Net worth increase 2022 (i.e. the 'present' you give yourself)

[CanuckExpat]

About a $330,000 Networth increase for us, perhaps our last large net worth increase ever as wife and I both quit our jobs this year
About $100,000 of that was from appreciation and capital freed up when we sold our primary residence.

1/1/2016   :   $851,955.14
1/1/2017   :   $1,183,264.32

1/1/2018  :  $1,362,853.31

Networth increased by almost $180,000 even without jobs. I guess I was wrong when I predicted last year would be the last year of large net worth increases :S

[MishMash]

Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

[G-dog]

About a $330,000 Networth increase for us, perhaps our last large net worth increase ever as wife and I both quit our jobs this year
About $100,000 of that was from appreciation and capital freed up when we sold our primary residence.

1/1/2016   :   $851,955.14
1/1/2017   :   $1,183,264.32

1/1/2018  :  $1,362,853.31

Networth increased by almost $180,000 even without jobs. I guess I was wrong when I predicted last year would be the last year of large net worth increases :S

I had a very similar result - some wise person said “money will find you”.  So true!

[G-dog]

Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

@MishMash - glad you escaped that job, but so sorry to hear about your injury (and new roomie). Wishing you the best as you heal.

[NICE!]

Market returns have been ridiculous, but savings have been even better. What a great year for the home team and what a significant improvement on previous years' % gains.

2013: $180k
2014: $242k
2015: $286k
2016: $300k
2017: $525k

[Optimiser]

12/31/2011: $18,719
12/31/2012: $23,793   Income: 20k/yr.
12/31/2013: -$57,156   Started grad school financed by loans and got married and to a wife with a lot of student loans
12/31/2014: -$71,684   Still in grad school - more loans. Found MMM.
12/31/2015: -$68,111   Graduated and started working in June.
12/31/2016: -$61,128

12/31/2017: -$30,801   2018 could be the year we get back to black

[DavidAnnArbor]

Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

Wow I hope you recover fully. I kind of recall that with stroke patients they force them to try to move the limb that can't move, and perhaps that gets nerves to regrow back

[Sailor Sam]

I want to play!

31 Dec 2010: $85,203
31 Dec 2011: $106,303   (Δ $21,100)
31 Dec 2012: $144,111   (Δ $37,808)
31 Dec 2013: $212,510   (Δ $68,399)
31 Dec 2014: $264,836   (Δ $52,326)
31 Dec 2015: $299,579   (Δ $34,743)
31 Dec 2016: $371,611   (Δ $72,032)

31 Dec 2017:  $496,452  (Δ $124,841)

I saved ~$60k, and the rest is market gains.

[kendallf]

I figured this would be a bracing year of market corrections.  Instead NW is up 37%.  The market and a big bump in Zillow's valuation of our house are responsible for most of that.  I did save heavily this year but bought an exceptionally stupid car in December (I'm unapologetic), along with some relatively expensive help for family members. 

Maybe 2018 will be the bracing market correction year.  Or not.. my crystal ball sucks.

[chasesfish]

Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

I'm sorry to hear about what you're going through.  My thoughts are with you, my wife is also dealing with weird neruologic issues after we got a life-threatening spinal issue resolved.  injured it while working out at 34, life is really short.

[Malaysia41]

Up 14%

[Jessamine]

Year     Net Worth     Invested
2013      172k           69k
2014      194k           88k (+19k)
2015      336k          134k (+46k)
2016      413k          165k (+31k)
2017      532k          247k (+82k)

[MishMash]

Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

I'm sorry to hear about what you're going through.  My thoughts are with you, my wife is also dealing with weird neruologic issues after we got a life-threatening spinal issue resolved.  injured it while working out at 34, life is really short.

Lol sounds like your wife and I have similar issues, it sucks, I hope she gets well too!

[CheapskateWife]

Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Jan 1 2018 - 698K

wow...what a year.

[G-dog]

Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Jan 1 2018 - 698K

wow...what a year.

Wow!  It's like magic isn't it!

[NinetyFour]

Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Jan 1 2018 - 698K

wow...what a year.

Looks like it's time for you to retire...  ;-)

[CheapskateWife]

Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Jan 1 2018 - 698K

wow...what a year.

Looks like it's time for you to retire...  ;-)

Does indeed :)

[t5inside]

Net worth by year:
December '15 - $134,180
December '16 -  $227,372 (+$93,192)
December '17 - $345,866 (+$118,494)

Hoping for $500k by end of 2018 :)

[FireHiker]

Total Net Worth:
12-2015: $953,574
12-2016: $1,151,089 (+$197,514)
12-2017: $1,452,436 (+$301,347)

A big chunk of our net worth is home equity. If I remove that, here are the numbers, which are what we use for our FIRE calcs
12-2015: $512,823
12-2016: $619,182 (+$106,359)
12-2017: $843,760 (+$224,578)

[frogstomp81]

1/1/16: $462,464.13
1/1/17: $598,065.11 (+$135,600.98)
1/1/18: $719,775.17 (+$121,710.06)

2017 would have been much better but I was laid off in June.

