Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 2157650 times)

TheAgileCamel

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5400 on: February 23, 2022, 07:00:26 PM »
Quote from:  link=topic=66145.msg2982010#msg2982010 date=1645644454
[MOD EDIT: Removed solicitation for unknown business from user with 8 posts]

I would suggest you let Joe (arebelspy) know.  He's vetted the 2 companies recommended here.  I once went and tried another and got whacked in the head with my first try.  Pulled right out of there and will go only to the companies Joe's checked out.

Care to share what happened?
« Last Edit: February 23, 2022, 08:06:47 PM by arebelspy »

frozen

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5401 on: February 26, 2022, 08:34:48 AM »

Is it possible to activate an AMEX AU card if I don’t receive the card? My mailman sometimes does not deliver mail addressed to others. I sold my first AMEX AU with the old company.

dantheman46

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5402 on: February 26, 2022, 09:11:44 AM »

Is it possible to activate an AMEX AU card if I don’t receive the card? My mailman sometimes does not deliver mail addressed to others. I sold my first AMEX AU with the old company.

I don't know the answer to this, but wouldn't you be nervous activating a card, but the card is potentially floating out there somewhere and not in your possession. If it gets used, how would you prove it's fraudulent to Amex and not the authorized user using it? How would you explain to Amex you activated it without actually having it in your possession, but they should be responsible for the fraudulent transactions? Seems very risky.

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5403 on: February 26, 2022, 11:25:32 AM »
Quote from:  link=topic=66145.msg2982010#msg2982010 date=1645644454
[MOD EDIT: Removed solicitation for unknown business from user with 8 posts]

I would suggest you let Joe (arebelspy) know.  He's vetted the 2 companies recommended here.  I once went and tried another and got whacked in the head with my first try.  Pulled right out of there and will go only to the companies Joe's checked out.

Care to share what happened?

Sure.  They sold a spot on my cc.  I put the AU on the card.  A couple days later, they said to pull the AU because they paid with a stolen credit card.

There were also some pieces of info that went on the web, completely public.  I can't remember what that was.

MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5404 on: February 26, 2022, 05:37:35 PM »

Is it possible to activate an AMEX AU card if I don’t receive the card? My mailman sometimes does not deliver mail addressed to others. I sold my first AMEX AU with the old company.
No, you need the special 4 digit number that you can only find physically on the front of the AMEX card.

frugalnacho

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5405 on: March 01, 2022, 12:23:11 PM »
I've also had an issue with Amex delta skymiles card.  I added an AU in January, and they never sent me a card.  After about 3 weeks I went on the Amex site and requested a new card for the AU citing the reason that the card never arrived.  It's been almost 3 weeks since I requested a new card, and it still never arrived.

When I check my portal it says that the AU already posted and I'm scheduled to get paid, so I'm going to leave it alone, but it's really strange that I've requested a card twice and never received it.  Amex has always been good about sending cards quickly.

Still haven't received the card, but I already received my payment and I'm scheduled to remove the AU shortly.

TheAgileCamel

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5406 on: March 05, 2022, 08:54:41 PM »
Shutdown experiences... oh my, where to start?

I had 5 cards with Chase, sold a total of 10 slots on two cards in a year and a half. Chase did not approve, so they shut down all of my cards. Over $85k in credit limit gone like a fart in the wind.

Bank of America - also had 5 cards with $42k in credit. Sold 9 slots in about the same time period as Chase. Shut down all five cards.

Capital One - my oldest card (2004) was restricted after 3 slots sold. I assumed the card was going to be shut down, so I just let it go. After a year of it being restricted, I called in and spent a half hour on the phone, but was able to get the restriction lifted. Didn't sell any more slots on that card. Got a Venture card in 2017 and sold two slots on it before it was just shut down. Oldest card is still open though.

Citi has never given me any grief - I do have to go to their fraud department occasionally to verify I'm me, and I hate calling them in. Barclay is never a problem, PNC, Associated Bank, AmEx, no issues.

Moral of the story though, Chase and Bank of America will shut down ALL of your cards. If they make up a larger percentage of your total available credit limit, I would think twice before selling on them. For me, the loss of over $100k in credit limit sucked, but I still have over $400k in available credit so I'm good.


Curious question, were you able to re-apply for chase cards after this? Or are you banned form every gettign another Chase card again?

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5407 on: March 06, 2022, 07:10:57 AM »
Shutdown experiences... oh my, where to start?

I had 5 cards with Chase, sold a total of 10 slots on two cards in a year and a half. Chase did not approve, so they shut down all of my cards. Over $85k in credit limit gone like a fart in the wind.

Bank of America - also had 5 cards with $42k in credit. Sold 9 slots in about the same time period as Chase. Shut down all five cards.

Capital One - my oldest card (2004) was restricted after 3 slots sold. I assumed the card was going to be shut down, so I just let it go. After a year of it being restricted, I called in and spent a half hour on the phone, but was able to get the restriction lifted. Didn't sell any more slots on that card. Got a Venture card in 2017 and sold two slots on it before it was just shut down. Oldest card is still open though.

Citi has never given me any grief - I do have to go to their fraud department occasionally to verify I'm me, and I hate calling them in. Barclay is never a problem, PNC, Associated Bank, AmEx, no issues.

Moral of the story though, Chase and Bank of America will shut down ALL of your cards. If they make up a larger percentage of your total available credit limit, I would think twice before selling on them. For me, the loss of over $100k in credit limit sucked, but I still have over $400k in available credit so I'm good.


Curious question, were you able to re-apply for chase cards after this? Or are you banned form every gettign another Chase card again?

I had my Chase cards shut down, but I was able to get a new one again after three years.

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5408 on: March 07, 2022, 09:37:34 AM »
Thanks @solon - that's good to know. I had all 5 of my Chase cards shut down after selling just a few slots on 2 cards. I assumed I was banned for life, I may have to look into a couple of cards now that I'm back under 5/24.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5409 on: March 09, 2022, 11:17:48 AM »
I haven't had any new orders recently. Relatively few orders since the beginning of the year. Have things slowed down? I wonder why.

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5410 on: March 09, 2022, 11:19:07 AM »
I haven't had any new orders recently. Relatively few orders since the beginning of the year. Have things slowed down? I wonder why.

I think things have slowed down. I didn't have any orders for two months. I have one now, but that's a lot less than normal.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5411 on: March 09, 2022, 11:43:03 AM »
I've never been clear on whether the TL companies guide their customers towards or away from the individuals providing the TLs (i.e., us).  I also don't know if there is any seasonality to the business.

As for me, I got off to a slow start this year in January but had four orders in February and two in March already.

Based on three years of history with Old Company, June historically has been a busy month, but otherwise the sales are pretty steady throughout the rest of the year.

hoodedfalcon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5412 on: March 09, 2022, 11:49:58 AM »
My sales have always been spotty, despite having some pretty good cards. I had two sales in December with New Company but nothing since then. My last sales with the Old Company were in September. Folks on here seem to have better results than I have had historically. It's not much extra $$$ but I will take it, though I'd love to have more sales.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5413 on: March 09, 2022, 12:47:33 PM »
I got one order at the end of January month with the old company. The last one before that was in early October. I've only got two cards enrolled that are around 3 years old.



If you look at the customer-facing front end of the website the slots are priced based primarily on credit limit and age. So, I think it's just somewhat random if your card is the one somebody picks. 

PJC74

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5414 on: March 10, 2022, 07:25:57 AM »
My 25k 20 year old Chase gets 2 adds every 4 months like clockwork from old company.


I just got an add for my 22k Citi from old company.
I called and added them. The rep said @we’ll send the card to the AU address in 24-48 hours.
I asked them to send to my mailing address. Should I be worried they will send to AU anyway?
Should I alert the tradesline company?

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5415 on: March 10, 2022, 07:40:03 AM »
My 25k 20 year old Chase gets 2 adds every 4 months like clockwork from old company.


I just got an add for my 22k Citi from old company.
I called and added them. The rep said @we’ll send the card to the AU address in 24-48 hours.
I asked them to send to my mailing address. Should I be worried they will send to AU anyway?
Should I alert the tradesline company?

I understand the concern.

Most likely explanation is a clueless rep, and most likely result is the card will be sent to your address.

I'd call Citi customer service back and ask them to clarify where the card will be sent.

I've had 112 orders with Old Company.  I've never had a card go to an AU address.  I have had one clueless rep who said card would be sent to the AU address.

BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5416 on: March 10, 2022, 07:46:25 AM »
Chase always sends to my home address, plus one to clueless rep.

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5417 on: March 10, 2022, 10:50:00 AM »
Every once in a while in this thread we have someone say the rep was going to send the new card to the AU's address. As far as I know, it has NEVER happened, not even once. As I understand it, the credit card company is required to send AU cards to the owner's address. The only explanation is a clueless (or just new) rep.

PJC74

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5418 on: March 10, 2022, 11:10:13 AM »
thanks guys, I needed that reassurance after the rep stated you now this person and are responsible for any charges :)

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5419 on: March 10, 2022, 11:12:31 AM »
If anyone ever hears of a new card going to the AU's address, please post about it here.

TheAgileCamel

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5420 on: March 10, 2022, 05:59:05 PM »
If anyone ever hears of a new card going to the AU's address, please post about it here.

So this happened to a couple Amex cards for me recently. This is because Amex changed up how you add a AU online recently. It asks for a address first THEN you click add a new user. I entered the AU's address twice not thinking anything of it. What should happen is you enter your address (Primary) then you add the AU as normal including their address. Thankfully, you can easily freeze cards on Amex online so I did just that.

I also had a TD bank card used by a AU. But, it was months after they should have been removed I just forgot to remove them. Somehow they got ahold of the card and put spend on it. It was only $30 and I removed the AU immediately. The company had no idea why or how this occurred. I always get TD Bank cards to my address and I do not remember if I received or did not receive a card for this AU.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5421 on: March 11, 2022, 11:29:41 AM »
Question about Elan/Fidelity card. If they close it because you use it for tradelines, do they also close your Fidelity investment accounts?

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5422 on: March 11, 2022, 12:21:24 PM »
Question about Elan/Fidelity card. If they close it because you use it for tradelines, do they also close your Fidelity investment accounts?

Not in my case.

FtWorthAtheist

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5423 on: March 14, 2022, 11:53:13 AM »
Every once in a while in this thread we have someone say the rep was going to send the new card to the AU's address. As far as I know, it has NEVER happened, not even once. As I understand it, the credit card company is required to send AU cards to the owner's address. The only explanation is a clueless (or just new) rep.

My Chase rep was going to do that just now.  Scared I may have given myself away with how badly I freaked out

frugalnacho

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5424 on: March 14, 2022, 11:58:12 AM »
Every once in a while in this thread we have someone say the rep was going to send the new card to the AU's address. As far as I know, it has NEVER happened, not even once. As I understand it, the credit card company is required to send AU cards to the owner's address. The only explanation is a clueless (or just new) rep.

My Chase rep was going to do that just now.  Scared I may have given myself away with how badly I freaked out

Haha

Please only add this AU if you know and trust them.  Ok.
Be aware you will be solely responsible for all charges the AU makes.  Ok, that's fine.
Ok we are sending the card to the AU address.  OH DEAR GOD NO!!!!!!

PJC74

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5425 on: March 18, 2022, 07:29:45 PM »
Every once in a while in this thread we have someone say the rep was going to send the new card to the AU's address. As far as I know, it has NEVER happened, not even once. As I understand it, the credit card company is required to send AU cards to the owner's address. The only explanation is a clueless (or just new) rep.

My Chase rep was going to do that just now.  Scared I may have given myself away with how badly I freaked out

Haha

Please only add this AU if you know and trust them.  Ok.
Be aware you will be solely responsible for all charges the AU makes.  Ok, that's fine.
Ok we are sending the card to the AU address.  OH DEAR GOD NO!!!!!!
LOL my thoughts exactly  😆

Archipelago

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5426 on: March 18, 2022, 09:28:15 PM »
Is anyone having trouble with Barclay's AUs showing up? I am not seeing the tradeline show-up for some AUs I have recently added. All were added online without a SSN. Thanks!

So far, so good.  I just checked.  All of my recent AU's are still listed.

I've ran into this before. Log back and and back in. You may have to do this several times to get into a session where they are not having a bug in the system to see the Services -> Authorized Users section.  Call Customer service a few times and they will be able to confirm that your users are there. I say "a few times" because you want to make sure as some of their CSR's are not trained well or are learning.

