Net worth increase 2022 (i.e. the 'present' you give yourself)

[marty998]

Come on guys and gals, spill the beans. How well did you do this year?

I started at around $419k and will end at about $534k. An increase of ~115k to the bucket.

Pretty good year :D though I actually had a bigger 2013 due to some higher shares and property value gains.

2012 - $295k
2013 - $419k
2014 - $534k

[Angie55]

We started at 63.7k and expect to end at 147.5k. That's an increase of 83.8k. I have no idea how that was possible but that's what the numbers say.

This is huge for us since DH was unemployed from April to October and his "severance" was only 2 weeks paid. Also, we had negative net worth Jan 2013! (-26.8k to be exact).

I'm looking forward to 2015 where we will hopefully have two incomes all year again.

[mxt0133]

2013 - $419k
2014 - $534k

These numbers are really close to my families numbers.  All contributions and investment gains, not property appreciation however.

It was a good year.

[FIreDrill]

This years numbers aren't final yet so they could fluctuate by a couple thousand. 


Here is my best guess as to where we will end the year according to Personal Capital.

2013 - $55k
2014 - $115k (Estimate)


NW jumped about 60k this year and we saved around 50-55% of our income.  Shooting for more next year!


SS

[sol]

We're up a ridiculous 24.2%.  If only the market could keep this up, we could have retired years ago. Alas, I'm still working because this gravy train won't last forever.

Interesting, though, that the birth of the MMM blog so neatly corresponded with a period of great market performance.  I wonder how the blog would be different if we had had five years of stagnation and apparent forward looking SWRs were lower in an environment of benefit cuts. It's easy to preach the joys of investing during a historic bull.

[mxt0133]

To me investing is just one part of his message.  If the economy were to tank and investments took a nose dive I think his message on minimizing expenses and not tying one's happiness with stuff would still be a powerful message.

But time will tell and we'll have to wait until the next financial crisis. 

[ltt]

I don't know, but it was fairly substantial.  I will say, though, we made $17k in the form of dividend income, ST & LT cap gains.  This is the highest we have ever made.

[RWD]

We're up over 80% compared to last year.

[yoga mama]

When I discovered MMM in August, we were probably a few thousand negative... now we've made some good choices and according to Mint we are +$125K!!  Hoping to double that or more by next year!

[Davids]

11/30/13: $468K
11/30/14: $605K

[gecko10x]

We are up 47% in 2014, after being up 50% in 2013.

Good year!

[plantingourpennies]

Final numbers are not in, but it looks like we'll be up by about 198k this year, moving from 616k to 815. Numbers are for November time frame because December ain't over.


Balance sheet November 2014- http://www.plantingourpennies.com/pop-balance-sheet-november-2014/

Balance sheet November 2013- http://www.plantingourpennies.com/pop-balance-sheet-november-2013/

This has been a tremendous 5 years for accumulating wealth.

(ninja edit to fix link)

================================================

2015 Edit-

Balance sheet November 2015-http://www.plantingourpennies.com/pop-balance-sheet-november-2015/

We're up from 815 to 950, so maybe a 130k increase for 2015. Getting to FI seems predictable but the road is getting slightly boring at this point.

[Wile E. Coyote]

I little over 200k over the last 12 months.

[bigchrisb]

2014: $1396k
2013:  $1152k
2012: $885k
2011 $649k
2010: $615k
2009: $183k
2008: $54k
2007: $48k 
2006: $11k (Personal finance awakening)

Run rate over the last couple of years seems to have stabilized around $240k/year, about 50/50 saving and investment return.

[Gin1984]

Started with $16462, am at $26316.  Almost $10,000, pretty decent. 

[RWD]

2010: $615k
2009: $183k

That's a huge jump there. What happened?

[bigchrisb]

2010: $615k
2009: $183k

That's a huge jump there. What happened?

Revaluation of shares in an unlisted company (my employer). Really hard to get an accurate value on private companies due to being so illiquid.  The company was bought out by a listed group earlier this year - my carrying value was pretty close to my share of the acautl sale price. 

[NinetyFour]

12/31/13:  $348,675
12/24/14:  $476,182

Increase, so far, of $127,507.