[Goldy]

Dec 2013 - $699,658
Dec 2014 - $859,626
Dec 2015 - $958,149
Dec 2016 - $1,229,319 

Dec 2017 - $1,617,661  Increase of $388k

The green army is now contributing more than we are.

[kevin5657]

Dec 2010   -5k (graduated from college)
Dec 2011    3.5k
Dec 2012    13k
Dec 2013   35k
Dec 2014   60k
Dec 2015   100k (bought a home)
Dec 2016   265k (company sold - got ~75k payout from shares)
Dec 2017   416k

30 yrs old and wife 26, ~200k household income no kids yet.  Had a slow start (lots of fruitless spending) from 2010-2012 before getting serious about saving.  Lofty goal of 600k by end of 2018.  Will depend on another great year for the market and real estate...

[jayzee]

Only started tracking in 2015, just checked my last three spreadsheet, and now feeling rather heartened.

1/1/16 -  $9,835.84
1/1/17 - $25,454.41
1/1/18 - $93,613.31

I will be going into self-employment this year so I am expecting net worth to track backwards for a few months while I get myself set up. Hopefully, I will end up making back the initial investment by the end of the year. The goal is just to be neutral in 2018.

[Nudelkopf]

2013: -15k (25k of student loans/HECS)
2014: +16k (still 23k of student loan/HECS lol)

I found my old post on Page 2!

2013: -$15k
2014: $16k  (+$31k)
2015:  ?
2016:  $130k
2017:  $195k

Still got $18k in student loans/HECs, but at 1.5%pa I'm in no rush to pay off more than the minimum! My retirement account (super) is $61k of my networth which is nice and healthy at my age (26yrs old).

[DarkandStormy]

1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

[SnackDog]

1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.

[DarkandStormy]

1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.

Haha, wouldn't that be nice!  2017 was when I discovered MMM/FI in general and so I have a feeling it will represent my largest % increase of net worth and my portfolio.  Still, on track to max Roth IRA, HSA, and 401k in 2018 so we'll see how the markets do!

[Imustacheyouaquestion]

Dec 2015: $65,356
Dec 2016: $106,701    (+ $41,345)
Dec 2017: $206,349.74    (+ $99,648)       

Blew my 2017 goal of $150k out of the water. Goal for 2018 is $250k by July and $300k by end of year.

[PhrugalPhan]

Numbers are only for liquid investments (Not savings that stays fairly constant).  I have a paid off house in a HCOL area along with a paid off older car, but I have to live somewhere, so no sense including them. Also not including a vested pension as I can only get it 10 years from now ($30k/yr.)  I've been doing my investments on a $95k salary.

1/1/2016: $540k
1/1/2017: $670k (Growth of $130k)
1/1/2018: $841k (Growth of $171k)

[Wintergreen78]

I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

[chasesfish]

I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

Haha!  Isn't that the truth!  I was doing some social security calculations for a case study I'm participating in, my first full year working in 2004 was $39,013.   I made 2/3rds of that in investment gains last week

[SDF]

1/1/2017 ~ $70,000
1/1/2018 ~ $126,000 (+$56,000)

As others have said, very spoiled by the market this year, but I also happily maxed out my contributions. Great to read of the savings so many achieved this past year.

[AccidentalMiser]

Net 1/5/17 - 742k, 347k cash/stocks
Net 1/5/18 - 945k, 509k cash/stocks

I'm pretty happy with that since my salary is about 150k.  Here's to crossing 1M net worth this year!

[Mikila]

Our net worth increased by $27K.  Woohoo!  Hoping to double that this year.

[Apples]

December 2013:  $43,800
December 2014:  $70,200
December 2015:  $107,700

Goal for next year:  $150,000 if we stretch for it.

December 2016:  $153,950  Woohoo!  We hit our stretch goal and then some!  And it felt like we were spending well above our budget, but actually stayed a bit under once the year was done.  Net worth went up 43% with a 46% savings rate (lower than the previous year) and a 10% increase in take-home pay, all due to my DH getting awesome, deserved raises.  Goal of $200,000 by the end of 2017 with a stretch goal of $210,000.

December 2017:  $219,525  killed it!  Another increase in pay, though not nearly as much as last year.  In 2018 our net worth should go up a similar amount, assuming the stock market continues a steady climb.  If not, then things could stay at much lower levels.  I got a big bonus in December that will really make the NW number jump in January, but the rest of the year will be a much slower accumulation as our expenses rise this year.  I don't have accurate numbers yet to declare a goal, but a definite stretch goal would be $300,000.  I have no idea if we could hit that or not.  Probably something more like $280,000 to $290,000 assuming the stock market doesn't drop.