I ran into this problem also. It might have been because I answered 1 of the obscure security questions incorrectly when I added the AU? Which I'm pretty confident I never answered wrong, but maybe it made a little blip in the system.

But the problem seems to have worked itself out after logging out and logging back in. The AU is now showing properly on both Activated cards and Authorized user sections on the Barclays dashboard. So it looks okay.
« Last Edit: March 18, 2022, 09:30:57 PM by Archipelago »

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5427 on: March 19, 2022, 03:02:30 PM »
~~~PSA~~~


If anyone has the NFL Extra card from Barclays, it is moving to Comenity.  I had a pop-up when I logged into that card on barclay's site.  It is going to happen in late April (at least for me).


~~~PSA~~~

MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5428 on: March 21, 2022, 01:10:58 PM »
~~~PSA~~~


If anyone has the NFL Extra card from Barclays, it is moving to Comenity.  I had a pop-up when I logged into that card on barclay's site.  It is going to happen in late April (at least for me).


~~~PSA~~~
Uh oh, the NFL card is one that I’m seasoning for future trade lines. Anyone have thoughts on what to do here? Should I try to product change to stay with Barclays? Or just let my card move to Comenity?

MoMoney88

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5429 on: March 21, 2022, 02:06:14 PM »
Thanks for the heads up on the NFL Extra card (Barclays)...  I've got a 9 yr old card w/ $30,000 CL, so it's a good one.

Thinking about calling Barclays and see if they can move the acct to a different Barclaycard (maybe the Wyndham rewards card).  Hopefully that is doable.




BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5430 on: March 22, 2022, 03:01:48 AM »
In my experience you can call Barclay's and tell them you want to move the entire 30k credit line to your other Barclay's card, then close the NFL card that is moving to comedy Bank. I did that in order to preserve my large credit limit with them. I do have a comedy card and I haven't tried it with tradelines yet so don't know if it will work,, but I do know Barclay's is damn easy to add and remove and once you hit the max AU limit, you can easily transfer your 30k credit line to your other Barclay's card. I like to have 2 Barclay's open at all times for this reason.  I have probably made the most money off of Barclay's credit cards as far as tradlines are concerned. I hit max users on two cards so far and I am on my third.
« Last Edit: March 22, 2022, 03:05:09 AM by BikeFanatic »

MoMoney88

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5431 on: March 22, 2022, 11:41:22 AM »
Dang! I just called Barclays and they told me I could not move my Barclays NFL card to another Barclay card!  ugh!

I can move some of the credit over to my other Barclay card (it's called "View") but that card is still aging (1 1/2 years old).

I may call back later and see if another rep will give me a different answer.

BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5432 on: March 22, 2022, 12:55:30 PM »
I meant ask them to move your credit line to the other Barclay card then close the NFL card. The other card will be 2 years old in no time. Then you should get 150 to 200 a user at 2 years.
I  did this recently maybe a year ago. Moved credit line from Barclay aviator to cBarclay jet blue.. maybe try another agent.

MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5433 on: March 22, 2022, 02:21:42 PM »
Dang! I just called Barclays and they told me I could not move my Barclays NFL card to another Barclay card!  ugh!

I can move some of the credit over to my other Barclay card (it's called "View") but that card is still aging (1 1/2 years old).

I may call back later and see if another rep will give me a different answer.
I got the same response. I think my only option is to shift the amount to a different card. But I lose out on all the time I spent aging the NFL card.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5434 on: March 22, 2022, 06:31:14 PM »
Anyone know about Comenity and AU's?  I saw in the FAQ about transition that AU's will move.  I am wondering about new AU's.

Old co seemed to indicate that they did not have experience with Comenity.

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5435 on: March 23, 2022, 11:12:51 AM »
No idea on Comenity. Good to know though, my wife had one of these that was fully seasoned that we were just getting ready to sell tradelines on. We will be transferring the available credit to another card that is also seasoned and start selling on it. Even if tradelines report on Comenity, no one makes it easier than Barclay! Just opened a Hawaiian Airlines card for my next one to season, and will be opening one for DW as well. That's 120k miles we'll use for our 20th anniversary next year, as well as two more cards to sell on in two years.

