Maxed out my Roth IRA Contribution for 2016 today

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I invested $5300 in VTSMX -

https://personal.vanguard.com/us/funds/snapshot?FundId=0085&FundIntExt=INT

It makes me nervous, but I know this is the only way to go. I hope this isn't a terrible idea.

[3Mer]

Great job!  And your post made me realize I should research which fund to put my Roth contributions in.  Right now they are one of the Target Retirement Year funds.

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I was using a target retirement fund as well, but I wanted to convert the total stock market fund into an admiral shares. I will have accomplished that next year. I really should have put more money into this fund last year, but its never too late.

[GrowingTheGreen]

Technically, you've got another $200 until you're maxed :)

I'm just being a jerk.  Awesome milestone and congratulations!

[FIPurpose]

When I was in college I was contributing to my Roth IRA, but when I got my first job out of college, I switched to all traditional accounts. So even though now my Roth looks tiny compared to my tIRA, I've had my Roth in a single fund, VTSMX, for that entire time.

Once you've seen enough ups and downs of your own money, it becomes less scary and just part of everyday life.

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Technically, you've got another $200 until you're maxed :)

I'm just being a jerk.  Awesome milestone and congratulations!

Thanks for the observation :) I contributed $200 last month :p Appreciate your encouragement.

When I was in college I was contributing to my Roth IRA, but when I got my first job out of college, I switched to all traditional accounts. So even though now my Roth looks tiny compared to my tIRA, I've had my Roth in a single fund, VTSMX, for that entire time.

Once you've seen enough ups and downs of your own money, it becomes less scary and just part of everyday life.

I see. I just need to learn to be less scared I guess. I mean, its not like I have a choice regarding this anyway, I will have to invest to grow wealth. I just hope it pays off at some point.