Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig

[secondcor521]

I also share a first and last name with my dad - but how does that affect your own credit? Presumably your dad has a different SSN than you do?

Back in the dark ages when I was a kid and shared a name and address with my Dad, the credit bureaus got stuff mixed up several times such that some of my Dad's credit lines showed up on my credit history.  As far as the credit bureaus were concerned, my first credit account was opened when I was four years old.  Accidental piggybacking, if you will.

It's not particularly relevant except that it probably did help me out along the way in terms of getting more/better cards and limits along the way and has resulted in me being pretty much where the credit sidewalk ends.

Nowadays maybe the bureaus do things better.

[Car Jack]

I also share a first and last name with my dad - but how does that affect your own credit? Presumably your dad has a different SSN than you do?

Back in the dark ages when I was a kid and shared a name and address with my Dad, the credit bureaus got stuff mixed up several times such that some of my Dad's credit lines showed up on my credit history.  As far as the credit bureaus were concerned, my first credit account was opened when I was four years old.  Accidental piggybacking, if you will.

It's not particularly relevant except that it probably did help me out along the way in terms of getting more/better cards and limits along the way and has resulted in me being pretty much where the credit sidewalk ends.

Nowadays maybe the bureaus do things better.

Ha!  My exact words to one of the credit agencies: "So, would you think AMEX would give a 3 year old one of these cards?".  It was taken off the credit report.  I called again and asked: "So, how many 4 year olds are granted a mortgage like me?".  That was also taken off.  I'm a junior but look at that...my social security number is not the same as my dad's.  I also notice lexis nexis is a bunch of morons as well.  I've had to identify myself for an employment background check.  They have the questions like "Which address was ever associated with you?".  I look at the list of addresses and sure enough, there's one of my dad's old rental houses he rented out.  Buncha morons.

[WayDownSouth]

Chase is always a headache for me but what happened today got me really wondering

4 examples in the last 9 weeks, in the exact order they occurred:

• Call bank to add AU and I ask to add SS of AU. They tell me to call back in 30 days because I can't add SS# the same day I add them. I did it, done.
• Call to add AU, ask to add SS of AU. All is well, SS# added right away.
• Call to add and am told to call back in 30 days because I cannot add AUs SS# the same day. Call back in 30 days, added SS and done.
• JUST TODAY, I call to add and ask to add the SS and they tell me the USER THEMSELVES needs to call them in 30 days. I said "okay, I'll call back in 30 days". CS rep says "no sir, the authorized user has to call and provide their SS# themselves if they want it added to the account". I said, "ohhh, I misunderstood you. Ok, no problem."

Never once have I had them tell me the AU needs to call.

Seeing that they have totally inconsistent processes (maybe requirements handed down by "bosses" of specific call centers) I am assuming that I'm going to call myself in 30 days and there will be no problem, but I have a slight concern that they may note this on the account and request the user to call themselves. 

[kindoflost]

Chase is always a headache for me but what happened today got me really wondering

4 examples in the last 9 weeks, in the exact order they occurred:

• Call bank to add AU and I ask to add SS of AU. They tell me to call back in 30 days because I can't add SS# the same day I add them. I did it, done.
• Call to add AU, ask to add SS of AU. All is well, SS# added right away.
• Call to add and am told to call back in 30 days because I cannot add AUs SS# the same day. Call back in 30 days, added SS and done.
• JUST TODAY, I call to add and ask to add the SS and they tell me the USER THEMSELVES needs to call them in 30 days. I said "okay, I'll call back in 30 days". CS rep says "no sir, the authorized user has to call and provide their SS# themselves if they want it added to the account". I said, "ohhh, I misunderstood you. Ok, no problem."

Never once have I had them tell me the AU needs to call.

Seeing that they have totally inconsistent processes (maybe requirements handed down by "bosses" of specific call centers) I am assuming that I'm going to call myself in 30 days and there will be no problem, but I have a slight concern that they may note this on the account and request the user to call themselves.

I add online with the form and remove online with a secured message. Never had a problem.