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5436 on: March 23, 2022, 06:48:52 PM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5437 on: March 23, 2022, 06:53:00 PM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5438 on: March 23, 2022, 08:59:28 PM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

Also, can you confirm if they close all your accounts, or just the one credit card account that you were selling tradelines on?

Archipelago

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5439 on: March 23, 2022, 09:27:38 PM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

Also, can you confirm if they close all your accounts, or just the one credit card account that you were selling tradelines on?

Regardless of CarJack's answer to this, it's fairly standard protocol that a bank will close all credit cards with you, not just the one in question. It goes without saying, only put up credit cards at stake that you're prepared to lose.

jeromedawg

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5440 on: March 23, 2022, 10:45:45 PM »
Quick question but what is the *typical* payout schedule for you guys based on? Is it based on 2 months (or whatever) from the date you confirmed adding the user OR do all the companies only pay you 2 months from the post date?

I added an AU with a company back on 11/27 and just asked them about payment and they told me this AU didn't post first cycle, implying that I'm not going to get paid this month... I'm a bit confused.

Old Company pays regularly on the last (business?) day of the month following the month in which the AU was added.  So a user added today with Old Company would get paid on 2/28.  Sometimes even a day or two earlier.

I haven't dealt with New Company recently.  Last I did, they paid eventually but it could be months and months and required frequent hounding.


Forgot to ask/follow-up but is it common practice for either company to pay a pro-rated amount if the user is kept on for X days or weeks after the last payment? I feel like one of the companies (not sure if it's new or old) is 'bleeding' days/weeks over pay periods before requesting that I drop the user(s). Unless that's normal... I'm not really sure how the whole timing of users on accounts and pay periods aligns.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5441 on: March 24, 2022, 06:32:00 AM »
Quick question but what is the *typical* payout schedule for you guys based on? Is it based on 2 months (or whatever) from the date you confirmed adding the user OR do all the companies only pay you 2 months from the post date?

I added an AU with a company back on 11/27 and just asked them about payment and they told me this AU didn't post first cycle, implying that I'm not going to get paid this month... I'm a bit confused.

Old Company pays regularly on the last (business?) day of the month following the month in which the AU was added.  So a user added today with Old Company would get paid on 2/28.  Sometimes even a day or two earlier.

I haven't dealt with New Company recently.  Last I did, they paid eventually but it could be months and months and required frequent hounding.

Forgot to ask/follow-up but is it common practice for either company to pay a pro-rated amount if the user is kept on for X days or weeks after the last payment? I feel like one of the companies (not sure if it's new or old) is 'bleeding' days/weeks over pay periods before requesting that I drop the user(s). Unless that's normal... I'm not really sure how the whole timing of users on accounts and pay periods aligns.

I've worked with Old Company and New Company in the past.  But I stopped working with New Company a while ago, mainly due to the payment lag issues that have been discussed here.  So I can only answer with regards to Old Company.

With Old Company, there is a website one can go to and it shows the date to remove for all of my AUs.  I have a tickler in my to do list for the next upcoming date to remove an AU.  As a result of these two things, I reliably remove AUs pretty much exactly on those remove dates.

I have had one or two AUs pay another fee to be extended - they basically buy two slots back-to-back chronologically.  In this scenario, it's treated like a separate additional order and I get another full commission.  I like these quite a bit because it's very easy on my part, but they're pretty rare.  It also doesn't sound like what you're talking about.

It's my understanding that an AU pays to be added for X cycles, where X is either 2, 3, or 4 months.  Orders get released to me anywhere from 1 to 5 days before the closing date of my CC cycle.  I typically add them the same day.  Since my closing dates aren't aligned with month end, there is a lack of alignment between the AU adding/dropping activities and getting paid.  But as noted above, I regularly get paid at the end of the month following the month in which the AU was added.  So for example, the last AU I got paid for I added on 1/11/22 and got paid on 2/28/22.

I vaguely recall with New Company that they were unclear and contradictory with regards to their explanations as to the issue you're asking about in your last sentence above.  That plus the payment lag issues drove me away.  FWIW, they did eventually pay me all that they owed me, but it was an unreasonably long time and they missed several promised payment dates in the process.

It sounds like you're working with New Company.

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5442 on: March 24, 2022, 07:47:34 AM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

Also, can you confirm if they close all your accounts, or just the one credit card account that you were selling tradelines on?

