU has an Eastern European name or another foreign/ethnic name is not a problem but if there is a pattern, I would check the information available online about them, trust my gut and use common sense to decide if that's someone I want to add as an AU. I asked for additional details about AUs multiple times in these cases. Sometimes I got the details, sometimes the order was re-assigned to someone else.

[Michael in ABQ]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

If there's only 1 other letter between those, yes. There was someone who came on these forums praising them, so I checked them out, talked to the owner and head programmer, and did a few sales. Ultimately pulled all my cards and couldn't recommend them--they don't verify AUs in a way I'm comfortable with (and there were other minor issues, such as length of time of AU on the card, some typographical stuff I helped them fix, a few process things, but that one is a deal breaker).

One person did post on these forums they tried them (based on the other user's recommendation) and had their card shut down immediately.

They did pay out immediately, and the process was mostly smooth.

I'm happy to check out other TL companies if people recommend them, but I still haven't been able to find other good ones, sadly.

Yes, this is the company I was using for my Elan card that just got shut down. However, it was at least partially my fault as I didn't remove some old AUs when I should have so I had 3 or 4 on at one time and their recommendation was a max of 2.

They did quickly get some identification document from an AU for me to submit to Capital One. Hopefully that's sufficient but I may pause that Capital One card for a while. I don't want to risk my business card with them.

[Michael in ABQ]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

If there's only 1 other letter between those, yes. There was someone who came on these forums praising them, so I checked them out, talked to the owner and head programmer, and did a few sales. Ultimately pulled all my cards and couldn't recommend them--they don't verify AUs in a way I'm comfortable with (and there were other minor issues, such as length of time of AU on the card, some typographical stuff I helped them fix, a few process things, but that one is a deal breaker).

One person did post on these forums they tried them (based on the other user's recommendation) and had their card shut down immediately.

They did pay out immediately, and the process was mostly smooth.

I'm happy to check out other TL companies if people recommend them, but I still haven't been able to find other good ones, sadly.

Yes, this is the company I was using for my Elan card that just got shut down. However, it was at least partially my fault as I didn't remove some old AUs when I should have so I had 3 or 4 on at one time and their recommendation was a max of 2.

They did quickly get some identification document from an AU for me to submit to Capital One. Hopefully that's sufficient but I may pause that Capital One card for a while. I don't want to risk my business card with them.

Update: Capital One Fraud Prevention just called and said they couldn't validate the driver's license and social security card I submitted for an AU so my card will remain restricted. I asked if there was any appeal or other remedy to get the card activated again and was basically told no. So that's 2 of 2 cards shut down with this other company.

Sales may be a bit slower than I'd like with the good/old company - but at least my cards aren't getting shut down.

[bangbang]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

If there's only 1 other letter between those, yes. There was someone who came on these forums praising them, so I checked them out, talked to the owner and head programmer, and did a few sales. Ultimately pulled all my cards and couldn't recommend them--they don't verify AUs in a way I'm comfortable with (and there were other minor issues, such as length of time of AU on the card, some typographical stuff I helped them fix, a few process things, but that one is a deal breaker).

One person did post on these forums they tried them (based on the other user's recommendation) and had their card shut down immediately.

They did pay out immediately, and the process was mostly smooth.

I'm happy to check out other TL companies if people recommend them, but I still haven't been able to find other good ones, sadly.

Hello Arebelspy. Thank you for your response. In what does old company verify users that the aforementioned company does not? What is the additional layer of protection?

[arebelspy]

Hello Arebelspy. Thank you for your response. In what does old company verify users that the aforementioned company does not? What is the additional layer of protection?

I can't disclose specifics publicly (I've been asked not to on both sides, and said I would not), but it's more that G* does not do much. You can inquire with them what they do, if you'd like, and they may let you know.

Also, in this particular case, I don't think it's people exploiting their lack of verification and them not realizing; I think they're targeting the type of users you're seeing. My opinion.

To some, that's worth the risk. Again, they fill slots and pay quickly, so if you just want to churn AU spots and burn a card, it's not a bad place to go. I prefer other criteria (stability/longevity, lowered personal risk, less shutdown risk, etc.)

[secondcor521]

To some, that's worth the risk. Again, they fill slots and pay quickly, so if you just want to churn AU spots and burn a card, it's not a bad place to go. I prefer other criteria (stability/longevity, lowered personal risk, less shutdown risk, etc.)

I've been playing various credit card games for 25 years now.  It is painfully obvious to me that you can make far more money by taking the slow / steady / careful / conservative approach than the spectacular / short / flameout approach.  This is true of piggybacking, churning, manufactured spending, stoozing, coins from the mint, and probably other games I'm not remembering or thinking of at the moment.

