Well done!
Totally fine if you don't want to say, but if you don't mind sharing what was the medical issue? I'm curious what kind of emergency leads to hitting the out of pocket maximum since we've never had anything big (knock on wood) and it weighs in to decisions about what type of insurance to go for.
Not the OP:
For a number of years my OoPM was (individual) $2,000. I hit it 5 years in a row, never for something I would call an "emergency" but always for something involving physical therapy. Twice it was for patellar tendonitis (uh, knee pain). I wouldn't have though it was an emergency; my knees hurt when walking, I fell once because I couldn't support my weight on the unstable joint. It was bilateral- so getting both knees to resolve was difficult. That was mostly on physical therapy, but also had a visit to a rheumatologist to make sure it wasn't arthritis. The next year it was bursitis and a labral tear (though I didn't get surgery to fix it) in my hip. Last year it was a semi-emergency for costs associated with breaking my T1 transverse process in a car accident- ER, non-surgery neurosurgeon appointments, scans, PT. I was in a cervical collar for the summer while the bone healed, but mostly just really incredibly severe headaches was the issue. (The total billings for that were close to $50k if you are wondering what portion insurance covered.)
The other severe issue I've had was an anterior spinal fusion along with an ICU stay and then an in-patient rehab stay after breaking my neck/ temporary paralysis. I think that hit the out of pocket max in like the first day between the ambulance, the ER, the scans, the neurosurgeon, and the surgery team. That was definitely an emergency. I think our (family) OoPM was $20k then (this was a long time ago). I can't even begin to imagine how much $$$ was billed to insurance for this type of injury.