[Jaayse]

I found MMM this year around January, but I lost some of my data when my computer died... so the first time I have saved is when I started my journal on here which was mid April.

15 April - 164900
31 December - 232200  (+67300) approximate increase over 7 and a half months

Best guess is around 75000 increase for the year!  (This does not include the equity in my condo.)

So I got my actual end of year numbers, and I managed to figure out how to look into my non-mustachian past and here is what I found:

January 2015          80500                          (Late 2015 I bought my condo with 30k down, no condo worth is included so that disappeared)
January 2016          112500          +32000
January 2017          142500          +30000   (I found MMM in January 2017 while on another deployment)
January 2018          232000          +89500   (End of first year with MMM, was promoted on January 1st 2017 to a higher paygrade which helped)

My actual gain for the year was MUCH higher than I thought.  I can't wait to see what happens this next year!

[minimalistgamer]

This is my net worth change -

Beginning of year balance (Saturday, January 14, 2017): $90,120.35
End of year balance (Saturday, December 16, 2017): $159,699.51

I did a very detailed analysis for those that want more details -
http://minimalistgamer.blogspot.com/2018/01/2017-financial-year-in-review.html

[Firehazard]

My net worth (not including home equity) increased by $152k this year.  $52k I contributed, and the market did the rest.    I topped out the year at $625k.  Now I'm at $640K after ten days of 2018.

Household combined, we're at $1.45M.

One more year, and we're all done!  Today was the last January 10th I should ever have to suffer through at work.

[onecoolcat]

I'm up about $42,000 for 2015.  Wife is up about 30k.  Pretty exciting since this was my first year of saving like a mustachian.  However, I still have a negative networth.

2015 Breakdown:
$19,600 in 401k (includes employer contributions)
$5,350 in IRA (took losses)
$3,350 in HSA
$7,000 paid to brother for interest free car loan debt
$7,000 paid toward student loan principle (I paid extra before I refinanced with sofi) :(

1/1/2016 - (11,622)
12/11/2016 - 41,938

+$53,560, this feels nuts!

Jan. 1, 2017 - $43,708
Jan. 1, 2018 - $113,000

+$69,292 in 2017.  I took a pay cut in late 2016 and went to a single-income household due to a +1 to our family so I'm stoked about the gains. 

[Wile E. Coyote]

I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

Down about $50K this year, mostly due to the Zillow value of my home becoming more reasonable.  I left my full time job and started a new venture in February 2017, so I wasn't saving nearly as much as before.  Investments were up $192K.

[jengod]

Looks like we are up $350K this year. Increase is from a modest stock options payout, phenomenal mutual fund gains and a continuing spike in housing prices in our area (we finally crossed the $1M threshold for home value).

Thanks to this thread we now record an annual net worth total and will report again next year.

[wkumtrider]

2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

[NinetyFour]

WOO HOO!!!!!!!!!!!!!  :D

[nora]

Ours increased 206000 (difference from this in numbers below is due to currency change). We became millionaires this year. Another great year despite big changes with husband retired and me working casually. We have rented out two of three spare bedrooms and some of our land, which really takes away a lot of the living expenses for us and increases our savings rate -these yield around 22000.

We had a big increase in super (Australia) due to sharemarket, and started to save outside super although only a small amount at this stage of around 45000. Hoping to increase this in the coming year. We would have annual expenses $60000 covered once it reaches 750000 assuming we rent the third room also, o a few more years work to go. Most of our net worth is in home equity, around 770000 with most of the balance in super.

Jan 2018 1175000 nzd
Jan 2017   950000 aud
Jan 2016   642000 aud
Jan 2015   445000 aud
Jan 2014   190000 aud
Jan 2013     90000 aud
Jan 2012    -15000 aud

[couponvan]

My NW went up $171,341 this year.  And my main job only paid me ~$80K gross.  My rental income mostly paid my mortgage, and I had $17K in side-gig income.  Still.  Jeepers.

Niiice.. Still quitting in 2018?

Yes--very definitely.  No turning back now, even if I wanted to, as I signed paperwork for the Voluntary Separation Incentive Payout, which I will receive on 6/30/18.  My last day of classes will be on April 19.....109 days from now.  :)

Awesome..:)

You are keeping the side gig in FIRE, correct? I think that means you oversaved! :-)

94 more days until retirement....

[Zoot]

2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

Welcome to the Double Comma Club!  :)  Come join us in the Race from $1M to $2M thread for your next million!

[Parizade]

My net worth increased by 80K last year while my COL decreased by about 20K

[SnackDog]

2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

Welcome to the Double Comma Club!  :)  Come join us in the Race from $1M to $2M thread for your next million!

I thought the next level after two commas was three commas!

[Zoot]

I thought the next level after two commas was three commas!

That would be a VERY nice club to be in.  :)  Right now, though, I'm just focusing on the number before the first comma!

[oldtoyota]

1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Well done!