Hi all,
I finally checked out this blog after my brother showed me it in June of 2015. Before finding this blog i never missed any payments for my student loans or had any cc debt but i would spend all my income going out and partying. At the time i was probably making about 50K.
The loan when i started making larger payments was still not mistaken 56K broken up into 4 loans with interest rates of 8.6,8.3, 6.6 and 6.5. So even though i never missed a payment the interest was eating up the monthly $600 payment.
Now i am on pace to make about 100k and hopefully will have rest of loans gone before June 2017.
i have 15,000 left and it is my only debt but surprisingly my credit score is still 820.