[secondcor521]

Chase is always a headache for me but what happened today got me really wondering

4 examples in the last 9 weeks, in the exact order they occurred:

• Call bank to add AU and I ask to add SS of AU. They tell me to call back in 30 days because I can't add SS# the same day I add them. I did it, done.
• Call to add AU, ask to add SS of AU. All is well, SS# added right away.
• Call to add and am told to call back in 30 days because I cannot add AUs SS# the same day. Call back in 30 days, added SS and done.
• JUST TODAY, I call to add and ask to add the SS and they tell me the USER THEMSELVES needs to call them in 30 days. I said "okay, I'll call back in 30 days". CS rep says "no sir, the authorized user has to call and provide their SS# themselves if they want it added to the account". I said, "ohhh, I misunderstood you. Ok, no problem."

Never once have I had them tell me the AU needs to call.

Seeing that they have totally inconsistent processes (maybe requirements handed down by "bosses" of specific call centers) I am assuming that I'm going to call myself in 30 days and there will be no problem, but I have a slight concern that they may note this on the account and request the user to call themselves.

I add online with the form and remove online with a secured message. Never had a problem.

+1.  I try to add/remove online or via SM whenever possible.  Minimizes risk of transcription errors (I cut and paste as much as I can) and might as well stay under the radar.

[Padonak]

Has anyone had trouble with AUs posting with Capital One recently with old company or any other service?  I have a Capital One card with old company which has been consistently filled with no posting issues, except the most recent AU claims it did not post on their credit report.  This AU was definitely added, they show as an AU in my online account and most recent statement, and I received the card from Capital One.  Capital One's online add process was slightly different this time, where a second window popped up asking for the AU's ssn in order to "provide online access."  I remember adding the SSN with prior AUs so did so this time also.

I had the same second window

Did you add the AU's SSN? What email did you use and what about the AU's physical address? I am hearing mixed signals with capital one tradelines recently.

Replying to this old message thread to bring up Capital One again. When you guys add Cap One AUs, do you give them online access (and use your phone and email so that they don't get instructions)? Because giving online access seems to be the only way to add AU's SSN.

[secondcor521]

Has anyone had trouble with AUs posting with Capital One recently with old company or any other service?  I have a Capital One card with old company which has been consistently filled with no posting issues, except the most recent AU claims it did not post on their credit report.  This AU was definitely added, they show as an AU in my online account and most recent statement, and I received the card from Capital One.  Capital One's online add process was slightly different this time, where a second window popped up asking for the AU's ssn in order to "provide online access."  I remember adding the SSN with prior AUs so did so this time also.

I had the same second window

Did you add the AU's SSN? What email did you use and what about the AU's physical address? I am hearing mixed signals with capital one tradelines recently.

Replying to this old message thread to bring up Capital One again. When you guys add Cap One AUs, do you give them online access (and use your phone and email so that they don't get instructions)? Because giving online access seems to be the only way to add AU's SSN.

That's exactly what Good Company recommends.  I haven't added a Capital One AU in a while (they're on hold with Good Company currently), but that's what I vaguely recall doing as well.

[merula]

I don't add the SSN with the bad/new company, and it always posts.

[WayDownSouth]

I don't add the SSN with the bad/new company, and it always posts.

Only with Chase do I experience this problem of non-consistent posting to all 3 bureaus. It increases my likelyhood of not getting paid and wasting time. It doesn't happen often, but when it does, it's always Experian who my Chase cards fail to post to.

Point being, trying to always achieve all 3 is ideal. In a rare circumstance where it posts to transunion only or equifax only, that doesn't meet the broker's guarantee of minimum 2 out of 3 credit unions and so I wouldn't get paid. However, had it posted to Experian, that would have saved the failure to post.

This is not a very common thing and not a massive problem but every single time that it's not all 3, the issue is with Experian. This is my experience; no remedy...

[chuckster]

Has anyone had trouble with AUs posting with Capital One recently with old company or any other service?  I have a Capital One card with old company which has been consistently filled with no posting issues, except the most recent AU claims it did not post on their credit report.  This AU was definitely added, they show as an AU in my online account and most recent statement, and I received the card from Capital One.  Capital One's online add process was slightly different this time, where a second window popped up asking for the AU's ssn in order to "provide online access."  I remember adding the SSN with prior AUs so did so this time also.

