Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig

[Kem]

As of Jan 15, 2019 - Credit Score: 827
All Credit Reports are locked - by preference due to poor security controls at the 3 major agencies

Daily Active Accounts
Chase Visa 1 -   30.0K, 4.5 Years (Gas, Groceries, Etc go here for points hacks)
Chase Visa 2 -                       16.7K,   11 Years (Automated bills go here)
(Not Willing to enroll either of these due to fear of Chase Canceling Visa 1)

Old Cards that I never closed, to retain their positive impact on my credit history.
Capital One Visa -   7K,  18 Years
Capital One MasterCard -           7.4K, 9.5 Years
Discover -                                   6K,   8 Years

Questions
1 - Will Tradeline Selling work with locked credit reports?
2 - I See Discover has a cap of 5 AU.  What is the AU cap on Capital One?
3 - Does the Tradeline Company keep track of Max AU (when to Add/Remove)?
4 - Is it *Worth* risking my 18 year old Credit Line (oldest in history)?

Thanks Folks!

[erutio]

As of Jan 15, 2019 - Credit Score: 827
All Credit Reports are locked - by preference due to poor security controls at the 3 major agencies

Daily Active Accounts
Chase Visa 1 -   30.0K, 4.5 Years (Gas, Groceries, Etc go here for points hacks)
Chase Visa 2 -                       16.7K,   11 Years (Automated bills go here)
(Not Willing to enroll either of these due to fear of Chase Canceling Visa 1)

Old Cards that I never closed, to retain their positive impact on my credit history.
Capital One Visa -   7K,  18 Years
Capital One MasterCard -           7.4K, 9.5 Years
Discover -                                   6K,   8 Years

Questions
1 - Will Tradeline Selling work with locked credit reports?
2 - I See Discover has a cap of 5 AU.  What is the AU cap on Capital One?
3 - Does the Tradeline Company keep track of Max AU (when to Add/Remove)?
4 - Is it *Worth* risking my 18 year old Credit Line (oldest in history)?

Thanks Folks!

1. Yes.
2. Unknown.
3. Yes, they send you emails when to add/remove.
4. There is minimal risk to you.  Your score is >750, which to credit issuing companies, 750 to 850 are all the same to them.   Are you planning on taking on a loan?  If not, there is no to minimal risk to you.  You should actually leverage your good credit to apply for more cards, and season them until selling age.

[Kem]

Thank you!

[ducky19]

Capital One has a limit of 2.

[hgjjgkj]

What's your utilization with the new company? I have 6 or 7 cards listed. I was at 2 for about a year with these guys then added 4 in November. I am still not seeing more than an add per card every couple of months.

Thinking about switching to the old company

[beekayworld]

Utilization with New Company has gone way down for me. I have 5 cards listed.

Only had one slot sell since September.  October=0, November=1, December=0. So far January=0.  (I had 3 in September; 2 in August; 4 in July. So these last few months have really lowered my averages). July/Aug/Sept slots=9. Oct/Nov/Dec/halfJan slots=1.

My cards are: 2 Chase; 2 Citi; 1 CapitalOne.

[dlawson]

Utilization with New Company has gone way down for me. I have 5 cards listed.

Only had one slot sell since September.  October=0, November=1, December=0. So far January=0.  (I had 3 in September; 2 in August; 4 in July. So these last few months have really lowered my averages). July/Aug/Sept slots=9. Oct/Nov/Dec/halfJan slots=1.

Same here. I had extremely consistent sales with them until about September, and zero since then.

[Car Jack]

I seem to get spurts with the new company.  They sell one spot, then a month later sell another spot.  Then nothing for 6 months.

I personally like the old company.  With the "young cards" at $25 a spot, at least these cards that I opened just for the bonus are earning more than the 99 cents a month I was using them for in low balance forgiveness.  I've got 3 or 4 of those $25 spots sold right now.  Zip for new company or old company higher $$ spots.

[katsiki]

I'm with old co.  Pace has slowed since I lost my best card.  They all seem to say volume picks up around tax time, so we'll see soon.

[frozen]

Has anyone lost the ability to add AUs online to Barclays?

I noticed that section of my card's webpage now indicates that I must call to add AUs.
I was able to call and successfully place an add.

[missundecided]

I added a line to my Barclays yesterday online (I think only 4th or 5th total with them so definitely not because I hit a max), but it never showed up on my account page. Called, phone support said they see the AU as pending, but they are confirming the AU details first before they add him officially. Notified TL company of this situation, they said sometimes this happens, and we're waiting until Friday [the deadline Barclays gave me] to see if it shows as added or they'll have to cancel the order.

