It really is a good deal. I would save an additional $400 /yr after Gold fees approximately vs our current everyday credit card. One somewhat silly question though that maybe someone here has an answer for...
Does anyone use Robinhood Gold credit card and sync to Empower (Personal Capital)? The Robinhood investment account sync is kind of a mess so I just do it manually now in Empower. Ex: it sometimes just shows the balance, but not the underlying holdings (throwing off a bunch of charts like asset allocation), it won't reflect margin being used, you get hit with 2-factor prompts every time you open Empower, etc.
Especially with credit card transactions, I'd want those things sync'd so I can follow spending / budgeting / cash flow. Based on how the investment sync process is terrible, I don't have high hopes there, and I love Empower and how it sync's all our other credit cards flawlessly.
Other than that, just the hassle of unfreezing our credit to apply for the card, plus moving over the dozens of automatic payments that flow through our current card.
EDIT: There's also the question if this is just an introductory 3%. Would suck if this is a rug pull