I had the same second window

Did you add the AU's SSN? What email did you use and what about the AU's physical address? I am hearing mixed signals with capital one tradelines recently.

Replying to this old message thread to bring up Capital One again. When you guys add Cap One AUs, do you give them online access (and use your phone and email so that they don't get instructions)? Because giving online access seems to be the only way to add AU's SSN.

I give them "online access" via my gmail account with the added + trick that gets ignored. Like "me@gmail" and "me+fakeAU@gmail" are two different addresses to a computer but both go to my inbox. So the online access the AU gets is me.

[arebelspy]

If you're on their newsletter, you should have received this email, but posting for those who are not.

Old company (the good one) is now accepting enrollment of the following cards:
* Alliant CU
Barclays * $20k or higher in demand (25-35 AU lifetime limit)
* Discover (7 MAX AU annually)
* Huntington Bank
* PNC (5 MAX AU annually)
Chase * $40k or higher limit in demand
Elan/Fidelity -10+ years only
US Bank - 10+ years only

( * = low inventory or they're in demand.)

Enrollment ends February 28th.

PM me if you need a referral, otherwise I suspect there's plenty of you who were just waiting for enrollment to open. If you have those cards, worth enrolling them IMO.

[tj]

If you're on their newsletter, you should have received this email, but posting for those who are not.

Old company (the good one) is now accepting enrollment of the following cards:
* Alliant CU
Barclays * $20k or higher in demand (25-35 AU lifetime limit)
* Discover (7 MAX AU annually)
* Huntington Bank
* PNC (5 MAX AU annually)
Chase * $40k or higher limit in demand
Elan/Fidelity -10+ years only
US Bank - 10+ years only

( * = low inventory or they're in demand.)

Enrollment ends February 28th.

PM me if you need a referral, otherwise I suspect there's plenty of you who were just waiting for enrollment to open. If you have those cards, worth enrolling them IMO.

Did you conclude that the other company that was being talked about recently isn't worth the hassle?

[arebelspy]

I don't have an opinion on them.

Insufficient data for a meaningful answer.

[WayDownSouth]

I don't have an opinion on them.

Insufficient data for a meaningful answer.

There doesn't seem to be a "hassle" persay, at all. It's all benefits IMO. Nearly all lines sell instantly all year long, each buyer is manually audited at highest level, biggest (by far) payments of all companies, and very moral/fair/just... Service, speed, security, honesty and a simple set of clearly stated rules. I don't know what else we could ask for. I've done quite some time there and will not use another, ever. (unless they go out of business or something)

@arebelspy you should toss a card up there - figured you would have done that by now. Then again if you're happy where you're at I understand that completely.

[jc1234]

Is there anywhere I can ‘buy’ points. Is anyone ever looking to sell? From what I have read, people only go to brokers.

[kindoflost]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

[arebelspy]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

Username checks out. :)

I'll PM you.

[kindoflost]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

[Padonak]

Has anyone had non-posting issues with Chase cards recently?

[secondcor521]

Has anyone had non-posting issues with Chase cards recently?

Are you asking about situations where the card doesn't post, or problems related to Chase cards that are not related to posting aspects?

The answer is "no" for me, regardless, as I have had no issues with Chase cards recently at all.

[Padonak]

Has anyone had non-posting issues with Chase cards recently?

Are you asking about situations where the card doesn't post, or problems related to Chase cards that are not related to posting aspects?

The answer is "no" for me, regardless, as I have had no issues with Chase cards recently at all.

Sorry i wasn't clear. I'm asking about situations where the AU doesnt post with all the bureaus even though all the AU details are correct.   

[secondcor521]

Has anyone had non-posting issues with Chase cards recently?

Are you asking about situations where the card doesn't post, or problems related to Chase cards that are not related to posting aspects?

The answer is "no" for me, regardless, as I have had no issues with Chase cards recently at all.

Sorry i wasn't clear. I'm asking about situations where the AU doesnt post with all the bureaus even though all the AU details are correct.

I haven't, but my last Chase AU add was back in November.  I add online and remove via SM.  Where possible when adding, I cut and paste to minimize typo risk.  Typos don't always prevent posting but they can.