This ever happen to anyone? Does this mean I should no longer do online adds?

Turns out this was TL company error. They gave me the wrong first name. It's interesting that, without even giving Barclays an SSN, they knew to flag  immediately and ultimately not add this AU because of this mistake. I'm also curious to see what the fallout will be, if any, on my account for future adds.

[secondcor521]

I added a line to my Barclays yesterday online (I think only 4th or 5th total with them so definitely not because I hit a max), but it never showed up on my account page. Called, phone support said they see the AU as pending, but they are confirming the AU details first before they add him officially. Notified TL company of this situation, they said sometimes this happens, and we're waiting until Friday [the deadline Barclays gave me] to see if it shows as added or they'll have to cancel the order.

This ever happen to anyone? Does this mean I should no longer do online adds?

Turns out this was TL company error. They gave me the wrong first name. It's interesting that, without even giving Barclays an SSN, they knew to flag  immediately and ultimately not add this AU because of this mistake. I'm also curious to see what the fallout will be, if any, on my account for future adds.

I had a "rough" add with Barclays once.  Ended up having a fraud alert at Barclays on that card, but I was able to clear it after a few months.  Doesn't seem to have affected any subsequent adds at all from Barclays' point of view (other than me being a little more nervous about them).

[DavidAnnArbor]

Has anyone successfully received a payment from PointsLawyer regarding his representation of you in a lawsuit against Discover for the closure of your Discover card?

[Car Jack]

Well, this is good news.  I've been a regular user of "low balance forgiveness" for cards I took out just for the bonus (churning) but weren't old enough yet for tradelines.  With the old card young, cheap offer, I only just realized that I've got nearly all of these cards enrolled and many have AUs.  My list of low balance forgiveness cars numbers 8, for a total of $10 a month (that I'd buy gas with).  I just went through them and only my Wells Fargo card isn't being used for tradelines. 

[Padonak]

Does anybody else get requests from Discover for AU's proof of address and SSN for every single add? I do for some reason, starting late last year.

[secondcor521]

Does anybody else get requests from Discover for AU's proof of address and SSN for every single add? I do for some reason, starting late last year.

I don't have a Discover card, but I did read in Old Company's documentation that Discover does require docs for adding all AUs now:

"*Discover now requires additional documentation for all AUs. As such, always
submit the client’s address, not your own, when adding an AU, as it must match
the name and address in the documentation. Discover’s portal can be very
particular about how the address is written, so match how the address was written
in <<portal>> exactly and if you have any issues, contact Investor Support
before proceeding. The documentation will be already uploaded to your
cardholder portal for you to download and submit to your Discover portal online."

[SilverAg47]

Turns out this was TL company error. They gave me the wrong first name. It's interesting that, without even giving Barclays an SSN, they knew to flag  immediately and ultimately not add this AU because of this mistake. I'm also curious to see what the fallout will be, if any, on my account for future adds.

With my latest AU, the New Company gave me the wrong name, wrong street, wrong street number, and wrong city.  The name used the middle name as the last name, the street had an extra letter "a" in the middle of it, the street number was 6 digits instead of 5, and the city in CA was supposed to be a neighboring city instead.  I figured this out on my own based on a google search before trying to add the AU.  When presented with this information, the New Company confirmed all 4 mistakes.  They said it was human error to have those typos and apologized for the errors.

Also, last month with the New Company I was provided with an incorrect SSN.  It was a couple weeks after I added the AU that I got an email saying I needed to call in and fix the SSN since it was submitted incorrectly to them.  I told them I would need an extra $25 in order to do that, and they approved my request.

[charuhans]

Anyone added an AU to Citi Cards, recently? Since, secure messaging is no longer available I been calling to make new adds. I was transferred to the Fraud division for additional confirmation and I didn't think much of it since it happens sometimes.

But yesterday the Rep clearly told me that the AU card will be sent to the AU's address, I stressed that I want the AU card to be mailed to my address and not to the AU. Then I was transferred to the Fraud division for additional confirmation. The Fraud specialist confirmed that since I asked that the card be mailed to my address and not to the AU they had to do the additional screening. I added  AUs yesterday (separately during different times of the day) and was transferred to the Fraud division on both occasions.

In the past the AU cards were always sent to the primary cardholder by default. I'm not sure if this has now changed with Citi but thought of putting this out here so people may want to make sure that the AU card is being sent to them. 

