Hi Mustachians!
I was doodling around in my accounts today and realized I had just enough in my checking account to completely pay off one of my two credit cards, in one fell swoop, with no fees or overdraft or anything like that-- a month ahead of when I was planning to. I just did it and I feel like a rock star. Now I only have one card left to focus on until my credit card debt is completely gone.
I have to say that the turning point for me was totally mental-- getting to think of my debt as a true emergency rather than something I'm working on. Really exciting and fun to pay off.
Another really good thing: paying it off right before Christmas is going to hammer in a frugal mindset for the holiday (don't want to mess up what I've just achieved)!