[MsFrugalista]

2009: $100K
2010: $152K
2011: $208K
2012: $298K
2013: $445K
2014: $705K (as of 12/23/14)

[Elliot]

2012: -35k (estimate)
2013: -2k
2014: 32k

[MrMathMustache]

Making steady progress on a teacher's salary, and my real estate purchase in 2006 has actually held my net worth down.

2014: $422k
2013: $342
2012: $275
2011: $222
2010: $183
2009: $133
2008: $80

[mancityfan]

2013 790k
2014 1360k

80% of our gains were due to 2 inheritances that we recieved this year after the death of two parents, So bittersweet indeed.

[europe]

Wow, unbelievable how you guys are increasing your net-worth year by year...

12/2012: 0 (figures in Euro)
12/2013: 26.000
12/2014: 73.000

I hope, that I could hit the 100k mark by 12/2015!

[Roots&Wings]

2012 - $219k
2013 - $315k
2014 - $418k as of today

Have been saving just over 80% of my income the past two years and it's making a big difference!

[Nate R]

2012: -35k (estimate)
2013: -2k
2014: 32k

Congrats! Positive and climbing faster! :-)




For me:
Jan 2013: 5.9K
Jan 2014: 26K
Jan 2015: 42K  <--- Bought a $20K Car in February with a loan, and some other junk this year before I REALLY came to my financial senses in June. (Thanks, YNAB!)

[Kansas Beachbum]

We ended '13 with NW of ~$1.1M, will end this year at over $1.3M...a roughly 20% increase.  About $80K of that was additional savings, the rest increase in value of investments.  Numbers do not include ~$200K in PV of our pension annuities...which we hope to get as a lump sum from our former employer at some point...I'd rather manage those funds myself than leave them with a pension fund.  We'll see what happens with that. 

What ever holiday you celebrate, I hope it's wonderful!

[MNM]

Slow & steady.  2015 will give me the chance to save a lot more money and pay off the last 10k of my student loans.

Dec. 2012: 149,000
Dec. 2013: 228,000
Dec. 2014: 287,000

Discovered MMM in March of 2013, when the retirement balance was 164,000.  Up 123k since then.  Feels great. 

Age 42, and expect to reach FI sometime around age 50.  Wowza.

[trailrated]

Guestimate without looking at Quicken

2013: 8k
2014: 72k

Raise, giant bonus, and a bit of a windfall, and awesome returns.

[Elliot]

2012: -35k (estimate)
2013: -2k
2014: 32k

Congrats! Positive and climbing faster! :-)




For me:
Jan 2013: 5.9K
Jan 2014: 26K
Jan 2015: 42K  <--- Bought a $20K Car in February with a loan, and some other junk this year before I REALLY came to my financial senses in June. (Thanks, YNAB!)

You'll have that loan decimated in no time!

[sheepstache]

We're up a ridiculous 24.2%.  If only the market could keep this up, we could have retired years ago. Alas, I'm still working because this gravy train won't last forever.

Interesting, though, that the birth of the MMM blog so neatly corresponded with a period of great market performance.  I wonder how the blog would be different if we had had five years of stagnation and apparent forward looking SWRs were lower in an environment of benefit cuts. It's easy to preach the joys of investing during a historic bull.

Ha ha, I've thought that as well. Wish I'd known about it in 2009.

[Calvawt]

Impressive results!  We started at $330k and should be at $430k at year end.  $100k increase or about 30%.


Sent from my iPhone using Tapatalk

[Abe]

Jan 2010 (first part time job): $5k
Jan 2011 ($50k salary): $30k
Jan 2012 (wife started working): $45k
Jan 2013 : $76k
Jan 2014: $123k
current: $172k (saved my entire salary!)

[dandarc]

Dec 2013 - $210K
Dec 2014 - $327K

So 117K increase.  Getting there.  Made 94K in retirement contributions this year (17.5K for wife's 457, 25.1K for 2013 solo-401K, 40.4 for 2014 solo-401K, 11K for 2 Roth IRAs).  Kicking ass and taking names on that front.

[Middlesbrough]

May 2013 -15k (graduated college)
Dec. 2013 -3k
Dec. 2014 24k

27k for the year. Not to shabby. It feels good to be positive again since going to college about 5 years ago.

[mbk]

Wow! Very impressive numbers by everyone.