[Padonak]

Anyone added an AU to Citi Cards, recently? Since, secure messaging is no longer available I been calling to make new adds. I was transferred to the Fraud division for additional confirmation and I didn't think much of it since it happens sometimes.

But yesterday the Rep clearly told me that the AU card will be sent to the AU's address, I stressed that I want the AU card to be mailed to my address and not to the AU. Then I was transferred to the Fraud division for additional confirmation. The Fraud specialist confirmed that since I asked that the card be mailed to my address and not to the AU they had to do the additional screening. I added  AUs yesterday (separately during different times of the day) and was transferred to the Fraud division on both occasions.

In the past the AU cards were always sent to the primary cardholder by default. I'm not sure if this has now changed with Citi but thought of putting this out here so people may want to make sure that the AU card is being sent to them.

Since late last year, i got transferred to Fraud every time i added an auth user to my Citi card. It seems to be their standard procedure now. They just send you a text, confirm your name and DOB to make sure it's you. I have always added my AUs over the phone with Citi even when messaging was available, just to make sure.

About sending the card to AU's address, some reps are new or incompetent so they get confused. A couple of them asked me about that as well, but I always said that the card had to be sent to my address. Transferring to fraud dept is unrelated to the address question in my opinion.

[Padonak]

Has anybody had any luck trying to move credit line from one Citicard to another? I have an older card which i use for tradelines and a couple of cards that I opened recently for signup bonuses and will probably have to close them this year to avoid paying annual fees. For the last citicard I had to close, i asked the rep to move the credit line to the old card but he said he couldn't do that.

There is a little bit of information on Doctor of Credit about moving credit lines b/w citi cards, and the conclusion there is that it's very difficult: you have to talk to a few reps and/or supervisors until you finally find somebody competent enough to be able to do that. Also, if I remember correctly, they also pull the credit report to move credit line (not 100% sure). It could be easier to just request a credit line increase, but i tried it and got declined, so moving credit from another card seems to be the only option.

[ThatGuy]

Another option to avoid annual fees would be to downgrade the cards.  That way in a couple of years you could sell tradelines on those cards as well.

[Padonak]

Another option to avoid annual fees would be to downgrade the cards.  That way in a couple of years you could sell tradelines on those cards as well.

Is it possible with AAdvantage cards? If possible, the cards don't have high enough credit lines for me to be able to make decent money on them. It's still better than nothing, so that's probably what I'll try to do.

[robartsd]

Has anybody had any luck trying to move credit line from one Citicard to another? I have an older card which i use for tradelines and a couple of cards that I opened recently for signup bonuses and will probably have to close them this year to avoid paying annual fees. For the last citicard I had to close, i asked the rep to move the credit line to the old card but he said he couldn't do that.

I did get Citi to move credit limit from my older "Thank You" card to my newer "Double Cash" card, but I don't think they would entertain the idea of moving all my credit limit from one card to another prior to closing the card. I'm sure it helped that I had specific spending I was trying to do on the "Double Cash" card at the time.

Another option to avoid annual fees would be to downgrade the cards.  That way in a couple of years you could sell tradelines on those cards as well.

Is it possible with AAdvantage cards? If possible, the cards don't have high enough credit lines for me to be able to make decent money on them. It's still better than nothing, so that's probably what I'll try to do.

If you are successful with the product change, you might move some of your credit limit from your older card if it would provide a better overall balance of your total credit limit with Citi.

[nightzephyr]

Is it possible with AAdvantage cards? If possible, the cards don't have high enough credit lines for me to be able to make decent money on them. It's still better than nothing, so that's probably what I'll try to do.

A bit out of date, but I PC'd an AAdvantage card a couple years ago. I went to a Dividend, but they REALLY wanted me to switch to a Double Cash instead. I bet they would be happy to switch you over to a Double Cash, maybe several other options if you ask nicely/persistently enough. I think there is also a no-fee Aadvantage that is rarely mentioned that you could downgrade to.  However, I doubt that it would be possible to switch to a different co-branded card.

On another note, I just finished reading the entire thread. Overall, it seems like the new company has somewhat better rates, but frequently requires nudging to get paid and is overall sloppier. As far as I have seen, the new company is also the only one who has had "bad eggs" - people the CC companies have flagged for fraud - slip through their system, if just a few. Does that mesh with everyone's current experience?

[ducky19]

Yes, that has been my experience with the new company. The no-fee Aadvantage card is called MileUp, got it last year.

