When I was shuffling around credit limits with BoA and talking with the CSR, I got the impression that some cards are BoA owned cards and others were just co-branded (like University of Cash kinda cards) and they could care less what you did with the co-branded ones. Want to close down University. Oh, that's cool and I can do that right now, Mr. Car Jack. But try to touch an actual BoA card and "Oh, I'm so sorry to hear you want to close this. Is there anything I can do to change your mind.....and I mean ANYTHING!?" Holy cow.....I'm not Robert Kraft.....I'll just leave it open, ok. "Oh, I'm sooooo happy to hear that.".
:lol: