The Money Mustache Community
General Discussion => Share Your Badassity => Topic started by: Matte on July 17, 2013, 08:26:21 PM
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It's been a year since I have had any line of credit balance. Life feels way better, lighter, I went from 18-23 always in debt. Not that it was all that poor debt, I bought a house on student loans, went to 2 years of school, dated and married a girl (from a different town gas $$$) and a lot more. I defenetly was not efficient with my money but am getting there. Right now we vary between 40-50 percent savings rate.
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congrats!!
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Just to clarify for me (because I can be pretty slow):
You have no credit line at all, or just no balances that you are carrying?
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Zero Credit line at all, well $1.00 just to keep my wife's student line of credit at prime +1 open for emergencies. Zero credit card debt, never was that dumb, only ever held at near prime or below.
3 years on truck (465/mo) and 10 months on car (325/mo)and I'm payment free on hopefully it house, hopefully for life. Cars at 0% and trucks at .9% so excess money goes to investments/mortgage instead. They were both pre mmm purchases, but are good vehicles that il keep a long long time.