[lexde]

I’m... dumb.
I forgot to remove AUs and was wondering why the AU requests dried up. Oops. Hopefully I can fill more spots again now, and maybe open up a second card for TL use. :-)

[secondcor521]

I’m... dumb.
I forgot to remove AUs and was wondering why the AU requests dried up. Oops. Hopefully I can fill more spots again now, and maybe open up a second card for TL use. :-)

You're... busy with life (plant, dog, wall vermin, ex, work drama).

Doesn't the company send you reminders to remove?

[lexde]

I’m... dumb.
I forgot to remove AUs and was wondering why the AU requests dried up. Oops. Hopefully I can fill more spots again now, and maybe open up a second card for TL use. :-)

You're... busy with life (plant, dog, wall vermin, ex, work drama).

Doesn't the company send you reminders to remove?

Well, when you put it that way ... :-)

I didn’t get a reminder! I only get them to add, not remove. Don’t know why. I’ll be sure to calendar deadlines next time. I missed the mark by five whole weeks!

[ThatGuy]

Lexde, are you using the first or second TL company arebelspy recommended?  (I get confused when people use old and new to identify which company they're talking about).

[Car Jack]

I get both text and email from both companies to add and to remove.  The old company's web page is nice in that it shows how many spots are sold and how many total spots are available for each card.  So I know that if one card says 2/2, that it's not going to be sold until at least one AU is removed.

[Padonak]

Is it possible with AAdvantage cards? If possible, the cards don't have high enough credit lines for me to be able to make decent money on them. It's still better than nothing, so that's probably what I'll try to do.

A bit out of date, but I PC'd an AAdvantage card a couple years ago. I went to a Dividend, but they REALLY wanted me to switch to a Double Cash instead. I bet they would be happy to switch you over to a Double Cash, maybe several other options if you ask nicely/persistently enough. I think there is also a no-fee Aadvantage that is rarely mentioned that you could downgrade to.  However, I doubt that it would be possible to switch to a different co-branded card.

On another note, I just finished reading the entire thread. Overall, it seems like the new company has somewhat better rates, but frequently requires nudging to get paid and is overall sloppier. As far as I have seen, the new company is also the only one who has had "bad eggs" - people the CC companies have flagged for fraud - slip through their system, if just a few. Does that mesh with everyone's current experience?

Did you have to wait a year since opening your Citi card to be able to product change to another card? I tried to product change a business card to avoid paying an annual fee and the rep on the phone said that he couldn't change it before one year anniversary. It was a business card, useless for tradelines, so I just closed it.

[nightzephyr]

@ Padonak

Yes, I did have to wait a year. That doesn't mean you have to pay the annual fee. They will charge it, but it's refundable if you cancel or product change within 30 (I think - may be more or less) days.

[Padonak]

@ Padonak

Yes, I did have to wait a year. That doesn't mean you have to pay the annual fee. They will charge it, but it's refundable if you cancel or product change within 30 (I think - may be more or less) days.

Got it, thanks, yes that's what I'll do with my Citi AA cards.

[hgjjgkj]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

[ducky19]

The tradeline company should be able to provide you with whatever documentation is requested by the CC company. That's extremely odd though, Barclays has never requested anything from me (or anyone else that I'm aware of). They are the gold standard for ease of use in the tradeline industry. Contact the tradeline company though, they should have what you need.

[secondcor521]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

[missundecided]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

Unrelated to TLs, but when I opened a new credit union account last year, they needed a copy of my SS card. They didn't want to see anything else that would have my SSN, such as payroll stubs or tax statements, nor even a copy of my passport. I had to request a new one from the SSA because I didn't have it anymore, so that was a bit of a bother.

[Car Jack]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

I thought the deal with Barclays was that you put in the info online and it'll post without a social.

[secondcor521]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

I thought the deal with Barclays was that you put in the info online and it'll post without a social.

Huh, you're right.  I have two AUs on my Barclays now and there is a place to add them without a SSN.

I should clarify something.  When I wrote "I had an issue like yours", it was similar only in that Barclays took issue with one of the AUs I added.  They didn't ask for the AUs SS card, but they did freeze my account for a few months.

[Padonak]

With barclaycard, if it's no longer possible to add an AU online (likely due to hitting the limit on this card), has anybody tried to add the same AU over the phone? If so, did it work?

I have a card for which I'm sure I hit the limit, because multiple attempts to add new AUs failed. I reported it as lost and got a new card, still have the same problem. Product change is not an option for this particular card according to the representative on the phone. The last thing i can try is to add the AU over the phone... not sure if it's worth trying, perhaps it could trigger an additional review.