If I have posting issues (which are rare for me - less than 5% for sure), I'll also make sure I'm following all of the piggybacking company's recommended methodology - for example, even though it looks like I can add Citi online, I call in because that's what Good Company's FAQ / documents recommends.

[MoMoney88]

Has anyone had non-posting issues with Chase cards recently?

Padonak,
Yes!!!  I posted a similar question here on p.124 here. 
Basically things have been going great for both of my Chase cards... I've been selling AU's on them both for 5 years.  44 spots sold on one, and 45 on the other.
One card is 14 years old, the other is 18, so both pretty good commissions.

Regarding posting, both have been very consistent for the 5 years... up until around July/August last year, when one of my Chase cards had 2 or 3 non-postings in a row!!!!!  (no issues with my other Chase card).
My instinct told hey, maybe the seller is ripping me off suddenly and is making it up and keeping my commission!  haha 
So, for fun, and to test it out, a few months ago I added my 25 yr old son to the card and I did receive his AU card, but he did not post either!!!!!
Something going on with that Chase card.

I think I am going to send an SM to Chase and ask "Is something wrong with my card, I added my son to help him out, and it did not post, can you fix it???"

[WayDownSouth]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

[WayDownSouth]

Has anyone had non-posting issues with Chase cards recently?

Are you asking about situations where the card doesn't post, or problems related to Chase cards that are not related to posting aspects?

The answer is "no" for me, regardless, as I have had no issues with Chase cards recently at all.

Sorry i wasn't clear. I'm asking about situations where the AU doesnt post with all the bureaus even though all the AU details are correct.

I'm one of the people who fall into the group of when there is a problem with a chase card posting, it's that they're the only card that I have that consistently doesn't post to all 3 bureaus. I believe others experience this issue too, but not all users.

I was suspecting it had to do with the method of adding but I've experimented and spoke with many others in the last few weeks and still have no real answer. It seems that there is no good reason or method that trumps the other. They just simply just do not post to the third bureau, and it's always the same bureau... However, not for everyone. Some people never face this issue at all, regardless of their card(s) or add methods.

 The thing that really sucks is that this is pretty rare overall (it seems), but since it's always the same bureau, it causes problems when - for example - ONE of the other bureaus doesn't post right. Had chase posted to all 3 to begin with, there'd be no problem for the purchaser, the company, or the seller since 2 or 3 is the basic rule for "successful transaction".... However, this third bureau is also one which people in a couple of very specific states rely on because most auto agencies particular states use that bureau for finance scoring.

Seems to be no solid answer.

As secondcor521 said, he seemingly never has problems with chase. Others (me included) have had multiple issues with chase over the years... One of which (knock on wood) has not been an account closure yet.

There are so many factors that could come in to play I've given up seeking answers. I just continue dealing with their crap as it comes and remain prepared for total failure of all my chase cards on any given day.

[WayDownSouth]

Has anyone had non-posting issues with Chase cards recently?

Padonak,
Yes!!!  I posted a similar question here on p.124 here. 
Basically things have been going great for both of my Chase cards... I've been selling AU's on them both for 5 years.  44 spots sold on one, and 45 on the other.
One card is 14 years old, the other is 18, so both pretty good commissions.

Regarding posting, both have been very consistent for the 5 years... up until around July/August last year, when one of my Chase cards had 2 or 3 non-postings in a row!!!!!  (no issues with my other Chase card).
My instinct told hey, maybe the seller is ripping me off suddenly and is making it up and keeping my commission!  haha 
So, for fun, and to test it out, a few months ago I added my 25 yr old son to the card and I did receive his AU card, but he did not post either!!!!!
Something going on with that Chase card.

I think I am going to send an SM to Chase and ask "Is something wrong with my card, I added my son to help him out, and it did not post, can you fix it???"

@morris08 - If it's not too invasive and if you don't mind sharing, you're saying it's a specific card of Chase's causing you problems. Mind mentioning which? I didn't even think to look if it was only the specific card I have, or various cards that had been problematic...

(Just when I mentioned above I'm done seeking answers, you made a lightbulb pop on in my head, lol).

[tj]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

It seems they have fixed their get started link.

[MoMoney88]

@WayDownSouth

Sure, it was my Chase Marriott card.  The other Chase (United Airlines) still seems to be working fine.

Just some more info on my son not posting on the Marriott...  We only checked his Credit Karma (which is Transunion & Equifax) and we didn't see the Marriott there.  Didn't look at his actual "official" credit bureau reports.

[WayDownSouth]

@WayDownSouth

Sure, it was my Chase Marriott card.  The other Chase (United Airlines) still seems to be working fine.

Just some more info on my son not posting on the Marriott...  We only checked his Credit Karma (which is Transunion & Equifax) and we didn't see the Marriott there.  Didn't look at his actual "official" credit bureau reports.

I don't have a Chase Marriot card... Regardless, this tells us that the problem is not limited to a singular card.

[WayDownSouth]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

It seems they have fixed their get started link.

Did you see it not working? If so, @kindoflost must have been correct.

[tj]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

It seems they have fixed their get started link.

Did you see it not working? If so, @kindoflost must have been correct.

Yes. It wasn't working when I read his comment.

[kindoflost]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

I have two Wells Fargo cards I want to allocate. I got an error on the survey that I was supposed to fill. It may have been my ISP so my fault, my apologies to "other company".
I am sure we are not using names for different reason.
Oh and I was sure and being honest.
Regards

[WayDownSouth]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

It seems they have fixed their get started link.

Did you see it not working? If so, @kindoflost must have been correct.

Yes. It wasn't working when I read his comment.

@kindoflost it seems TJ can confirm it was actually broke when you tried adding your cards. I initially thought maybe you didn't know what you were doing or something (no insult intended).

[WayDownSouth]

hey,
what was/is the "other company" you are now/again talking about?
With all the "new company" "old company" and now "other company" I don't know what is what anymore.
if it is against the thread rules to post the name, I would appreciate a message.
thank you very much

found it, "other company" is gfsgroup.org. I tried to sign up because I have a couple of cards no one wants and another two I want to move but their link to sign up as a seller is broken. Not a good sign so I will keep looking

@kindoflost Why exactly does "no one want" the couple of cards you mentioned? Are they the banks/cards that are known to be problematic or the cards that nobody accepts? Also are you sure the link was broken? I tend to think it was more likely a glitch with a server connection or possibly even your ISP... Did you receive an error page?

I think this is why the referral to new/old and good/bad company are used here so people don't post negative remarks without being sure or honest about the underlying issue. I've been selling solely with that company for a while now and my experience is nothing but excellent. My first post on this forum was to question someone who claimed they were not paid by the company after repeated requests, which turned out to be a mere week - but that user conveniently forgot to mention that they had already received an answer and was not paid because they removed the AU in the middle of the purchase period (contrary to the agreement).

Interestingly enough, that same seller went back to that company to be a seller again. Never did answer me when I asked to help them resolve their payment issue since I knew something was not correct/right about that. I offered to speak to the owner on their behalf and help, because I've built up a pretty solid relationship with them in a few short years because I have a lot of old, high-limit cards.

I have two Wells Fargo cards I want to allocate. I got an error on the survey that I was supposed to fill. It may have been my ISP so my fault, my apologies to "other company".
I am sure we are not using names for different reason.
Oh and I was sure and being honest.
Regards

I don't think any of the respectable companies accept Wells Fargo anymore. You might have a tough time with them but there definitely are some people offering them for sale.

It wasn't your fault - it was an error on their website... @tj confirmed he saw it too above.

[EliteZags]

anyone worked with a company that accepts Synchrony before?
Considering opening a Paypal card for the 3% on Paypal purchases (plus GPay) but prefer to only open potential future TL cards at this pt

[secondcor521]

anyone worked with a company that accepts Synchrony before?
Considering opening a Paypal card for the 3% on Paypal purchases (plus GPay) but prefer to only open potential future TL cards at this pt

Good company accepts Synchrony but it may only be the "care credit" credit card.

