Hello,
I've been a reader, lurker, and student of the ways of frugality for a while. I never really had much to contribute, so I stayed in the background. Until now. ;)
When I was younger, I spent money as I made it. My parents always told me "Do it while you're young and can afford it", so I did. I bought cars on a whim, music gear, and junk. Then life hit. Given a number of emergencies and stupid decisions, I quickly racked up debt after debt, and started drowning in CC debt.
I turned that around and finally paid off the credit cards and got myself above water and on a path to FIRE. One thing that has always bothered me is companies that nickle and dime you do death. A great example is my cable internet provider, Comcast. They charge $8.00 (!!) every month for the "privilege" of using their crappy modem/gateway. I paid it, grudgingly. One day, a quick curiosity lead to a page on their site about Customer Provided Equipment. I grinned.
As fortune would have it, I was visiting a friend who needed a quick hand with a few things. I've always been one to help out, so we got to work. During the course of said work, he asked me if I had any use for an extra cable modem. *BING* The lights went on.
I got home and started looking at my options for router/WiFi access points to pair with the modem. I found one on Amazon for just under $100. Then I remembered that damned credit card....and one of its perks: Reward Points! I checked the reward site and found that I had amassed more than enough points to purchase a gift card for Amazon, in turn getting the Router.
Tomorrow, the Comcast modem goes back.
I can't help but grin at everything that went into this!
1) I got a modem in exchange for a little bit of assistance for a friend;
2) My cable bill is auto paid on the credit card (reward points!);
3) I used those same reward points to purchase a router to pair with the modem that I was being charged for, thus further stripping Comcast of their $8.00/month tap into my stash.
I love it when I can work the system. ;) Now to see what else I can muster up.