[beekayworld]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Several months ago Capital One required color copies of the every AU I'd ever added.  The New Company sent them to me. One was rejected by CapOne because it wasn't signed and another was rejected because it was black and white. Now my account is restricted.

[Car Jack]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Several months ago Capital One required color copies of the every AU I'd ever added.  The New Company sent them to me. One was rejected by CapOne because it wasn't signed and another was rejected because it was black and white. Now my account is restricted.

This is somewhat amusing to me.  But only because I consider all of my tradeline cards to be burners that I don't use them for anything but tradelines or low balance forgiveness in off months.  If Cap One did this to me, I'd ignore them, remove the card from the tradeline account and throw it in the sock drawer.  I'll go a step further.....if any card ever asks me anything about some old AU, they're done.  I guess I can say that with a dozen eligible cards.  F them.  They can put some hoops in front of me and I'm going to pee on them, splash some gas and light them on fire.

[katsiki]

With barclaycard, if it's no longer possible to add an AU online (likely due to hitting the limit on this card), has anybody tried to add the same AU over the phone? If so, did it work?

I have a card for which I'm sure I hit the limit, because multiple attempts to add new AUs failed. I reported it as lost and got a new card, still have the same problem. Product change is not an option for this particular card according to the representative on the phone. The last thing i can try is to add the AU over the phone... not sure if it's worth trying, perhaps it could trigger an additional review.

You could try but I doubt it will work.  I was in that same boat a few months ago.  The rep will be confused for a while too as to why it isn't working over the phone.  They eventually get a supervisor involved and find the AU limit.

[chuckster]

Honestly, being able to comply with the CC company's request for old documents from past AUs seems like it'd be more suspicious. I always say the relationship is 'contractor', which they usually can only classify as "other" in their records. "I'm not going to track down the day laborer hired by the guy that fixed my floors eight months ago, so you're not getting copies of his SS card... What are you going to do about it? Cancel my card then if it's such a big deal for you."

[therethere]

With barclaycard, if it's no longer possible to add an AU online (likely due to hitting the limit on this card), has anybody tried to add the same AU over the phone? If so, did it work?

I have a card for which I'm sure I hit the limit, because multiple attempts to add new AUs failed. I reported it as lost and got a new card, still have the same problem. Product change is not an option for this particular card according to the representative on the phone. The last thing i can try is to add the AU over the phone... not sure if it's worth trying, perhaps it could trigger an additional review.

You could try but I doubt it will work.  I was in that same boat a few months ago.  The rep will be confused for a while too as to why it isn't working over the phone.  They eventually get a supervisor involved and find the AU limit.

Right now Barclay is my only tradeline card. Can anyone provide datapoints for what the AU limit might be (including over period of time)?

[Padonak]

Right now Barclay is my only tradeline card. Can anyone provide datapoints for what the AU limit might be (including over period of time)?

AFAIK about 34-35 lifetime limit. Some people report that they reset it by changing product. My card isn't eligible for product change.

[hgjjgkj]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

It was the new company. Also the new company says that if you add online barclays wont let you put the social in so you have to call. The new company claims without the social it wont post

[DavidAnnArbor]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

It was the new company. Also the new company says that if you add online barclays wont let you put the social in so you have to call. The new company claims without the social it wont post

That's a real contradiction to what arebelspy has said in the past about Barclays

[katsiki]

SSN is not needed for BC cards in my experience.  I don't advocate breaking either company's rules so do what you wish.

[hgjjgkj]

Had an issue with barclays. They demanded a physical copy of the AU's SS card. Obviously didnt have it. Not sure what to do

Wow, really?  First, I don't know too many people who even have their SS card any more.  Second, I thought the government said you're not supposed to give your card to anyone, and you're not really supposed to give your SSN to anyone unless it's for official government purposes.

I'd consider (a) asking them to add without the SS card based on the above principles, (b) tell them they can't ask for the SS card because it violates US federal law (maybe it does?) and see what they say, (c) wait and see; maybe they'll add the AU anyway (not likely), or (d) give up and tell the TL company it didn't work this time.

Is this with new TL company?  I had an issue like yours and it was with new TL company and Barclays.

It was the new company. Also the new company says that if you add online barclays wont let you put the social in so you have to call. The new company claims without the social it wont post

That's a real contradiction to what arebelspy has said in the past about Barclays

I have talked to Arebelspy a lot but never on this topic of Barclays. I am just going by the adding instructions the company gives in their dashboard. I'll post back and let the thread know how it goes