[jeromedawg]

How often do you guys transition between different companies? And what's the best way to do it? One of the companies I'm working with recently told me they had to lower their quoted amount (where they were beating other companies before) and now I'm having second thoughts about staying with them. They are also pretty slow with responding to inquiries and paying on time, so I'm leaning towards just leaving them and going with the company who is more consistent in their responses and communications. At the same time, it seems like a hassle to 'start from square one' - they seemed to have perked up when I told them I have another company offering me more for the same tradeline sales and offered to match them but then asked me if I could sell another tradeline for slightly less than the other company. I initially told them that if they can consistently fill the spots, then sure I'm OK with that and then they asked if I have any other cards. At this point, I'm not thrilled about the dialogue...

In the case that I do decide that I want to switch, should I just tell them that "effective immediately, please stop listing my tradelines and please pay out once the terms on the existing orders are fulfilled"? Or should I wait until there's a lapse and then tell them I'm not longer with them? Do I need to wait to do all this before I officially sign up with the other company?

[Reddart67]

I would just tell them to stop listing it but keep the AUs currently on the card until their period is over.

[tj]

How often do you guys transition between different companies? And what's the best way to do it? One of the companies I'm working with recently told me they had to lower their quoted amount (where they were beating other companies before) and now I'm having second thoughts about staying with them. They are also pretty slow with responding to inquiries and paying on time, so I'm leaning towards just leaving them and going with the company who is more consistent in their responses and communications. At the same time, it seems like a hassle to 'start from square one' - they seemed to have perked up when I told them I have another company offering me more for the same tradeline sales and offered to match them but then asked me if I could sell another tradeline for slightly less than the other company. I initially told them that if they can consistently fill the spots, then sure I'm OK with that and then they asked if I have any other cards. At this point, I'm not thrilled about the dialogue...

In the case that I do decide that I want to switch, should I just tell them that "effective immediately, please stop listing my tradelines and please pay out once the terms on the existing orders are fulfilled"? Or should I wait until there's a lapse and then tell them I'm not longer with them? Do I need to wait to do all this before I officially sign up with the other company?

Finally giving up on "New company" aka "Bad company"? 😅

[jeromedawg]

I would just tell them to stop listing it but keep the AUs currently on the card until their period is over.

My only concern at this point, after thinking about it, is if they decide to give me the shaft and refuse to pay out for the remaining AUs... I mean, what's to stop them from acting dishonestly in that sense?

[jeromedawg]

How often do you guys transition between different companies? And what's the best way to do it? One of the companies I'm working with recently told me they had to lower their quoted amount (where they were beating other companies before) and now I'm having second thoughts about staying with them. They are also pretty slow with responding to inquiries and paying on time, so I'm leaning towards just leaving them and going with the company who is more consistent in their responses and communications. At the same time, it seems like a hassle to 'start from square one' - they seemed to have perked up when I told them I have another company offering me more for the same tradeline sales and offered to match them but then asked me if I could sell another tradeline for slightly less than the other company. I initially told them that if they can consistently fill the spots, then sure I'm OK with that and then they asked if I have any other cards. At this point, I'm not thrilled about the dialogue...

In the case that I do decide that I want to switch, should I just tell them that "effective immediately, please stop listing my tradelines and please pay out once the terms on the existing orders are fulfilled"? Or should I wait until there's a lapse and then tell them I'm not longer with them? Do I need to wait to do all this before I officially sign up with the other company?

Finally giving up on "New company" aka "Bad company"? 😅

Which "new company" are you talking about? A, b, c, d, e, f or g? Or is it one of the ones from h-z? 🤣

[secondcor521]

I would just tell them to stop listing it but keep the AUs currently on the card until their period is over.

My only concern at this point, after thinking about it, is if they decide to give me the shaft and refuse to pay out for the remaining AUs... I mean, what's to stop them from acting dishonestly in that sense?

At one point when they owed me somewhat less than average, I decided it was worth the risk of them stiffing me.

They did end up paying, but it took a fair amount of effort and time.

I just told Bad Company to lock all my slots, then I waited for all AUs to roll off, and as cards were completely clear of AUs I enrolled them with Good Company.  In my experience, Good Company paid slightly less, but it was worth it to me to avoid the payment angst and hassle.

[almost]

Or should I wait until there's a lapse and then tell them I'm not longer with them? Do I need to wait to do all this before I officially sign up with the other company?

