Got my first sale! Very happy about it and looking to increase other tradelines to make more money.
Only questionable thing was that while talking with the CC rep, she asked me if I wanted the card sent to my address or to the AU's address. Obviously I said mine, but it did make me a little concerned that they might easily send one to the AU in the future.... I plan on calling a time or two in the next few days to see if I can use the AU's info to get a card sent to their address (secret shopper/ devil's advocate/ whatever you want to call it).
Will report back with results soon.
Uh, that's terrifying. I hope that this was a case like ARS, where she was inexperienced, and in fact, the system wouldn't let her send to the AU, even if she tried.
Update as promised:
I called in 4 times and talked to four different reps (used different credit cards and tried a different bank as well) and they all said that if an authorized user calls in, they can send the card out to their address. So, I took it a step further and called in pretending to be the AU that I recently added. After confirming information (that I doubt an AU would be able to access) they were able to send out a card to the AU's address :(
I then googled the address that I had for the AU that I added. It was a recently foreclosed home, which could either make sense because someone is looking for credit, or potentially bad if there is mail going to a home with nobody at it and someone is taking advantage of that fact.
I've decided to cancel the AU (and get a new CC number issued) and let [Mod Edit: Tradeline Company] know that I cancelled and am terminating our agreement. :(
Although I think it would be very difficult, if not impossible, for an AU to figure out all of the necessary information to get a card sent out, there's too much risk in my eyes to justify the reward. I would constantly stress out about the small chance that something bad happens. And unfortunately, if they received access, these aren't small credit lines we're talking about.
However, I was not able to find any scams and the background info I found on the company did not throw up any more flags. There have obviously been people on these boards doing it for a while without any issues, so I'm not saying to not do it. Just keep in mind the risk/reward ratio here. Just my own personal thoughts. Thank you ARS for being very helpful through the process.