Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig

[ditkanate]

Got my first add!!  So excited.  US Bank, called in and the rep was super friendly, no problems and no questions asked. 

[CanuckExpat]

Maybe they're just clamping down more, or the fact that I'm fairly consistently selling 3 Discover AU slots per month these days is triggering something...fingers crossed it isn't a sign of a coming card shutdown.

If you can, let me know if you get a new sale on your Discover and if it works out ok, or if you have problems.

I decided to be conservative and ask them to not sell any AU on that card currently. I will let it rest for one cycle. Probably was unnecessary, but I didn't want to deal with any hassle.

[katsiki]

Just got an AU sale for my Discover card - yay!  BUT... Discover won't save the AU due to "invalid address".  I confirmed that the address is valid.  What is recommended in this case?  Call to add?

Thanks!

[CanuckExpat]

Just got an AU sale for my Discover card - yay!  BUT... Discover won't save the AU due to "invalid address".  I confirmed that the address is valid.  What is recommended in this case?  Call to add?

Thanks!

I had this happen once and had to call to add

[coolshemp]

Same thing happened to me this month and I had to call to add the address. They ask a ton of questions about myself including the names of my other AU's (good thing my computer was up and on the site) as well my addresses going back to when I opened the account 20 years ago. They were friendly enough, but the whole thing seemed like more of a good natured interrogation. Let's see what happens next add...

[dragoncar]

Just got an AU sale for my Discover card - yay!  BUT... Discover won't save the AU due to "invalid address".  I confirmed that the address is valid.  What is recommended in this case?  Call to add?

Thanks!

I also had this happen and the problem was the tradeline company forgot to enter the apartment #.  Discover's system tries to verify address validity via USPS (my other add listed "unit X" which discover suggested I change to "apt X")

Likely, they have a driver license uploaded to the portal (which you may need to send to discover).  Check the address against that for a typo.

[katsiki]

Thanks everyone.  No documents unfortunately.  USPS cannot find the address so that is likely the problem.  I was going by the ability to map the address originally.

I'll call.

[Car Jack]

I really like the portal.  Maybe I'm just easily pleased, but I do check fairly often as my first ad was in April and I'm looking for my first payment.  Saw my May ad turn from clear to green, indicating that indeed, it has posted.  I'm more than happy to have a single AU per month.  It's better than a sharp stick in the eye.

As I've warned others, I expect every card I enter and get an AU to eventually be closed.  So load em up with AU's! 

[dragoncar]

Thanks everyone.  No documents unfortunately.  USPS cannot find the address so that is likely the problem.  I was going by the ability to map the address originally.

I'll call.

I wonder how they decide whether to upload documents.  I have a very limited sample, but on my first add, I the CC didn't request docs and the tradeline co. didn't provide any.  On the second add, the CC asked for docs and they were already available to me on the portal.  Maybe they just know that after X adds the CC starts asking for documentation.

[meadow lark]

Nomads doing Tradelines, what do you do for a mailing address?  We are trying to decide whether to use a family member or a company or something else, but I am afraid letters with other names on them will get sent back to the cc company.

[monarda]

Has anyone started to get other junk mail with the names of past AUs? I'm sure there's something, somewhere in my issuing bank's site to opt out of selling my name or their name. Anyone found where that might be?  This is from a US Bank card.

[katsiki]

Has anyone started to get other junk mail with the names of past AUs? I'm sure there's something, somewhere in my issuing bank's site to opt out of selling my name or their name. Anyone found where that might be?  This is from a US Bank card.

None here.  I've done about 10 AUs so far.

[CanuckExpat]

Nomads doing Tradelines, what do you do for a mailing address?  We are trying to decide whether to use a family member or a company or something else, but I am afraid letters with other names on them will get sent back to the cc company.

We use Traveling Mailbox for our mail purposes and are very happy in general (sometimes slightly slow time to get it received and scanned, but that doesn't affect Tradelines).

My main card is a Discover, I usually choose "do not send card" online and so it hasn't mattered. Couple times I've done by phone, I received the AU card in my Travelling Mailbox, the letter comes addressed to me. I shred it right there without opening.

My wife has been selling a few Capital Ones and Citi. Capital one she chooses not to receive a card, Citi she thinks they send cards addressed to AU. We've never seen them, so either they are being returned to sender by mail forwarding, or shredded on receipt, since it's not in her name. No problem either way so far.

[meadow lark]

Thanks M. That looks like a good company.  My Tradelines are with BofA and US Bank - I never noticed a "do not send" card option.

[FrugalSaver]

Should you use the cards for the tradeline people you receive?  I had an email from the company suggesting I charge some purchases to it?

