I ended up talking money a bit at the end of a recent happy hour with a friend (3 years younger than me at 29, in a good gov't job, 2 years out of law school) - we'd gotten there by comparing parents. His folks are about 10 years older than mine, and yet my dad retired last year at 55. This got us on to general financial planning, me mentioning that my DH has RE goals, and he finally just asked "well, but how can you do that?" and I said "We'll have about a million dollars saved up in the next 10 years. I'd be happy to chat with you more about how you can get your own finances in order if you want..." He was a little dumbfounded, but emailed me two days later to say he'd like to hear more. :)