I've got a discover card from 1997 with an upper limit of $7,000
I called and asked them to raise it and they bumped it all the way to $7,500
I haven't used this card in a while and have a credit score over 815
1) is it of any use for this at only $7,500?
2) if I haven't used it in a couple of years, does it help to start using it again? It shows up on my credit report
3) can I raise the limit over time and if so, how long would y'all think that will take me?
I'm in the same boat with Discover, though I started much lower and ended up slightly lower. I suggest starting to use the card more. Current rotating category is Amazon & Home Improvement.
If the card isn't getting used, Discover doesn't have much reason to raise your limit.
i just went online with a discover card that is 6 years old
old credit limit was 7300
and they gave me an instant 4200
i have not used that card for almost a year (after we had the card number stolen twice within a two month period)
my credit score hovers around 800
i did not think they would give me that much of a 'raise'
oh, ok 5 min before asking for the new credit line i did a 5 dollar reload on an amazon card
since i wanted to test if it was activated...
i am still considering this
i am so slow to pull the trigger i know i should jump on this..
but i only have that one discover card
the citi card i have , i dont even remember the number its so old and as others have mentioned
its probably canceled since its over 10 years old..