Regardless of CarJack's answer to this, it's fairly standard protocol that a bank will close all credit cards with you, not just the one in question. It goes without saying, only put up credit cards at stake that you're prepared to lose.

Not necessarily the case. Chase and Bank of America both closed all of my cards (10 accounts in total between them). Capital One closed one card but left the other one open, and even approved me for another card in a very short time frame.

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5443 on: March 24, 2022, 09:51:36 AM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

Also, can you confirm if they close all your accounts, or just the one credit card account that you were selling tradelines on?

Regardless of CarJack's answer to this, it's fairly standard protocol that a bank will close all credit cards with you, not just the one in question. It goes without saying, only put up credit cards at stake that you're prepared to lose.

Not necessarily the case. Chase and Bank of America both closed all of my cards (10 accounts in total between them). Capital One closed one card but left the other one open, and even approved me for another card in a very short time frame.

Chase closed all my accounts when I got in trouble for selling AUs. That was about 5 years ago, and I was able to get a new Chase card 3 years later.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5444 on: March 24, 2022, 12:13:50 PM »
Follow-up on my Barclay card post a couple of days ago...

I did call Barclay again today to see if a different rep would give me a different answer regarding moving my NFL Extra Points card to a different Barclay card (i.e. upgrade or downgrade).

The 1st rep (two days ago) told my Nope, can't do it.

So I called today and did get a different answer.... sort of!   The rep said Yes I do see you can downgrade the card to a different Barclaycard, but I will have to transfer you to the Retention Dept.  So Retention Rep tells me Nope, can't do it!

So it looks like I will be moving my the majority of my $30k credit to another Barclaycard that I have aging.... I will lose the 9 years aging on this NFL Extra Points card.  Oh well.

I think I will leave $2000 or so on my soon-to-be Comenity card and then see if a TL company will take it.




MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5445 on: March 24, 2022, 01:00:01 PM »
Follow-up on my Barclay card post a couple of days ago...

I did call Barclay again today to see if a different rep would give me a different answer regarding moving my NFL Extra Points card to a different Barclay card (i.e. upgrade or downgrade).

The 1st rep (two days ago) told my Nope, can't do it.

So I called today and did get a different answer.... sort of!   The rep said Yes I do see you can downgrade the card to a different Barclaycard, but I will have to transfer you to the Retention Dept.  So Retention Rep tells me Nope, can't do it!

So it looks like I will be moving my the majority of my $30k credit to another Barclaycard that I have aging.... I will lose the 9 years aging on this NFL Extra Points card.  Oh well.

I think I will leave $2000 or so on my soon-to-be Comenity card and then see if a TL company will take it.

I also had no luck with a product change. I think you might be able to do so if there was a different card in the product family (i did a downgrade many years ago from Arrival Plus to a regular Arrival) but with the NFL card, I don't think there is anything to upgrade or downgrade into. I transferred my limit (minus $500) to my UPromise Card, but that one is not as far along in its seasoning.

I was nearly at 2 years for the NFL card and was getting ready to start selling on it. Kind of a bummer to lose those years and all the potential AU spots down the drain.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5446 on: March 24, 2022, 02:33:43 PM »
That is correct in my experience.  You cannot product change at BC except to downgrade in the same product family.  ie fee card to free card

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5447 on: March 25, 2022, 06:14:49 PM »
Oh Well.  My old Chase card just got closed.  I did call with a story and they asked if I would want them to reconsider using my story and I said yes.  If it's re-instated, I won't sell tradelines on it again as it's one of my oldest cards.  If it isn't, oh well.

What kind of story?

Remote employees for a side business where the card was a backup.

Meh.

salt cured

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5448 on: March 25, 2022, 09:27:47 PM »
Is it possible to sell tradelines using a mail forwarding service? I'm wondering about problems when cards show up in envelopes addressed to the tradeline purchaser.

tj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #5449 on: March 25, 2022, 10:09:12 PM »
Is it possible to sell tradelines using a mail forwarding service? I'm wondering about problems when cards show up in envelopes addressed to the tradeline purchaser.

Didn't arebelspy start this whole thing out using one of those?

 

Wow, a phone plan for fifteen bucks!