[Timmm]

FrugalSaver, that sounds like a very important step. I haven't done this yet, but a charge over $2 makes sure that the issuer WILL report updates to the credit agencies. When there's no balance (or a small balance that they write off), I gather some issuers may not send any new info to the agencies. So added AUs would remain off credit reports.

[TomTX]

FrugalSaver, that sounds like a very important step. I haven't done this yet, but a charge over $2 makes sure that the issuer WILL report updates to the credit agencies. When there's no balance (or a small balance that they write off), I gather some issuers may not send any new info to the agencies. So added AUs would remain off credit reports.

The charge just needs to be made on the account for it to post, not necessarily the AU card.

[FrugalSaver]

FrugalSaver, that sounds like a very important step. I haven't done this yet, but a charge over $2 makes sure that the issuer WILL report updates to the credit agencies. When there's no balance (or a small balance that they write off), I gather some issuers may not send any new info to the agencies. So added AUs would remain off credit reports.

The charge just needs to be made on the account for it to post, not necessarily the AU card.

What's the difference?  How does one make a charge on the account without using the AU card?

[TomTX]

FrugalSaver, that sounds like a very important step. I haven't done this yet, but a charge over $2 makes sure that the issuer WILL report updates to the credit agencies. When there's no balance (or a small balance that they write off), I gather some issuers may not send any new info to the agencies. So added AUs would remain off credit reports.

The charge just needs to be made on the account for it to post, not necessarily the AU card.

What's the difference?  How does one make a charge on the account without using the AU card?

All cards (main user and AU) are on the same account.  You don't get a separate bill or something because you have an AU. Some companies will show which card was used (main or an AU) - but it's all on the same account.

If you think about it, that's the point behind the whole exercise. The AU gets associated with your account. So that their credit history shows your account. If it was an all new account for them, it wouldn't help their credit score.

[skuzuker28]

Got my first two AUs today. Added without a hitch.

Sent from my Nexus 6P using Tapatalk

[hunt2eat]

Got my first two AUs today. Added without a hitch.

Sent from my Nexus 6P using Tapatalk

Great! I'm still waiting on my first add I signed up in Jan.

[lmf]

Any word on when we can expect payment for adds done in April?

[solon]

I just had a brief email exchange with Erica. I was asked to add a new AU, and not remove the two AUs I already have on the card. So that means there will be three AUs on the card for a while. She confirmed that is correct. They are starting to relax their two-at-a-time standard.

I'm supposed to leave those two older AUs on the card until 6/15, but I will be paid for them on Monday, 6/5.

[arebelspy]

Any word on when we can expect payment for adds done in April?

April adds were paid end of May (yesterday, and I believe some went out today). You should see it in your bank account within 3-4 business days, due to transfer time.

If you haven't seen the deposit pending in your bank account by early next week, PM me or contact the owner.  :)

[secondcor521]

Any word on when we can expect payment for adds done in April?

April adds were paid end of May (yesterday, and I believe some went out today). You should see it in your bank account within 3-4 business days, due to transfer time.

If you haven't seen the deposit pending in your bank account by early next week, PM me or contact the owner.  :)

This is something that New Company and MTC could do better.  Provide exact date to remove an AU and the exact date and amount I'll be paid.  Obviously could be automated via a portal.

[arebelspy]

Owner has confirmed all payments for April were sent, and also mentioned that some people never sent a W9, voided check or put bank account info in the portal.

You'll need to do this to get paid.  :)

You can do it manually through email, or through the Portal (click "My Documents" and upload them there).

[Optimiser]

Owner has confirmed all payments for April were sent, and also mentioned that some people never sent a W9, voided check or put bank account info in the portal.

You'll need to do this to get paid.  :)

You can do it manually through email, or through the Portal (click "My Documents" and upload them there).

If I submitted this info pre-portal do I need to do it again?

[arebelspy]

If I submitted this info pre-portal do I need to do it again?

No.

Only if you've never submitted your payment information.

[Optimiser]

If I submitted this info pre-portal do I need to do it again?

No.

Only if you've never submitted your payment information.

Hmm, okay. I logged into the portal and there wasn't anything under my documents, so I uploaded the contract, W9, and voided check even though I emailed those to them in Feb. just to be on the safe side.

[aetherie]

I don't see my payment pending yet, but I'll give it until next week like you said. I definitely sent in a W9 etc. when I signed up.

[Car Jack]

I don't see my payment pending yet, but I'll give it until next week like you said. I definitely sent in a W9 etc. when I signed up.

Same here.  Just for fun, I put them into the portal too today.

[TomTX]

I just had a brief email exchange with Erica. I was asked to add a new AU, and not remove the two AUs I already have on the card. So that means there will be three AUs on the card for a while. She confirmed that is correct. They are starting to relax their two-at-a-time standard.