My 2 cents, but I don't think your mileage will vary.

[ducky19]

Here's something that you may not have considered before - I know I didn't. If you have cards that have been enrolled for a significant period, it's worth it to look at the current pay table to see if the comission should be raised. I have two cards that had a $75 comission, but had aged up into the next category. Reached out to the company I have them with and they agreed they could relist them at the current comission for that age/CL, which is $200. Not sure all TL companies will do this, but worth looking into.

[ChipChingChang]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

If there's only 1 other letter between those, yes. There was someone who came on these forums praising them, so I checked them out, talked to the owner and head programmer, and did a few sales. Ultimately pulled all my cards and couldn't recommend them--they don't verify AUs in a way I'm comfortable with (and there were other minor issues, such as length of time of AU on the card, some typographical stuff I helped them fix, a few process things, but that one is a deal breaker).

One person did post on these forums they tried them (based on the other user's recommendation) and had their card shut down immediately.

They did pay out immediately, and the process was mostly smooth.

I'm happy to check out other TL companies if people recommend them, but I still haven't been able to find other good ones, sadly.

Yes, this is the company I was using for my Elan card that just got shut down. However, it was at least partially my fault as I didn't remove some old AUs when I should have so I had 3 or 4 on at one time and their recommendation was a max of 2.

They did quickly get some identification document from an AU for me to submit to Capital One. Hopefully that's sufficient but I may pause that Capital One card for a while. I don't want to risk my business card with them.

dang, man! you literally just got my referral from them, i told them you sent me) when i asked you what other company you used. i signed up with them using 2 cards just to see what happens since i never done this before.

the recommended good company told me i gotta wait until they open for registration again and they said "probably next year". a year is a long time. i have a ton of cards to sell. the good company is not accepting customers and the bad company never pays

i'll report how my sales go with this company you recommended for me after a bit. if they told you to remove your cards why didn't you? especially if they say that 2 is the maximum. man you had a lot of time to talk to me in messages about your experiences with the different companies but you kept 2 times the maximum number of users they allow?! that's just silly.

i read the booklet they provide when i signed up and from what i gathered there and from what i gather here just reading it seems like everyone agrees its important to follow the instructions your company gives. everybody here says "ask the company" or "i just do what the company says".

the cards i added were were small and only worth $150 and $180 but man when i was talking with you i after i told you i signed up and got on their referral program you told me you didn't even know they had a referral program so you had to ask get credit since i mentioned your name. it says it right on their website. it sounds like you don't pay much attention man i mean i'm sorry to hear your cards got closed but i really hope your recommendation for this company was not a bad idea for me. if i lose these 2 cards i won't sweat it but i'd like to add more and make some money.

whats the deal with the good company not accepting cards? another company also told me they aint accepting cards either and they're like number one on google search. fingers crossed this whole piggybacking thing doesn't end up being a waste of time disaster.

[ChipChingChang]

I am wondering if anyone has any experience with a company that starts with G an ends with S.

I started with this company a few months ago because they have the highest payouts and are taking orders for Capital One, which old company paused.

My spider senses have been tingling since the beginning with this company. All 3 users I have added have Eastern European names, which seems unusual, not the standard down on their luck American-ish names. Googling the people with their information did not return results. I even used a background check service on the first two with no hits. The orders came in lightning fast, whereas with old company, I had absolutely no sales with this card at its current credit limit over a year.

When I questioned the company about their authenticity, I got a hostile response. The agent said she knew they were real people because she had their credit reports in her hands. She acknowledged the users were immigrants. The company paid out promptly though.

I think something fishy is going on, as I understand something called "synthetic identities" exists, but I don't know what. What would be happening here that is fishy?

you don't know what a fake id is? oh man. i got this guy overloaded with people on his cards recommending them to me, and here is another person using the same company who doesn't even know what a fake id is? sounds like i'm screwed or you guys are really bad at basic comprehension stuff. i've been churning cards a LONG time and the guys on the churnin thread her got my head spinning with all the technical details and the tradeline thread is struggling with basic comprehension or what?

i alsmost added like 15 cards with them, glad i added 2 until i can see for myself. good luck to everybody i have to wonder how much better the good company could possibly be now.

[beekayworld]

...i have a ton of cards to sell. the good company is not accepting customers and the bad company never pays

The bad company WILL pay. Not quickly, nor automatically, but eventually.  I have to email the guy repeatedly and some times get ARS to follow up with him, but I've always been paid.

If I were you I'd enroll everything with the bad company as they do a good job with screening their clients. They're only "bad" because they aren't automatic at paying.