I tell them to pause sales on my cards and then never tell them to put them up for sale again.  I feel better about that in case the new company I've picked doesn't work out and I need to move back. 

I allocate cards to the different companies once or twice a year depending upon payout, reliability of sales, and customer service.

[jeromedawg]

Or should I wait until there's a lapse and then tell them I'm not longer with them? Do I need to wait to do all this before I officially sign up with the other company?

I tell them to pause sales on my cards and then never tell them to put them up for sale again.  I feel better about that in case the new company I've picked doesn't work out and I need to move back. 

I allocate cards to the different companies once or twice a year depending upon payout, reliability of sales, and customer service.

How do you know what the "reliability of sales" is going to be like for a given company? Or how do you judge that (as well as customer service)? Are these companies you've already worked with or know that they're busier or can sell AUs better during certain times of the year or something? I'm just wondering how you know to decide on when to allocate/reallocate cards....

[spacecadet610]

I just got my US bank credit card closed due to the credit line opening patterns.

Does anyone know how long I need to wait before opening a new US bank credit card? Wonder if i can get the sign up bonus again.

I was using the US bank Cash+ card.

[secondcor521]

I just got my US bank credit card closed due to the credit line opening patterns.

Does anyone know how long I need to wait before opening a new US bank credit card? Wonder if i can get the sign up bonus again.

I was using the US bank Cash+ card.

Having a card canceled doesn't make you ineligible for a SUB.  Lots of CCs do have limitations in terms of how frequently or how many times you can receive a SUB, and those rules would still apply.

How long to wait is up to you.  I had two USBank CCs closed for AU activity; I think I waited six months or so.

USBank might keep track of their own experience with you, aside from anything on your credit report.  They might choose to decline you on that basis.  But I was able to open two more USBank CCs after my previous two were closed, so you might succeed as well.

[almost]

How do you know what the "reliability of sales" is going to be like for a given company? Or how do you judge that (as well as customer service)? Are these companies you've already worked with or know that they're busier or can sell AUs better during certain times of the year or something? I'm just wondering how you know to decide on when to allocate/reallocate cards....

By customer service I mean how easy they are to work with.  There are a few companies that seem to only send me last minute/rush sales or that refuse to answer emails/phone calls.  If their competitors make it easier to do business, then I'll move my cards to them, even if the payout is lower.

I don't know what reliability of sales will be like but whenever I sign up for a new company they promise 100% fulfillment on my whole portfolio.  Which never happens.  So I usually sign up with a few spots on a few cards.  If they really do sell, make it easy to do business, and pay on time, then I'll move more spots and cards to them after a couple pay checks.

The cards are always aging so it makes sense to re-bid them periodically.  I never close my account with any of the companies.  I just put my cards on hold to leave the door open. 

I've worked with 5 companies and have tried a new one out each year.  The worst one by far was call credit pro - the one that never pays on time. 

[Car Jack]

I hope you people using companies outside of the old and new company are doing a ton of research in advance.  Joe has done excellent work making sure that the 2 companies are legit and are doing adequate checks.  This avoids you adding an AU and 2 weeks later a fly-by-night company cancelling the AU because they were paid with a stolen credit card.

All of this tradeline stuff looks sketchy from the outside.  This morning, we had a business card taped to our door saying "Emergency, contact us immediately".  I believe it was a collector.  I called and gave them the case number on the card and they asked if a person lived here and I said no.  I told them that there's a "MY" street, lane and avenue in my town and same in 3 of the neighboring towns.  Chances are, it's an old AU.  I don't really pay that much attention. 

[Rusted Rose]

What's the current situation regarding AU cards being sent out by Barclay?

(1) Is there a checkbox to tell them not to send at all?

(2) If not: do they put the AU name on the mailer?

Thanks for any info. :)

[WayDownSouth]

What's the current situation regarding AU cards being sent out by Barclay?

(1) Is there a checkbox to tell them not to send at all?

(2) If not: do they put the AU name on the mailer?

Thanks for any info. :)

Yes, there's a checkbox to tell them to NOT send. Also, yes, the AU name is on the mailer - same as all banks (at least all banks I'm aware of).