I'm supposed to leave those two older AUs on the card until 6/15, but I will be paid for them on Monday, 6/5.

As someone who has yet to have a sale, that's really irritating.

[ohheythere]

I would very much like to participate in this.  Would someone be kind enough to DM me the company name? 

[DavidAnnArbor]

I would very much like to participate in this.  Would someone be kind enough to DM me the company name?

You have to private message arebelspy   on here.

[ohheythere]

I would very much like to participate in this.  Would someone be kind enough to DM me the company name?

You have to private message arebelspy   on here.

Thank you, the reason I had posted this comment as I had tried this multiple times and get some not allowed message.  Which makes me think there's a post count threshold?  Thank you David and have a nice day.

[Padonak]

I just had a brief email exchange with Erica. I was asked to add a new AU, and not remove the two AUs I already have on the card. So that means there will be three AUs on the card for a while. She confirmed that is correct. They are starting to relax their two-at-a-time standard.

I'm supposed to leave those two older AUs on the card until 6/15, but I will be paid for them on Monday, 6/5.

As someone who has yet to have a sale, that's really irritating.

Why do some people get more sales than others? I have very good credit cards with "old" and "new" companies. Well over 2 years old, credit limits over 20K, on some cards over 30K.

I had two sales with the "old" company last year, none this year. Two sales with the new company this year. I did everything right, added AUs within 24 hours of notifications. Called the banks to provide all the details. Removed the AUs on time.

That's it. No sales since early spring.

What the fuck is going on?

[DavidAnnArbor]

I would very much like to participate in this.  Would someone be kind enough to DM me the company name?

You have to private message arebelspy   on here.

Thank you, the reason I had posted this comment as I had tried this multiple times and get some not allowed message.  Which makes me think there's a post count threshold?  Thank you David and have a nice day.

Be patient and do try again, don't be discouraged, but obviously there are a lot of people who haven't gotten tradeline sales as the company is inundated with credit cards from MMM blogosphere

[Car Jack]

Why do some people get more sales than others? I have very good credit cards with "old" and "new" companies. Well over 2 years old, credit limits over 20K, on some cards over 30K.

I don't know that this is the reason, but.....perhaps customers come in and can only afford the cheaper/newer/lower limit cards.  I've got 4 cards registered and have only had AUs on my $10k, barely 2 year card.  All the others are higher limits and older and zip on them. 

[rharringtonx]

Any tradeline co.'s that accept Chase?

Is anyone opening multiple cards and waiting for them to mature for extra cash or would that be minimal?

[katsiki]

As Car Jack said, it is hard to figure out but my experience is similar.  My cards that are 24-27 months over 10K see more action that an older cards and higher limit cards.

[ShellyFlorida]

Got my first two AUs today. Added without a hitch.

Sent from my Nexus 6P using Tapatalk

What cards, limits and years did you have and when did you first sign up?

[skuzuker28]

Got my first two AUs today. Added without a hitch.

Sent from my Nexus 6P using Tapatalk

What cards, limits and years did you have and when did you first sign up?

USBank, 18500, signed up earlier in May.

Sent from my Nexus 6P using Tapatalk

[MasterStache]

As Car Jack said, it is hard to figure out but my experience is similar.  My cards that are 24-27 months over 10K see more action that an older cards and higher limit cards.

That is my theory as well. I had a couple immediate sales on a much older card with really high CL. Nothing in the last several months though. I opened a few new cards for sign up bonuses and possible AU sales (if it's still happening) down the road.

[cheapass]

Has anyone been paid yet for April adds? I'm still waiting

[Car Jack]

Has anyone been paid yet for April adds? I'm still waiting

nope...

[lmf]

I'm still waiting to be paid for my April adds as well.

[secondcor521]

I'm still waiting to be paid for my April adds as well.

Me four.

[charuhans]

Has anyone been paid yet for April adds? I'm still waiting

Nope, waiting ...

[coolshemp]

Nothing added to my checking account this morning....

[arebelspy]

Just got news from the owner on April's payments (sent last week).

Apparently everything was sent to their payroll processor on the 31st (last Thurs), but apparently the person who does it didn't receive in time and then was out of the office Fri & Mon and didn't let them know, so they're just being processed today (Tuesday).

Word is they should be direct deposited in two days, on Thursday.

Nothing I can do about it, but still.. sorry.  =/

There have been some embarassing screwups, and I feel bad that the whole thing isn't smooth with the company I'm recommending.

You will get paid, and it's still a good income, but it's annoying, I'm sure, to be expecting a payment and have it not show up on time.

So that's the status. Thursday.