In my case,
2013 =  38k
2014 ~ 121k

An increase of roughly 83k for us this year. A combination of savings, market gains and real-estate gains. Still lot of potential in increasing the savings rate and hoping to do it in 2015.

 

[Downtown]

Increase of $236k - It was a great year!

Congrats to everyone on steady progress toward your goals!

[Primm]

I know it's selection bias, because the people that post here have made gains, and fairly substantial ones at that. Still it's awesome to see all the good work.

I'll throw my hat in the ring.

Jan '14: $68,837.56

Dec '14: $144,742.36

That's a gain of $75,904.80, or 110% if my schoolyard maths works correctly. :)

[B L I S S]

I'm 23 years old.

Beginning of 2014: -$15K
June 2014: -$21K
December 25, 2014: $-2K


This summer I had to take loans on to "survive," but after January 2014 I should hopefully never be negative again. Things are looking up.

[Pooperman]

Beginning of the year: ~19k
July 14th (last day before first paycheck after being unemployed): ~7k (value of my car)
End of 2014: ~25k

[Exflyboy]

Wen't from about $1.2M to 1.45M as of yesterday (paid off house not included in these numbers)

Frank

[Datastache]

I'm up to about $20k now, from around $13k at the start of the year - about a 50% increase. Not particularly impressive by comparison to many of you, but I'm glad the trend is at least in the right direction (and accelerating). I'm planning on paying off my auto loan early, which will render me completely debt-free and save me a few hundred dollars' worth of interest. I'd like to at least hit $30k by this time next year.

[plantingourpennies]

I'm up to about $20k now, from around $13k at the start of the year - about a 50% increase. Not particularly impressive by comparison to many of you, but I'm glad the trend is at least in the right direction (and accelerating). I'm planning on paying off my auto loan early, which will render me completely debt-free and save me a few hundred dollars' worth of interest. I'd like to at least hit $30k by this time next year.

No shame in your game. Trust me, the first 30k is the hardest!

[Travis]

JAN 2014 - $364k (owned a truck, a garage full of "stuff," investments were fairly conservative and spread across 30 high fee funds. And half that $364k was cash!
DEC 2014 - $458k (sold truck, sold stuff, started Roth IRA for DW, got into Vanguard with a much more aggressive AA, deployed and came close to maxing the extended TSP limit)

[Exflyboy]

I'm up to about $20k now, from around $13k at the start of the year - about a 50% increase. Not particularly impressive by comparison to many of you, but I'm glad the trend is at least in the right direction (and accelerating). I'm planning on paying off my auto loan early, which will render me completely debt-free and save me a few hundred dollars' worth of interest. I'd like to at least hit $30k by this time next year.

No shame in your game. Trust me, the first 30k is the hardest!

Amen to that.. remember ALL of us started at less than zero at one point.. and not so long ago in my case!

Frank

[kpd905]

Started at -$38k and should end at roughly +$24k.  For a $62k increase.  Lots of student loan payments accounted for that increase.

[valk001]

It is awesome to see everyones progress, Hell yea!

Here is mine:
Dec 2012- $3,534
Dec 2013- $34,033
Dec 2014- $88,493

Cheers,
Valk0011

[chasesfish]

2011:  $323k
2012:  $470k
2013:  $716k
2014:  $898k

45%, 52%, and 24% over the past three years.   We were fortunate to pull off a really high savings rate in 2011, 2012, and 2013 combined with being almost fully invested in equities.   I see the countdown to $1mil going a whole lot slower

[Bikesy]

2013: 44k
2014: 105k

I'm happy.  Income increased by 50% in July so next year should be better!

[johnsmithindustries]

2011: -$22k
2012:  $10k
2013:  $46k
2014: $108k

Broke six figures, which was my goal for 2014.

[Nudelkopf]

May 2013 -15k (graduated college)
Dec. 2013 -3k
Dec. 2014 24k

27k for the year. Not to shabby. It feels good to be positive again since going to college about 5 years ago.

Yay, someone else with similar figures to me!

23, single, started fulltime work as a teacher after 5yrs of uni at the end of 2013.

2013: -15k (25k of student loans/HECS)
2014: +16k (still 23k of student loan/HECS lol)

Gain of 31k :D